PlainZIP

Kenmore, WA · standard

ZIP Code 98028

King County, Washington - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

20,419
1,399/sq mi
$139,764
Median income
$920,800
Median home value
61.8%
Bachelor's or higher

The verdict

Kenmore pairs a top-decile household income with top-decile home values, in a low-density, homeowner-dominated area.

Top 5%
household income, US ZIPs
Top 3%
home value, US ZIPs
1,399
people per sq mi
69%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 98028 against every reporting US ZIP.

ZIP code 98028 is a densely settled ZIP (a standard USPS delivery area) in Kenmore, King County, Washington, with 20,419 residents across 14.6 square miles, a density of 1,399 people per square mile, in the Los Angeles time zone.

ZIP 98028 skews affluent, with a median household income of $139,764 (54% above the Washington average), while per-capita income is $74,324. 5.7% of residents live below the poverty line, and the unemployment rate reads 3.8%. Housing costs here run $920,800 for a typical home value (80% above the state average), with rent averaging $1,949 a month; 69.3% of homes are owner-occupied.

This is a highly-educated ZIP: 61.8% of adults hold a bachelor's degree or higher, the median age is 39.1, and the average commute is 29 minutes. Beyond these figures, 10 nearby ZIP codes within about 10 miles are surfaced below, along with 6 more sharing King County, letting you compare 98028 to its immediate surroundings rather than a national baseline alone.

Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →

Top industries in ZIP 98028

Top 5 sectors by establishment count in Kenmore, WA

Which industries have the most business establishments in ZIP 98028.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 98028, Kenmore, WA · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.

Quick Facts

20,419

Population

14.6

Area (sq mi)

1,399

People / sq mi

Los Angeles

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 98028?

39.1

Median Age

52.1%

Male

47.9%

Female

21.9%

Foreign-Born

White 65.1%
African American 2.9%
Asian 16.3%
American Indian or Alaska Native 0.3%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 12.7%
Hispanic or Latino 9.8%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$139,764

Median Household Income

+54% vs state

$74,324

Per Capita Income

5.7%

Poverty Rate

3.8%

Unemployment Rate

28.8 min

Mean Commute Time

How ZIP 98028 ranks nationally

Kenmore, WA household income vs. every US ZIP code

Median household income, the full national distribution, with this ZIP marked

$139,764 Top 5% higher than 95% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). Below this entry. $60,000–$80,000: 9,980 US ZIPs (33%). Below this entry. $80,000–$100,000: 5,778 US ZIPs (19%). Below this entry. $100,000–$120,000: 2,855 US ZIPs (9%). Below this entry. $120,000–$140,000: 1,362 US ZIPs (4%). This entry sits in this band. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 73.0%
Bachelor's Degree or Higher 61.8%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

9,761

Total Housing Units

9,396

Occupied Units

365

Vacant Units

2.50

Avg Household Size

Occupancy Type

Owner 69.3%
Renter 30.7%

$920,800

Median Home Value

+80% vs state

$1,949

Median Rent

1985

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How have home values changed over time?

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

+7.3%

YoY Change (2024)

387

HPI Index (2000 = 100)

+287%

Total Change Since 2000

Home values in ZIP 98028 have increased 7.3% over the past year (2024). Since 2000, this ZIP has seen +287% cumulative appreciation.

Year Annual Change HPI Index
2020 +4.2% 257
2021 +13.3% 291
2022 +21.0% 353
2023 +2.2% 360
2024 +7.3% 387

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 500 business establishments in ZIP 98028, employing approximately 3,227 people with a combined annual payroll of $184,069,000.

500

Businesses

3,227

Employees

$184.1M

Annual Payroll

16

Industry Sectors

Industry Establishments % of Total
Construction 85 17.0%
Professional, scientific, and technical services 80 16.0%
Health care and social assistance 58 11.6%
Real estate and rental and leasing 48 9.6%
Other services (except public administration) 43 8.6%
Retail trade 41 8.2%
Accommodation and food services 30 6.0%
Administrative and support and waste management and remediation services 28 5.6%
Wholesale trade 20 4.0%
Finance and insurance 16 3.2%
Manufacturing 11 2.2%
Information 10 2.0%
Arts, entertainment, and recreation 9 1.8%
Transportation and warehousing 8 1.6%
Educational services 8 1.6%
Agriculture, forestry, fishing and hunting 3 0.6%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 98028 vs 98011 →

ZIP 98028 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 98028 ranks #0 by population - useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 98028 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 98028 ranks #4 of 9 neighboring ZIPs, local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
98011 Bothell, WA 29,212 2.1 mi
98155 Seattle, WA 32,778 2.5 mi
98034 Kirkland, WA 40,407 3.0 mi
98021 Bothell, WA 26,722 3.2 mi
98125 Seattle, WA 37,081 3.5 mi
98036 Lynnwood, WA 36,000 4.2 mi
98043 Mountlake Terrace, WA 19,943 3.8 mi
98115 Seattle, WA 46,206 5.0 mi
98133 Seattle, WA 44,555 4.6 mi
98072 Woodinville, WA 22,312 5.4 mi

More ZIP Codes in King County

98052 standard
Redmond, WA
Pop: 58,442
98023 standard
Federal Way, WA
Pop: 47,510
98115 standard
Seattle, WA
Pop: 46,206
98103 standard
Seattle, WA
Pop: 45,911
98133 standard
Seattle, WA
Pop: 44,555
98003 standard
Federal Way, WA
Pop: 44,151

Related Areas

King County Kenmore, WA Washington

Frequently Asked Questions

What county is ZIP code 98028 in? ▼
ZIP code 98028 (Kenmore) is located in King County, Washington. King County contains multiple ZIP codes, see the full list at /counties/king-wa.
What is the population of ZIP code 98028? ▼
ZIP code 98028 in Kenmore, WA has a population of 20,419 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 98028? ▼
The median household income in ZIP 98028 is $139,764, which is 83% above the national average of $76,288.
What is the average home value in ZIP 98028? ▼
The median home value in ZIP 98028 is $920,800, which is 231% above the national average of $278,155.
What is the demographic makeup of ZIP 98028? ▼
The largest racial group in ZIP 98028 is White at 65.1%. Hispanic or Latino residents make up 9.8% of the population.
How many businesses are in ZIP code 98028? ▼
ZIP code 98028 has 500 business establishments employing approximately 3,227 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 98028? ▼
The top industries by establishment count in ZIP 98028 are: Construction (85), Professional, scientific, and technical services (80), Health care and social assistance (58). There are 16 industry sectors represented in total.
How have home values changed in ZIP code 98028? ▼
According to the FHFA House Price Index, home values in ZIP 98028 increased by 7.3% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 287%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 98028? ▼
In ZIP code 98028, 73.0% of residents aged 25+ have a high school diploma or higher, and 61.8% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 98028? ▼
The mean commute time for workers in ZIP code 98028 is 28.8 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend more time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 98028? ▼
In ZIP code 98028, approximately 69.3% of occupied housing units are owner-occupied and 30.7% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 98028? ▼
The poverty rate in ZIP code 98028 is 5.7% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

Read our methodology to see how this data is sourced, computed, and verified.