Residential delivery area · Washington

ZIP Code 98045: North Bend, WA

ZIP code 98045 uses the postal name North Bend, Washington and lies entirely in King County (Census 2020 ZIP-county file). About 15,000 people live there (Census Bureau, ACS 2020-2024). Median household income is $175,765 (Census Bureau, ACS 2020-2024). By Census place, its land lies in North Bend (3%), Riverbend (2%), Riverpoint (under 1%) and Wilderness Rim (under 1%); 95% is outside any Census place.

  • ACS2020-24
  • Census2020
  • FHFA2025
  • ZBP2023
  • IRS2022
9national area: Washington, Alaska, California, Hawaii, Oregon and 7 more
980sectional center: Seattle, WA (SCF 980)
45delivery area within it
Town
North Bend · its only residential ZIP
Census places
North Bend (3%); Riverbend (2%) census-designated place; Riverpoint (under 1%) census-designated place; Wilderness Rim (under 1%) census-designated place
Metro area
Seattle-Tacoma-Bellevue, WA
House district
WA-8 119th Congress
Time zone
Pacific
Land area
172.3 sq mi · 89 people per sq mi

Where is ZIP code 98045?

98045 centers on 47.477°, -121.683° and covers 172.3 square miles of land plus 3.8 of water. It borders 6 ZIP codes: 98065, 98038, 98068, 98288, 98022, 98925.

98022 · Enumclaw98038 · Maple Valley98065 · Snoqualmie98068 · Snoqualmie Pass98288 · Skykomish98925 · Easton98045 · North Bend (this ZIP)9804598022982889806898925980389806598022 · Enumclaw98038 · Maple Valley98065 · Snoqualmie98068 · Snoqualmie Pass98288 · Skykomish98925 · Easton98045 · North Bend (this ZIP)9804598022982889806898925980389806598022 · Enumclaw98038 · Maple Valley98065 · Snoqualmie98068 · Snoqualmie Pass98288 · Skykomish98925 · Easton98045 · North Bend (this ZIP)98045980229828898068989259803898065
Shaded by median household income, in national fifths (ACS 2020-2024); 98045 outlined. Census 2020 ZCTA boundaries. <$54.1k$98.1k+no figure

The map draws ZIP code areas only. For the streets inside 98045, open its center on OpenStreetMap.

Source: U.S. Census Bureau, 2020 ZCTA cartographic boundaries and the 2023 Gazetteer (2020 ZCTAs); ZIP-to-county shares, Census places and House districts (119th Congress) from the Census 2020 relationship files (shares of land); metro area from the OMB delineation (July 2023); town name and time zone from simplemaps US ZIP Codes (CC BY 4.0).

How does 98045 compare with the rest of King County?

Rank of 98045 among the residential ZIP codes of its town, county and state (1 = the most; income and home value among ZIP codes of 1,000+ people living in households)
Measure98045In King CountyIn WA
People (ACS 2020-2024)15,28966th of 89203rd of 605
Median household income$176k15th of 7817th of 363
Median home value$939k34th of 7838th of 392

Its median household income is higher than in 98% of U.S. residential ZIP codes, and it is denser than 52% of all U.S. residential ZIP codes. ZIP codes at the ACS caps ($250,000 or more for household income, $2,000,000 or more for home value) share the top rank.

Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01003, B19013, B25077); ranks by PlainZIP over residential ZIP codes (ZCTAs).

How many people live in 98045?

The 2020 Census counted 15,749 people in 98045; the ACS, which samples households over 2020-2024, estimates 15,289. Its boundary changed between the 2010 and 2020 censuses, so the two counts are not compared.

People, ACS 2020-2024
15,289
2020 Census count
15,749
Households
5,514
Median age
40.4

Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01003, B01002, B11001); 2020 Census (DHC P1); 2010 Census (SF1 P1).

Who lives in 98045?

Of the 15,289 people the ACS estimates in 98045, 23.5% are under 18 and 12.5% are 65 or older. The largest group by race and Hispanic origin is White (not Hispanic) (76.0%).

  • Under 1823.5%
  • 18 to 6464.1%
  • 65 and older12.5%
Age of the people of 98045 (ACS 2020-2024, B01001)
  • White, not Hispanic76.0%
  • Other or two or more9.6%
  • Hispanic or Latino9.2%
  • Asian, not Hispanic5.0%
  • Black, not Hispanic0.3%
Race and Hispanic origin in 98045 (ACS 2020-2024, B03002); each person counted once

Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01001 age by sex, B03002 Hispanic or Latino origin by race); shares of the estimated population, small ZIP codes carry wide margins.

What do households in 98045 earn?

Median household income is $175,765 (ACS 2020-2024), the 15th highest of the 78 ranked ZIP codes in King County.

Median household income
$175,765
Income per person
$80,541
Below the poverty line
3.6%
Unemployed (of the labor force)
2.6%
Adults 25+ with a bachelor's degree
56.6%
Adjusted gross income per tax return, 2022
$171,8868,170 returns; wages 74% of AGI (IRS)

Source: U.S. Census Bureau, ACS 2020-2024 and 2015-2019 5-year estimates (B19013, B19301, B17001, B23025, B15003; 2015-2019 dollars converted with the BLS CPI-U, 1.22699); IRS Statistics of Income, ZIP code data, tax year 2022 (adjusted gross income per return, filed under the address on the return).

What are homes worth in 98045?

FHFA's house price index for 98045, built from repeat sales and appraisals of the same homes, rose 131% from 2015 to 2025 and rose 53% from 2020 to 2025, and moved +5.3% in 2025.

Median home value (owners' estimate)
$938,500
Median gross rent
$2,238
Homes owned by their occupants
83.7%
Housing units
5,748
0 400 800 1200 1600 2000 197719902000201020202025 0 400 800 1200 1600 2000 197719902000201020202025 0 400 800 1200 1600 2000 197719902000201020202025
Index = 100 in 1977, the first year FHFA reports for 98045; 2025: 2132.6. Annual, not seasonally adjusted; FHFA calls its ZIP-level indexes developmental.

Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B25077, B25064, B25003, B25001); FHFA House Price Index, annual five-digit ZIP, updated 2026-03-31.

What businesses are in 98045?

476 business establishments had a location in this ZIP code in 2023, 25 more than in 2018; the most are in construction (ZIP Code Business Patterns).

  • Construction76
  • Professional, scientific, and technical services64
  • Retail trade60
  • Health care and social assistance52
  • Accommodation and food services50
  • Real estate and rental and leasing36

Source: U.S. Census Bureau, ZIP Code Business Patterns 2023 and 2018 (establishments with paid employees, by the business's ZIP code).

Which ZIP codes are next to 98045?

ZIP codes that share a boundary with 98045, then the nearest by center
ZIPTownPeopleHousehold incomeDistance
98065Snoqualmie15,944$198k9.5 mi
98038Maple Valley37,324$152k13.4 mi
98068Snoqualmie Pass482$100k14.8 mi
98288Skykomish169$65k19.4 mi
98022Enumclaw22,418$120k21.2 mi
98925Easton850$97k23.2 mi
98024Fall City3,908$161k12.1 mi (near)
98025Hobart52–12.9 mi (near)
98050Preston108–12.9 mi (near)
98051Ravensdale3,442$136k12.9 mi (near)
98027Issaquah28,955$153k14.7 mi (near)

Source: PlainZIP from the Census 2020 ZCTA boundaries (shared edges) and internal points; figures ACS 2020-2024.