Maple Falls, WA · standard

ZIP Code 98266

Whatcom County, Washington — Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

3,642
59/sq mi
$51,361
Median income
$421,200
Median home value
16.4%
Bachelor's or higher

The verdict

Maple Falls pairs one of the lowest household incomes in the country with upper-quartile home values, in a rural, homeowner-dominated area.

16th pct
household income, US ZIPs
Top 19%
home value, US ZIPs
59
people per sq mi
76%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 98266 against every reporting US ZIP.

ZIP code 98266 is classified by USPS as a standard delivery area and covers roughly 62.0 square miles in Maple Falls, Whatcom County, Washington. The area is home to 3,642 residents, producing a population density of 59 people per square mile, and falls within the Los Angeles time zone. These USPS and Census boundary values drive every downstream statistic on this page, including the benchmarks that compare 98266 against Washington and the nation.

On the economic side, the median household income for ZIP 98266 sits at $51,361 (44% below the Washington average), while per-capita income is $25,845. The poverty rate stands at 16.5% and the unemployment rate at 6.4%. On housing, the median home value is $421,200 (18% below the state average) with median rent at $1,343 per month, and 75.8% of occupied units are owner-occupied, a direct signal of whether 98266 behaves more like a homeowner neighborhood or a renter-heavy ZIP.

Education and household profile round out the picture: 16.4% of adults hold a bachelor's degree or higher, the median age is 43, and the average commute is . We also surface 1 nearby ZIP codes within roughly 10 miles and 6 additional ZIPs sharing Whatcom County, so you can benchmark 98266 against its immediate geography rather than a national average alone. Every figure is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates, HUD Fair Market Rents, and FHFA Home Price Index data, no estimates, no proprietary scoring. Verify with HUD →

Top industries in ZIP 98266

Top 5 sectors by establishment count

Which industries have the most business establishments in ZIP 98266.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + HUD FMR + FHFA HPI ACS demographics, ZBP business establishments, HUD Fair Market Rents, FHFA HPI for ZIP 98266, Maple Falls, WA · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; HUD FMR + FHFA HPI updated quarterly/annually.

Quick Facts

3,642

Population

62.0

Area (sq mi)

59

People / sq mi

Los Angeles

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 98266?

43.0

Median Age

55.6%

Male

44.4%

Female

9.7%

Foreign-Born

White 82.4%
African American 0.0%
Asian 5.0%
American Indian or Alaska Native 2.3%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 10.1%
Hispanic or Latino 5.5%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$51,361

Median Household Income

-44% vs state

$25,845

Per Capita Income

16.5%

Poverty Rate

6.4%

Unemployment Rate

How ZIP 98266 ranks nationally

Household income vs. every US ZIP code

Median household income — the full national distribution, with this ZIP marked

$51,361 16th percentile higher than 16% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). This entry sits in this band. $60,000–$80,000: 9,980 US ZIPs (33%). Above this entry. $80,000–$100,000: 5,778 US ZIPs (19%). Above this entry. $100,000–$120,000: 2,855 US ZIPs (9%). Above this entry. $120,000–$140,000: 1,362 US ZIPs (4%). Above this entry. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau — ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 55.0%
Bachelor's Degree or Higher 16.4%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

2,088

Total Housing Units

1,749

Occupied Units

339

Vacant Units

2.43

Avg Household Size

Occupancy Type

Owner 75.8%
Renter 24.2%

$421,200

Median Home Value

-18% vs state

$1,343

Median Rent

1988

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What businesses operate in this ZIP?

Census Bureau data shows 44 business establishments in ZIP 98266, employing approximately 328 people with a combined annual payroll of $11,570,000.

44

Businesses

328

Employees

$11.6M

Annual Payroll

3

Industry Sectors

Industry Establishments % of Total
Construction 18 40.9%
Retail trade 5 11.4%
Other services (except public administration) 5 11.4%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 98266 vs 98295 →

ZIP Code City Population Distance
98295 Sumas, WA 2,409 4.7 mi

More ZIP Codes in Whatcom County

Frequently Asked Questions

What county is ZIP code 98266 in?
ZIP code 98266 (Maple Falls) is located in Whatcom County, Washington. Whatcom County contains multiple ZIP codes, see the full list at /counties/whatcom-wa.
What is the population of ZIP code 98266?
ZIP code 98266 in Maple Falls, WA has a population of 3,642 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 98266?
The median household income in ZIP 98266 is $51,361, which is 33% below the national average of $76,288.
What is the average home value in ZIP 98266?
The median home value in ZIP 98266 is $421,200, which is 51% above the national average of $278,155.
What is the demographic makeup of ZIP 98266?
The largest racial group in ZIP 98266 is White at 82.4%. Hispanic or Latino residents make up 5.5% of the population.
How many businesses are in ZIP code 98266?
ZIP code 98266 has 44 business establishments employing approximately 328 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 98266?
The top industries by establishment count in ZIP 98266 are: Construction (18), Retail trade (5), Other services (except public administration) (5). There are 3 industry sectors represented in total.
What is the education level in ZIP code 98266?
In ZIP code 98266, 55.0% of residents aged 25+ have a high school diploma or higher, and 16.4% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What percentage of residents own vs. rent in ZIP 98266?
In ZIP code 98266, approximately 75.8% of occupied housing units are owner-occupied and 24.2% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 98266?
The poverty rate in ZIP code 98266 is 16.5% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

ZIP Code Research Guides

Official Data Resources for Maple Falls, WA

Verify and explore additional data for this area using these official government sources.