Residential delivery area · Washington

ZIP Code 98266: Maple Falls, WA

ZIP code 98266 uses the postal name Maple Falls, Washington and lies entirely in Whatcom County (Census 2020 ZIP-county file). About 4,200 people live there (Census Bureau, ACS 2020-2024). Median household income is $51,361 (Census Bureau, ACS 2020-2024). By Census place, 5% of its land lies in Peaceful Valley (a census-designated place), and 4% in smaller places; 91% is outside any Census place.

  • ACS2020-24
  • Census2020
  • FHFA2025
  • ZBP2023
  • IRS2022
9national area: Washington, Alaska, California, Hawaii, Oregon and 7 more
982sectional center: Seattle, WA (SCF 980)
66delivery area within it
Town
Maple Falls · its only residential ZIP
Census places
Peaceful Valley census-designated place
Metro area
Bellingham, WA
House district
WA-2 119th Congress
Time zone
Pacific
Land area
50.6 sq mi · 84 people per sq mi

Where is ZIP code 98266?

98266 centers on 48.974°, -122.035° and covers 50.6 square miles of land plus 0.4 of water. It borders 3 ZIP codes: 98295, 98247, 98244.

98244 · Deming98247 · Everson98295 · Sumas98266 · Maple Falls (this ZIP)9826698244982479829598244 · Deming98247 · Everson98295 · Sumas98266 · Maple Falls (this ZIP)9826698244982479829598244 · Deming98247 · Everson98295 · Sumas98266 · Maple Falls (this ZIP)98266982449824798295
Shaded by median household income, in national fifths (ACS 2020-2024); 98266 outlined. Census 2020 ZCTA boundaries. <$54.1k$98.1k+no figure

The map draws ZIP code areas only. For the streets inside 98266, open its center on OpenStreetMap.

Source: U.S. Census Bureau, 2020 ZCTA cartographic boundaries and the 2023 Gazetteer (2020 ZCTAs); ZIP-to-county shares, Census places and House districts (119th Congress) from the Census 2020 relationship files (shares of land); metro area from the OMB delineation (July 2023); town name and time zone from simplemaps US ZIP Codes (CC BY 4.0).

How does 98266 compare with the rest of Whatcom County?

Rank of 98266 among the residential ZIP codes of its town, county and state (1 = the most; income and home value among ZIP codes of 1,000+ people living in households)
Measure98266In Whatcom CountyIn WA
People (ACS 2020-2024)4,24510th of 18308th of 605
Median household income$51k14th of 14355th of 363
Median home value$421k14th of 15271st of 392

Its median household income is higher than in 16% of U.S. residential ZIP codes, and it is denser than 51% of all U.S. residential ZIP codes. ZIP codes at the ACS caps ($250,000 or more for household income, $2,000,000 or more for home value) share the top rank.

Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01003, B19013, B25077); ranks by PlainZIP over residential ZIP codes (ZCTAs).

How many people live in 98266?

The 2020 Census counted 4,097 people in 98266; the ACS, which samples households over 2020-2024, estimates 4,245. Its boundary changed between the 2010 and 2020 censuses, so the two counts are not compared.

People, ACS 2020-2024
4,245±516 (90% margin)
2020 Census count
4,097
Households
1,749
Median age
43.0

Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01003, B01002, B11001); 2020 Census (DHC P1); 2010 Census (SF1 P1).

Who lives in 98266?

Of the 4,245 people the ACS estimates in 98266, 17.9% are under 18 and 13.4% are 65 or older. The largest group by race and Hispanic origin is White (not Hispanic) (79.1%), then Other or two or more (10.5%).

  • Under 1817.9%
  • 18 to 6468.6%
  • 65 and older13.4%
Age of the people of 98266 (ACS 2020-2024, B01001)
  • White, not Hispanic79.1%
  • Other or two or more10.5%
  • Hispanic or Latino5.5%
  • Asian, not Hispanic5.0%
  • Black, not Hispanic0.0%
Race and Hispanic origin in 98266 (ACS 2020-2024, B03002); each person counted once

Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01001 age by sex, B03002 Hispanic or Latino origin by race); shares of the estimated population, small ZIP codes carry wide margins.

What do households in 98266 earn?

Median household income is $51,361 (ACS 2020-2024), the 14th highest of the 14 ranked ZIP codes in Whatcom County.

Median household income
$51,361±$9,285
Income per person
$25,845
Below the poverty line
16.5%
Unemployed (of the labor force)
6.4%
Adults 25+ with a bachelor's degree
16.4%
Adjusted gross income per tax return, 2022
$59,4421,890 returns; wages 76% of AGI (IRS)

Source: U.S. Census Bureau, ACS 2020-2024 and 2015-2019 5-year estimates (B19013, B19301, B17001, B23025, B15003; 2015-2019 dollars converted with the BLS CPI-U, 1.22699); IRS Statistics of Income, ZIP code data, tax year 2022 (adjusted gross income per return, filed under the address on the return).

What are homes worth in 98266?

FHFA's house price index for 98266, built from repeat sales and appraisals of the same homes, rose 180% from 2015 to 2025 and rose 74% from 2020 to 2025, and moved +1.8% in 2025.

Median home value (owners' estimate)
$421,200
Median gross rent
$1,343
Homes owned by their occupants
75.8%
Housing units
2,088
0 100 200 300 400 2002201020202025 0 100 200 300 400 2002201020202025 0 100 200 300 400 2002201020202025
Index = 100 in 2002, the first year FHFA reports for 98266; 2025: 444.9. Annual, not seasonally adjusted; FHFA calls its ZIP-level indexes developmental.

Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B25077, B25064, B25003, B25001); FHFA House Price Index, annual five-digit ZIP, updated 2026-03-31.

What businesses are in 98266?

44 business establishments had a location in this ZIP code in 2023, 12 more than in 2018; the most are in construction (ZIP Code Business Patterns).

  • Construction18
  • Retail trade5
  • Other services (except public administration)5

Source: U.S. Census Bureau, ZIP Code Business Patterns 2023 and 2018 (establishments with paid employees, by the business's ZIP code).

Which ZIP codes are next to 98266?

ZIP codes that share a boundary with 98266, then the nearest by center
ZIPTownPeopleHousehold incomeDistance
98295Sumas3,279$99k7.3 mi
98247Everson9,115$89k13.7 mi
98244Deming2,994$67k15.0 mi
98276Nooksack1,794$97k13.4 mi (near)
98264Lynden23,123$104k19.1 mi (near)
98220Acme541$92k21.3 mi (near)
98226Bellingham46,782$79k21.8 mi (near)
98229Bellingham33,298$91k24.8 mi (near)

Source: PlainZIP from the Census 2020 ZCTA boundaries (shared edges) and internal points; figures ACS 2020-2024.