Maple Falls, WA · standard

ZIP Code 98266

Whatcom County, Washington - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

3,642
59/sq mi Moderate-density area
$51,361
Median income Below-median income area
$421,200
Median home value Above-median home value
16.4%
Bachelor's or higher Below-average bachelor's attainment

National ZIP placement

Maple Falls pairs one of the lowest household incomes in the country with upper-quartile home values, in a rural, homeowner-dominated area.

16th pct
household income, US ZIPs
Top 19%
home value, US ZIPs
59
people per sq mi
76%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 98266 against every reporting US ZIP.

FHFA HPI release change

What changed in the latest House Price Index year

2023 -> 2024
  • FHFA House Price Index values in ZIP 98266 (Maple Falls, WA) rose +17.4% from 2023 to 2024.

Arithmetic difference between stored FHFA all-transactions ZIP House Price Index annual values - a developmental index from repeat sales and appraisals, not a transaction median, appraisal opinion, or forecast. Thin markets can move sharply.

National HPI changes Year-pair CSV

ZIP code 98266 covers 62.0 square miles in Maple Falls, Whatcom County, Washington (a standard USPS delivery area), with a modest 3,642 residents on file, a density of 59 people per square mile, in the Los Angeles time zone.

ZIP 98266 reports a modest median household income of $51,361 (44% below the average Washington ZIP), while per-capita income is $25,845. The poverty rate is 16.5%, with unemployment at 6.4%; those measures add context to the income figure. Home values sit below the statewide ZIP benchmark: the median is $421,200 (18% below the average Washington ZIP), and median rent is $1,343; owner occupancy is 75.8%.

Educational attainment sits below the national norm: 16.4% of adults hold a bachelor's degree or higher, the median age is 43, and the average commute is -. The page also surfaces 1 ZIP codes within roughly 10 miles and 6 more in Whatcom County, so 98266 can be compared with both its immediate and county-level context.

Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →

View your shortlist → Compare ZIPs →

Top industries in ZIP 98266

Top 5 sectors by establishment count in Maple Falls, WA

Which industries have the most business establishments in ZIP 98266.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 98266, Maple Falls, WA · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.

Quick Facts

3,642

Population

62.0

Area (sq mi)

59

People / sq mi

Los Angeles

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 98266?

43.0

Median Age

55.6%

Male

44.4%

Female

9.7%

Foreign-Born

White 82.4%
African American 0.0%
Asian 5.0%
American Indian or Alaska Native 2.3%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 10.1%
Hispanic or Latino 5.5%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$51,361

Median Household Income

-44% vs state ZIP avg

$25,845

Per Capita Income

16.5%

Poverty Rate

6.4%

Unemployment Rate

How ZIP 98266 ranks among Washington ZIPs

Maple Falls, WA household income vs. every Washington ZIP code

Median household income among 547 reporting Washington ZIPs (this ZIP's population is too small for a reliable national-corpus placement)

$51,361 7th percentile higher than 7% of 547 Washington ZIPs

This ZIP $0 $200K+ every Washington ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more Washington ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 55.0%
Bachelor's Degree or Higher 16.4%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

2,088

Total Housing Units

1,749

Occupied Units

339

Vacant Units

2.43

Avg Household Size

Occupancy Type

Owner 75.8%
Renter 24.2%

$421,200

Median Home Value

-18% vs state ZIP avg

$1,343

Median Rent

1988

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What businesses operate in this ZIP?

Census Bureau data shows 44 business establishments in ZIP 98266, employing approximately 328 people with a combined annual payroll of $11,570,000.

44

Businesses

328

Employees

$11.6M

Annual Payroll

3

Industry Sectors

Industry Establishments % of Total
Construction 18 40.9%
Retail trade 5 11.4%
Other services (except public administration) 5 11.4%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 98266 vs 98295 →

ZIP Code City Population Distance
98295 Sumas, WA 2,409 4.7 mi

Nationwide ZIPs with similar ACS profiles

Two Census-derived peer sets for ZIP 98266, both outside WA so the neighborhoods are not geographic containment (Nearby and same-county blocks stay local).

Similar population

Nearest cross-state ZIPs by resident population (3,642 here; floor ≥1,000).

Similar median household income

Nearest cross-state ZIPs by ACS median household income.

More ZIP Codes in Whatcom County

Frequently Asked Questions

What county is ZIP code 98266 in?

ZIP code 98266 (Maple Falls) is located in Whatcom County, Washington. Whatcom County contains multiple ZIP codes, see the full list at /counties/whatcom-wa.

What is the population of ZIP code 98266?

ZIP code 98266 in Maple Falls, WA has a population of 3,642 according to the Census Bureau ACS 2023 estimates.

What is the median household income in ZIP 98266?

The median household income in ZIP 98266 is $51,361, which is 33% below the national average of $76,288.

What is the average home value in ZIP 98266?

The median home value in ZIP 98266 is $421,200, which is 51% above the national average of $278,155.

What is the demographic makeup of ZIP 98266?

The largest racial group in ZIP 98266 is White at 82.4%. Hispanic or Latino residents make up 5.5% of the population.

How many businesses are in ZIP code 98266?

ZIP code 98266 has 44 business establishments employing approximately 328 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.

What are the main industries in ZIP code 98266?

The top industries by establishment count in ZIP 98266 are: Construction (18), Retail trade (5), Other services (except public administration) (5). There are 3 industry sectors represented in total.

What is the education level in ZIP code 98266?

In ZIP code 98266, 55.0% of residents aged 25+ have a high school diploma or higher, and 16.4% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).

What percentage of residents own vs. rent in ZIP 98266?

In ZIP code 98266, approximately 75.8% of occupied housing units are owner-occupied and 24.2% are renter-occupied, based on Census ACS 2023 data.

What is the poverty rate in ZIP code 98266?

The poverty rate in ZIP code 98266 is 16.5% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

ZIP 98266's figures come from ACS 5-Year Estimates, Census ZIP Code Business Patterns, and the FHFA House Price Index. See our methodology for details.

Related

Compare this ZIP with another

Read our methodology : how this data is sourced, computed, and verified.

Take this with you

What to do with ZIP 98266's numbers, next.

ZIP Code Tabulation Areas (ZCTAs) are Census Bureau approximations of USPS ZIP codes; figures describe the ZCTA area, not any single address within it.