ZIP Code 98295

ZIP code 98295 is classified by USPS as a standard delivery area and covers roughly 74.8 square miles in Sumas, Whatcom County, Washington. The area is home to 2,409 residents, producing a population density of 32 people per square mile, and falls within the Los Angeles time zone. These USPS and Census boundary values drive every downstream statistic on this page, including the benchmarks that compare 98295 against Washington and the nation.

On the economic side, the median household income for ZIP 98295 sits at $98,965 (9% above the Washington average), while per-capita income is $35,724. The poverty rate stands at 4.9% and the unemployment rate at 2.7%. On housing, the median home value is $456,200 (11% below the state average) with median rent at $1,376 per month, and 58.4% of occupied units are owner-occupied, a direct signal of whether 98295 behaves more like a homeowner neighborhood or a renter-heavy ZIP.

Education and household profile round out the picture: 18.2% of adults hold a bachelor's degree or higher, the median age is 37.1, and the average commute is 27 minutes. We also surface 3 nearby ZIP codes within roughly 10 miles and 6 additional ZIPs sharing Whatcom County, so you can benchmark 98295 against its immediate geography rather than a national average alone. Every figure is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates, HUD Fair Market Rents, and FHFA Home Price Index data, no estimates, no proprietary scoring. Verify with HUD →