ZIP Code 98277

ZIP code 98277 is classified by USPS as a standard delivery area and covers roughly 146.3 square miles in Oak Harbor, Island County, Washington. The area is home to 37,823 residents, producing a population density of 259 people per square mile, and falls within the Los Angeles time zone. These USPS and Census boundary values drive every downstream statistic on this page, including the benchmarks that compare 98277 against Washington and the nation.

On the economic side, the median household income for ZIP 98277 sits at $83,253 (8% below the Washington average), while per-capita income is $39,272. The poverty rate stands at 8.0% and the unemployment rate at 3.7%. On housing, the median home value is $499,600 (2% below the state average) with median rent at $1,672 per month, and 59.7% of occupied units are owner-occupied, a direct signal of whether 98277 behaves more like a homeowner neighborhood or a renter-heavy ZIP.

Education and household profile round out the picture: 27.5% of adults hold a bachelor's degree or higher, the median age is 34.9, and the average commute is 20 minutes. We also surface 3 nearby ZIP codes within roughly 10 miles and 6 additional ZIPs sharing Island County, so you can benchmark 98277 against its immediate geography rather than a national average alone. Every figure is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates, HUD Fair Market Rents, and FHFA Home Price Index data, no estimates, no proprietary scoring. Verify with HUD →