Milton, WA · standard

ZIP Code 98354

Pierce County, Washington — Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

6,976
1,123/sq mi
$96,866
Median income
$536,800
Median home value
22.6%
Bachelor's or higher

The verdict

Milton pairs an upper-quartile household income with upper-quartile home values, in a low-density, mixed-tenure area.

Top 21%
household income, US ZIPs
Top 12%
home value, US ZIPs
1,123
people per sq mi
56%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 98354 against every reporting US ZIP.

ZIP code 98354 is classified by USPS as a standard delivery area and covers roughly 6.2 square miles in Milton, Pierce County, Washington. The area is home to 6,976 residents, producing a population density of 1,123 people per square mile, and falls within the Los Angeles time zone. These USPS and Census boundary values drive every downstream statistic on this page, including the benchmarks that compare 98354 against Washington and the nation.

On the economic side, the median household income for ZIP 98354 sits at $96,866 (7% above the Washington average), while per-capita income is $42,583. The poverty rate stands at 10.5% and the unemployment rate at 5.3%. On housing, the median home value is $536,800 (5% above the state average) with median rent at $2,221 per month, and 55.6% of occupied units are owner-occupied, a direct signal of whether 98354 behaves more like a homeowner neighborhood or a renter-heavy ZIP.

Education and household profile round out the picture: 22.6% of adults hold a bachelor's degree or higher, the median age is 37.7, and the average commute is 31 minutes. We also surface 10 nearby ZIP codes within roughly 10 miles and 6 additional ZIPs sharing Pierce County, so you can benchmark 98354 against its immediate geography rather than a national average alone. Every figure is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates, HUD Fair Market Rents, and FHFA Home Price Index data, no estimates, no proprietary scoring. Verify with HUD →

Top industries in ZIP 98354

Top 5 sectors by establishment count

Which industries have the most business establishments in ZIP 98354.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + HUD FMR + FHFA HPI ACS demographics, ZBP business establishments, HUD Fair Market Rents, FHFA HPI for ZIP 98354, Milton, WA · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; HUD FMR + FHFA HPI updated quarterly/annually.

Quick Facts

6,976

Population

6.2

Area (sq mi)

1,123

People / sq mi

Los Angeles

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 98354?

37.7

Median Age

45.6%

Male

54.4%

Female

12.4%

Foreign-Born

White 75.3%
African American 3.9%
Asian 5.4%
American Indian or Alaska Native 1.3%
Native Hawaiian or Pacific Islander 0.3%
Two or More Ethnicities 11.5%
Hispanic or Latino 15.2%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$96,866

Median Household Income

+7% vs state

$42,583

Per Capita Income

10.5%

Poverty Rate

5.3%

Unemployment Rate

30.5 min

Mean Commute Time

How ZIP 98354 ranks nationally

Household income vs. every US ZIP code

Median household income — the full national distribution, with this ZIP marked

$96,866 Top 21% higher than 79% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). Below this entry. $60,000–$80,000: 9,980 US ZIPs (33%). Below this entry. $80,000–$100,000: 5,778 US ZIPs (19%). This entry sits in this band. $100,000–$120,000: 2,855 US ZIPs (9%). Above this entry. $120,000–$140,000: 1,362 US ZIPs (4%). Above this entry. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau — ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 53.6%
Bachelor's Degree or Higher 22.6%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

3,274

Total Housing Units

3,178

Occupied Units

96

Vacant Units

2.70

Avg Household Size

Occupancy Type

Owner 55.6%
Renter 44.4%

$536,800

Median Home Value

+5% vs state

$2,221

Median Rent

1988

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

-1.1%

YoY Change (2024)

329

HPI Index (2000 = 100)

+229%

Total Change Since 2000

Home values in ZIP 98354 have decreased 1.1% over the past year (2024). Since 2000, this ZIP has seen +229% cumulative appreciation.

Year Annual Change HPI Index
2020 +7.0% 239
2021 +15.2% 276
2022 +15.0% 317
2023 +5.1% 333
2024 -1.1% 329

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 185 business establishments in ZIP 98354, employing approximately 1,999 people with a combined annual payroll of $108,948,000.

185

Businesses

1,999

Employees

$108.9M

Annual Payroll

12

Industry Sectors

Industry Establishments % of Total
Construction 41 22.2%
Other services (except public administration) 22 11.9%
Accommodation and food services 21 11.3%
Health care and social assistance 17 9.2%
Retail trade 15 8.1%
Professional, scientific, and technical services 14 7.6%
Administrative and support and waste management and remediation services 13 7.0%
Real estate and rental and leasing 12 6.5%
Transportation and warehousing 8 4.3%
Finance and insurance 8 4.3%
Wholesale trade 4 2.2%
Arts, entertainment, and recreation 3 1.6%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 98354 vs 98424 →

ZIP 98354 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 98354 ranks #8 by population — useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 98354 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 98354 ranks #8 of 9 neighboring ZIPs — local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
98424 Tacoma, WA 10,140 2.1 mi
98003 Federal Way, WA 44,151 3.8 mi
98371 Puyallup, WA 20,468 3.5 mi
98047 Pacific, WA 6,339 3.3 mi
98372 Puyallup, WA 22,475 3.8 mi
98421 Tacoma, WA 1,308 4.0 mi
98443 Tacoma, WA 5,371 4.2 mi
98023 Federal Way, WA 47,510 4.6 mi
98001 Auburn, WA 31,911 4.7 mi
98373 Puyallup, WA 22,246 7.1 mi

More ZIP Codes in Pierce County

Frequently Asked Questions

What county is ZIP code 98354 in?
ZIP code 98354 (Milton) is located in Pierce County, Washington. Pierce County contains multiple ZIP codes, see the full list at /counties/pierce-wa.
What is the population of ZIP code 98354?
ZIP code 98354 in Milton, WA has a population of 6,976 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 98354?
The median household income in ZIP 98354 is $96,866, which is 27% above the national average of $76,288.
What is the average home value in ZIP 98354?
The median home value in ZIP 98354 is $536,800, which is 93% above the national average of $278,155.
What is the demographic makeup of ZIP 98354?
The largest racial group in ZIP 98354 is White at 75.3%. Hispanic or Latino residents make up 15.2% of the population.
How many businesses are in ZIP code 98354?
ZIP code 98354 has 185 business establishments employing approximately 1,999 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 98354?
The top industries by establishment count in ZIP 98354 are: Construction (41), Other services (except public administration) (22), Accommodation and food services (21). There are 12 industry sectors represented in total.
How have home values changed in ZIP code 98354?
According to the FHFA House Price Index, home values in ZIP 98354 decreased by 1.1% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 229%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 98354?
In ZIP code 98354, 53.6% of residents aged 25+ have a high school diploma or higher, and 22.6% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 98354?
The mean commute time for workers in ZIP code 98354 is 30.5 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend more time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 98354?
In ZIP code 98354, approximately 55.6% of occupied housing units are owner-occupied and 44.4% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 98354?
The poverty rate in ZIP code 98354 is 10.5% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

ZIP Code Research Guides

Official Data Resources for Milton, WA

Verify and explore additional data for this area using these official government sources.