Residential delivery area · Washington
ZIP Code 98365: Port Ludlow, WA
ZIP code 98365 uses the postal name Port Ludlow, Washington and lies entirely in Jefferson County (Census 2020 ZIP-county file). About 5,200 people live there (Census Bureau, ACS 2020-2024). Median household income is $98,776 (Census Bureau, ACS 2020-2024). By Census place, 31% of its land lies in Port Ludlow (a census-designated place); 69% is outside any Census place.
- ACS2020-24
- Census2020
- FHFA2025
- ZBP2023
- IRS2022
- Town
- Port Ludlow · its only residential ZIP
- County
- Jefferson County
- Census places
- Port Ludlow census-designated place
- Micro area
- Port Townsend, WA
- House district
- WA-6 119th Congress
- State
- Washington
- Time zone
- Pacific
- Land area
- 37.2 sq mi · 139 people per sq mi
Where is ZIP code 98365?
98365 centers on 47.885°, -122.701° and covers 37.2 square miles of land plus 5.0 of water. It borders 3 ZIP codes: 98325, 98376, 98339.
The map draws ZIP code areas only. For the streets inside 98365, open its center on OpenStreetMap.
Source: U.S. Census Bureau, 2020 ZCTA cartographic boundaries and the 2023 Gazetteer (2020 ZCTAs); ZIP-to-county shares, Census places and House districts (119th Congress) from the Census 2020 relationship files (shares of land); metro area from the OMB delineation (July 2023); town name and time zone from simplemaps US ZIP Codes (CC BY 4.0).
How does 98365 compare with the rest of Jefferson County?
| Measure | 98365 | In Jefferson County | In WA |
|---|---|---|---|
| People (ACS 2020-2024) | 5,168 | 4th of 9 | 290th of 605 |
| Median household income | $99k | 1st of 5 | 147th of 363 |
| Median home value | $674k | 2nd of 8 | 90th of 392 |
Its median household income is higher than in 80% of U.S. residential ZIP codes, and it is denser than 58% of all U.S. residential ZIP codes. ZIP codes at the ACS caps ($250,000 or more for household income, $2,000,000 or more for home value) share the top rank.
Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01003, B19013, B25077); ranks by PlainZIP over residential ZIP codes (ZCTAs).
How many people live in 98365?
The 2020 Census counted 5,058 people in 98365; the ACS, which samples households over 2020-2024, estimates 5,168. Between the 2010 and 2020 censuses its population grew 11.7% (its boundary stayed at least 90% the same).
- People, ACS 2020-2024
- 5,168
- 2020 Census count
- 5,058+11.7% since 2010 (4,528)
- Households
- 2,629
- Median age
- 65.1
Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01003, B01002, B11001); 2020 Census (DHC P1); 2010 Census (SF1 P1).
Who lives in 98365?
Of the 5,168 people the ACS estimates in 98365, 8.4% are under 18 and 50.3% are 65 or older. The largest group by race and Hispanic origin is White (not Hispanic) (87.4%).
- Under 188.4%
- 18 to 6441.3%
- 65 and older50.3%
- White, not Hispanic87.4%
- Other or two or more6.3%
- Hispanic or Latino4.6%
- Asian, not Hispanic1.8%
- Black, not Hispanic0.0%
Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01001 age by sex, B03002 Hispanic or Latino origin by race); shares of the estimated population, small ZIP codes carry wide margins.
What do households in 98365 earn?
Median household income is $98,776 (ACS 2020-2024), the highest of the 5 ranked ZIP codes in Jefferson County. It rose from $76,687 in 2015-2019 (in 2024 dollars), a change larger than the surveys' margins of error.
- Median household income
- $98,776±$12,820
- Income per person
- $70,774
- Below the poverty line
- 6.3%
- Unemployed (of the labor force)
- 5.9%
- Adults 25+ with a bachelor's degree
- 47.0%
- Adjusted gross income per tax return, 2022
- $116,5432,820 returns; wages 36% of AGI (IRS)
Source: U.S. Census Bureau, ACS 2020-2024 and 2015-2019 5-year estimates (B19013, B19301, B17001, B23025, B15003; 2015-2019 dollars converted with the BLS CPI-U, 1.22699); IRS Statistics of Income, ZIP code data, tax year 2022 (adjusted gross income per return, filed under the address on the return).
What are homes worth in 98365?
FHFA's house price index for 98365, built from repeat sales and appraisals of the same homes, rose 96% from 2015 to 2025 and rose 41% from 2020 to 2025, and moved +3.4% in 2025.
- Median home value (owners' estimate)
- $673,800
- Median gross rent
- $1,978
- Homes owned by their occupants
- 89.0%
- Housing units
- 3,144
Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B25077, B25064, B25003, B25001); FHFA House Price Index, annual five-digit ZIP, updated 2026-03-31.
What businesses are in 98365?
90 business establishments had a location in this ZIP code in 2023, 2 fewer than in 2018; the most are in construction (ZIP Code Business Patterns).
- Construction18
- Real estate and rental and leasing11
- Professional, scientific, and technical services10
- Other services (except public administration)7
- Accommodation and food services6
- Wholesale trade5
Source: U.S. Census Bureau, ZIP Code Business Patterns 2023 and 2018 (establishments with paid employees, by the business's ZIP code).
Which ZIP codes are next to 98365?
| ZIP | Town | People | Household income | Distance |
|---|---|---|---|---|
| 98325 | Chimacum | 1,775 | $79k | 6.3 mi |
| 98376 | Quilcene | 1,982 | $57k | 7.5 mi |
| 98339 | Port Hadlock | 3,658 | $78k | 10.1 mi |
| 98364 | Port Gamble | 0 | – | 5.7 mi (near) |
| 98340 | Hansville | 2,721 | $80k | 6.3 mi (near) |
| 98346 | Kingston | 9,920 | $115k | 9.0 mi (near) |
| 98370 | Poulsbo | 33,655 | $117k | 9.7 mi (near) |
| 98358 | Nordland | 1,164 | $110k | 11.1 mi (near) |
Source: PlainZIP from the Census 2020 ZCTA boundaries (shared edges) and internal points; figures ACS 2020-2024.