Kingston, WA · standard
ZIP Code 98346
Kitsap County, Washington — Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.
- 9,297
- 130/sq mi
- $114,779
- Median income
- $612,800
- Median home value
- 45.6%
- Bachelor's or higher
The verdict
Kingston pairs an upper-quartile household income with top-decile home values, in a rural, homeowner-dominated area.
- Top 11%
- household income, US ZIPs
- Top 9%
- home value, US ZIPs
- 130
- people per sq mi
- 81%
- owner-occupied homes
Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 98346 against every reporting US ZIP.
ZIP code 98346 is classified by USPS as a standard delivery area and covers roughly 71.4 square miles in Kingston, Kitsap County, Washington. The area is home to 9,297 residents, producing a population density of 130 people per square mile, and falls within the Los Angeles time zone. These USPS and Census boundary values drive every downstream statistic on this page, including the benchmarks that compare 98346 against Washington and the nation.
On the economic side, the median household income for ZIP 98346 sits at $114,779 (26% above the Washington average), while per-capita income is $52,499. The poverty rate stands at 5.9% and the unemployment rate at 4.0%. On housing, the median home value is $612,800 (20% above the state average) with median rent at $1,591 per month, and 80.8% of occupied units are owner-occupied, a direct signal of whether 98346 behaves more like a homeowner neighborhood or a renter-heavy ZIP.
Education and household profile round out the picture: 45.6% of adults hold a bachelor's degree or higher, the median age is 47.3, and the average commute is 34 minutes. We also surface 7 nearby ZIP codes within roughly 10 miles and 6 additional ZIPs sharing Kitsap County, so you can benchmark 98346 against its immediate geography rather than a national average alone. Every figure is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates, HUD Fair Market Rents, and FHFA Home Price Index data, no estimates, no proprietary scoring. Verify with HUD →
Top industries in ZIP 98346
Top 5 sectors by establishment count
Which industries have the most business establishments in ZIP 98346.
- Construction
Construction
70 establishments
- Professional, scientific, and technical services
Professional, scientific, and technical services
37 establishments
- Administrative and support and waste management and remediation services 25
Administrative and support and waste management and remediation services
25 establishments
- Retail trade 24
Retail trade
24 establishments
- Real estate and rental and leasing 21
Real estate and rental and leasing
21 establishments
What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.
Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + HUD FMR + FHFA HPI ACS demographics, ZBP business establishments, HUD Fair Market Rents, FHFA HPI for ZIP 98346, Kingston, WA · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; HUD FMR + FHFA HPI updated quarterly/annually.
Quick Facts
9,297
Population
71.4
Area (sq mi)
130
People / sq mi
Los Angeles
Time Zone
standard
ZIP Type
Who lives in ZIP 98346?
47.3
Median Age
49.7%
Male
50.3%
Female
6.7%
Foreign-Born
Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How much do residents earn?
$114,779
Median Household Income
+26% vs state
$52,499
Per Capita Income
5.9%
Poverty Rate
4.0%
Unemployment Rate
33.9 min
Mean Commute Time
How ZIP 98346 ranks nationally
Household income vs. every US ZIP code
Median household income — the full national distribution, with this ZIP marked
$114,779 Top 11% higher than 89% of 30,318 US ZIPs
Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau — ACS 5-Year Estimates · 2019–2023
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What is the education profile here?
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What does housing look like?
4,267
Total Housing Units
4,010
Occupied Units
257
Vacant Units
2.47
Avg Household Size
Occupancy Type
$612,800
Median Home Value
+20% vs state
$1,591
Median Rent
1993
Median Year Built
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How have home values changed over time?
FHFA House Price Index, annual appreciation data based on repeat sales and appraisals
+17.1%
YoY Change (2024)
285
HPI Index (2000 = 100)
+185%
Total Change Since 2000
Home values in ZIP 98346 have increased 17.1% over the past year (2024). Since 2000, this ZIP has seen +185% cumulative appreciation.
| Year | Annual Change | HPI Index |
|---|---|---|
| 2020 | +5.1% | 211 |
| 2021 | +16.1% | 245 |
| 2022 | +17.5% | 288 |
| 2023 | -15.4% | 244 |
| 2024 | +17.1% | 285 |
Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.
What businesses operate in this ZIP?
Census Bureau data shows 280 business establishments in ZIP 98346, employing approximately 2,074 people with a combined annual payroll of $95,393,000.
280
Businesses
2,074
Employees
$95.4M
Annual Payroll
14
Industry Sectors
| Industry | Establishments | % of Total |
|---|---|---|
| Construction | 70 | 25.0% |
| Professional, scientific, and technical services | 37 | 13.2% |
| Administrative and support and waste management and remediation services | 25 | 8.9% |
| Retail trade | 24 | 8.6% |
| Real estate and rental and leasing | 21 | 7.5% |
| Accommodation and food services | 21 | 7.5% |
| Other services (except public administration) | 20 | 7.1% |
| Health care and social assistance | 18 | 6.4% |
| Manufacturing | 14 | 5.0% |
| Wholesale trade | 9 | 3.2% |
| Finance and insurance | 7 | 2.5% |
| Information | 5 | 1.8% |
| Educational services | 3 | 1.1% |
| Arts, entertainment, and recreation | 3 | 1.1% |
Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.
Nearby ZIP Codes
Want a side-by-side? Compare 98346 vs 98342 →
ZIP 98346 vs its nearest neighbors, by population
Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 98370
Poulsbo (98370)
29,528 residents
- 98346 9,297
Kingston (98346)
9,297 residents
- 98236 5,635
Clinton (98236)
5,635 residents
- 98392 2,994
Suquamish (98392)
2,994 residents
- 98340 2,537
Hansville (98340)
2,537 residents
- 98342 1,370
Indianola (98342)
1,370 residents
- 98345 554
Keyport (98345)
554 residents
- 98364 45
Port Gamble (98364)
45 residents
What this shows Among its immediate neighbors, ZIP 98346 ranks #2 by population — useful context the national average alone can't give.
ZIP 98346 vs its nearest neighbors, by median income
Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 98370
Poulsbo (98370)
$116,756 median income
- 98346
Kingston (98346)
$114,779 median income
- 98342
Indianola (98342)
$102,778 median income
- 98236
Clinton (98236)
$94,362 median income
- 98392
Suquamish (98392)
$85,530 median income
- 98340
Hansville (98340)
$79,876 median income
What this shows By household income, ZIP 98346 ranks #2 of 6 neighboring ZIPs — local affluence varies block to block, not just metro to metro.
More ZIP Codes in Kitsap County
Related Areas
Frequently Asked Questions
What county is ZIP code 98346 in? ▼
What is the population of ZIP code 98346? ▼
What is the median household income in ZIP 98346? ▼
What is the average home value in ZIP 98346? ▼
What is the demographic makeup of ZIP 98346? ▼
How many businesses are in ZIP code 98346? ▼
What are the main industries in ZIP code 98346? ▼
How have home values changed in ZIP code 98346? ▼
What is the education level in ZIP code 98346? ▼
What is the average commute time in ZIP 98346? ▼
What percentage of residents own vs. rent in ZIP 98346? ▼
What is the poverty rate in ZIP code 98346? ▼
ZIP Code Research Guides
Official Data Resources for Kingston, WA
Verify and explore additional data for this area using these official government sources.
Read our methodology to see how this data is sourced, computed, and verified.