Kingston, WA · standard
ZIP Code 98346
Kitsap County, Washington - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.
- 9,297
- 130/sq mi High-density area
- $114,779
- Median income Above-median income area
- $612,800
- Median home value Above-median home value
- 45.6%
- Bachelor's or higher Above-average bachelor's attainment
National ZIP placement
Kingston pairs an upper-quartile household income with top-decile home values, in a rural, homeowner-dominated area.
- Top 11%
- household income, US ZIPs
- Top 9%
- home value, US ZIPs
- 130
- people per sq mi
- 81%
- owner-occupied homes
Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 98346 against every reporting US ZIP.
FHFA HPI release change
What changed in the latest House Price Index year
- FHFA House Price Index values in ZIP 98346 (Kingston, WA) rose +17.1% from 2023 to 2024. The all-transactions index moved from 243.5 in 2023 to 285.1 in 2024 (2000 = 100).
ZIP code 98346 is a mid-sized community (a standard USPS delivery area) in Kingston, Kitsap County, Washington, home to 9,297 residents across 71.4 square miles, a density of 130 people per square mile, in the Los Angeles time zone.
ZIP 98346 skews affluent, with a median household income of $114,779 (26% above the average Washington ZIP), while per-capita income is $52,499. The poverty rate is 5.9%, with unemployment at 4.0%; those measures add context to the income figure. Housing is both higher-cost and owner-heavy: median home value is $612,800 (20% above the average Washington ZIP), while 80.8% of occupied homes are owner-occupied and median rent is $1,591.
A solid share of residents have a four-year degree: 45.6% of adults hold a bachelor's degree or higher, the median age is 47.3, and the average commute is 34 minutes. The page also surfaces 7 ZIP codes within roughly 10 miles and 6 more in Kitsap County, so 98346 can be compared with both its immediate and county-level context.
Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →
Top industries in ZIP 98346
Top 5 sectors by establishment count in Kingston, WA
Which industries have the most business establishments in ZIP 98346.
- Construction
Construction
70 establishments
- Professional, scientific, and technical services
Professional, scientific, and technical services
37 establishments
- Administrative and support and waste management and remediation services 25
Administrative and support and waste management and remediation services
25 establishments
- Retail trade 24
Retail trade
24 establishments
- Real estate and rental and leasing 21
Real estate and rental and leasing
21 establishments
What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.
Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 98346, Kingston, WA · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.
Quick Facts
9,297
Population
71.4
Area (sq mi)
130
People / sq mi
Los Angeles
Time Zone
standard
ZIP Type
Who lives in ZIP 98346?
47.3
Median Age
49.7%
Male
50.3%
Female
6.7%
Foreign-Born
Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How much do residents earn?
$114,779
Median Household Income
+26% vs state ZIP avg
$52,499
Per Capita Income
5.9%
Poverty Rate
4.0%
Unemployment Rate
33.9 min
Mean Commute Time
How ZIP 98346 ranks among Washington ZIPs
Kingston, WA household income vs. every Washington ZIP code
Median household income among 547 reporting Washington ZIPs (this ZIP's population is too small for a reliable national-corpus placement)
$114,779 Top 18% higher than 82% of 547 Washington ZIPs
Each bar is a $20K-wide band; taller bars hold more Washington ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What is the education profile here?
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What does housing look like?
Housing stock: occupied vs vacant
4,267housing units
4,267
Total Housing Units
4,010
Occupied Units
257
Vacant Units
2.47
Avg Household Size
Occupancy Type
$612,800
Median Home Value
+20% vs state ZIP avg
$1,591
Median Rent
1993
Median Year Built
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How have home values changed over time?
FHFA House Price Index, annual appreciation data based on repeat sales and appraisals
+17.1%
YoY Change (2024)
285
HPI Index (2000 = 100)
+185%
Total Change Since 2000
Home values in ZIP 98346 have increased 17.1% over the past year (2024). Since 2000, this ZIP has seen +185% cumulative appreciation.
| Year | Annual Change | HPI Index |
|---|---|---|
| 2020 | +5.1% | 211 |
| 2021 | +16.1% | 245 |
| 2022 | +17.5% | 288 |
| 2023 | -15.4% | 244 |
| 2024 | +17.1% | 285 |
Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.
What businesses operate in this ZIP?
Census Bureau data shows 280 business establishments in ZIP 98346, employing approximately 2,074 people with a combined annual payroll of $95,393,000.
280
Businesses
2,074
Employees
$95.4M
Annual Payroll
14
Industry Sectors
| Industry | Establishments | % of Total |
|---|---|---|
| Construction | 70 | 25.0% |
| Professional, scientific, and technical services | 37 | 13.2% |
| Administrative and support and waste management and remediation services | 25 | 8.9% |
| Retail trade | 24 | 8.6% |
| Real estate and rental and leasing | 21 | 7.5% |
| Accommodation and food services | 21 | 7.5% |
| Other services (except public administration) | 20 | 7.1% |
| Health care and social assistance | 18 | 6.4% |
| Manufacturing | 14 | 5.0% |
| Wholesale trade | 9 | 3.2% |
| Finance and insurance | 7 | 2.5% |
| Information | 5 | 1.8% |
| Educational services | 3 | 1.1% |
| Arts, entertainment, and recreation | 3 | 1.1% |
Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.
Nearby ZIP Codes
Want a side-by-side? Compare 98346 vs 98342 →
ZIP 98346 vs its nearest neighbors, by population
Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 98370
Poulsbo (98370)
29,528 residents
- 98346 9,297
Kingston (98346)
9,297 residents
- 98236 5,635
Clinton (98236)
5,635 residents
- 98392 2,994
Suquamish (98392)
2,994 residents
- 98340 2,537
Hansville (98340)
2,537 residents
- 98342 1,370
Indianola (98342)
1,370 residents
- 98345 554
Keyport (98345)
554 residents
- 98364 45
Port Gamble (98364)
45 residents
What this shows Among its immediate neighbors, ZIP 98346 ranks #2 by population - useful context the national average alone can't give.
ZIP 98346 vs its nearest neighbors, by median income
Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 98370
Poulsbo (98370)
$116,756 median income
- 98346
Kingston (98346)
$114,779 median income
- 98342
Indianola (98342)
$102,778 median income
- 98236
Clinton (98236)
$94,362 median income
- 98392
Suquamish (98392)
$85,530 median income
- 98340
Hansville (98340)
$79,876 median income
What this shows By household income, ZIP 98346 ranks #2 of 6 neighboring ZIPs, local affluence varies block to block, not just metro to metro.
Nationwide ZIPs with similar ACS profiles
Two Census-derived peer sets for ZIP 98346, both outside WA so the neighborhoods are not geographic containment (Nearby and same-county blocks stay local).
Similar population
Nearest cross-state ZIPs by resident population (9,297 here; floor ≥1,000).
Similar median household income
Nearest cross-state ZIPs by ACS median household income.
More ZIP Codes in Kitsap County
Related Areas
Frequently Asked Questions
What county is ZIP code 98346 in?
ZIP code 98346 (Kingston) is located in Kitsap County, Washington. Kitsap County contains multiple ZIP codes, see the full list at /counties/kitsap-wa.
What is the population of ZIP code 98346?
ZIP code 98346 in Kingston, WA has a population of 9,297 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 98346?
The median household income in ZIP 98346 is $114,779, which is 50% above the national average of $76,288.
What is the average home value in ZIP 98346?
The median home value in ZIP 98346 is $612,800, which is 120% above the national average of $278,155.
What is the demographic makeup of ZIP 98346?
The largest racial group in ZIP 98346 is White at 78.7%. Hispanic or Latino residents make up 7.0% of the population.
How many businesses are in ZIP code 98346?
ZIP code 98346 has 280 business establishments employing approximately 2,074 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 98346?
The top industries by establishment count in ZIP 98346 are: Construction (70), Professional, scientific, and technical services (37), Administrative and support and waste management and remediation services (25). There are 14 industry sectors represented in total.
How have home values changed in ZIP code 98346?
According to the FHFA House Price Index, home values in ZIP 98346 increased by 17.1% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 185%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 98346?
In ZIP code 98346, 61.5% of residents aged 25+ have a high school diploma or higher, and 45.6% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 98346?
The mean commute time for workers in ZIP code 98346 is 33.9 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend more time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 98346?
In ZIP code 98346, approximately 80.8% of occupied housing units are owner-occupied and 19.2% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 98346?
The poverty rate in ZIP code 98346 is 5.9% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.
Related
Take this with you
What to do with ZIP 98346's numbers, next.
- See how ZIP 98346 compares to a neighboring ZIP code on the same Census fields Compare this ZIP
- Check where Kingston, WA ranks among every U.S. ZIP code on income, education, or homeownership View national rankings
- Save this ZIP to your shortlist to track alongside others you're considering View your shortlist
ZIP Code Tabulation Areas (ZCTAs) are Census Bureau approximations of USPS ZIP codes; figures describe the ZCTA area, not any single address within it.