Indianola, WA · standard
ZIP Code 98342
Kitsap County, Washington — Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.
- 1,370
- 221/sq mi
- $102,778
- Median income
- $698,500
- Median home value
- 52.1%
- Bachelor's or higher
The verdict
Indianola pairs an upper-quartile household income with top-decile home values, in a low-density, homeowner-dominated area.
- Top 17%
- household income, US ZIPs
- Top 6%
- home value, US ZIPs
- 221
- people per sq mi
- 82%
- owner-occupied homes
Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 98342 against every reporting US ZIP.
ZIP code 98342 is classified by USPS as a standard delivery area and covers roughly 6.2 square miles in Indianola, Kitsap County, Washington. The area is home to 1,370 residents, producing a population density of 221 people per square mile, and falls within the Los Angeles time zone. These USPS and Census boundary values drive every downstream statistic on this page, including the benchmarks that compare 98342 against Washington and the nation.
On the economic side, the median household income for ZIP 98342 sits at $102,778 (13% above the Washington average), while per-capita income is $66,820. The poverty rate stands at 7.5% and the unemployment rate at 5.6%. On housing, the median home value is $698,500 (37% above the state average) with median rent at $1,489 per month, and 82.2% of occupied units are owner-occupied, a direct signal of whether 98342 behaves more like a homeowner neighborhood or a renter-heavy ZIP.
Education and household profile round out the picture: 52.1% of adults hold a bachelor's degree or higher, the median age is 56.3, and the average commute is 37 minutes. We also surface 10 nearby ZIP codes within roughly 10 miles and 6 additional ZIPs sharing Kitsap County, so you can benchmark 98342 against its immediate geography rather than a national average alone. Every figure is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates, HUD Fair Market Rents, and FHFA Home Price Index data, no estimates, no proprietary scoring. Verify with HUD →
Top industries in ZIP 98342
Top 5 sectors by establishment count
Which industries have the most business establishments in ZIP 98342.
- Professional, scientific, and technical services
Professional, scientific, and technical services
9 establishments
- Information
Information
8 establishments
- Health care and social assistance
Health care and social assistance
7 establishments
- Construction
Construction
6 establishments
- Other services (except public administration)
Other services (except public administration)
4 establishments
What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.
Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + HUD FMR + FHFA HPI ACS demographics, ZBP business establishments, HUD Fair Market Rents, FHFA HPI for ZIP 98342, Indianola, WA · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; HUD FMR + FHFA HPI updated quarterly/annually.
Quick Facts
1,370
Population
6.2
Area (sq mi)
221
People / sq mi
Los Angeles
Time Zone
standard
ZIP Type
Who lives in ZIP 98342?
56.3
Median Age
51.3%
Male
48.7%
Female
3.2%
Foreign-Born
Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How much do residents earn?
$102,778
Median Household Income
+13% vs state
$66,820
Per Capita Income
7.5%
Poverty Rate
5.6%
Unemployment Rate
36.9 min
Mean Commute Time
How ZIP 98342 ranks nationally
Household income vs. every US ZIP code
Median household income — the full national distribution, with this ZIP marked
$102,778 Top 17% higher than 83% of 30,318 US ZIPs
Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau — ACS 5-Year Estimates · 2019–2023
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What is the education profile here?
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What does housing look like?
806
Total Housing Units
636
Occupied Units
170
Vacant Units
2.10
Avg Household Size
Occupancy Type
$698,500
Median Home Value
+37% vs state
$1,489
Median Rent
1991
Median Year Built
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How have home values changed over time?
FHFA House Price Index, annual appreciation data based on repeat sales and appraisals
+14.3%
YoY Change (2024)
398
HPI Index (2000 = 100)
+298%
Total Change Since 2000
Home values in ZIP 98342 have increased 14.3% over the past year (2024). Since 2000, this ZIP has seen +298% cumulative appreciation.
| Year | Annual Change | HPI Index |
|---|---|---|
| 2019 | +7.9% | 228 |
| 2020 | +5.2% | 240 |
| 2021 | +11.4% | 267 |
| 2022 | +14.3% | 305 |
| 2024 | — | 398 |
Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.
What businesses operate in this ZIP?
Census Bureau data shows 45 business establishments in ZIP 98342, employing approximately 78 people with a combined annual payroll of $2,990,000.
45
Businesses
78
Employees
$3.0M
Annual Payroll
6
Industry Sectors
| Industry | Establishments | % of Total |
|---|---|---|
| Professional, scientific, and technical services | 9 | 20.0% |
| Information | 8 | 17.8% |
| Health care and social assistance | 7 | 15.6% |
| Construction | 6 | 13.3% |
| Other services (except public administration) | 4 | 8.9% |
| Educational services | 3 | 6.7% |
Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.
Nearby ZIP Codes
Want a side-by-side? Compare 98342 vs 98392 →
ZIP 98342 vs its nearest neighbors, by population
Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 98117
Seattle (98117)
31,365 residents
- 98370
Poulsbo (98370)
29,528 residents
- 98110
Bainbridge Island (98110)
23,025 residents
- 98177
Seattle (98177)
19,030 residents
- 98020
Edmonds (98020)
18,304 residents
- 98346 9,297
Kingston (98346)
9,297 residents
- 98392 2,994
Suquamish (98392)
2,994 residents
- 98340 2,537
Hansville (98340)
2,537 residents
- 98342 1,370
Indianola (98342)
1,370 residents
What this shows Among its immediate neighbors, ZIP 98342 ranks #9 by population — useful context the national average alone can't give.
ZIP 98342 vs its nearest neighbors, by median income
Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 98117
Seattle (98117)
$182,984 median income
- 98110
Bainbridge Island (98110)
$172,188 median income
- 98177
Seattle (98177)
$169,918 median income
- 98020
Edmonds (98020)
$130,319 median income
- 98370
Poulsbo (98370)
$116,756 median income
- 98346
Kingston (98346)
$114,779 median income
- 98342
Indianola (98342)
$102,778 median income
- 98392
Suquamish (98392)
$85,530 median income
- 98340
Hansville (98340)
$79,876 median income
What this shows By household income, ZIP 98342 ranks #7 of 9 neighboring ZIPs — local affluence varies block to block, not just metro to metro.
| ZIP Code | City | Population | Distance |
|---|---|---|---|
| 98392 | Suquamish, WA | 2,994 | 2.5 mi |
| 98346 | Kingston, WA | 9,297 | 4.5 mi |
| 98370 | Poulsbo, WA | 29,528 | 4.9 mi |
| 98110 | Bainbridge Island, WA | 23,025 | 7.6 mi |
| 98177 | Seattle, WA | 19,030 | 6.9 mi |
| 98345 | Keyport, WA | 554 | 6.2 mi |
| 98364 | Port Gamble, WA | 45 | 7.2 mi |
| 98020 | Edmonds, WA | 18,304 | 7.5 mi |
| 98340 | Hansville, WA | 2,537 | 10.5 mi |
| 98117 | Seattle, WA | 31,365 | 7.8 mi |
More ZIP Codes in Kitsap County
Related Areas
Frequently Asked Questions
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How many businesses are in ZIP code 98342? ▼
What are the main industries in ZIP code 98342? ▼
How have home values changed in ZIP code 98342? ▼
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What percentage of residents own vs. rent in ZIP 98342? ▼
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ZIP Code Research Guides
Official Data Resources for Indianola, WA
Verify and explore additional data for this area using these official government sources.
Read our methodology to see how this data is sourced, computed, and verified.