Indianola, WA · standard

ZIP Code 98342

Kitsap County, Washington — Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

1,370
221/sq mi
$102,778
Median income
$698,500
Median home value
52.1%
Bachelor's or higher

The verdict

Indianola pairs an upper-quartile household income with top-decile home values, in a low-density, homeowner-dominated area.

Top 17%
household income, US ZIPs
Top 6%
home value, US ZIPs
221
people per sq mi
82%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 98342 against every reporting US ZIP.

ZIP code 98342 is classified by USPS as a standard delivery area and covers roughly 6.2 square miles in Indianola, Kitsap County, Washington. The area is home to 1,370 residents, producing a population density of 221 people per square mile, and falls within the Los Angeles time zone. These USPS and Census boundary values drive every downstream statistic on this page, including the benchmarks that compare 98342 against Washington and the nation.

On the economic side, the median household income for ZIP 98342 sits at $102,778 (13% above the Washington average), while per-capita income is $66,820. The poverty rate stands at 7.5% and the unemployment rate at 5.6%. On housing, the median home value is $698,500 (37% above the state average) with median rent at $1,489 per month, and 82.2% of occupied units are owner-occupied, a direct signal of whether 98342 behaves more like a homeowner neighborhood or a renter-heavy ZIP.

Education and household profile round out the picture: 52.1% of adults hold a bachelor's degree or higher, the median age is 56.3, and the average commute is 37 minutes. We also surface 10 nearby ZIP codes within roughly 10 miles and 6 additional ZIPs sharing Kitsap County, so you can benchmark 98342 against its immediate geography rather than a national average alone. Every figure is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates, HUD Fair Market Rents, and FHFA Home Price Index data, no estimates, no proprietary scoring. Verify with HUD →

Top industries in ZIP 98342

Top 5 sectors by establishment count

Which industries have the most business establishments in ZIP 98342.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + HUD FMR + FHFA HPI ACS demographics, ZBP business establishments, HUD Fair Market Rents, FHFA HPI for ZIP 98342, Indianola, WA · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; HUD FMR + FHFA HPI updated quarterly/annually.

Quick Facts

1,370

Population

6.2

Area (sq mi)

221

People / sq mi

Los Angeles

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 98342?

56.3

Median Age

51.3%

Male

48.7%

Female

3.2%

Foreign-Born

White 85.0%
African American 1.0%
Asian 1.0%
American Indian or Alaska Native 4.0%
Native Hawaiian or Pacific Islander 0.3%
Two or More Ethnicities 7.0%
Hispanic or Latino 1.4%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$102,778

Median Household Income

+13% vs state

$66,820

Per Capita Income

7.5%

Poverty Rate

5.6%

Unemployment Rate

36.9 min

Mean Commute Time

How ZIP 98342 ranks nationally

Household income vs. every US ZIP code

Median household income — the full national distribution, with this ZIP marked

$102,778 Top 17% higher than 83% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). Below this entry. $60,000–$80,000: 9,980 US ZIPs (33%). Below this entry. $80,000–$100,000: 5,778 US ZIPs (19%). Below this entry. $100,000–$120,000: 2,855 US ZIPs (9%). This entry sits in this band. $120,000–$140,000: 1,362 US ZIPs (4%). Above this entry. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau — ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 66.0%
Bachelor's Degree or Higher 52.1%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

806

Total Housing Units

636

Occupied Units

170

Vacant Units

2.10

Avg Household Size

Occupancy Type

Owner 82.2%
Renter 17.8%

$698,500

Median Home Value

+37% vs state

$1,489

Median Rent

1991

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

+14.3%

YoY Change (2024)

398

HPI Index (2000 = 100)

+298%

Total Change Since 2000

Home values in ZIP 98342 have increased 14.3% over the past year (2024). Since 2000, this ZIP has seen +298% cumulative appreciation.

Year Annual Change HPI Index
2019 +7.9% 228
2020 +5.2% 240
2021 +11.4% 267
2022 +14.3% 305
2024 398

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 45 business establishments in ZIP 98342, employing approximately 78 people with a combined annual payroll of $2,990,000.

45

Businesses

78

Employees

$3.0M

Annual Payroll

6

Industry Sectors

Industry Establishments % of Total
Professional, scientific, and technical services 9 20.0%
Information 8 17.8%
Health care and social assistance 7 15.6%
Construction 6 13.3%
Other services (except public administration) 4 8.9%
Educational services 3 6.7%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 98342 vs 98392 →

ZIP 98342 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 98342 ranks #9 by population — useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 98342 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 98342 ranks #7 of 9 neighboring ZIPs — local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
98392 Suquamish, WA 2,994 2.5 mi
98346 Kingston, WA 9,297 4.5 mi
98370 Poulsbo, WA 29,528 4.9 mi
98110 Bainbridge Island, WA 23,025 7.6 mi
98177 Seattle, WA 19,030 6.9 mi
98345 Keyport, WA 554 6.2 mi
98364 Port Gamble, WA 45 7.2 mi
98020 Edmonds, WA 18,304 7.5 mi
98340 Hansville, WA 2,537 10.5 mi
98117 Seattle, WA 31,365 7.8 mi

More ZIP Codes in Kitsap County

Frequently Asked Questions

What county is ZIP code 98342 in?
ZIP code 98342 (Indianola) is located in Kitsap County, Washington. Kitsap County contains multiple ZIP codes, see the full list at /counties/kitsap-wa.
What is the population of ZIP code 98342?
ZIP code 98342 in Indianola, WA has a population of 1,370 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 98342?
The median household income in ZIP 98342 is $102,778, which is 35% above the national average of $76,288.
What is the average home value in ZIP 98342?
The median home value in ZIP 98342 is $698,500, which is 151% above the national average of $278,155.
What is the demographic makeup of ZIP 98342?
The largest racial group in ZIP 98342 is White at 85.0%. Hispanic or Latino residents make up 1.4% of the population.
How many businesses are in ZIP code 98342?
ZIP code 98342 has 45 business establishments employing approximately 78 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 98342?
The top industries by establishment count in ZIP 98342 are: Professional, scientific, and technical services (9), Information (8), Health care and social assistance (7). There are 6 industry sectors represented in total.
How have home values changed in ZIP code 98342?
According to the FHFA House Price Index, home values in ZIP 98342 increased by 14.3% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 298%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 98342?
In ZIP code 98342, 66.0% of residents aged 25+ have a high school diploma or higher, and 52.1% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 98342?
The mean commute time for workers in ZIP code 98342 is 36.9 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend more time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 98342?
In ZIP code 98342, approximately 82.2% of occupied housing units are owner-occupied and 17.8% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 98342?
The poverty rate in ZIP code 98342 is 7.5% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

ZIP Code Research Guides

Official Data Resources for Indianola, WA

Verify and explore additional data for this area using these official government sources.