Indianola, WA · standard
ZIP Code 98342
Kitsap County, Washington - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.
- 1,370
- 221/sq mi High-density area
- $102,778
- Median income Above-median income area
- $698,500
- Median home value Above-median home value
- 52.1%
- Bachelor's or higher Above-average bachelor's attainment
National ZIP placement
Indianola pairs an upper-quartile household income with top-decile home values, in a low-density, homeowner-dominated area.
- Top 17%
- household income, US ZIPs
- Top 6%
- home value, US ZIPs
- 221
- people per sq mi
- 82%
- owner-occupied homes
Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 98342 against every reporting US ZIP.
ZIP code 98342 is a sparsely populated ZIP (a standard USPS delivery area) in Indianola, Kitsap County, Washington, home to just 1,370 residents across 6.2 square miles, a density of 221 people per square mile, in the Los Angeles time zone.
ZIP 98342 lands in the middle-income range, with a median household income of $102,778 (13% above the average Washington ZIP), while per-capita income is $66,820. The poverty rate is 7.5%, with unemployment at 5.6%; those measures add context to the income figure. Housing is both higher-cost and owner-heavy: median home value is $698,500 (37% above the average Washington ZIP), while 82.2% of occupied homes are owner-occupied and median rent is $1,489.
This is a highly-educated ZIP: 52.1% of adults hold a bachelor's degree or higher, the median age is 56.3, and the average commute is 37 minutes. The page also surfaces 10 ZIP codes within roughly 10 miles and 6 more in Kitsap County, so 98342 can be compared with both its immediate and county-level context.
Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →
Top industries in ZIP 98342
Top 5 sectors by establishment count in Indianola, WA
Which industries have the most business establishments in ZIP 98342.
- Professional, scientific, and technical services
Professional, scientific, and technical services
9 establishments
- Information
Information
8 establishments
- Health care and social assistance
Health care and social assistance
7 establishments
- Construction
Construction
6 establishments
- Other services (except public administration)
Other services (except public administration)
4 establishments
What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.
Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 98342, Indianola, WA · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.
Quick Facts
1,370
Population
6.2
Area (sq mi)
221
People / sq mi
Los Angeles
Time Zone
standard
ZIP Type
Who lives in ZIP 98342?
56.3
Median Age
51.3%
Male
48.7%
Female
3.2%
Foreign-Born
Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How much do residents earn?
$102,778
Median Household Income
+13% vs state ZIP avg
$66,820
Per Capita Income
7.5%
Poverty Rate
5.6%
Unemployment Rate
36.9 min
Mean Commute Time
How ZIP 98342 ranks among Washington ZIPs
Indianola, WA household income vs. every Washington ZIP code
Median household income among 547 reporting Washington ZIPs (this ZIP's population is too small for a reliable national-corpus placement)
$102,778 Top 27% higher than 73% of 547 Washington ZIPs
Each bar is a $20K-wide band; taller bars hold more Washington ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What is the education profile here?
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What does housing look like?
Housing stock: occupied vs vacant
806housing units
806
Total Housing Units
636
Occupied Units
170
Vacant Units
2.10
Avg Household Size
Occupancy Type
$698,500
Median Home Value
+37% vs state ZIP avg
$1,489
Median Rent
1991
Median Year Built
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How have home values changed over time?
FHFA House Price Index, annual appreciation data based on repeat sales and appraisals
+14.3%
YoY Change (2024)
398
HPI Index (2000 = 100)
+298%
Total Change Since 2000
Home values in ZIP 98342 have increased 14.3% over the past year (2024). Since 2000, this ZIP has seen +298% cumulative appreciation.
| Year | Annual Change | HPI Index |
|---|---|---|
| 2019 | +7.9% | 228 |
| 2020 | +5.2% | 240 |
| 2021 | +11.4% | 267 |
| 2022 | +14.3% | 305 |
| 2024 | – | 398 |
Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.
What businesses operate in this ZIP?
Census Bureau data shows 45 business establishments in ZIP 98342, employing approximately 78 people with a combined annual payroll of $2,990,000.
45
Businesses
78
Employees
$3.0M
Annual Payroll
6
Industry Sectors
| Industry | Establishments | % of Total |
|---|---|---|
| Professional, scientific, and technical services | 9 | 20.0% |
| Information | 8 | 17.8% |
| Health care and social assistance | 7 | 15.6% |
| Construction | 6 | 13.3% |
| Other services (except public administration) | 4 | 8.9% |
| Educational services | 3 | 6.7% |
Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.
Nearby ZIP Codes
Want a side-by-side? Compare 98342 vs 98392 →
ZIP 98342 vs its nearest neighbors, by population
Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 98117
Seattle (98117)
31,365 residents
- 98370
Poulsbo (98370)
29,528 residents
- 98110
Bainbridge Island (98110)
23,025 residents
- 98177
Seattle (98177)
19,030 residents
- 98020
Edmonds (98020)
18,304 residents
- 98346 9,297
Kingston (98346)
9,297 residents
- 98392 2,994
Suquamish (98392)
2,994 residents
- 98340 2,537
Hansville (98340)
2,537 residents
- 98342 1,370
Indianola (98342)
1,370 residents
What this shows Among its immediate neighbors, ZIP 98342 ranks #9 by population - useful context the national average alone can't give.
ZIP 98342 vs its nearest neighbors, by median income
Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 98117
Seattle (98117)
$182,984 median income
- 98110
Bainbridge Island (98110)
$172,188 median income
- 98177
Seattle (98177)
$169,918 median income
- 98020
Edmonds (98020)
$130,319 median income
- 98370
Poulsbo (98370)
$116,756 median income
- 98346
Kingston (98346)
$114,779 median income
- 98342
Indianola (98342)
$102,778 median income
- 98392
Suquamish (98392)
$85,530 median income
- 98340
Hansville (98340)
$79,876 median income
What this shows By household income, ZIP 98342 ranks #7 of 9 neighboring ZIPs, local affluence varies block to block, not just metro to metro.
| ZIP Code | City | Population | Distance |
|---|---|---|---|
| 98392 | Suquamish, WA | 2,994 | 2.5 mi |
| 98346 | Kingston, WA | 9,297 | 4.5 mi |
| 98370 | Poulsbo, WA | 29,528 | 4.9 mi |
| 98110 | Bainbridge Island, WA | 23,025 | 7.6 mi |
| 98177 | Seattle, WA | 19,030 | 6.9 mi |
| 98345 | Keyport, WA | 554 | 6.2 mi |
| 98364 | Port Gamble, WA | 45 | 7.2 mi |
| 98020 | Edmonds, WA | 18,304 | 7.5 mi |
| 98340 | Hansville, WA | 2,537 | 10.5 mi |
| 98117 | Seattle, WA | 31,365 | 7.8 mi |
Nationwide ZIPs with similar ACS profiles
Two Census-derived peer sets for ZIP 98342, both outside WA so the neighborhoods are not geographic containment (Nearby and same-county blocks stay local).
Similar population
Nearest cross-state ZIPs by resident population (1,370 here; floor ≥1,000).
Similar median household income
Nearest cross-state ZIPs by ACS median household income.
More ZIP Codes in Kitsap County
Related Areas
Frequently Asked Questions
What county is ZIP code 98342 in?
ZIP code 98342 (Indianola) is located in Kitsap County, Washington. Kitsap County contains multiple ZIP codes, see the full list at /counties/kitsap-wa.
What is the population of ZIP code 98342?
ZIP code 98342 in Indianola, WA has a population of 1,370 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 98342?
The median household income in ZIP 98342 is $102,778, which is 35% above the national average of $76,288.
What is the average home value in ZIP 98342?
The median home value in ZIP 98342 is $698,500, which is 151% above the national average of $278,155.
What is the demographic makeup of ZIP 98342?
The largest racial group in ZIP 98342 is White at 85.0%. Hispanic or Latino residents make up 1.4% of the population.
How many businesses are in ZIP code 98342?
ZIP code 98342 has 45 business establishments employing approximately 78 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 98342?
The top industries by establishment count in ZIP 98342 are: Professional, scientific, and technical services (9), Information (8), Health care and social assistance (7). There are 6 industry sectors represented in total.
How have home values changed in ZIP code 98342?
According to the FHFA House Price Index, home values in ZIP 98342 increased by 14.3% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 298%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 98342?
In ZIP code 98342, 66.0% of residents aged 25+ have a high school diploma or higher, and 52.1% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 98342?
The mean commute time for workers in ZIP code 98342 is 36.9 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend more time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 98342?
In ZIP code 98342, approximately 82.2% of occupied housing units are owner-occupied and 17.8% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 98342?
The poverty rate in ZIP code 98342 is 7.5% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.
Related
Take this with you
What to do with ZIP 98342's numbers, next.
- See how ZIP 98342 compares to a neighboring ZIP code on the same Census fields Compare this ZIP
- Check where Indianola, WA ranks among every U.S. ZIP code on income, education, or homeownership View national rankings
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ZIP Code Tabulation Areas (ZCTAs) are Census Bureau approximations of USPS ZIP codes; figures describe the ZCTA area, not any single address within it.