Bainbridge Island, WA · standard
ZIP Code 98110
Kitsap County, Washington - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.
- 23,025
- 322/sq mi High-density area
- $172,188
- Median income Above-median income area
- $1,155,900
- Median home value Above-median home value
- 76.4%
- Bachelor's or higher Above-average bachelor's attainment
National ZIP placement
Bainbridge Island pairs a top-decile household income with top-decile home values, in a low-density, homeowner-dominated area.
- Top 2%
- household income, US ZIPs
- Top 2%
- home value, US ZIPs
- 322
- people per sq mi
- 81%
- owner-occupied homes
Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 98110 against every reporting US ZIP.
ZIP code 98110 is a densely settled ZIP (a standard USPS delivery area) in Bainbridge Island, Kitsap County, Washington, with 23,025 residents across 71.5 square miles, a density of 322 people per square mile, in the Los Angeles time zone.
ZIP 98110 skews affluent, with a median household income of $172,188 (89% above the average Washington ZIP), while per-capita income is $99,714. Both reported hardship measures are comparatively low in absolute terms: poverty is 3.5% and unemployment is 2.7%. Housing is both higher-cost and owner-heavy: median home value is $1,155,900 (126% above the average Washington ZIP), while 81.4% of occupied homes are owner-occupied and median rent is $2,194.
This is a highly-educated ZIP: 76.4% of adults hold a bachelor's degree or higher, the median age is 49, and the average commute is 37 minutes. The page also surfaces 10 ZIP codes within roughly 10 miles and 6 more in Kitsap County, so 98110 can be compared with both its immediate and county-level context.
Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →
Top industries in ZIP 98110
Top 5 sectors by establishment count in Bainbridge Island, WA
Which industries have the most business establishments in ZIP 98110.
- Professional, scientific, and technical services
Professional, scientific, and technical services
236 establishments
- Health care and social assistance
Health care and social assistance
95 establishments
- Construction 83
Construction
83 establishments
- Retail trade 77
Retail trade
77 establishments
- Accommodation and food services 75
Accommodation and food services
75 establishments
What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.
Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 98110, Bainbridge Island, WA · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.
Quick Facts
23,025
Population
71.5
Area (sq mi)
322
People / sq mi
Los Angeles
Time Zone
standard
ZIP Type
Who lives in ZIP 98110?
49.0
Median Age
49.2%
Male
50.8%
Female
7.8%
Foreign-Born
Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How much do residents earn?
$172,188
Median Household Income
+89% vs state ZIP avg
$99,714
Per Capita Income
3.5%
Poverty Rate
2.7%
Unemployment Rate
37.3 min
Mean Commute Time
How ZIP 98110 ranks among Washington ZIPs
Bainbridge Island, WA household income vs. every Washington ZIP code
Median household income among 547 reporting Washington ZIPs (this ZIP's population is too small for a reliable national-corpus placement)
$172,188 Top 4% higher than 96% of 547 Washington ZIPs
Each bar is a $20K-wide band; taller bars hold more Washington ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What is the education profile here?
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What does housing look like?
Housing stock: occupied vs vacant
10,900housing units
10,900
Total Housing Units
9,887
Occupied Units
1,013
Vacant Units
2.47
Avg Household Size
Occupancy Type
$1,155,900
Median Home Value
+126% vs state ZIP avg
$2,194
Median Rent
1989
Median Year Built
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How have home values changed over time?
FHFA House Price Index, annual appreciation data based on repeat sales and appraisals
-0.3%
YoY Change (2024)
320
HPI Index (2000 = 100)
+220%
Total Change Since 2000
Home values in ZIP 98110 have decreased 0.3% over the past year (2024). Since 2000, this ZIP has seen +220% cumulative appreciation.
| Year | Annual Change | HPI Index |
|---|---|---|
| 2020 | +2.1% | 241 |
| 2021 | +10.5% | 266 |
| 2022 | +16.6% | 310 |
| 2023 | +3.6% | 321 |
| 2024 | -0.3% | 320 |
Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.
What businesses operate in this ZIP?
Census Bureau data shows 968 business establishments in ZIP 98110, employing approximately 6,411 people with a combined annual payroll of $410,981,000.
968
Businesses
6,411
Employees
$411.0M
Annual Payroll
17
Industry Sectors
| Industry | Establishments | % of Total |
|---|---|---|
| Professional, scientific, and technical services | 236 | 24.4% |
| Health care and social assistance | 95 | 9.8% |
| Construction | 83 | 8.6% |
| Retail trade | 77 | 8.0% |
| Accommodation and food services | 75 | 7.8% |
| Other services (except public administration) | 73 | 7.5% |
| Real estate and rental and leasing | 69 | 7.1% |
| Finance and insurance | 53 | 5.5% |
| Manufacturing | 34 | 3.5% |
| Administrative and support and waste management and remediation services | 33 | 3.4% |
| Information | 32 | 3.3% |
| Arts, entertainment, and recreation | 32 | 3.3% |
| Wholesale trade | 25 | 2.6% |
| Educational services | 23 | 2.4% |
| Transportation and warehousing | 16 | 1.6% |
| Agriculture, forestry, fishing and hunting | 7 | 0.7% |
| Management of companies and enterprises | 4 | 0.4% |
Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.
Nearby ZIP Codes
Want a side-by-side? Compare 98110 vs 98392 →
ZIP 98110 vs its nearest neighbors, by population
Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 98366
Port Orchard (98366)
34,258 residents
- 98311
Bremerton (98311)
25,880 residents
- 98110
Bainbridge Island (98110)
23,025 residents
- 98199
Seattle (98199)
19,686 residents
- 98310
Bremerton (98310)
18,703 residents
- 98337 6,697
Bremerton (98337)
6,697 residents
- 98314 3,329
Bremerton (98314)
3,329 residents
- 98392 2,994
Suquamish (98392)
2,994 residents
- 98342 1,370
Indianola (98342)
1,370 residents
What this shows Among its immediate neighbors, ZIP 98110 ranks #3 by population - useful context the national average alone can't give.
ZIP 98110 vs its nearest neighbors, by median income
Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 98314
Bremerton (98314)
$184,417 median income
- 98199
Seattle (98199)
$180,789 median income
- 98110
Bainbridge Island (98110)
$172,188 median income
- 98311
Bremerton (98311)
$108,757 median income
- 98342
Indianola (98342)
$102,778 median income
- 98366
Port Orchard (98366)
$92,011 median income
- 98392
Suquamish (98392)
$85,530 median income
- 98310
Bremerton (98310)
$75,878 median income
- 98337 $68,561
Bremerton (98337)
$68,561 median income
What this shows By household income, ZIP 98110 ranks #3 of 9 neighboring ZIPs, local affluence varies block to block, not just metro to metro.
| ZIP Code | City | Population | Distance |
|---|---|---|---|
| 98392 | Suquamish, WA | 2,994 | 6.2 mi |
| 98311 | Bremerton, WA | 25,880 | 4.5 mi |
| 98310 | Bremerton, WA | 18,703 | 5.2 mi |
| 98345 | Keyport, WA | 554 | 5.3 mi |
| 98342 | Indianola, WA | 1,370 | 7.6 mi |
| 98199 | Seattle, WA | 19,686 | 6.6 mi |
| 98366 | Port Orchard, WA | 34,258 | 7.7 mi |
| 98353 | Manchester, WA | 4 | 7.7 mi |
| 98337 | Bremerton, WA | 6,697 | 6.6 mi |
| 98314 | Bremerton, WA | 3,329 | 7.6 mi |
Nationwide ZIPs with similar ACS profiles
Two Census-derived peer sets for ZIP 98110, both outside WA so the neighborhoods are not geographic containment (Nearby and same-county blocks stay local).
Similar population
Nearest cross-state ZIPs by resident population (23,025 here; floor ≥1,000).
Similar median household income
Nearest cross-state ZIPs by ACS median household income.
More ZIP Codes in Kitsap County
Related Areas
Frequently Asked Questions
What county is ZIP code 98110 in?
ZIP code 98110 (Bainbridge Island) is located in Kitsap County, Washington. Kitsap County contains multiple ZIP codes, see the full list at /counties/kitsap-wa.
What is the population of ZIP code 98110?
ZIP code 98110 in Bainbridge Island, WA has a population of 23,025 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 98110?
The median household income in ZIP 98110 is $172,188, which is 126% above the national average of $76,288.
What is the average home value in ZIP 98110?
The median home value in ZIP 98110 is $1,155,900, which is 316% above the national average of $278,155.
What is the demographic makeup of ZIP 98110?
The largest racial group in ZIP 98110 is White at 83.7%. Hispanic or Latino residents make up 4.6% of the population.
How many businesses are in ZIP code 98110?
ZIP code 98110 has 968 business establishments employing approximately 6,411 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 98110?
The top industries by establishment count in ZIP 98110 are: Professional, scientific, and technical services (236), Health care and social assistance (95), Construction (83). There are 17 industry sectors represented in total.
How have home values changed in ZIP code 98110?
According to the FHFA House Price Index, home values in ZIP 98110 decreased by 0.3% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 220%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 98110?
In ZIP code 98110, 83.2% of residents aged 25+ have a high school diploma or higher, and 76.4% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 98110?
The mean commute time for workers in ZIP code 98110 is 37.3 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend more time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 98110?
In ZIP code 98110, approximately 81.4% of occupied housing units are owner-occupied and 18.6% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 98110?
The poverty rate in ZIP code 98110 is 3.5% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.
Related
Take this with you
What to do with ZIP 98110's numbers, next.
- See how ZIP 98110 compares to a neighboring ZIP code on the same Census fields Compare this ZIP
- Check where Bainbridge Island, WA ranks among every U.S. ZIP code on income, education, or homeownership View national rankings
- Save this ZIP to your shortlist to track alongside others you're considering View your shortlist
ZIP Code Tabulation Areas (ZCTAs) are Census Bureau approximations of USPS ZIP codes; figures describe the ZCTA area, not any single address within it.