Residential delivery area · Washington
ZIP Code 98501: Olympia, WA
ZIP code 98501 uses the postal name Olympia, Washington and lies entirely in Thurston County (Census 2020 ZIP-county file). About 48,000 people live there (Census Bureau, ACS 2020-2024), the most populous of Olympia's 7 residential ZIP codes. Median household income is $97,198 (Census Bureau, ACS 2020-2024). By Census place, its land lies in Tumwater (25%) and Olympia (22%); 53% is outside any Census place.
- ACS2020-24
- Census2020
- FHFA2025
- ZBP2023
- IRS2022
- Town
- Olympia · 7 residential ZIPs
- County
- Thurston County
- Census places
- Tumwater (25%); Olympia (22%)
- Metro area
- Olympia-Lacey-Tumwater, WA
- House district
- WA-10 119th Congress
- State
- Washington
- Time zone
- Pacific
- Land area
- 34.9 sq mi · 1,377 people per sq mi
Where is ZIP code 98501?
98501 centers on 46.979°, -122.876° and covers 34.9 square miles of land plus 1.6 of water. It borders 7 ZIP codes: 98503, 98513, 98512, 98506, 98516, 98502, 98589.
The map draws ZIP code areas only. For the streets inside 98501, open its center on OpenStreetMap.
Source: U.S. Census Bureau, 2020 ZCTA cartographic boundaries and the 2023 Gazetteer (2020 ZCTAs); ZIP-to-county shares, Census places and House districts (119th Congress) from the Census 2020 relationship files (shares of land); metro area from the OMB delineation (July 2023); town name and time zone from simplemaps US ZIP Codes (CC BY 4.0).
How does 98501 compare with the rest of Olympia?
| Measure | 98501 | In Olympia | In Thurston County | In WA |
|---|---|---|---|---|
| People (ACS 2020-2024) | 48,067 | 1st of 7 | 1st of 15 | 27th of 605 |
| Median household income | $97k | 4th of 6 | 6th of 12 | 155th of 363 |
| Median home value | $529k | 3rd of 6 | 3rd of 12 | 174th of 392 |
Its median household income is higher than in 79% of U.S. residential ZIP codes, and it is denser than 81% of all U.S. residential ZIP codes. ZIP codes at the ACS caps ($250,000 or more for household income, $2,000,000 or more for home value) share the top rank.
Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01003, B19013, B25077); ranks by PlainZIP over residential ZIP codes (ZCTAs).
How many people live in 98501?
The 2020 Census counted 45,274 people in 98501; the ACS, which samples households over 2020-2024, estimates 48,067. Between the 2010 and 2020 censuses its population grew 18.7% (its boundary stayed at least 90% the same).
- People, ACS 2020-2024
- 48,067
- 2020 Census count
- 45,274+18.7% since 2010 (38,133)
- Households
- 19,783
- Median age
- 39.5
Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01003, B01002, B11001); 2020 Census (DHC P1); 2010 Census (SF1 P1).
Who lives in 98501?
Of the 48,067 people the ACS estimates in 98501, 22.6% are under 18 and 16.9% are 65 or older. The largest group by race and Hispanic origin is White (not Hispanic) (73.0%).
- Under 1822.6%
- 18 to 6460.4%
- 65 and older16.9%
- White, not Hispanic73.0%
- Other or two or more9.9%
- Hispanic or Latino8.9%
- Asian, not Hispanic6.4%
- Black, not Hispanic1.8%
Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01001 age by sex, B03002 Hispanic or Latino origin by race); shares of the estimated population, small ZIP codes carry wide margins.
What do households in 98501 earn?
Median household income is $97,198 (ACS 2020-2024), the 6th highest of the 12 ranked ZIP codes in Thurston County. It is not measurably different from 2015-2019 ($91,482 in 2024 dollars): the change is within the surveys' margins of error.
- Median household income
- $97,198
- Income per person
- $48,384
- Below the poverty line
- 6.8%
- Unemployed (of the labor force)
- 5.8%
- Adults 25+ with a bachelor's degree
- 51.0%
- Adjusted gross income per tax return, 2022
- $96,34122,400 returns; wages 64% of AGI (IRS)
Source: U.S. Census Bureau, ACS 2020-2024 and 2015-2019 5-year estimates (B19013, B19301, B17001, B23025, B15003; 2015-2019 dollars converted with the BLS CPI-U, 1.22699); IRS Statistics of Income, ZIP code data, tax year 2022 (adjusted gross income per return, filed under the address on the return).
What are homes worth in 98501?
FHFA's house price index for 98501, built from repeat sales and appraisals of the same homes, rose 121% from 2015 to 2025 and rose 48% from 2020 to 2025, and moved +3.2% in 2025.
- Median home value (owners' estimate)
- $529,300
- Median gross rent
- $1,697
- Homes owned by their occupants
- 61.7%
- Housing units
- 20,717
Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B25077, B25064, B25003, B25001); FHFA House Price Index, annual five-digit ZIP, updated 2026-03-31.
What businesses are in 98501?
1,458 business establishments had a location in this ZIP code in 2023, 35 more than in 2018; the most are in professional, scientific, and technical services (ZIP Code Business Patterns).
- Professional, scientific, and technical services185
- Health care and social assistance175
- Other services (except public administration)165
- Accommodation and food services163
- Retail trade155
- Construction150
Source: U.S. Census Bureau, ZIP Code Business Patterns 2023 and 2018 (establishments with paid employees, by the business's ZIP code).
Which ZIP codes are next to 98501?
| ZIP | Town | People | Household income | Distance |
|---|---|---|---|---|
| 98503 | Lacey | 41,656 | $89k | 5.0 mi |
| 98513 | Olympia | 38,017 | $113k | 6.8 mi |
| 98512 | Olympia | 31,864 | $102k | 8.3 mi |
| 98506 | Olympia | 18,497 | $92k | 9.0 mi |
| 98516 | Olympia | 29,177 | $99k | 9.3 mi |
| 98502 | Olympia | 35,398 | $92k | 10.0 mi |
| 98589 | Tenino | 7,010 | $84k | 10.7 mi |
| 98505 | Olympia | 881 | – | 8.0 mi (near) |
Source: PlainZIP from the Census 2020 ZCTA boundaries (shared edges) and internal points; figures ACS 2020-2024.