Olympia, WA · standard
ZIP Code 98513
Thurston County, Washington - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.
- 31,975
- 209/sq mi High-density area
- $113,053
- Median income Above-median income area
- $470,700
- Median home value Above-median home value
- 32.7%
- Bachelor's or higher Above-average bachelor's attainment
National ZIP placement
Olympia pairs an upper-quartile household income with upper-quartile home values, in a low-density, homeowner-dominated area.
- Top 12%
- household income, US ZIPs
- Top 15%
- home value, US ZIPs
- 209
- people per sq mi
- 80%
- owner-occupied homes
Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 98513 against every reporting US ZIP.
FHFA HPI release change
What changed in the latest House Price Index year
- FHFA House Price Index values in ZIP 98513 (Olympia, WA) rose +2.6% from 2023 to 2024. The all-transactions index moved from 327.8 in 2023 to 336.3 in 2024 (2000 = 100).
ZIP code 98513 is a densely settled ZIP (a standard USPS delivery area) in Olympia, Thurston County, Washington, with 31,975 residents across 153.0 square miles, a density of 209 people per square mile, in the Los Angeles time zone.
ZIP 98513 skews affluent, with a median household income of $113,053 (24% above the average Washington ZIP), while per-capita income is $47,318. The poverty rate is 9.3%, with unemployment at 4.6%; those measures add context to the income figure. Median home value is $470,700 (8% below the average Washington ZIP) and median rent is $1,967; 79.5% of occupied homes are owner-occupied.
A solid share of residents have a four-year degree: 32.7% of adults hold a bachelor's degree or higher, the median age is 38.2, and the average commute is 27 minutes. The page also surfaces 8 ZIP codes within roughly 10 miles and 6 more in Thurston County, so 98513 can be compared with both its immediate and county-level context.
Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →
Top industries in ZIP 98513
Top 5 sectors by establishment count in Olympia, WA
Which industries have the most business establishments in ZIP 98513.
- Construction
Construction
71 establishments
- Professional, scientific, and technical services
Professional, scientific, and technical services
35 establishments
- Administrative and support and waste management and remediation services
Administrative and support and waste management and remediation services
29 establishments
- Health care and social assistance 24
Health care and social assistance
24 establishments
- Other services (except public administration) 21
Other services (except public administration)
21 establishments
What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.
Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 98513, Olympia, WA · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.
Quick Facts
31,975
Population
153.0
Area (sq mi)
209
People / sq mi
Los Angeles
Time Zone
standard
ZIP Type
Who lives in ZIP 98513?
38.2
Median Age
50.2%
Male
49.8%
Female
9.9%
Foreign-Born
Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How much do residents earn?
$113,053
Median Household Income
+24% vs state ZIP avg
$47,318
Per Capita Income
9.3%
Poverty Rate
4.6%
Unemployment Rate
26.5 min
Mean Commute Time
How ZIP 98513 ranks nationally
Olympia, WA household income vs. every US ZIP code
Median household income, the full national distribution, with this ZIP marked
$113,053 Top 12% higher than 88% of 30,318 US ZIPs
Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What is the education profile here?
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What does housing look like?
Housing stock: occupied vs vacant
14,479housing units
14,479
Total Housing Units
13,657
Occupied Units
822
Vacant Units
2.78
Avg Household Size
Occupancy Type
$470,700
Median Home Value
-8% vs state ZIP avg
$1,967
Median Rent
1995
Median Year Built
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How have home values changed over time?
FHFA House Price Index, annual appreciation data based on repeat sales and appraisals
+2.6%
YoY Change (2024)
336
HPI Index (2000 = 100)
+236%
Total Change Since 2000
Home values in ZIP 98513 have increased 2.6% over the past year (2024). Since 2000, this ZIP has seen +236% cumulative appreciation.
| Year | Annual Change | HPI Index |
|---|---|---|
| 2020 | +7.3% | 227 |
| 2021 | +18.5% | 269 |
| 2022 | +18.1% | 318 |
| 2023 | +3.2% | 328 |
| 2024 | +2.6% | 336 |
Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.
What businesses operate in this ZIP?
Census Bureau data shows 260 business establishments in ZIP 98513, employing approximately 1,910 people with a combined annual payroll of $103,487,000.
260
Businesses
1,910
Employees
$103.5M
Annual Payroll
14
Industry Sectors
| Industry | Establishments | % of Total |
|---|---|---|
| Construction | 71 | 27.3% |
| Professional, scientific, and technical services | 35 | 13.5% |
| Administrative and support and waste management and remediation services | 29 | 11.2% |
| Health care and social assistance | 24 | 9.2% |
| Other services (except public administration) | 21 | 8.1% |
| Real estate and rental and leasing | 18 | 6.9% |
| Accommodation and food services | 18 | 6.9% |
| Retail trade | 10 | 3.9% |
| Transportation and warehousing | 10 | 3.9% |
| Wholesale trade | 6 | 2.3% |
| Agriculture, forestry, fishing and hunting | 4 | 1.5% |
| Information | 3 | 1.1% |
| Finance and insurance | 3 | 1.1% |
| Educational services | 3 | 1.1% |
Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.
Nearby ZIP Codes
Want a side-by-side? Compare 98513 vs 98503 →
ZIP 98513 vs its nearest neighbors, by population
Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 98501
Olympia (98501)
38,133 residents
- 98503
Lacey (98503)
36,611 residents
- 98513
Olympia (98513)
31,975 residents
- 98516
Olympia (98516)
20,166 residents
- 98506
Olympia (98506)
18,199 residents
- 98433 14,584
Tacoma (98433)
14,584 residents
- 98327 8,267
Dupont (98327)
8,267 residents
- 98589 7,320
Tenino (98589)
7,320 residents
- 98576 4,667
Rainier (98576)
4,667 residents
What this shows Among its immediate neighbors, ZIP 98513 ranks #3 by population - useful context the national average alone can't give.
ZIP 98513 vs its nearest neighbors, by median income
Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 98327
Dupont (98327)
$120,781 median income
- 98513
Olympia (98513)
$113,053 median income
- 98576
Rainier (98576)
$104,896 median income
- 98516
Olympia (98516)
$98,892 median income
- 98501
Olympia (98501)
$97,198 median income
- 98506
Olympia (98506)
$91,596 median income
- 98503
Lacey (98503)
$89,002 median income
- 98589
Tenino (98589)
$83,855 median income
- 98433
Tacoma (98433)
$60,158 median income
What this shows By household income, ZIP 98513 ranks #2 of 9 neighboring ZIPs, local affluence varies block to block, not just metro to metro.
Nationwide ZIPs with similar ACS profiles
Two Census-derived peer sets for ZIP 98513, both outside WA so the neighborhoods are not geographic containment (Nearby and same-county blocks stay local).
Similar population
Nearest cross-state ZIPs by resident population (31,975 here; floor ≥1,000).
Similar median household income
Nearest cross-state ZIPs by ACS median household income.
More ZIP Codes in Thurston County
Related Areas
Frequently Asked Questions
What county is ZIP code 98513 in?
ZIP code 98513 (Olympia) is located in Thurston County, Washington. Thurston County contains multiple ZIP codes, see the full list at /counties/thurston-wa.
What is the population of ZIP code 98513?
ZIP code 98513 in Olympia, WA has a population of 31,975 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 98513?
The median household income in ZIP 98513 is $113,053, which is 48% above the national average of $76,288.
What is the average home value in ZIP 98513?
The median home value in ZIP 98513 is $470,700, which is 69% above the national average of $278,155.
What is the demographic makeup of ZIP 98513?
The largest racial group in ZIP 98513 is White at 63.6%. Hispanic or Latino residents make up 11.0% of the population.
How many businesses are in ZIP code 98513?
ZIP code 98513 has 260 business establishments employing approximately 1,910 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 98513?
The top industries by establishment count in ZIP 98513 are: Construction (71), Professional, scientific, and technical services (35), Administrative and support and waste management and remediation services (29). There are 14 industry sectors represented in total.
How have home values changed in ZIP code 98513?
According to the FHFA House Price Index, home values in ZIP 98513 increased by 2.6% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 236%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 98513?
In ZIP code 98513, 55.6% of residents aged 25+ have a high school diploma or higher, and 32.7% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 98513?
The mean commute time for workers in ZIP code 98513 is 26.5 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend more time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 98513?
In ZIP code 98513, approximately 79.5% of occupied housing units are owner-occupied and 20.5% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 98513?
The poverty rate in ZIP code 98513 is 9.3% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.
Related
Take this with you
What to do with ZIP 98513's numbers, next.
- See how ZIP 98513 compares to a neighboring ZIP code on the same Census fields Compare this ZIP
- Check where Olympia, WA ranks among every U.S. ZIP code on income, education, or homeownership View national rankings
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ZIP Code Tabulation Areas (ZCTAs) are Census Bureau approximations of USPS ZIP codes; figures describe the ZCTA area, not any single address within it.