Olympia, WA · standard
ZIP Code 98513
Thurston County, Washington — Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.
- 31,975
- 209/sq mi
- $113,053
- Median income
- $470,700
- Median home value
- 32.7%
- Bachelor's or higher
The verdict
Olympia pairs an upper-quartile household income with upper-quartile home values, in a low-density, homeowner-dominated area.
- Top 12%
- household income, US ZIPs
- Top 15%
- home value, US ZIPs
- 209
- people per sq mi
- 80%
- owner-occupied homes
Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 98513 against every reporting US ZIP.
ZIP code 98513 is classified by USPS as a standard delivery area and covers roughly 153.0 square miles in Olympia, Thurston County, Washington. The area is home to 31,975 residents, producing a population density of 209 people per square mile, and falls within the Los Angeles time zone. These USPS and Census boundary values drive every downstream statistic on this page, including the benchmarks that compare 98513 against Washington and the nation.
On the economic side, the median household income for ZIP 98513 sits at $113,053 (24% above the Washington average), while per-capita income is $47,318. The poverty rate stands at 9.3% and the unemployment rate at 4.6%. On housing, the median home value is $470,700 (8% below the state average) with median rent at $1,967 per month, and 79.5% of occupied units are owner-occupied, a direct signal of whether 98513 behaves more like a homeowner neighborhood or a renter-heavy ZIP.
Education and household profile round out the picture: 32.7% of adults hold a bachelor's degree or higher, the median age is 38.2, and the average commute is 27 minutes. We also surface 8 nearby ZIP codes within roughly 10 miles and 6 additional ZIPs sharing Thurston County, so you can benchmark 98513 against its immediate geography rather than a national average alone. Every figure is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates, HUD Fair Market Rents, and FHFA Home Price Index data, no estimates, no proprietary scoring. Verify with HUD →
Top industries in ZIP 98513
Top 5 sectors by establishment count
Which industries have the most business establishments in ZIP 98513.
- Construction
Construction
71 establishments
- Professional, scientific, and technical services
Professional, scientific, and technical services
35 establishments
- Administrative and support and waste management and remediation services
Administrative and support and waste management and remediation services
29 establishments
- Health care and social assistance 24
Health care and social assistance
24 establishments
- Other services (except public administration) 21
Other services (except public administration)
21 establishments
What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.
Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + HUD FMR + FHFA HPI ACS demographics, ZBP business establishments, HUD Fair Market Rents, FHFA HPI for ZIP 98513, Olympia, WA · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; HUD FMR + FHFA HPI updated quarterly/annually.
Quick Facts
31,975
Population
153.0
Area (sq mi)
209
People / sq mi
Los Angeles
Time Zone
standard
ZIP Type
Who lives in ZIP 98513?
38.2
Median Age
50.2%
Male
49.8%
Female
9.9%
Foreign-Born
Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How much do residents earn?
$113,053
Median Household Income
+24% vs state
$47,318
Per Capita Income
9.3%
Poverty Rate
4.6%
Unemployment Rate
26.5 min
Mean Commute Time
How ZIP 98513 ranks nationally
Household income vs. every US ZIP code
Median household income — the full national distribution, with this ZIP marked
$113,053 Top 12% higher than 88% of 30,318 US ZIPs
Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau — ACS 5-Year Estimates · 2019–2023
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What is the education profile here?
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What does housing look like?
14,479
Total Housing Units
13,657
Occupied Units
822
Vacant Units
2.78
Avg Household Size
Occupancy Type
$470,700
Median Home Value
-8% vs state
$1,967
Median Rent
1995
Median Year Built
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How have home values changed over time?
FHFA House Price Index, annual appreciation data based on repeat sales and appraisals
+2.6%
YoY Change (2024)
336
HPI Index (2000 = 100)
+236%
Total Change Since 2000
Home values in ZIP 98513 have increased 2.6% over the past year (2024). Since 2000, this ZIP has seen +236% cumulative appreciation.
| Year | Annual Change | HPI Index |
|---|---|---|
| 2020 | +7.3% | 227 |
| 2021 | +18.5% | 269 |
| 2022 | +18.1% | 318 |
| 2023 | +3.2% | 328 |
| 2024 | +2.6% | 336 |
Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.
What businesses operate in this ZIP?
Census Bureau data shows 260 business establishments in ZIP 98513, employing approximately 1,910 people with a combined annual payroll of $103,487,000.
260
Businesses
1,910
Employees
$103.5M
Annual Payroll
14
Industry Sectors
| Industry | Establishments | % of Total |
|---|---|---|
| Construction | 71 | 27.3% |
| Professional, scientific, and technical services | 35 | 13.5% |
| Administrative and support and waste management and remediation services | 29 | 11.2% |
| Health care and social assistance | 24 | 9.2% |
| Other services (except public administration) | 21 | 8.1% |
| Real estate and rental and leasing | 18 | 6.9% |
| Accommodation and food services | 18 | 6.9% |
| Retail trade | 10 | 3.9% |
| Transportation and warehousing | 10 | 3.9% |
| Wholesale trade | 6 | 2.3% |
| Agriculture, forestry, fishing and hunting | 4 | 1.5% |
| Information | 3 | 1.1% |
| Finance and insurance | 3 | 1.1% |
| Educational services | 3 | 1.1% |
Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.
Nearby ZIP Codes
Want a side-by-side? Compare 98513 vs 98503 →
ZIP 98513 vs its nearest neighbors, by population
Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 98501
Olympia (98501)
38,133 residents
- 98503
Lacey (98503)
36,611 residents
- 98513
Olympia (98513)
31,975 residents
- 98516
Olympia (98516)
20,166 residents
- 98506
Olympia (98506)
18,199 residents
- 98433 14,584
Tacoma (98433)
14,584 residents
- 98327 8,267
Dupont (98327)
8,267 residents
- 98589 7,320
Tenino (98589)
7,320 residents
- 98576 4,667
Rainier (98576)
4,667 residents
What this shows Among its immediate neighbors, ZIP 98513 ranks #3 by population — useful context the national average alone can't give.
ZIP 98513 vs its nearest neighbors, by median income
Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 98327
Dupont (98327)
$120,781 median income
- 98513
Olympia (98513)
$113,053 median income
- 98576
Rainier (98576)
$104,896 median income
- 98516
Olympia (98516)
$98,892 median income
- 98501
Olympia (98501)
$97,198 median income
- 98506
Olympia (98506)
$91,596 median income
- 98503
Lacey (98503)
$89,002 median income
- 98589
Tenino (98589)
$83,855 median income
- 98433
Tacoma (98433)
$60,158 median income
What this shows By household income, ZIP 98513 ranks #2 of 9 neighboring ZIPs — local affluence varies block to block, not just metro to metro.
More ZIP Codes in Thurston County
Related Areas
Frequently Asked Questions
What county is ZIP code 98513 in? ▼
What is the population of ZIP code 98513? ▼
What is the median household income in ZIP 98513? ▼
What is the average home value in ZIP 98513? ▼
What is the demographic makeup of ZIP 98513? ▼
How many businesses are in ZIP code 98513? ▼
What are the main industries in ZIP code 98513? ▼
How have home values changed in ZIP code 98513? ▼
What is the education level in ZIP code 98513? ▼
What is the average commute time in ZIP 98513? ▼
What percentage of residents own vs. rent in ZIP 98513? ▼
What is the poverty rate in ZIP code 98513? ▼
ZIP Code Research Guides
Official Data Resources for Olympia, WA
Verify and explore additional data for this area using these official government sources.
Read our methodology to see how this data is sourced, computed, and verified.