Residential delivery area · Washington
ZIP Code 98513: Olympia, WA
ZIP code 98513 uses the postal name Olympia, Washington and lies entirely in Thurston County (Census 2020 ZIP-county file). About 38,000 people live there (Census Bureau, ACS 2020-2024), the 2nd most populous of Olympia's 7 residential ZIP codes. Median household income is $113,053 (Census Bureau, ACS 2020-2024). By Census place, 6% of its land lies in Nisqually Indian Community (a census-designated place), and 3% in smaller places; 91% is outside any Census place.
- ACS2020-24
- Census2020
- FHFA2025
- ZBP2023
- IRS2022
- Town
- Olympia · 7 residential ZIPs
- County
- Thurston County
- Census places
- Nisqually Indian Community census-designated place
- Metro area
- Olympia-Lacey-Tumwater, WA
- House district
- WA-10 119th Congress
- State
- Washington
- Time zone
- Pacific
- Land area
- 49.9 sq mi · 762 people per sq mi
Where is ZIP code 98513?
98513 centers on 46.993°, -122.733° and covers 49.9 square miles of land plus 1.4 of water. It borders 9 ZIP codes: 98503, 98501, 98516, 98327, 98433, 98580, 98576, 98589, 98597.
The map draws ZIP code areas only. For the streets inside 98513, open its center on OpenStreetMap.
Source: U.S. Census Bureau, 2020 ZCTA cartographic boundaries and the 2023 Gazetteer (2020 ZCTAs); ZIP-to-county shares, Census places and House districts (119th Congress) from the Census 2020 relationship files (shares of land); metro area from the OMB delineation (July 2023); town name and time zone from simplemaps US ZIP Codes (CC BY 4.0).
How does 98513 compare with the rest of Olympia?
| Measure | 98513 | In Olympia | In Thurston County | In WA |
|---|---|---|---|---|
| People (ACS 2020-2024) | 38,017 | 2nd of 7 | 3rd of 15 | 56th of 605 |
| Median household income | $113k | 1st of 6 | 1st of 12 | 89th of 363 |
| Median home value | $471k | 6th of 6 | 6th of 12 | 217th of 392 |
Its median household income is higher than in 88% of U.S. residential ZIP codes, and it is denser than 76% of all U.S. residential ZIP codes. ZIP codes at the ACS caps ($250,000 or more for household income, $2,000,000 or more for home value) share the top rank.
Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01003, B19013, B25077); ranks by PlainZIP over residential ZIP codes (ZCTAs).
How many people live in 98513?
The 2020 Census counted 36,059 people in 98513; the ACS, which samples households over 2020-2024, estimates 38,017. Its boundary changed between the 2010 and 2020 censuses, so the two counts are not compared.
- People, ACS 2020-2024
- 38,017
- 2020 Census count
- 36,059
- Households
- 13,657
- Median age
- 38.2
Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01003, B01002, B11001); 2020 Census (DHC P1); 2010 Census (SF1 P1).
Who lives in 98513?
Of the 38,017 people the ACS estimates in 98513, 24.8% are under 18 and 17.2% are 65 or older. The largest group by race and Hispanic origin is White (not Hispanic) (61.2%), then Other or two or more (15.0%).
- Under 1824.8%
- 18 to 6458.0%
- 65 and older17.2%
- White, not Hispanic61.2%
- Other or two or more15.0%
- Hispanic or Latino11.0%
- Asian, not Hispanic8.8%
- Black, not Hispanic4.0%
Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01001 age by sex, B03002 Hispanic or Latino origin by race); shares of the estimated population, small ZIP codes carry wide margins.
What do households in 98513 earn?
Median household income is $113,053 (ACS 2020-2024), the highest of the 12 ranked ZIP codes in Thurston County.
- Median household income
- $113,053
- Income per person
- $47,318
- Below the poverty line
- 9.3%
- Unemployed (of the labor force)
- 4.9%
- Adults 25+ with a bachelor's degree
- 32.7%
- Adjusted gross income per tax return, 2022
- $83,08117,040 returns; wages 68% of AGI (IRS)
Source: U.S. Census Bureau, ACS 2020-2024 and 2015-2019 5-year estimates (B19013, B19301, B17001, B23025, B15003; 2015-2019 dollars converted with the BLS CPI-U, 1.22699); IRS Statistics of Income, ZIP code data, tax year 2022 (adjusted gross income per return, filed under the address on the return).
What are homes worth in 98513?
FHFA's house price index for 98513, built from repeat sales and appraisals of the same homes, rose 121% from 2015 to 2025 and rose 50% from 2020 to 2025, and moved +2.6% in 2025.
- Median home value (owners' estimate)
- $470,700
- Median gross rent
- $1,967
- Homes owned by their occupants
- 79.5%
- Housing units
- 14,479
Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B25077, B25064, B25003, B25001); FHFA House Price Index, annual five-digit ZIP, updated 2026-03-31.
What businesses are in 98513?
260 business establishments had a location in this ZIP code in 2023, 2 more than in 2018; the most are in construction (ZIP Code Business Patterns).
- Construction71
- Professional, scientific, and technical services35
- Administrative and support and waste management and remediation services29
- Health care and social assistance24
- Other services (except public administration)21
- Real estate and rental and leasing18
Source: U.S. Census Bureau, ZIP Code Business Patterns 2023 and 2018 (establishments with paid employees, by the business's ZIP code).
Which ZIP codes are next to 98513?
| ZIP | Town | People | Household income | Distance |
|---|---|---|---|---|
| 98503 | Lacey | 41,656 | $89k | 3.5 mi |
| 98501 | Olympia | 48,067 | $97k | 6.8 mi |
| 98516 | Olympia | 29,177 | $99k | 7.7 mi |
| 98327 | Dupont | 9,931 | $121k | 8.5 mi |
| 98433 | Tacoma | 22,493 | $60k | 9.0 mi |
| 98580 | Roy | 11,410 | $105k | 10.5 mi |
| 98576 | Rainier | 4,985 | $105k | 10.9 mi |
| 98589 | Tenino | 7,010 | $84k | 11.4 mi |
| 98597 | Yelm | 26,669 | $92k | 15.3 mi |
| 98558 | McKenna | 61 | – | 9.1 mi (near) |
| 98506 | Olympia | 18,497 | $92k | 10.2 mi (near) |
Source: PlainZIP from the Census 2020 ZCTA boundaries (shared edges) and internal points; figures ACS 2020-2024.