Olympia, WA · standard

ZIP Code 98513

Thurston County, Washington — Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

31,975
209/sq mi
$113,053
Median income
$470,700
Median home value
32.7%
Bachelor's or higher

The verdict

Olympia pairs an upper-quartile household income with upper-quartile home values, in a low-density, homeowner-dominated area.

Top 12%
household income, US ZIPs
Top 15%
home value, US ZIPs
209
people per sq mi
80%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 98513 against every reporting US ZIP.

ZIP code 98513 is classified by USPS as a standard delivery area and covers roughly 153.0 square miles in Olympia, Thurston County, Washington. The area is home to 31,975 residents, producing a population density of 209 people per square mile, and falls within the Los Angeles time zone. These USPS and Census boundary values drive every downstream statistic on this page, including the benchmarks that compare 98513 against Washington and the nation.

On the economic side, the median household income for ZIP 98513 sits at $113,053 (24% above the Washington average), while per-capita income is $47,318. The poverty rate stands at 9.3% and the unemployment rate at 4.6%. On housing, the median home value is $470,700 (8% below the state average) with median rent at $1,967 per month, and 79.5% of occupied units are owner-occupied, a direct signal of whether 98513 behaves more like a homeowner neighborhood or a renter-heavy ZIP.

Education and household profile round out the picture: 32.7% of adults hold a bachelor's degree or higher, the median age is 38.2, and the average commute is 27 minutes. We also surface 8 nearby ZIP codes within roughly 10 miles and 6 additional ZIPs sharing Thurston County, so you can benchmark 98513 against its immediate geography rather than a national average alone. Every figure is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates, HUD Fair Market Rents, and FHFA Home Price Index data, no estimates, no proprietary scoring. Verify with HUD →

Top industries in ZIP 98513

Top 5 sectors by establishment count

Which industries have the most business establishments in ZIP 98513.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + HUD FMR + FHFA HPI ACS demographics, ZBP business establishments, HUD Fair Market Rents, FHFA HPI for ZIP 98513, Olympia, WA · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; HUD FMR + FHFA HPI updated quarterly/annually.

Quick Facts

31,975

Population

153.0

Area (sq mi)

209

People / sq mi

Los Angeles

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 98513?

38.2

Median Age

50.2%

Male

49.8%

Female

9.9%

Foreign-Born

White 63.6%
African American 4.1%
Asian 9.1%
American Indian or Alaska Native 3.0%
Native Hawaiian or Pacific Islander 1.5%
Two or More Ethnicities 15.8%
Hispanic or Latino 11.0%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$113,053

Median Household Income

+24% vs state

$47,318

Per Capita Income

9.3%

Poverty Rate

4.6%

Unemployment Rate

26.5 min

Mean Commute Time

How ZIP 98513 ranks nationally

Household income vs. every US ZIP code

Median household income — the full national distribution, with this ZIP marked

$113,053 Top 12% higher than 88% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). Below this entry. $60,000–$80,000: 9,980 US ZIPs (33%). Below this entry. $80,000–$100,000: 5,778 US ZIPs (19%). Below this entry. $100,000–$120,000: 2,855 US ZIPs (9%). This entry sits in this band. $120,000–$140,000: 1,362 US ZIPs (4%). Above this entry. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau — ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 55.6%
Bachelor's Degree or Higher 32.7%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

14,479

Total Housing Units

13,657

Occupied Units

822

Vacant Units

2.78

Avg Household Size

Occupancy Type

Owner 79.5%
Renter 20.5%

$470,700

Median Home Value

-8% vs state

$1,967

Median Rent

1995

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

+2.6%

YoY Change (2024)

336

HPI Index (2000 = 100)

+236%

Total Change Since 2000

Home values in ZIP 98513 have increased 2.6% over the past year (2024). Since 2000, this ZIP has seen +236% cumulative appreciation.

Year Annual Change HPI Index
2020 +7.3% 227
2021 +18.5% 269
2022 +18.1% 318
2023 +3.2% 328
2024 +2.6% 336

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 260 business establishments in ZIP 98513, employing approximately 1,910 people with a combined annual payroll of $103,487,000.

260

Businesses

1,910

Employees

$103.5M

Annual Payroll

14

Industry Sectors

Industry Establishments % of Total
Construction 71 27.3%
Professional, scientific, and technical services 35 13.5%
Administrative and support and waste management and remediation services 29 11.2%
Health care and social assistance 24 9.2%
Other services (except public administration) 21 8.1%
Real estate and rental and leasing 18 6.9%
Accommodation and food services 18 6.9%
Retail trade 10 3.9%
Transportation and warehousing 10 3.9%
Wholesale trade 6 2.3%
Agriculture, forestry, fishing and hunting 4 1.5%
Information 3 1.1%
Finance and insurance 3 1.1%
Educational services 3 1.1%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 98513 vs 98503 →

ZIP 98513 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 98513 ranks #3 by population — useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 98513 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 98513 ranks #2 of 9 neighboring ZIPs — local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
98503 Lacey, WA 36,611 4.2 mi
98501 Olympia, WA 38,133 6.4 mi
98516 Olympia, WA 20,166 8.2 mi
98327 Dupont, WA 8,267 8.9 mi
98589 Tenino, WA 7,320 10.6 mi
98576 Rainier, WA 4,667 11.1 mi
98506 Olympia, WA 18,199 10.5 mi
98433 Tacoma, WA 14,584 11.2 mi

More ZIP Codes in Thurston County

Frequently Asked Questions

What county is ZIP code 98513 in?
ZIP code 98513 (Olympia) is located in Thurston County, Washington. Thurston County contains multiple ZIP codes, see the full list at /counties/thurston-wa.
What is the population of ZIP code 98513?
ZIP code 98513 in Olympia, WA has a population of 31,975 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 98513?
The median household income in ZIP 98513 is $113,053, which is 48% above the national average of $76,288.
What is the average home value in ZIP 98513?
The median home value in ZIP 98513 is $470,700, which is 69% above the national average of $278,155.
What is the demographic makeup of ZIP 98513?
The largest racial group in ZIP 98513 is White at 63.6%. Hispanic or Latino residents make up 11.0% of the population.
How many businesses are in ZIP code 98513?
ZIP code 98513 has 260 business establishments employing approximately 1,910 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 98513?
The top industries by establishment count in ZIP 98513 are: Construction (71), Professional, scientific, and technical services (35), Administrative and support and waste management and remediation services (29). There are 14 industry sectors represented in total.
How have home values changed in ZIP code 98513?
According to the FHFA House Price Index, home values in ZIP 98513 increased by 2.6% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 236%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 98513?
In ZIP code 98513, 55.6% of residents aged 25+ have a high school diploma or higher, and 32.7% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 98513?
The mean commute time for workers in ZIP code 98513 is 26.5 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend more time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 98513?
In ZIP code 98513, approximately 79.5% of occupied housing units are owner-occupied and 20.5% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 98513?
The poverty rate in ZIP code 98513 is 9.3% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

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Official Data Resources for Olympia, WA

Verify and explore additional data for this area using these official government sources.