Yelm, WA · standard
ZIP Code 98597
Thurston County, Washington — Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.
- 21,557
- 75/sq mi
- $92,219
- Median income
- $447,600
- Median home value
- 24.1%
- Bachelor's or higher
The verdict
Yelm pairs an upper-quartile household income with upper-quartile home values, in a rural, homeowner-dominated area.
- Top 25%
- household income, US ZIPs
- Top 16%
- home value, US ZIPs
- 75
- people per sq mi
- 78%
- owner-occupied homes
Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 98597 against every reporting US ZIP.
ZIP code 98597 is classified by USPS as a standard delivery area and covers roughly 289.0 square miles in Yelm, Thurston County, Washington. The area is home to 21,557 residents, producing a population density of 75 people per square mile, and falls within the Los Angeles time zone. These USPS and Census boundary values drive every downstream statistic on this page, including the benchmarks that compare 98597 against Washington and the nation.
On the economic side, the median household income for ZIP 98597 sits at $92,219 (1% above the Washington average), while per-capita income is $39,279. The poverty rate stands at 7.8% and the unemployment rate at 2.7%. On housing, the median home value is $447,600 (12% below the state average) with median rent at $1,638 per month, and 78.2% of occupied units are owner-occupied, a direct signal of whether 98597 behaves more like a homeowner neighborhood or a renter-heavy ZIP.
Education and household profile round out the picture: 24.1% of adults hold a bachelor's degree or higher, the median age is 36.7, and the average commute is 36 minutes. We also surface 3 nearby ZIP codes within roughly 10 miles and 6 additional ZIPs sharing Thurston County, so you can benchmark 98597 against its immediate geography rather than a national average alone. Every figure is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates, HUD Fair Market Rents, and FHFA Home Price Index data, no estimates, no proprietary scoring. Verify with HUD →
Top industries in ZIP 98597
Top 5 sectors by establishment count
Which industries have the most business establishments in ZIP 98597.
- Construction
Construction
82 establishments
- Retail trade
Retail trade
55 establishments
- Health care and social assistance
Health care and social assistance
42 establishments
- Accommodation and food services
Accommodation and food services
40 establishments
- Other services (except public administration)
Other services (except public administration)
40 establishments
What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.
Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + HUD FMR + FHFA HPI ACS demographics, ZBP business establishments, HUD Fair Market Rents, FHFA HPI for ZIP 98597, Yelm, WA · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; HUD FMR + FHFA HPI updated quarterly/annually.
Quick Facts
21,557
Population
289.0
Area (sq mi)
75
People / sq mi
Los Angeles
Time Zone
standard
ZIP Type
Who lives in ZIP 98597?
36.7
Median Age
52.6%
Male
47.4%
Female
6.3%
Foreign-Born
Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How much do residents earn?
$92,219
Median Household Income
+1% vs state
$39,279
Per Capita Income
7.8%
Poverty Rate
2.7%
Unemployment Rate
36.2 min
Mean Commute Time
How ZIP 98597 ranks nationally
Household income vs. every US ZIP code
Median household income — the full national distribution, with this ZIP marked
$92,219 Top 25% higher than 75% of 30,318 US ZIPs
Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau — ACS 5-Year Estimates · 2019–2023
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What is the education profile here?
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What does housing look like?
10,384
Total Housing Units
9,715
Occupied Units
669
Vacant Units
2.74
Avg Household Size
Occupancy Type
$447,600
Median Home Value
-12% vs state
$1,638
Median Rent
1998
Median Year Built
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How have home values changed over time?
FHFA House Price Index, annual appreciation data based on repeat sales and appraisals
+3.5%
YoY Change (2024)
312
HPI Index (2000 = 100)
+212%
Total Change Since 2000
Home values in ZIP 98597 have increased 3.5% over the past year (2024). Since 2000, this ZIP has seen +212% cumulative appreciation.
| Year | Annual Change | HPI Index |
|---|---|---|
| 2020 | +8.1% | 222 |
| 2021 | +17.1% | 260 |
| 2022 | +15.5% | 300 |
| 2023 | +0.4% | 302 |
| 2024 | +3.5% | 312 |
Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.
What businesses operate in this ZIP?
Census Bureau data shows 394 business establishments in ZIP 98597, employing approximately 3,654 people with a combined annual payroll of $149,581,000.
394
Businesses
3,654
Employees
$149.6M
Annual Payroll
16
Industry Sectors
| Industry | Establishments | % of Total |
|---|---|---|
| Construction | 82 | 20.8% |
| Retail trade | 55 | 14.0% |
| Health care and social assistance | 42 | 10.7% |
| Accommodation and food services | 40 | 10.2% |
| Other services (except public administration) | 40 | 10.2% |
| Professional, scientific, and technical services | 31 | 7.9% |
| Finance and insurance | 22 | 5.6% |
| Real estate and rental and leasing | 19 | 4.8% |
| Administrative and support and waste management and remediation services | 17 | 4.3% |
| Transportation and warehousing | 8 | 2.0% |
| Educational services | 8 | 2.0% |
| Manufacturing | 7 | 1.8% |
| Wholesale trade | 7 | 1.8% |
| Agriculture, forestry, fishing and hunting | 5 | 1.3% |
| Information | 5 | 1.3% |
| Arts, entertainment, and recreation | 4 | 1.0% |
Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.
Nearby ZIP Codes
Want a side-by-side? Compare 98597 vs 98558 →
ZIP 98597 vs its nearest neighbors, by population
Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 98597
Yelm (98597)
21,557 residents
- 98580
Roy (98580)
11,099 residents
- 98576 4,667
Rainier (98576)
4,667 residents
- 98558 192
Mckenna (98558)
192 residents
What this shows Among its immediate neighbors, ZIP 98597 ranks the most populous — useful context the national average alone can't give.
ZIP 98597 vs its nearest neighbors, by median income
Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 98576
Rainier (98576)
$104,896 median income
- 98580
Roy (98580)
$104,684 median income
- 98597
Yelm (98597)
$92,219 median income
What this shows By household income, ZIP 98597 ranks #3 of 3 neighboring ZIPs — local affluence varies block to block, not just metro to metro.
More ZIP Codes in Thurston County
Related Areas
Frequently Asked Questions
What county is ZIP code 98597 in? ▼
What is the population of ZIP code 98597? ▼
What is the median household income in ZIP 98597? ▼
What is the average home value in ZIP 98597? ▼
What is the demographic makeup of ZIP 98597? ▼
How many businesses are in ZIP code 98597? ▼
What are the main industries in ZIP code 98597? ▼
How have home values changed in ZIP code 98597? ▼
What is the education level in ZIP code 98597? ▼
What is the average commute time in ZIP 98597? ▼
What percentage of residents own vs. rent in ZIP 98597? ▼
What is the poverty rate in ZIP code 98597? ▼
ZIP Code Research Guides
Official Data Resources for Yelm, WA
Verify and explore additional data for this area using these official government sources.
Read our methodology to see how this data is sourced, computed, and verified.