PlainZIP

Cosmopolis, WA · standard

ZIP Code 98537

Grays Harbor County, Washington — Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

2,129
4/sq mi
$79,459
Median income
$339,000
Median home value
27.4%
Bachelor's or higher

The verdict

Cosmopolis pairs an above-median household income with above-median home values, in a rural, homeowner-dominated area.

Top 39%
household income, US ZIPs
Top 28%
home value, US ZIPs
4
people per sq mi
85%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 98537 against every reporting US ZIP.

ZIP code 98537 is classified by USPS as a standard delivery area and covers roughly 506.9 square miles in Cosmopolis, Grays Harbor County, Washington. The area is home to 2,129 residents, producing a population density of 4 people per square mile, and falls within the Los Angeles time zone. These USPS and Census boundary values drive every downstream statistic on this page, including the benchmarks that compare 98537 against Washington and the nation.

On the economic side, the median household income for ZIP 98537 sits at $79,459 (13% below the Washington average), while per-capita income is $35,306. The poverty rate stands at 10.2% and the unemployment rate at 5.3%. On housing, the median home value is $339,000 (34% below the state average) with median rent at $974 per month, and 85.0% of occupied units are owner-occupied, a direct signal of whether 98537 behaves more like a homeowner neighborhood or a renter-heavy ZIP.

Education and household profile round out the picture: 27.4% of adults hold a bachelor's degree or higher, the median age is 41.2, and the average commute is 30 minutes. Use the benchmarks above to see where 98537 sits relative to Washington and the national baseline rather than viewing the numbers in isolation. Every figure is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates, HUD Fair Market Rents, and FHFA Home Price Index data, no estimates, no proprietary scoring. Verify with HUD →

Top industries in ZIP 98537

Top 5 sectors by establishment count

Which industries have the most business establishments in ZIP 98537.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + HUD FMR + FHFA HPI ACS demographics, ZBP business establishments, HUD Fair Market Rents, FHFA HPI for ZIP 98537, Cosmopolis, WA · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; HUD FMR + FHFA HPI updated quarterly/annually.

Quick Facts

2,129

Population

506.9

Area (sq mi)

4

People / sq mi

Los Angeles

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 98537?

41.2

Median Age

53.6%

Male

46.4%

Female

4.4%

Foreign-Born

White 85.7%
African American 0.1%
Asian 3.2%
American Indian or Alaska Native 0.5%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 10.4%
Hispanic or Latino 8.6%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$79,459

Median Household Income

-13% vs state

$35,306

Per Capita Income

10.2%

Poverty Rate

5.3%

Unemployment Rate

30.3 min

Mean Commute Time

How ZIP 98537 ranks nationally

Household income vs. every US ZIP code

Median household income — the full national distribution, with this ZIP marked

$79,459 Top 39% higher than 61% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). Below this entry. $60,000–$80,000: 9,980 US ZIPs (33%). This entry sits in this band. $80,000–$100,000: 5,778 US ZIPs (19%). Above this entry. $100,000–$120,000: 2,855 US ZIPs (9%). Above this entry. $120,000–$140,000: 1,362 US ZIPs (4%). Above this entry. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau — ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 53.6%
Bachelor's Degree or Higher 27.4%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

1,133

Total Housing Units

1,026

Occupied Units

107

Vacant Units

2.75

Avg Household Size

Occupancy Type

Owner 85.0%
Renter 15.0%

$339,000

Median Home Value

-34% vs state

$974

Median Rent

1968

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How have home values changed over time?

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

+8.8%

YoY Change (2024)

330

HPI Index (2000 = 100)

+230%

Total Change Since 2000

Home values in ZIP 98537 have increased 8.8% over the past year (2024). Since 2000, this ZIP has seen +230% cumulative appreciation.

Year Annual Change HPI Index
2020 +11.1% 200
2021 +20.5% 241
2022 +29.7% 312
2023 -2.9% 303
2024 +8.8% 330

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 27 business establishments in ZIP 98537, employing approximately 156 people with a combined annual payroll of $6,744,000.

27

Businesses

156

Employees

$6.7M

Annual Payroll

4

Industry Sectors

Industry Establishments % of Total
Construction 5 18.5%
Accommodation and food services 5 18.5%
Retail trade 4 14.8%
Manufacturing 3 11.1%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

More ZIP Codes in Grays Harbor County

98520 standard
Aberdeen, WA
Pop: 23,814
98550 standard
Hoquiam, WA
Pop: 11,382
98541 standard
Elma, WA
Pop: 10,101
98563 standard
Montesano, WA
Pop: 8,001
98569 standard
Ocean Shores, WA
Pop: 5,784
98557 standard
Mccleary, WA
Pop: 3,225

Related Areas

Grays Harbor County Cosmopolis, WA Washington

Frequently Asked Questions

What county is ZIP code 98537 in? ▼
ZIP code 98537 (Cosmopolis) is located in Grays Harbor County, Washington. Grays Harbor County contains multiple ZIP codes, see the full list at /counties/grays-harbor-wa.
What is the population of ZIP code 98537? ▼
ZIP code 98537 in Cosmopolis, WA has a population of 2,129 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 98537? ▼
The median household income in ZIP 98537 is $79,459, which is 4% above the national average of $76,288.
What is the average home value in ZIP 98537? ▼
The median home value in ZIP 98537 is $339,000, which is 22% above the national average of $278,155.
What is the demographic makeup of ZIP 98537? ▼
The largest racial group in ZIP 98537 is White at 85.7%. Hispanic or Latino residents make up 8.6% of the population.
How many businesses are in ZIP code 98537? ▼
ZIP code 98537 has 27 business establishments employing approximately 156 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 98537? ▼
The top industries by establishment count in ZIP 98537 are: Construction (5), Accommodation and food services (5), Retail trade (4). There are 4 industry sectors represented in total.
How have home values changed in ZIP code 98537? ▼
According to the FHFA House Price Index, home values in ZIP 98537 increased by 8.8% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 230%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 98537? ▼
In ZIP code 98537, 53.6% of residents aged 25+ have a high school diploma or higher, and 27.4% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 98537? ▼
The mean commute time for workers in ZIP code 98537 is 30.3 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend more time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 98537? ▼
In ZIP code 98537, approximately 85.0% of occupied housing units are owner-occupied and 15.0% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 98537? ▼
The poverty rate in ZIP code 98537 is 10.2% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

ZIP Code Research Guides

Reading Census Demographics
How to interpret population, income, and education data from the Census Bureau.
Understanding ZIP Code Data
What ZIP codes are, how ZCTAs differ, and what the data reveals.
Best ZIP Codes for Families
Key factors to evaluate when choosing a family-friendly neighborhood.
ZIP Codes for Relocation
Data-driven tips for evaluating ZIP codes before a move.

Official Data Resources for Cosmopolis, WA

Verify and explore additional data for this area using these official government sources.

U.S. Census Bureau
Official demographic, economic, and housing data from the American Community Survey.
HUD Fair Market Rents
Department of Housing and Urban Development rental cost estimates by metropolitan area.
FBI Uniform Crime Reports
Official crime statistics compiled from law enforcement agencies nationwide.
FHFA House Price Index
Federal Housing Finance Agency home value trends based on repeat sales and appraisals.

Read our methodology to see how this data is sourced, computed, and verified.