Cosmopolis, WA · standard
ZIP Code 98537
Grays Harbor County, Washington - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.
- 2,129
- 4/sq mi Low-density area
- $79,459
- Median income Near-median income area
- $339,000
- Median home value Above-median home value
- 27.4%
- Bachelor's or higher Near-average bachelor's attainment
National ZIP placement
Cosmopolis pairs an above-median household income with above-median home values, in a rural, homeowner-dominated area.
- Top 39%
- household income, US ZIPs
- Top 28%
- home value, US ZIPs
- 4
- people per sq mi
- 85%
- owner-occupied homes
Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 98537 against every reporting US ZIP.
FHFA HPI release change
What changed in the latest House Price Index year
- FHFA House Price Index values in ZIP 98537 (Cosmopolis, WA) rose +8.8% from 2023 to 2024. The all-transactions index moved from 303.1 in 2023 to 329.8 in 2024 (2000 = 100).
ZIP code 98537 covers 506.9 square miles in Cosmopolis, Grays Harbor County, Washington (a standard USPS delivery area), with a modest 2,129 residents on file, a density of 4 people per square mile, in the Los Angeles time zone.
ZIP 98537 lands in the middle-income range, with a median household income of $79,459 (13% below the average Washington ZIP), while per-capita income is $35,306. The poverty rate is 10.2%, with unemployment at 5.3%; those measures add context to the income figure. Home values sit below the statewide ZIP benchmark: the median is $339,000 (34% below the average Washington ZIP), and median rent is $974; owner occupancy is 85.0%.
Educational attainment sits below the national norm: 27.4% of adults hold a bachelor's degree or higher, the median age is 41.2, and the average commute is 30 minutes. No nearby ZIP peer set is available for this delivery area, so the Washington and national benchmarks above are the appropriate context for 98537.
Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →
Top industries in ZIP 98537
Top 5 sectors by establishment count in Cosmopolis, WA
Which industries have the most business establishments in ZIP 98537.
- Construction
Construction
5 establishments
- Accommodation and food services
Accommodation and food services
5 establishments
- Retail trade
Retail trade
4 establishments
- Manufacturing
Manufacturing
3 establishments
What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.
Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 98537, Cosmopolis, WA · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.
Quick Facts
2,129
Population
506.9
Area (sq mi)
4
People / sq mi
Los Angeles
Time Zone
standard
ZIP Type
Who lives in ZIP 98537?
41.2
Median Age
53.6%
Male
46.4%
Female
4.4%
Foreign-Born
Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How much do residents earn?
$79,459
Median Household Income
-13% vs state ZIP avg
$35,306
Per Capita Income
10.2%
Poverty Rate
5.3%
Unemployment Rate
30.3 min
Mean Commute Time
How ZIP 98537 ranks among Washington ZIPs
Cosmopolis, WA household income vs. every Washington ZIP code
Median household income among 547 reporting Washington ZIPs (this ZIP's population is too small for a reliable national-corpus placement)
$79,459 43rd percentile higher than 43% of 547 Washington ZIPs
Each bar is a $20K-wide band; taller bars hold more Washington ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What is the education profile here?
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What does housing look like?
Housing stock: occupied vs vacant
1,133housing units
1,133
Total Housing Units
1,026
Occupied Units
107
Vacant Units
2.75
Avg Household Size
Occupancy Type
$339,000
Median Home Value
-34% vs state ZIP avg
$974
Median Rent
1968
Median Year Built
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How have home values changed over time?
FHFA House Price Index, annual appreciation data based on repeat sales and appraisals
+8.8%
YoY Change (2024)
330
HPI Index (2000 = 100)
+230%
Total Change Since 2000
Home values in ZIP 98537 have increased 8.8% over the past year (2024). Since 2000, this ZIP has seen +230% cumulative appreciation.
| Year | Annual Change | HPI Index |
|---|---|---|
| 2020 | +11.1% | 200 |
| 2021 | +20.5% | 241 |
| 2022 | +29.7% | 312 |
| 2023 | -2.9% | 303 |
| 2024 | +8.8% | 330 |
Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.
What businesses operate in this ZIP?
Census Bureau data shows 27 business establishments in ZIP 98537, employing approximately 156 people with a combined annual payroll of $6,744,000.
27
Businesses
156
Employees
$6.7M
Annual Payroll
4
Industry Sectors
| Industry | Establishments | % of Total |
|---|---|---|
| Construction | 5 | 18.5% |
| Accommodation and food services | 5 | 18.5% |
| Retail trade | 4 | 14.8% |
| Manufacturing | 3 | 11.1% |
Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.
Nationwide ZIPs with similar ACS profiles
Two Census-derived peer sets for ZIP 98537, both outside WA so the neighborhoods are not geographic containment (Nearby and same-county blocks stay local).
Similar population
Nearest cross-state ZIPs by resident population (2,129 here; floor ≥1,000).
Similar median household income
Nearest cross-state ZIPs by ACS median household income.
More ZIP Codes in Grays Harbor County
Related Areas
Frequently Asked Questions
What county is ZIP code 98537 in?
ZIP code 98537 (Cosmopolis) is located in Grays Harbor County, Washington. Grays Harbor County contains multiple ZIP codes, see the full list at /counties/grays-harbor-wa.
What is the population of ZIP code 98537?
ZIP code 98537 in Cosmopolis, WA has a population of 2,129 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 98537?
The median household income in ZIP 98537 is $79,459, which is 4% above the national average of $76,288.
What is the average home value in ZIP 98537?
The median home value in ZIP 98537 is $339,000, which is 22% above the national average of $278,155.
What is the demographic makeup of ZIP 98537?
The largest racial group in ZIP 98537 is White at 85.7%. Hispanic or Latino residents make up 8.6% of the population.
How many businesses are in ZIP code 98537?
ZIP code 98537 has 27 business establishments employing approximately 156 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 98537?
The top industries by establishment count in ZIP 98537 are: Construction (5), Accommodation and food services (5), Retail trade (4). There are 4 industry sectors represented in total.
How have home values changed in ZIP code 98537?
According to the FHFA House Price Index, home values in ZIP 98537 increased by 8.8% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 230%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 98537?
In ZIP code 98537, 53.6% of residents aged 25+ have a high school diploma or higher, and 27.4% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 98537?
The mean commute time for workers in ZIP code 98537 is 30.3 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend more time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 98537?
In ZIP code 98537, approximately 85.0% of occupied housing units are owner-occupied and 15.0% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 98537?
The poverty rate in ZIP code 98537 is 10.2% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.
Related
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- See how ZIP 98537 compares to a neighboring ZIP code on the same Census fields Compare this ZIP
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ZIP Code Tabulation Areas (ZCTAs) are Census Bureau approximations of USPS ZIP codes; figures describe the ZCTA area, not any single address within it.