Chelan, WA · standard

ZIP Code 98816

Chelan County, Washington — Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

6,394
6/sq mi
$82,577
Median income
$499,200
Median home value
28.3%
Bachelor's or higher

The verdict

Chelan pairs an above-median household income with upper-quartile home values, in a rural, homeowner-dominated area.

Top 35%
household income, US ZIPs
Top 13%
home value, US ZIPs
6
people per sq mi
66%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 98816 against every reporting US ZIP.

ZIP code 98816 is classified by USPS as a standard delivery area and covers roughly 1031.3 square miles in Chelan, Chelan County, Washington. The area is home to 6,394 residents, producing a population density of 6 people per square mile, and falls within the Los Angeles time zone. These USPS and Census boundary values drive every downstream statistic on this page, including the benchmarks that compare 98816 against Washington and the nation.

On the economic side, the median household income for ZIP 98816 sits at $82,577 (9% below the Washington average), while per-capita income is $45,453. The poverty rate stands at 7.0% and the unemployment rate at 3.1%. On housing, the median home value is $499,200 (2% below the state average) with median rent at $1,278 per month, and 65.5% of occupied units are owner-occupied, a direct signal of whether 98816 behaves more like a homeowner neighborhood or a renter-heavy ZIP.

Education and household profile round out the picture: 28.3% of adults hold a bachelor's degree or higher, the median age is 48.8, and the average commute is . We also surface 1 nearby ZIP codes within roughly 10 miles and 6 additional ZIPs sharing Chelan County, so you can benchmark 98816 against its immediate geography rather than a national average alone. Every figure is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates, HUD Fair Market Rents, and FHFA Home Price Index data, no estimates, no proprietary scoring. Verify with HUD →

Top industries in ZIP 98816

Top 5 sectors by establishment count

Which industries have the most business establishments in ZIP 98816.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + HUD FMR + FHFA HPI ACS demographics, ZBP business establishments, HUD Fair Market Rents, FHFA HPI for ZIP 98816, Chelan, WA · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; HUD FMR + FHFA HPI updated quarterly/annually.

Quick Facts

6,394

Population

1031.3

Area (sq mi)

6

People / sq mi

Los Angeles

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 98816?

48.8

Median Age

54.5%

Male

45.5%

Female

20.8%

Foreign-Born

White 63.5%
African American 0.1%
Asian 1.5%
American Indian or Alaska Native 0.8%
Native Hawaiian or Pacific Islander 0.3%
Two or More Ethnicities 12.7%
Hispanic or Latino 30.6%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$82,577

Median Household Income

-9% vs state

$45,453

Per Capita Income

7.0%

Poverty Rate

3.1%

Unemployment Rate

How ZIP 98816 ranks nationally

Household income vs. every US ZIP code

Median household income — the full national distribution, with this ZIP marked

$82,577 Top 35% higher than 65% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). Below this entry. $60,000–$80,000: 9,980 US ZIPs (33%). Below this entry. $80,000–$100,000: 5,778 US ZIPs (19%). This entry sits in this band. $100,000–$120,000: 2,855 US ZIPs (9%). Above this entry. $120,000–$140,000: 1,362 US ZIPs (4%). Above this entry. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau — ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 51.5%
Bachelor's Degree or Higher 28.3%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

5,469

Total Housing Units

3,198

Occupied Units

2,271

Vacant Units

2.39

Avg Household Size

Occupancy Type

Owner 65.5%
Renter 34.5%

$499,200

Median Home Value

-2% vs state

$1,278

Median Rent

1988

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

+9.7%

YoY Change (2024)

439

HPI Index (2000 = 100)

+339%

Total Change Since 2000

Home values in ZIP 98816 have increased 9.7% over the past year (2024). Since 2000, this ZIP has seen +339% cumulative appreciation.

Year Annual Change HPI Index
2020 +5.5% 256
2021 +11.8% 286
2022 +26.8% 363
2023 +10.3% 400
2024 +9.7% 439

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 355 business establishments in ZIP 98816, employing approximately 3,191 people with a combined annual payroll of $157,042,000.

355

Businesses

3,191

Employees

$157.0M

Annual Payroll

15

Industry Sectors

Industry Establishments % of Total
Construction 59 16.6%
Retail trade 48 13.5%
Accommodation and food services 48 13.5%
Other services (except public administration) 37 10.4%
Real estate and rental and leasing 30 8.4%
Health care and social assistance 23 6.5%
Administrative and support and waste management and remediation services 20 5.6%
Professional, scientific, and technical services 18 5.1%
Finance and insurance 17 4.8%
Manufacturing 13 3.7%
Wholesale trade 11 3.1%
Arts, entertainment, and recreation 11 3.1%
Transportation and warehousing 9 2.5%
Information 6 1.7%
Educational services 5 1.4%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 98816 vs 98822 →

ZIP Code City Population Distance
98822 Entiat, WA 1,953 11.4 mi

More ZIP Codes in Chelan County

Frequently Asked Questions

What county is ZIP code 98816 in?
ZIP code 98816 (Chelan) is located in Chelan County, Washington. Chelan County contains multiple ZIP codes, see the full list at /counties/chelan-wa.
What is the population of ZIP code 98816?
ZIP code 98816 in Chelan, WA has a population of 6,394 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 98816?
The median household income in ZIP 98816 is $82,577, which is 8% above the national average of $76,288.
What is the average home value in ZIP 98816?
The median home value in ZIP 98816 is $499,200, which is 79% above the national average of $278,155.
What is the demographic makeup of ZIP 98816?
The largest racial group in ZIP 98816 is White at 63.5%. Hispanic or Latino residents make up 30.6% of the population.
How many businesses are in ZIP code 98816?
ZIP code 98816 has 355 business establishments employing approximately 3,191 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 98816?
The top industries by establishment count in ZIP 98816 are: Construction (59), Retail trade (48), Accommodation and food services (48). There are 15 industry sectors represented in total.
How have home values changed in ZIP code 98816?
According to the FHFA House Price Index, home values in ZIP 98816 increased by 9.7% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 339%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 98816?
In ZIP code 98816, 51.5% of residents aged 25+ have a high school diploma or higher, and 28.3% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What percentage of residents own vs. rent in ZIP 98816?
In ZIP code 98816, approximately 65.5% of occupied housing units are owner-occupied and 34.5% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 98816?
The poverty rate in ZIP code 98816 is 7.0% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

ZIP Code Research Guides

Official Data Resources for Chelan, WA

Verify and explore additional data for this area using these official government sources.