Chelan, WA · standard
ZIP Code 98816
Chelan County, Washington - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.
- 6,394
- 6/sq mi Low-density area
- $82,577
- Median income Near-median income area
- $499,200
- Median home value Above-median home value
- 28.3%
- Bachelor's or higher Near-average bachelor's attainment
National ZIP placement
Chelan pairs an above-median household income with upper-quartile home values, in a rural, homeowner-dominated area.
- Top 35%
- household income, US ZIPs
- Top 13%
- home value, US ZIPs
- 6
- people per sq mi
- 66%
- owner-occupied homes
Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 98816 against every reporting US ZIP.
FHFA HPI release change
What changed in the latest House Price Index year
- FHFA House Price Index values in ZIP 98816 (Chelan, WA) rose +9.7% from 2023 to 2024. The all-transactions index moved from 400.3 in 2023 to 439.2 in 2024 (2000 = 100).
ZIP code 98816 is a mid-sized community (a standard USPS delivery area) in Chelan, Chelan County, Washington, home to 6,394 residents across 1031.3 square miles, a density of 6 people per square mile, in the Los Angeles time zone.
ZIP 98816 lands in the middle-income range, with a median household income of $82,577 (9% below the average Washington ZIP), while per-capita income is $45,453. Both reported hardship measures are comparatively low in absolute terms: poverty is 7.0% and unemployment is 3.1%. Median home value is $499,200 (2% below the average Washington ZIP) and median rent is $1,278; 65.5% of occupied homes are owner-occupied.
Educational attainment sits below the national norm: 28.3% of adults hold a bachelor's degree or higher, the median age is 48.8, and the average commute is -. The page also surfaces 1 ZIP codes within roughly 10 miles and 6 more in Chelan County, so 98816 can be compared with both its immediate and county-level context.
Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →
Top industries in ZIP 98816
Top 5 sectors by establishment count in Chelan, WA
Which industries have the most business establishments in ZIP 98816.
- Construction
Construction
59 establishments
- Retail trade
Retail trade
48 establishments
- Accommodation and food services
Accommodation and food services
48 establishments
- Other services (except public administration)
Other services (except public administration)
37 establishments
- Real estate and rental and leasing
Real estate and rental and leasing
30 establishments
What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.
Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 98816, Chelan, WA · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.
Quick Facts
6,394
Population
1031.3
Area (sq mi)
6
People / sq mi
Los Angeles
Time Zone
standard
ZIP Type
Who lives in ZIP 98816?
48.8
Median Age
54.5%
Male
45.5%
Female
20.8%
Foreign-Born
Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How much do residents earn?
$82,577
Median Household Income
-9% vs state ZIP avg
$45,453
Per Capita Income
7.0%
Poverty Rate
3.1%
Unemployment Rate
How ZIP 98816 ranks among Washington ZIPs
Chelan, WA household income vs. every Washington ZIP code
Median household income among 547 reporting Washington ZIPs (this ZIP's population is too small for a reliable national-corpus placement)
$82,577 47th percentile higher than 47% of 547 Washington ZIPs
Each bar is a $20K-wide band; taller bars hold more Washington ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What is the education profile here?
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What does housing look like?
Housing stock: occupied vs vacant
5,469housing units
5,469
Total Housing Units
3,198
Occupied Units
2,271
Vacant Units
2.39
Avg Household Size
Occupancy Type
$499,200
Median Home Value
-2% vs state ZIP avg
$1,278
Median Rent
1988
Median Year Built
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How have home values changed over time?
FHFA House Price Index, annual appreciation data based on repeat sales and appraisals
+9.7%
YoY Change (2024)
439
HPI Index (2000 = 100)
+339%
Total Change Since 2000
Home values in ZIP 98816 have increased 9.7% over the past year (2024). Since 2000, this ZIP has seen +339% cumulative appreciation.
| Year | Annual Change | HPI Index |
|---|---|---|
| 2020 | +5.5% | 256 |
| 2021 | +11.8% | 286 |
| 2022 | +26.8% | 363 |
| 2023 | +10.3% | 400 |
| 2024 | +9.7% | 439 |
Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.
What businesses operate in this ZIP?
Census Bureau data shows 355 business establishments in ZIP 98816, employing approximately 3,191 people with a combined annual payroll of $157,042,000.
355
Businesses
3,191
Employees
$157.0M
Annual Payroll
15
Industry Sectors
| Industry | Establishments | % of Total |
|---|---|---|
| Construction | 59 | 16.6% |
| Retail trade | 48 | 13.5% |
| Accommodation and food services | 48 | 13.5% |
| Other services (except public administration) | 37 | 10.4% |
| Real estate and rental and leasing | 30 | 8.4% |
| Health care and social assistance | 23 | 6.5% |
| Administrative and support and waste management and remediation services | 20 | 5.6% |
| Professional, scientific, and technical services | 18 | 5.1% |
| Finance and insurance | 17 | 4.8% |
| Manufacturing | 13 | 3.7% |
| Wholesale trade | 11 | 3.1% |
| Arts, entertainment, and recreation | 11 | 3.1% |
| Transportation and warehousing | 9 | 2.5% |
| Information | 6 | 1.7% |
| Educational services | 5 | 1.4% |
Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.
Nearby ZIP Codes
Want a side-by-side? Compare 98816 vs 98822 →
| ZIP Code | City | Population | Distance |
|---|---|---|---|
| 98822 | Entiat, WA | 1,953 | 11.4 mi |
Nationwide ZIPs with similar ACS profiles
Two Census-derived peer sets for ZIP 98816, both outside WA so the neighborhoods are not geographic containment (Nearby and same-county blocks stay local).
Similar population
Nearest cross-state ZIPs by resident population (6,394 here; floor ≥1,000).
Similar median household income
Nearest cross-state ZIPs by ACS median household income.
More ZIP Codes in Chelan County
Related Areas
Frequently Asked Questions
What county is ZIP code 98816 in?
ZIP code 98816 (Chelan) is located in Chelan County, Washington. Chelan County contains multiple ZIP codes, see the full list at /counties/chelan-wa.
What is the population of ZIP code 98816?
ZIP code 98816 in Chelan, WA has a population of 6,394 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 98816?
The median household income in ZIP 98816 is $82,577, which is 8% above the national average of $76,288.
What is the average home value in ZIP 98816?
The median home value in ZIP 98816 is $499,200, which is 79% above the national average of $278,155.
What is the demographic makeup of ZIP 98816?
The largest racial group in ZIP 98816 is White at 63.5%. Hispanic or Latino residents make up 30.6% of the population.
How many businesses are in ZIP code 98816?
ZIP code 98816 has 355 business establishments employing approximately 3,191 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 98816?
The top industries by establishment count in ZIP 98816 are: Construction (59), Retail trade (48), Accommodation and food services (48). There are 15 industry sectors represented in total.
How have home values changed in ZIP code 98816?
According to the FHFA House Price Index, home values in ZIP 98816 increased by 9.7% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 339%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 98816?
In ZIP code 98816, 51.5% of residents aged 25+ have a high school diploma or higher, and 28.3% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What percentage of residents own vs. rent in ZIP 98816?
In ZIP code 98816, approximately 65.5% of occupied housing units are owner-occupied and 34.5% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 98816?
The poverty rate in ZIP code 98816 is 7.0% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.
Related
Take this with you
What to do with ZIP 98816's numbers, next.
- See how ZIP 98816 compares to a neighboring ZIP code on the same Census fields Compare this ZIP
- Check where Chelan, WA ranks among every U.S. ZIP code on income, education, or homeownership View national rankings
- Save this ZIP to your shortlist to track alongside others you're considering View your shortlist
ZIP Code Tabulation Areas (ZCTAs) are Census Bureau approximations of USPS ZIP codes; figures describe the ZCTA area, not any single address within it.