PlainZIP

Twisp, WA · standard

ZIP Code 98856

Okanogan County, Washington — Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

2,464
2/sq mi
$70,089
Median income
$484,600
Median home value
50.0%
Bachelor's or higher

The verdict

Twisp pairs a below-median household income with upper-quartile home values, in a rural, homeowner-dominated area.

47th pct
household income, US ZIPs
Top 14%
home value, US ZIPs
2
people per sq mi
75%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 98856 against every reporting US ZIP.

ZIP code 98856 is classified by USPS as a standard delivery area and covers roughly 1173.3 square miles in Twisp, Okanogan County, Washington. The area is home to 2,464 residents, producing a population density of 2 people per square mile, and falls within the Los Angeles time zone. These USPS and Census boundary values drive every downstream statistic on this page, including the benchmarks that compare 98856 against Washington and the nation.

On the economic side, the median household income for ZIP 98856 sits at $70,089 (23% below the Washington average), while per-capita income is $36,730. The poverty rate stands at 10.4% and the unemployment rate at 8.1%. On housing, the median home value is $484,600 (5% below the state average) with median rent at $846 per month, and 75.4% of occupied units are owner-occupied, a direct signal of whether 98856 behaves more like a homeowner neighborhood or a renter-heavy ZIP.

Education and household profile round out the picture: 50.0% of adults hold a bachelor's degree or higher, the median age is 45.4, and the average commute is —. Use the benchmarks above to see where 98856 sits relative to Washington and the national baseline rather than viewing the numbers in isolation. Every figure is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates, HUD Fair Market Rents, and FHFA Home Price Index data, no estimates, no proprietary scoring. Verify with HUD →

Top industries in ZIP 98856

Top 5 sectors by establishment count

Which industries have the most business establishments in ZIP 98856.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + HUD FMR + FHFA HPI ACS demographics, ZBP business establishments, HUD Fair Market Rents, FHFA HPI for ZIP 98856, Twisp, WA · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; HUD FMR + FHFA HPI updated quarterly/annually.

Quick Facts

2,464

Population

1173.3

Area (sq mi)

2

People / sq mi

Los Angeles

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 98856?

45.4

Median Age

49.5%

Male

50.5%

Female

5.0%

Foreign-Born

White 79.7%
African American 0.0%
Asian 2.7%
American Indian or Alaska Native 1.8%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 6.8%
Hispanic or Latino 13.1%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$70,089

Median Household Income

-23% vs state

$36,730

Per Capita Income

10.4%

Poverty Rate

8.1%

Unemployment Rate

How ZIP 98856 ranks nationally

Household income vs. every US ZIP code

Median household income — the full national distribution, with this ZIP marked

$70,089 47th percentile higher than 47% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). Below this entry. $60,000–$80,000: 9,980 US ZIPs (33%). This entry sits in this band. $80,000–$100,000: 5,778 US ZIPs (19%). Above this entry. $100,000–$120,000: 2,855 US ZIPs (9%). Above this entry. $120,000–$140,000: 1,362 US ZIPs (4%). Above this entry. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau — ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 68.0%
Bachelor's Degree or Higher 50.0%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

1,646

Total Housing Units

1,316

Occupied Units

330

Vacant Units

2.22

Avg Household Size

Occupancy Type

Owner 75.4%
Renter 24.6%

$484,600

Median Home Value

-5% vs state

$846

Median Rent

1986

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How have home values changed over time?

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

+15.2%

YoY Change (2023)

346

HPI Index (2000 = 100)

+246%

Total Change Since 2000

Home values in ZIP 98856 have increased 15.2% over the past year (2023). Since 2000, this ZIP has seen +246% cumulative appreciation.

Year Annual Change HPI Index
2019 +6.7% 197
2020 +11.5% 220
2021 +14.7% 252
2022 +19.2% 300
2023 +15.2% 346

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2023. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 162 business establishments in ZIP 98856, employing approximately 662 people with a combined annual payroll of $30,140,000.

162

Businesses

662

Employees

$30.1M

Annual Payroll

11

Industry Sectors

Industry Establishments % of Total
Construction 34 21.0%
Retail trade 19 11.7%
Accommodation and food services 18 11.1%
Administrative and support and waste management and remediation services 15 9.3%
Other services (except public administration) 15 9.3%
Professional, scientific, and technical services 14 8.6%
Health care and social assistance 12 7.4%
Agriculture, forestry, fishing and hunting 9 5.6%
Manufacturing 9 5.6%
Real estate and rental and leasing 8 4.9%
Information 3 1.9%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

More ZIP Codes in Okanogan County

98841 standard
Omak, WA
Pop: 9,197
98855 standard
Tonasket, WA
Pop: 5,863
98812 standard
Brewster, WA
Pop: 4,899
98840 standard
Okanogan, WA
Pop: 4,851
98844 standard
Oroville, WA
Pop: 4,740
98862 standard
Winthrop, WA
Pop: 2,218

Related Areas

Okanogan County Twisp, WA Washington

Frequently Asked Questions

What county is ZIP code 98856 in? ▼
ZIP code 98856 (Twisp) is located in Okanogan County, Washington. Okanogan County contains multiple ZIP codes, see the full list at /counties/okanogan-wa.
What is the population of ZIP code 98856? ▼
ZIP code 98856 in Twisp, WA has a population of 2,464 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 98856? ▼
The median household income in ZIP 98856 is $70,089, which is 8% below the national average of $76,288.
What is the average home value in ZIP 98856? ▼
The median home value in ZIP 98856 is $484,600, which is 74% above the national average of $278,155.
What is the demographic makeup of ZIP 98856? ▼
The largest racial group in ZIP 98856 is White at 79.7%. Hispanic or Latino residents make up 13.1% of the population.
How many businesses are in ZIP code 98856? ▼
ZIP code 98856 has 162 business establishments employing approximately 662 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 98856? ▼
The top industries by establishment count in ZIP 98856 are: Construction (34), Retail trade (19), Accommodation and food services (18). There are 11 industry sectors represented in total.
How have home values changed in ZIP code 98856? ▼
According to the FHFA House Price Index, home values in ZIP 98856 increased by 15.2% in 2023. Since 2000, home values in this ZIP have appreciated by approximately 246%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 98856? ▼
In ZIP code 98856, 68.0% of residents aged 25+ have a high school diploma or higher, and 50.0% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What percentage of residents own vs. rent in ZIP 98856? ▼
In ZIP code 98856, approximately 75.4% of occupied housing units are owner-occupied and 24.6% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 98856? ▼
The poverty rate in ZIP code 98856 is 10.4% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

ZIP Code Research Guides

Reading Census Demographics
How to interpret population, income, and education data from the Census Bureau.
Understanding ZIP Code Data
What ZIP codes are, how ZCTAs differ, and what the data reveals.
Best ZIP Codes for Families
Key factors to evaluate when choosing a family-friendly neighborhood.
ZIP Codes for Relocation
Data-driven tips for evaluating ZIP codes before a move.

Official Data Resources for Twisp, WA

Verify and explore additional data for this area using these official government sources.

U.S. Census Bureau
Official demographic, economic, and housing data from the American Community Survey.
HUD Fair Market Rents
Department of Housing and Urban Development rental cost estimates by metropolitan area.
FBI Uniform Crime Reports
Official crime statistics compiled from law enforcement agencies nationwide.
FHFA House Price Index
Federal Housing Finance Agency home value trends based on repeat sales and appraisals.

Read our methodology to see how this data is sourced, computed, and verified.