Chattaroy, WA · standard
ZIP Code 99003
Spokane County, Washington — Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.
- 4,848
- 27/sq mi
- $77,129
- Median income
- $428,200
- Median home value
- 21.2%
- Bachelor's or higher
The verdict
Chattaroy pairs an above-median household income with upper-quartile home values, in a rural, homeowner-dominated area.
- Top 42%
- household income, US ZIPs
- Top 18%
- home value, US ZIPs
- 27
- people per sq mi
- 90%
- owner-occupied homes
Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 99003 against every reporting US ZIP.
ZIP code 99003 is classified by USPS as a standard delivery area and covers roughly 181.6 square miles in Chattaroy, Spokane County, Washington. The area is home to 4,848 residents, producing a population density of 27 people per square mile, and falls within the Los Angeles time zone. These USPS and Census boundary values drive every downstream statistic on this page, including the benchmarks that compare 99003 against Washington and the nation.
On the economic side, the median household income for ZIP 99003 sits at $77,129 (15% below the Washington average), while per-capita income is $42,583. The poverty rate stands at 9.0% and the unemployment rate at 1.8%. On housing, the median home value is $428,200 (16% below the state average) with median rent at $907 per month, and 89.5% of occupied units are owner-occupied, a direct signal of whether 99003 behaves more like a homeowner neighborhood or a renter-heavy ZIP.
Education and household profile round out the picture: 21.2% of adults hold a bachelor's degree or higher, the median age is 50.5, and the average commute is —. We also surface 3 nearby ZIP codes within roughly 10 miles and 6 additional ZIPs sharing Spokane County, so you can benchmark 99003 against its immediate geography rather than a national average alone. Every figure is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates, HUD Fair Market Rents, and FHFA Home Price Index data, no estimates, no proprietary scoring. Verify with HUD →
Top industries in ZIP 99003
Top 5 sectors by establishment count
Which industries have the most business establishments in ZIP 99003.
- Construction
Construction
38 establishments
- Professional, scientific, and technical services 10
Professional, scientific, and technical services
10 establishments
- Retail trade 8
Retail trade
8 establishments
- Accommodation and food services 8
Accommodation and food services
8 establishments
- Administrative and support and waste management and remediation services 6
Administrative and support and waste management and remediation services
6 establishments
What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.
Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + HUD FMR + FHFA HPI ACS demographics, ZBP business establishments, HUD Fair Market Rents, FHFA HPI for ZIP 99003, Chattaroy, WA · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; HUD FMR + FHFA HPI updated quarterly/annually.
Quick Facts
4,848
Population
181.6
Area (sq mi)
27
People / sq mi
Los Angeles
Time Zone
standard
ZIP Type
Who lives in ZIP 99003?
50.5
Median Age
51.4%
Male
48.6%
Female
2.9%
Foreign-Born
Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How much do residents earn?
$77,129
Median Household Income
-15% vs state
$42,583
Per Capita Income
9.0%
Poverty Rate
1.8%
Unemployment Rate
How ZIP 99003 ranks nationally
Household income vs. every US ZIP code
Median household income — the full national distribution, with this ZIP marked
$77,129 Top 42% higher than 58% of 30,318 US ZIPs
Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau — ACS 5-Year Estimates · 2019–2023
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What is the education profile here?
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What does housing look like?
2,319
Total Housing Units
1,833
Occupied Units
486
Vacant Units
2.62
Avg Household Size
Occupancy Type
$428,200
Median Home Value
-16% vs state
$907
Median Rent
1986
Median Year Built
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How have home values changed over time?
FHFA House Price Index, annual appreciation data based on repeat sales and appraisals
-0.3%
YoY Change (2024)
320
HPI Index (2000 = 100)
+220%
Total Change Since 2000
Home values in ZIP 99003 have decreased 0.3% over the past year (2024). Since 2000, this ZIP has seen +220% cumulative appreciation.
| Year | Annual Change | HPI Index |
|---|---|---|
| 2020 | +4.1% | 230 |
| 2021 | +14.0% | 262 |
| 2022 | +18.7% | 312 |
| 2023 | +3.0% | 321 |
| 2024 | -0.3% | 320 |
Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.
What businesses operate in this ZIP?
Census Bureau data shows 94 business establishments in ZIP 99003, employing approximately 385 people with a combined annual payroll of $17,050,000.
94
Businesses
385
Employees
$17.1M
Annual Payroll
8
Industry Sectors
| Industry | Establishments | % of Total |
|---|---|---|
| Construction | 38 | 40.4% |
| Professional, scientific, and technical services | 10 | 10.6% |
| Retail trade | 8 | 8.5% |
| Accommodation and food services | 8 | 8.5% |
| Administrative and support and waste management and remediation services | 6 | 6.4% |
| Health care and social assistance | 6 | 6.4% |
| Other services (except public administration) | 5 | 5.3% |
| Real estate and rental and leasing | 4 | 4.3% |
Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.
Nearby ZIP Codes
Want a side-by-side? Compare 99003 vs 99009 →
ZIP 99003 vs its nearest neighbors, by population
Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 99021
Mead (99021)
9,174 residents
- 99005
Colbert (99005)
8,574 residents
- 99003
Chattaroy (99003)
4,848 residents
- 99009
Elk (99009)
3,947 residents
What this shows Among its immediate neighbors, ZIP 99003 ranks #3 by population — useful context the national average alone can't give.
ZIP 99003 vs its nearest neighbors, by median income
Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 99005
Colbert (99005)
$125,530 median income
- 99021
Mead (99021)
$85,489 median income
- 99009
Elk (99009)
$81,809 median income
- 99003
Chattaroy (99003)
$77,129 median income
What this shows By household income, ZIP 99003 ranks #4 of 4 neighboring ZIPs — local affluence varies block to block, not just metro to metro.
More ZIP Codes in Spokane County
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Frequently Asked Questions
What county is ZIP code 99003 in? ▼
What is the population of ZIP code 99003? ▼
What is the median household income in ZIP 99003? ▼
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What is the demographic makeup of ZIP 99003? ▼
How many businesses are in ZIP code 99003? ▼
What are the main industries in ZIP code 99003? ▼
How have home values changed in ZIP code 99003? ▼
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What percentage of residents own vs. rent in ZIP 99003? ▼
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ZIP Code Research Guides
Official Data Resources for Chattaroy, WA
Verify and explore additional data for this area using these official government sources.
Read our methodology to see how this data is sourced, computed, and verified.