Chattaroy, WA · standard
ZIP Code 99003
Spokane County, Washington - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.
- 4,848
- 27/sq mi Moderate-density area
- $77,129
- Median income Near-median income area
- $428,200
- Median home value Above-median home value
- 21.2%
- Bachelor's or higher Near-average bachelor's attainment
National ZIP placement
Chattaroy pairs an above-median household income with upper-quartile home values, in a rural, homeowner-dominated area.
- Top 42%
- household income, US ZIPs
- Top 18%
- home value, US ZIPs
- 27
- people per sq mi
- 90%
- owner-occupied homes
Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 99003 against every reporting US ZIP.
ZIP code 99003 covers 181.6 square miles in Chattaroy, Spokane County, Washington (a standard USPS delivery area), with a modest 4,848 residents on file, a density of 27 people per square mile, in the Los Angeles time zone.
ZIP 99003 lands in the middle-income range, with a median household income of $77,129 (15% below the average Washington ZIP), while per-capita income is $42,583. The poverty rate is 9.0%, with unemployment at 1.8%; those measures add context to the income figure. Home values sit below the statewide ZIP benchmark: the median is $428,200 (16% below the average Washington ZIP), and median rent is $907; owner occupancy is 89.5%.
Educational attainment sits below the national norm: 21.2% of adults hold a bachelor's degree or higher, the median age is 50.5, and the average commute is -. The page also surfaces 3 ZIP codes within roughly 10 miles and 6 more in Spokane County, so 99003 can be compared with both its immediate and county-level context.
Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →
Top industries in ZIP 99003
Top 5 sectors by establishment count in Chattaroy, WA
Which industries have the most business establishments in ZIP 99003.
- Construction
Construction
38 establishments
- Professional, scientific, and technical services 10
Professional, scientific, and technical services
10 establishments
- Retail trade 8
Retail trade
8 establishments
- Accommodation and food services 8
Accommodation and food services
8 establishments
- Administrative and support and waste management and remediation services 6
Administrative and support and waste management and remediation services
6 establishments
What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.
Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 99003, Chattaroy, WA · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.
Quick Facts
4,848
Population
181.6
Area (sq mi)
27
People / sq mi
Los Angeles
Time Zone
standard
ZIP Type
Who lives in ZIP 99003?
50.5
Median Age
51.4%
Male
48.6%
Female
2.9%
Foreign-Born
Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How much do residents earn?
$77,129
Median Household Income
-15% vs state ZIP avg
$42,583
Per Capita Income
9.0%
Poverty Rate
1.8%
Unemployment Rate
How ZIP 99003 ranks among Washington ZIPs
Chattaroy, WA household income vs. every Washington ZIP code
Median household income among 547 reporting Washington ZIPs (this ZIP's population is too small for a reliable national-corpus placement)
$77,129 39th percentile higher than 39% of 547 Washington ZIPs
Each bar is a $20K-wide band; taller bars hold more Washington ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What is the education profile here?
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What does housing look like?
Housing stock: occupied vs vacant
2,319housing units
2,319
Total Housing Units
1,833
Occupied Units
486
Vacant Units
2.62
Avg Household Size
Occupancy Type
$428,200
Median Home Value
-16% vs state ZIP avg
$907
Median Rent
1986
Median Year Built
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How have home values changed over time?
FHFA House Price Index, annual appreciation data based on repeat sales and appraisals
-0.3%
YoY Change (2024)
320
HPI Index (2000 = 100)
+220%
Total Change Since 2000
Home values in ZIP 99003 have decreased 0.3% over the past year (2024). Since 2000, this ZIP has seen +220% cumulative appreciation.
| Year | Annual Change | HPI Index |
|---|---|---|
| 2020 | +4.1% | 230 |
| 2021 | +14.0% | 262 |
| 2022 | +18.7% | 312 |
| 2023 | +3.0% | 321 |
| 2024 | -0.3% | 320 |
Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.
What businesses operate in this ZIP?
Census Bureau data shows 94 business establishments in ZIP 99003, employing approximately 385 people with a combined annual payroll of $17,050,000.
94
Businesses
385
Employees
$17.1M
Annual Payroll
8
Industry Sectors
| Industry | Establishments | % of Total |
|---|---|---|
| Construction | 38 | 40.4% |
| Professional, scientific, and technical services | 10 | 10.6% |
| Retail trade | 8 | 8.5% |
| Accommodation and food services | 8 | 8.5% |
| Administrative and support and waste management and remediation services | 6 | 6.4% |
| Health care and social assistance | 6 | 6.4% |
| Other services (except public administration) | 5 | 5.3% |
| Real estate and rental and leasing | 4 | 4.3% |
Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.
Nearby ZIP Codes
Want a side-by-side? Compare 99003 vs 99009 →
ZIP 99003 vs its nearest neighbors, by population
Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 99021
Mead (99021)
9,174 residents
- 99005
Colbert (99005)
8,574 residents
- 99003
Chattaroy (99003)
4,848 residents
- 99009
Elk (99009)
3,947 residents
What this shows Among its immediate neighbors, ZIP 99003 ranks #3 by population - useful context the national average alone can't give.
ZIP 99003 vs its nearest neighbors, by median income
Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 99005
Colbert (99005)
$125,530 median income
- 99021
Mead (99021)
$85,489 median income
- 99009
Elk (99009)
$81,809 median income
- 99003
Chattaroy (99003)
$77,129 median income
What this shows By household income, ZIP 99003 ranks #4 of 4 neighboring ZIPs, local affluence varies block to block, not just metro to metro.
Nationwide ZIPs with similar ACS profiles
Two Census-derived peer sets for ZIP 99003, both outside WA so the neighborhoods are not geographic containment (Nearby and same-county blocks stay local).
Similar population
Nearest cross-state ZIPs by resident population (4,848 here; floor ≥1,000).
Similar median household income
Nearest cross-state ZIPs by ACS median household income.
More ZIP Codes in Spokane County
Related Areas
Frequently Asked Questions
What county is ZIP code 99003 in?
ZIP code 99003 (Chattaroy) is located in Spokane County, Washington. Spokane County contains multiple ZIP codes, see the full list at /counties/spokane-wa.
What is the population of ZIP code 99003?
ZIP code 99003 in Chattaroy, WA has a population of 4,848 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 99003?
The median household income in ZIP 99003 is $77,129, which is 1% above the national average of $76,288.
What is the average home value in ZIP 99003?
The median home value in ZIP 99003 is $428,200, which is 54% above the national average of $278,155.
What is the demographic makeup of ZIP 99003?
The largest racial group in ZIP 99003 is White at 80.4%. Hispanic or Latino residents make up 6.3% of the population.
How many businesses are in ZIP code 99003?
ZIP code 99003 has 94 business establishments employing approximately 385 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 99003?
The top industries by establishment count in ZIP 99003 are: Construction (38), Professional, scientific, and technical services (10), Retail trade (8). There are 8 industry sectors represented in total.
How have home values changed in ZIP code 99003?
According to the FHFA House Price Index, home values in ZIP 99003 decreased by 0.3% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 220%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 99003?
In ZIP code 99003, 58.1% of residents aged 25+ have a high school diploma or higher, and 21.2% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What percentage of residents own vs. rent in ZIP 99003?
In ZIP code 99003, approximately 89.5% of occupied housing units are owner-occupied and 10.5% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 99003?
The poverty rate in ZIP code 99003 is 9.0% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.
Related
Take this with you
What to do with ZIP 99003's numbers, next.
- See how ZIP 99003 compares to a neighboring ZIP code on the same Census fields Compare this ZIP
- Check where Chattaroy, WA ranks among every U.S. ZIP code on income, education, or homeownership View national rankings
- Save this ZIP to your shortlist to track alongside others you're considering View your shortlist
ZIP Code Tabulation Areas (ZCTAs) are Census Bureau approximations of USPS ZIP codes; figures describe the ZCTA area, not any single address within it.