PlainZIP

Chattaroy, WA · standard

ZIP Code 99003

Spokane County, Washington - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

4,848
27/sq mi
$77,129
Median income
$428,200
Median home value
21.2%
Bachelor's or higher

The verdict

Chattaroy pairs an above-median household income with upper-quartile home values, in a rural, homeowner-dominated area.

Top 42%
household income, US ZIPs
Top 18%
home value, US ZIPs
27
people per sq mi
90%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 99003 against every reporting US ZIP.

ZIP code 99003 covers 181.6 square miles in Chattaroy, Spokane County, Washington (a standard USPS delivery area), with a modest 4,848 residents on file, a density of 27 people per square mile, in the Los Angeles time zone.

ZIP 99003 lands in the middle-income range, with a median household income of $77,129 (15% below the Washington average), while per-capita income is $42,583. Local economic indicators show a 9.0% poverty rate alongside 1.8% unemployment. On housing, the median home value is $428,200 (16% below the state average) with median rent at $907 per month, and 89.5% of occupied units are owner-occupied.

Educational attainment sits below the national norm: 21.2% of adults hold a bachelor's degree or higher, the median age is 50.5, and the average commute is -. To put 99003 in local context, 3 ZIP codes within roughly 10 miles appear further down this page alongside 6 additional ZIPs in Spokane County, for a geography-aware comparison.

Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →

Top industries in ZIP 99003

Top 5 sectors by establishment count in Chattaroy, WA

Which industries have the most business establishments in ZIP 99003.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 99003, Chattaroy, WA · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.

Quick Facts

4,848

Population

181.6

Area (sq mi)

27

People / sq mi

Los Angeles

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 99003?

50.5

Median Age

51.4%

Male

48.6%

Female

2.9%

Foreign-Born

White 80.4%
African American 0.8%
Asian 1.9%
American Indian or Alaska Native 3.7%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 11.5%
Hispanic or Latino 6.3%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$77,129

Median Household Income

-15% vs state

$42,583

Per Capita Income

9.0%

Poverty Rate

1.8%

Unemployment Rate

How ZIP 99003 ranks nationally

Chattaroy, WA household income vs. every US ZIP code

Median household income, the full national distribution, with this ZIP marked

$77,129 Top 42% higher than 58% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). Below this entry. $60,000–$80,000: 9,980 US ZIPs (33%). This entry sits in this band. $80,000–$100,000: 5,778 US ZIPs (19%). Above this entry. $100,000–$120,000: 2,855 US ZIPs (9%). Above this entry. $120,000–$140,000: 1,362 US ZIPs (4%). Above this entry. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 58.1%
Bachelor's Degree or Higher 21.2%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

2,319

Total Housing Units

1,833

Occupied Units

486

Vacant Units

2.62

Avg Household Size

Occupancy Type

Owner 89.5%
Renter 10.5%

$428,200

Median Home Value

-16% vs state

$907

Median Rent

1986

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How have home values changed over time?

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

-0.3%

YoY Change (2024)

320

HPI Index (2000 = 100)

+220%

Total Change Since 2000

Home values in ZIP 99003 have decreased 0.3% over the past year (2024). Since 2000, this ZIP has seen +220% cumulative appreciation.

Year Annual Change HPI Index
2020 +4.1% 230
2021 +14.0% 262
2022 +18.7% 312
2023 +3.0% 321
2024 -0.3% 320

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 94 business establishments in ZIP 99003, employing approximately 385 people with a combined annual payroll of $17,050,000.

94

Businesses

385

Employees

$17.1M

Annual Payroll

8

Industry Sectors

Industry Establishments % of Total
Construction 38 40.4%
Professional, scientific, and technical services 10 10.6%
Retail trade 8 8.5%
Accommodation and food services 8 8.5%
Administrative and support and waste management and remediation services 6 6.4%
Health care and social assistance 6 6.4%
Other services (except public administration) 5 5.3%
Real estate and rental and leasing 4 4.3%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 99003 vs 99009 →

ZIP 99003 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 99003 ranks #3 by population - useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 99003 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 99003 ranks #4 of 4 neighboring ZIPs, local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
99009 Elk, WA 3,947 7.1 mi
99005 Colbert, WA 8,574 6.4 mi
99021 Mead, WA 9,174 6.6 mi

More ZIP Codes in Spokane County

99208 standard
Spokane, WA
Pop: 49,193
99205 standard
Spokane, WA
Pop: 42,137
99206 standard
Spokane, WA
Pop: 34,802
99207 standard
Spokane, WA
Pop: 30,854
99223 standard
Spokane, WA
Pop: 29,273
99216 standard
Spokane, WA
Pop: 24,362

Related Areas

Spokane County Chattaroy, WA Washington

Frequently Asked Questions

What county is ZIP code 99003 in? ▼
ZIP code 99003 (Chattaroy) is located in Spokane County, Washington. Spokane County contains multiple ZIP codes, see the full list at /counties/spokane-wa.
What is the population of ZIP code 99003? ▼
ZIP code 99003 in Chattaroy, WA has a population of 4,848 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 99003? ▼
The median household income in ZIP 99003 is $77,129, which is 1% above the national average of $76,288.
What is the average home value in ZIP 99003? ▼
The median home value in ZIP 99003 is $428,200, which is 54% above the national average of $278,155.
What is the demographic makeup of ZIP 99003? ▼
The largest racial group in ZIP 99003 is White at 80.4%. Hispanic or Latino residents make up 6.3% of the population.
How many businesses are in ZIP code 99003? ▼
ZIP code 99003 has 94 business establishments employing approximately 385 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 99003? ▼
The top industries by establishment count in ZIP 99003 are: Construction (38), Professional, scientific, and technical services (10), Retail trade (8). There are 8 industry sectors represented in total.
How have home values changed in ZIP code 99003? ▼
According to the FHFA House Price Index, home values in ZIP 99003 decreased by 0.3% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 220%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 99003? ▼
In ZIP code 99003, 58.1% of residents aged 25+ have a high school diploma or higher, and 21.2% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What percentage of residents own vs. rent in ZIP 99003? ▼
In ZIP code 99003, approximately 89.5% of occupied housing units are owner-occupied and 10.5% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 99003? ▼
The poverty rate in ZIP code 99003 is 9.0% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

Read our methodology to see how this data is sourced, computed, and verified.