Elk, WA · standard

ZIP Code 99009

Spokane County, Washington - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

3,947
19/sq mi Moderate-density area
$81,809
Median income Near-median income area
$427,200
Median home value Above-median home value
16.4%
Bachelor's or higher Below-average bachelor's attainment

National ZIP placement

Elk pairs an above-median household income with upper-quartile home values, in a rural, homeowner-dominated area.

Top 36%
household income, US ZIPs
Top 18%
home value, US ZIPs
19
people per sq mi
87%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 99009 against every reporting US ZIP.

FHFA HPI release change

What changed in the latest House Price Index year

2023 -> 2024
  • FHFA House Price Index values in ZIP 99009 (Elk, WA) rose +2.9% from 2023 to 2024. The all-transactions index moved from 430.9 in 2023 to 443.6 in 2024 (2000 = 100).

Arithmetic difference between stored FHFA all-transactions ZIP House Price Index annual values - a developmental index from repeat sales and appraisals, not a transaction median, appraisal opinion, or forecast. Thin markets can move sharply.

National HPI changes Year-pair CSV

ZIP code 99009 covers 207.7 square miles in Elk, Spokane County, Washington (a standard USPS delivery area), with a modest 3,947 residents on file, a density of 19 people per square mile, in the Los Angeles time zone.

ZIP 99009 lands in the middle-income range, with a median household income of $81,809 (10% below the average Washington ZIP), while per-capita income is $33,298. The poverty rate is 15.5%, with unemployment at 5.3%; those measures add context to the income figure. Home values sit below the statewide ZIP benchmark: the median is $427,200 (16% below the average Washington ZIP), and median rent is $1,075; owner occupancy is 87.0%.

Educational attainment sits below the national norm: 16.4% of adults hold a bachelor's degree or higher, the median age is 40.6, and the average commute is 50 minutes. The page also surfaces 1 ZIP codes within roughly 10 miles and 6 more in Spokane County, so 99009 can be compared with both its immediate and county-level context.

Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →

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Top industries in ZIP 99009

Top 5 sectors by establishment count in Elk, WA

Which industries have the most business establishments in ZIP 99009.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 99009, Elk, WA · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.

Quick Facts

3,947

Population

207.7

Area (sq mi)

19

People / sq mi

Los Angeles

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 99009?

40.6

Median Age

51.4%

Male

48.6%

Female

1.5%

Foreign-Born

White 79.9%
African American 0.0%
Asian 0.6%
American Indian or Alaska Native 0.4%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 19.0%
Hispanic or Latino 6.0%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$81,809

Median Household Income

-10% vs state ZIP avg

$33,298

Per Capita Income

15.5%

Poverty Rate

5.3%

Unemployment Rate

50.4 min

Mean Commute Time

How ZIP 99009 ranks among Washington ZIPs

Elk, WA household income vs. every Washington ZIP code

Median household income among 547 reporting Washington ZIPs (this ZIP's population is too small for a reliable national-corpus placement)

$81,809 46th percentile higher than 46% of 547 Washington ZIPs

This ZIP $0 $200K+ every Washington ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more Washington ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 55.6%
Bachelor's Degree or Higher 16.4%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

1,854

Total Housing Units

1,659

Occupied Units

195

Vacant Units

2.71

Avg Household Size

Occupancy Type

Owner 87.0%
Renter 13.0%

$427,200

Median Home Value

-16% vs state ZIP avg

$1,075

Median Rent

1983

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

+2.9%

YoY Change (2024)

444

HPI Index (2000 = 100)

+344%

Total Change Since 2000

Home values in ZIP 99009 have increased 2.9% over the past year (2024). Since 2000, this ZIP has seen +344% cumulative appreciation.

Year Annual Change HPI Index
2020 +4.6% 270
2021 +17.1% 316
2022 +28.4% 406
2023 +6.1% 431
2024 +2.9% 444

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 56 business establishments in ZIP 99009, employing approximately 264 people with a combined annual payroll of $11,636,000.

56

Businesses

264

Employees

$11.6M

Annual Payroll

8

Industry Sectors

Industry Establishments % of Total
Construction 16 28.6%
Other services (except public administration) 7 12.5%
Administrative and support and waste management and remediation services 6 10.7%
Retail trade 5 8.9%
Agriculture, forestry, fishing and hunting 4 7.1%
Manufacturing 4 7.1%
Professional, scientific, and technical services 4 7.1%
Health care and social assistance 3 5.4%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 99009 vs 99003 →

ZIP Code City Population Distance
99003 Chattaroy, WA 4,848 7.1 mi

Nationwide ZIPs with similar ACS profiles

Two Census-derived peer sets for ZIP 99009, both outside WA so the neighborhoods are not geographic containment (Nearby and same-county blocks stay local).

Similar population

Nearest cross-state ZIPs by resident population (3,947 here; floor ≥1,000).

Similar median household income

Nearest cross-state ZIPs by ACS median household income.

More ZIP Codes in Spokane County

Frequently Asked Questions

What county is ZIP code 99009 in?

ZIP code 99009 (Elk) is located in Spokane County, Washington. Spokane County contains multiple ZIP codes, see the full list at /counties/spokane-wa.

What is the population of ZIP code 99009?

ZIP code 99009 in Elk, WA has a population of 3,947 according to the Census Bureau ACS 2023 estimates.

What is the median household income in ZIP 99009?

The median household income in ZIP 99009 is $81,809, which is 7% above the national average of $76,288.

What is the average home value in ZIP 99009?

The median home value in ZIP 99009 is $427,200, which is 54% above the national average of $278,155.

What is the demographic makeup of ZIP 99009?

The largest racial group in ZIP 99009 is White at 79.9%. Hispanic or Latino residents make up 6.0% of the population.

How many businesses are in ZIP code 99009?

ZIP code 99009 has 56 business establishments employing approximately 264 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.

What are the main industries in ZIP code 99009?

The top industries by establishment count in ZIP 99009 are: Construction (16), Other services (except public administration) (7), Administrative and support and waste management and remediation services (6). There are 8 industry sectors represented in total.

How have home values changed in ZIP code 99009?

According to the FHFA House Price Index, home values in ZIP 99009 increased by 2.9% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 344%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.

What is the education level in ZIP code 99009?

In ZIP code 99009, 55.6% of residents aged 25+ have a high school diploma or higher, and 16.4% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).

What is the average commute time in ZIP 99009?

The mean commute time for workers in ZIP code 99009 is 50.4 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend more time traveling to work than typical.

What percentage of residents own vs. rent in ZIP 99009?

In ZIP code 99009, approximately 87.0% of occupied housing units are owner-occupied and 13.0% are renter-occupied, based on Census ACS 2023 data.

What is the poverty rate in ZIP code 99009?

The poverty rate in ZIP code 99009 is 15.5% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

ZIP 99009's figures come from ACS 5-Year Estimates, Census ZIP Code Business Patterns, and the FHFA House Price Index. See our methodology for details.

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Read our methodology : how this data is sourced, computed, and verified.

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ZIP Code Tabulation Areas (ZCTAs) are Census Bureau approximations of USPS ZIP codes; figures describe the ZCTA area, not any single address within it.