Champaign, IL

Single-footprint Census roll-up for Champaign, IL: 3 USPS ZIPs, population 88,746. Open the primary ZIP for household income, housing tenure, and commute from ACS 2023 5-Year Estimates.

U.S. Census Bureau, SimpleMaps US ZIP Code Database, delivery-area ZIP coverage

ACS city ledger plate

Sheet CHAMPAIGN-IL · Champaign, IL 3 ZIPs · 88,746 pop · #15092/25278 · Champaign County

INC-MID · RANK-MID · PHOTO-FINISH · BOOK-FEW · OWN-LOW · POP-SMALL · SPREAD-SPLIT · HOME-MID

  • INC-MID $65,753
  • RANK-MID #15092/25278
  • PHOTO-FINISH ≈ Thomasboro
  • BOOK-FEW 3 ZIPs
  • OWN-LOW 50% owners
  • POP-SMALL 88,746
  • SPREAD-SPLIT 61820→61822
  • HOME-MID $217,767

Nearest income peer: Thomasboro, IL (+ $497 income $)

Instrument codes from this city’s ACS household income, national rank, county-peer gap, ZIP book, owner tenure, population scale, intra-city income spread, and home-value band, not a moving recommendation.

Income neighbourhood around Champaign

Lowest/highest poles plus county-sharing cities nearest Champaign on average ZIP median household income. Full ladder: /cities.

median HH income

What this shows County-sharing peers only, not the full US city board. Open a near peer when the gap is small; open the poles when the mosaic is wide.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2026-08-25

National city placement

According to ACS 5-Year Estimates, Champaign, IL sits among US cities with a below-median household income, on a small-city population base, across a handful of delivery areas.

40th pct
household income vs 25,278 US cities
88,746
city population (Census)
3
USPS ZIP codes covered
$65,753
avg ZIP median income

Income percentile ranks this city's average ZIP median household income against 25,278 US cities with ACS income on at least one ZIP. Scale and ZIP-spread words come from Census population and USPS ZIP coverage.

Below-median income with few delivery areas (3): read cost-of-living from the primary ZIP. Household income $65,753 and poverty 22.7% concentrate in 61820.

Owner-occupancy is comparatively low (49.8%) for this income tier, rent $1,147 may matter more than the home-value average.

Within Illinois, Nebo is the closest lower-income city and Jacksonville the closest higher-income city by average ZIP household income. Their 1 and 1 ZIP footprints are the immediate statewide comparison set for Champaign.

Within-city ZIP comparison

Where the ZIP codes inside Champaign differ

Champaign's city average masks two linked splits. Median household income runs from $27,539 in ZIP 61820 to $99,006 in ZIP 61822, while home values span $181,800 in 61821 to $287,000 in 61822. Compare the endpoint ZIPs before treating the city-level number as a neighborhood-level answer.

Income high-to-low ratio
3.6×

61820 to 61822

Home-value high-to-low ratio
1.6×

61821 to 61822

Poverty-rate spread
41.1 points

61822 to 61820

Derived from the published ACS 2023 ZIP-level records shown on this site. A high-to-low ratio compares the highest and lowest available ZIP values; it is not a score or forecast.

Population concentration

Champaign residents split across a short ZIP set

No ZIP owns Champaign: the largest, 61820, is only about 42% of 88,746 residents across 3 codes. Compare at least two ZIPs before treating the city roll-up as a neighborhood answer.

Census ZBP business roll-up

Employer-heavy short list in Champaign

Citywide ZBP: 2,337 establishments, 40,322 employees , annual payroll $1,957,931k (~26 establishments per 1,000 residents) across 3 of 3 ZIPs. Peak business ZIP 61820 (1,135 units) ; leading NAICS Accommodation and food services (354) · also Retail trade · Professional, scientific, and technical services .

View your shortlist →

ZIP Codes in Champaign, IL

These ZIP codes sit in Champaign County, which covers 29 ZIP codes in all; 3 of them fall in Champaign. See the Champaign County roll-up →

Champaign sits in the lower half of Champaign County on income: Mahomet, Savoy and Saint Joseph report more, Urbana and Rantoul report less. Saint Joseph marks the far end of that range at $117,578, 79% above Champaign.

Side-by-side: Compare 61820 vs 61821 →

ZIP Code Population Median income Establishments Density
61820 36,964 $27,539 1,135 2,186
61821 30,174 $70,715 565 1,549
61822 21,608 $99,006 637 77

Champaign roll-ups here are for informational purposes only and do not constitute financial or relocation advice. ACS and Census ZBP figures are estimates; confirm the current table against Census before a money or move decision involving Champaign, .