PlainZIP

Champaign, IL · standard

ZIP Code 61821

Champaign County, Illinois - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

30,174
1,549/sq mi
$70,715
Median income
$181,800
Median home value
48.9%
Bachelor's or higher

The verdict

Champaign pairs a below-median household income with below-median home values, in a low-density, homeowner-dominated area.

48th pct
household income, US ZIPs
38th pct
home value, US ZIPs
1,549
people per sq mi
61%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 61821 against every reporting US ZIP.

ZIP code 61821 is a densely settled ZIP (a standard USPS delivery area) in Champaign, Champaign County, Illinois, with 30,174 residents across 19.5 square miles, a density of 1,549 people per square mile, in the Chicago time zone.

ZIP 61821 lands in the middle-income range, with a median household income of $70,715 (12% below the Illinois average), while per-capita income is $43,765. The poverty rate stands at 13.7% and the unemployment rate at 5.1%. The typical home here is valued at $181,800 (5% below the state average); renters pay a median of $1,031 monthly, and 61.0% of units are owner-occupied.

A solid share of residents have a four-year degree: 48.9% of adults hold a bachelor's degree or higher, the median age is 36.6, and the average commute is 15 minutes. Beyond these figures, 10 nearby ZIP codes within about 10 miles are surfaced below, along with 6 more sharing Champaign County, letting you compare 61821 to its immediate surroundings rather than a national baseline alone.

Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →

Top industries in ZIP 61821

Top 5 sectors by establishment count in Champaign, IL

Which industries have the most business establishments in ZIP 61821.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 61821, Champaign, IL · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.

Quick Facts

30,174

Population

19.5

Area (sq mi)

1,549

People / sq mi

Chicago

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 61821?

36.6

Median Age

46.9%

Male

53.1%

Female

14.2%

Foreign-Born

White 56.8%
African American 23.9%
Asian 9.1%
American Indian or Alaska Native 0.2%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 7.6%
Hispanic or Latino 7.0%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$70,715

Median Household Income

-12% vs state

$43,765

Per Capita Income

13.7%

Poverty Rate

5.1%

Unemployment Rate

15.3 min

Mean Commute Time

How ZIP 61821 ranks nationally

Champaign, IL household income vs. every US ZIP code

Median household income, the full national distribution, with this ZIP marked

$70,715 48th percentile higher than 48% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). Below this entry. $60,000–$80,000: 9,980 US ZIPs (33%). This entry sits in this band. $80,000–$100,000: 5,778 US ZIPs (19%). Above this entry. $100,000–$120,000: 2,855 US ZIPs (9%). Above this entry. $120,000–$140,000: 1,362 US ZIPs (4%). Above this entry. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 68.2%
Bachelor's Degree or Higher 48.9%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

13,441

Total Housing Units

12,405

Occupied Units

1,036

Vacant Units

2.28

Avg Household Size

Occupancy Type

Owner 61.0%
Renter 39.0%

$181,800

Median Home Value

-5% vs state

$1,031

Median Rent

1968

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How have home values changed over time?

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

+8.5%

YoY Change (2024)

206

HPI Index (2000 = 100)

+106%

Total Change Since 2000

Home values in ZIP 61821 have increased 8.5% over the past year (2024). Since 2000, this ZIP has seen +106% cumulative appreciation.

Year Annual Change HPI Index
2020 +1.1% 143
2021 +8.9% 155
2022 +11.8% 174
2023 +9.4% 190
2024 +8.5% 206

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 565 business establishments in ZIP 61821, employing approximately 9,301 people with a combined annual payroll of $431,803,000.

565

Businesses

9,301

Employees

$431.8M

Annual Payroll

15

Industry Sectors

Industry Establishments % of Total
Retail trade 79 14.0%
Accommodation and food services 71 12.6%
Other services (except public administration) 66 11.7%
Health care and social assistance 62 11.0%
Professional, scientific, and technical services 59 10.4%
Construction 43 7.6%
Finance and insurance 38 6.7%
Administrative and support and waste management and remediation services 29 5.1%
Real estate and rental and leasing 28 5.0%
Arts, entertainment, and recreation 22 3.9%
Wholesale trade 16 2.8%
Manufacturing 15 2.6%
Educational services 13 2.3%
Transportation and warehousing 12 2.1%
Information 10 1.8%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 61821 vs 61820 →

ZIP 61821 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 61821 ranks #3 by population - useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 61821 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 61821 ranks #7 of 9 neighboring ZIPs, local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
61820 Champaign, IL 36,964 1.7 mi
61822 Champaign, IL 21,608 2.4 mi
61801 Urbana, IL 30,937 3.4 mi
61874 Savoy, IL 7,114 4.2 mi
61815 Bondville, IL 228 5.4 mi
61802 Urbana, IL 19,052 6.6 mi
61875 Seymour, IL 761 7.7 mi
61880 Tolono, IL 4,183 9.5 mi
61853 Mahomet, IL 13,206 10.8 mi
61878 Thomasboro, IL 1,433 11.2 mi

More ZIP Codes in Champaign County

61820 standard
Champaign, IL
Pop: 36,964
61801 standard
Urbana, IL
Pop: 30,937
61822 standard
Champaign, IL
Pop: 21,608
61802 standard
Urbana, IL
Pop: 19,052
61866 standard
Rantoul, IL
Pop: 14,048
61853 standard
Mahomet, IL
Pop: 13,206

Related Areas

Champaign County Champaign, IL Illinois

Frequently Asked Questions

What county is ZIP code 61821 in? ▼
ZIP code 61821 (Champaign) is located in Champaign County, Illinois. Champaign County contains multiple ZIP codes, see the full list at /counties/champaign-il.
What is the population of ZIP code 61821? ▼
ZIP code 61821 in Champaign, IL has a population of 30,174 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 61821? ▼
The median household income in ZIP 61821 is $70,715, which is 7% below the national average of $76,288.
What is the average home value in ZIP 61821? ▼
The median home value in ZIP 61821 is $181,800, which is 35% below the national average of $278,155.
What is the demographic makeup of ZIP 61821? ▼
The largest racial group in ZIP 61821 is White at 56.8%. Hispanic or Latino residents make up 7.0% of the population.
How many businesses are in ZIP code 61821? ▼
ZIP code 61821 has 565 business establishments employing approximately 9,301 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 61821? ▼
The top industries by establishment count in ZIP 61821 are: Retail trade (79), Accommodation and food services (71), Other services (except public administration) (66). There are 15 industry sectors represented in total.
How have home values changed in ZIP code 61821? ▼
According to the FHFA House Price Index, home values in ZIP 61821 increased by 8.5% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 106%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 61821? ▼
In ZIP code 61821, 68.2% of residents aged 25+ have a high school diploma or higher, and 48.9% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 61821? ▼
The mean commute time for workers in ZIP code 61821 is 15.3 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend less time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 61821? ▼
In ZIP code 61821, approximately 61.0% of occupied housing units are owner-occupied and 39.0% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 61821? ▼
The poverty rate in ZIP code 61821 is 13.7% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

Read our methodology to see how this data is sourced, computed, and verified.