Champaign, IL · standard
ZIP Code 61821
Champaign County, Illinois - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.
- 30,174
- 1,549/sq mi High-density area
- $70,715
- Median income Near-median income area
- $181,800
- Median home value Near-median home value
- 48.9%
- Bachelor's or higher Above-average bachelor's attainment
National ZIP placement
Champaign pairs a below-median household income with below-median home values, in a low-density, homeowner-dominated area.
- 48th pct
- household income, US ZIPs
- 38th pct
- home value, US ZIPs
- 1,549
- people per sq mi
- 61%
- owner-occupied homes
Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 61821 against every reporting US ZIP.
FHFA HPI release change
What changed in the latest House Price Index year
- FHFA House Price Index values in ZIP 61821 (Champaign, IL) rose +8.5% from 2023 to 2024. The all-transactions index moved from 190.2 in 2023 to 206.5 in 2024 (2000 = 100).
ZIP code 61821 is a densely settled ZIP (a standard USPS delivery area) in Champaign, Champaign County, Illinois, with 30,174 residents across 19.5 square miles, a density of 1,549 people per square mile, in the Chicago time zone.
ZIP 61821 lands in the middle-income range, with a median household income of $70,715 (12% below the average Illinois ZIP), while per-capita income is $43,765. The poverty rate is 13.7%, with unemployment at 5.1%; those measures add context to the income figure. Median home value is $181,800 (5% below the average Illinois ZIP) and median rent is $1,031; 61.0% of occupied homes are owner-occupied.
A solid share of residents have a four-year degree: 48.9% of adults hold a bachelor's degree or higher, the median age is 36.6, and the average commute is 15 minutes. The page also surfaces 10 ZIP codes within roughly 10 miles and 6 more in Champaign County, so 61821 can be compared with both its immediate and county-level context.
Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →
Top industries in ZIP 61821
Top 5 sectors by establishment count in Champaign, IL
Which industries have the most business establishments in ZIP 61821.
- Retail trade
Retail trade
79 establishments
- Accommodation and food services
Accommodation and food services
71 establishments
- Other services (except public administration)
Other services (except public administration)
66 establishments
- Health care and social assistance
Health care and social assistance
62 establishments
- Professional, scientific, and technical services
Professional, scientific, and technical services
59 establishments
What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.
Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 61821, Champaign, IL · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.
Quick Facts
30,174
Population
19.5
Area (sq mi)
1,549
People / sq mi
Chicago
Time Zone
standard
ZIP Type
Who lives in ZIP 61821?
36.6
Median Age
46.9%
Male
53.1%
Female
14.2%
Foreign-Born
Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How much do residents earn?
$70,715
Median Household Income
-12% vs state ZIP avg
$43,765
Per Capita Income
13.7%
Poverty Rate
5.1%
Unemployment Rate
15.3 min
Mean Commute Time
How ZIP 61821 ranks nationally
Champaign, IL household income vs. every US ZIP code
Median household income, the full national distribution, with this ZIP marked
$70,715 48th percentile higher than 48% of 30,318 US ZIPs
Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What is the education profile here?
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What does housing look like?
Housing stock: occupied vs vacant
13,441housing units
13,441
Total Housing Units
12,405
Occupied Units
1,036
Vacant Units
2.28
Avg Household Size
Occupancy Type
$181,800
Median Home Value
-5% vs state ZIP avg
$1,031
Median Rent
1968
Median Year Built
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How have home values changed over time?
FHFA House Price Index, annual appreciation data based on repeat sales and appraisals
+8.5%
YoY Change (2024)
206
HPI Index (2000 = 100)
+106%
Total Change Since 2000
Home values in ZIP 61821 have increased 8.5% over the past year (2024). Since 2000, this ZIP has seen +106% cumulative appreciation.
| Year | Annual Change | HPI Index |
|---|---|---|
| 2020 | +1.1% | 143 |
| 2021 | +8.9% | 155 |
| 2022 | +11.8% | 174 |
| 2023 | +9.4% | 190 |
| 2024 | +8.5% | 206 |
Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.
What businesses operate in this ZIP?
Census Bureau data shows 565 business establishments in ZIP 61821, employing approximately 9,301 people with a combined annual payroll of $431,803,000.
565
Businesses
9,301
Employees
$431.8M
Annual Payroll
15
Industry Sectors
| Industry | Establishments | % of Total |
|---|---|---|
| Retail trade | 79 | 14.0% |
| Accommodation and food services | 71 | 12.6% |
| Other services (except public administration) | 66 | 11.7% |
| Health care and social assistance | 62 | 11.0% |
| Professional, scientific, and technical services | 59 | 10.4% |
| Construction | 43 | 7.6% |
| Finance and insurance | 38 | 6.7% |
| Administrative and support and waste management and remediation services | 29 | 5.1% |
| Real estate and rental and leasing | 28 | 5.0% |
| Arts, entertainment, and recreation | 22 | 3.9% |
| Wholesale trade | 16 | 2.8% |
| Manufacturing | 15 | 2.6% |
| Educational services | 13 | 2.3% |
| Transportation and warehousing | 12 | 2.1% |
| Information | 10 | 1.8% |
Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.
Nearby ZIP Codes
Want a side-by-side? Compare 61821 vs 61820 →
ZIP 61821 vs its nearest neighbors, by population
Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 61820
Champaign (61820)
36,964 residents
- 61801
Urbana (61801)
30,937 residents
- 61821
Champaign (61821)
30,174 residents
- 61822
Champaign (61822)
21,608 residents
- 61802
Urbana (61802)
19,052 residents
- 61853 13,206
Mahomet (61853)
13,206 residents
- 61874 7,114
Savoy (61874)
7,114 residents
- 61880 4,183
Tolono (61880)
4,183 residents
- 61878 1,433
Thomasboro (61878)
1,433 residents
What this shows Among its immediate neighbors, ZIP 61821 ranks #3 by population - useful context the national average alone can't give.
ZIP 61821 vs its nearest neighbors, by median income
Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 61875
Seymour (61875)
$118,929 median income
- 61853
Mahomet (61853)
$115,512 median income
- 61822
Champaign (61822)
$99,006 median income
- 61874
Savoy (61874)
$91,667 median income
- 61880
Tolono (61880)
$85,536 median income
- 61815
Bondville (61815)
$72,031 median income
- 61821
Champaign (61821)
$70,715 median income
- 61878
Thomasboro (61878)
$66,250 median income
- 61802
Urbana (61802)
$61,620 median income
What this shows By household income, ZIP 61821 ranks #7 of 9 neighboring ZIPs, local affluence varies block to block, not just metro to metro.
| ZIP Code | City | Population | Distance |
|---|---|---|---|
| 61820 | Champaign, IL | 36,964 | 1.7 mi |
| 61822 | Champaign, IL | 21,608 | 2.4 mi |
| 61801 | Urbana, IL | 30,937 | 3.4 mi |
| 61874 | Savoy, IL | 7,114 | 4.2 mi |
| 61815 | Bondville, IL | 228 | 5.4 mi |
| 61802 | Urbana, IL | 19,052 | 6.6 mi |
| 61875 | Seymour, IL | 761 | 7.7 mi |
| 61880 | Tolono, IL | 4,183 | 9.5 mi |
| 61853 | Mahomet, IL | 13,206 | 10.8 mi |
| 61878 | Thomasboro, IL | 1,433 | 11.2 mi |
Nationwide ZIPs with similar ACS profiles
Two Census-derived peer sets for ZIP 61821, both outside IL so the neighborhoods are not geographic containment (Nearby and same-county blocks stay local).
Similar population
Nearest cross-state ZIPs by resident population (30,174 here; floor ≥1,000).
Similar median household income
Nearest cross-state ZIPs by ACS median household income.
More ZIP Codes in Champaign County
Related Areas
Frequently Asked Questions
What county is ZIP code 61821 in?
ZIP code 61821 (Champaign) is located in Champaign County, Illinois. Champaign County contains multiple ZIP codes, see the full list at /counties/champaign-il.
What is the population of ZIP code 61821?
ZIP code 61821 in Champaign, IL has a population of 30,174 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 61821?
The median household income in ZIP 61821 is $70,715, which is 7% below the national average of $76,288.
What is the average home value in ZIP 61821?
The median home value in ZIP 61821 is $181,800, which is 35% below the national average of $278,155.
What is the demographic makeup of ZIP 61821?
The largest racial group in ZIP 61821 is White at 56.8%. Hispanic or Latino residents make up 7.0% of the population.
How many businesses are in ZIP code 61821?
ZIP code 61821 has 565 business establishments employing approximately 9,301 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 61821?
The top industries by establishment count in ZIP 61821 are: Retail trade (79), Accommodation and food services (71), Other services (except public administration) (66). There are 15 industry sectors represented in total.
How have home values changed in ZIP code 61821?
According to the FHFA House Price Index, home values in ZIP 61821 increased by 8.5% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 106%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 61821?
In ZIP code 61821, 68.2% of residents aged 25+ have a high school diploma or higher, and 48.9% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 61821?
The mean commute time for workers in ZIP code 61821 is 15.3 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend less time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 61821?
In ZIP code 61821, approximately 61.0% of occupied housing units are owner-occupied and 39.0% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 61821?
The poverty rate in ZIP code 61821 is 13.7% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.
Related
Take this with you
What to do with ZIP 61821's numbers, next.
- See how ZIP 61821 compares to a neighboring ZIP code on the same Census fields Compare this ZIP
- Check where Champaign, IL ranks among every U.S. ZIP code on income, education, or homeownership View national rankings
- Save this ZIP to your shortlist to track alongside others you're considering View your shortlist
ZIP Code Tabulation Areas (ZCTAs) are Census Bureau approximations of USPS ZIP codes; figures describe the ZCTA area, not any single address within it.