PlainZIP

Champaign, IL · standard

ZIP Code 61820

Champaign County, Illinois - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

36,964
2,186/sq mi
$27,539
Median income
$184,500
Median home value
53.3%
Bachelor's or higher

The verdict

Champaign pairs one of the lowest household incomes in the country with below-median home values, in a suburban-density, renter-heavy area.

1th pct
household income, US ZIPs
39th pct
home value, US ZIPs
2,186
people per sq mi
20%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 61820 against every reporting US ZIP.

ZIP code 61820 is a densely settled ZIP (a standard USPS delivery area) in Champaign, Champaign County, Illinois, with 36,964 residents across 16.9 square miles, a density of 2,186 people per square mile, in the Chicago time zone.

ZIP 61820 sits on the lower end of the income spectrum: median household income is $27,539 (66% below the Illinois average), while per-capita income is $21,634. 47.8% of residents live below the poverty line, and the unemployment rate reads 5.1%. Housing costs here run $184,500 for a typical home value (4% below the state average), with rent averaging $1,108 a month; 19.6% of homes are owner-occupied.

This is a highly-educated ZIP: 53.3% of adults hold a bachelor's degree or higher, the median age is 21.9, and the average commute is 14 minutes. To put 61820 in local context, 9 ZIP codes within roughly 10 miles appear further down this page alongside 6 additional ZIPs in Champaign County, for a geography-aware comparison.

Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →

Top industries in ZIP 61820

Top 5 sectors by establishment count in Champaign, IL

Which industries have the most business establishments in ZIP 61820.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 61820, Champaign, IL · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.

Quick Facts

36,964

Population

16.9

Area (sq mi)

2,186

People / sq mi

Chicago

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 61820?

21.9

Median Age

53.4%

Male

46.6%

Female

17.0%

Foreign-Born

White 56.3%
African American 11.7%
Asian 19.3%
American Indian or Alaska Native 0.5%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 10.4%
Hispanic or Latino 10.5%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$27,539

Median Household Income

-66% vs state

$21,634

Per Capita Income

47.8%

Poverty Rate

5.1%

Unemployment Rate

14.1 min

Mean Commute Time

How ZIP 61820 ranks nationally

Champaign, IL household income vs. every US ZIP code

Median household income, the full national distribution, with this ZIP marked

$27,539 1st percentile higher than 1% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). This entry sits in this band. $40,000–$60,000: 7,092 US ZIPs (23%). Above this entry. $60,000–$80,000: 9,980 US ZIPs (33%). Above this entry. $80,000–$100,000: 5,778 US ZIPs (19%). Above this entry. $100,000–$120,000: 2,855 US ZIPs (9%). Above this entry. $120,000–$140,000: 1,362 US ZIPs (4%). Above this entry. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 71.4%
Bachelor's Degree or Higher 53.3%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

19,136

Total Housing Units

16,033

Occupied Units

3,103

Vacant Units

2.02

Avg Household Size

Occupancy Type

Owner 19.6%
Renter 80.4%

$184,500

Median Home Value

-4% vs state

$1,108

Median Rent

1987

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How have home values changed over time?

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

+5.7%

YoY Change (2024)

209

HPI Index (2000 = 100)

+109%

Total Change Since 2000

Home values in ZIP 61820 have increased 5.7% over the past year (2024). Since 2000, this ZIP has seen +109% cumulative appreciation.

Year Annual Change HPI Index
2020 -0.7% 148
2021 +6.9% 158
2022 +15.9% 183
2023 +8.1% 198
2024 +5.7% 209

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 1,135 business establishments in ZIP 61820, employing approximately 19,035 people with a combined annual payroll of $940,186,000.

1,135

Businesses

19,035

Employees

$940.2M

Annual Payroll

16

Industry Sectors

Industry Establishments % of Total
Accommodation and food services 223 19.6%
Retail trade 169 14.9%
Professional, scientific, and technical services 131 11.5%
Other services (except public administration) 124 10.9%
Health care and social assistance 120 10.6%
Finance and insurance 80 7.0%
Real estate and rental and leasing 71 6.3%
Information 48 4.2%
Construction 40 3.5%
Administrative and support and waste management and remediation services 29 2.6%
Wholesale trade 26 2.3%
Manufacturing 22 1.9%
Arts, entertainment, and recreation 21 1.9%
Educational services 11 1.0%
Management of companies and enterprises 9 0.8%
Transportation and warehousing 8 0.7%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 61820 vs 61821 →

ZIP 61820 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 61820 ranks the most populous - useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 61820 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 61820 ranks #null of 9 neighboring ZIPs, local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
61821 Champaign, IL 30,174 1.7 mi
61801 Urbana, IL 30,937 1.7 mi
61874 Savoy, IL 7,114 4.1 mi
61822 Champaign, IL 21,608 3.8 mi
61802 Urbana, IL 19,052 5.0 mi
61815 Bondville, IL 228 7.0 mi
61880 Tolono, IL 4,183 9.4 mi
61878 Thomasboro, IL 1,433 10.3 mi
61864 Philo, IL 1,715 10.3 mi

More ZIP Codes in Champaign County

61801 standard
Urbana, IL
Pop: 30,937
61821 standard
Champaign, IL
Pop: 30,174
61822 standard
Champaign, IL
Pop: 21,608
61802 standard
Urbana, IL
Pop: 19,052
61866 standard
Rantoul, IL
Pop: 14,048
61853 standard
Mahomet, IL
Pop: 13,206

Related Areas

Champaign County Champaign, IL Illinois

Frequently Asked Questions

What county is ZIP code 61820 in? ▼
ZIP code 61820 (Champaign) is located in Champaign County, Illinois. Champaign County contains multiple ZIP codes, see the full list at /counties/champaign-il.
What is the population of ZIP code 61820? ▼
ZIP code 61820 in Champaign, IL has a population of 36,964 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 61820? ▼
The median household income in ZIP 61820 is $27,539, which is 64% below the national average of $76,288.
What is the average home value in ZIP 61820? ▼
The median home value in ZIP 61820 is $184,500, which is 34% below the national average of $278,155.
What is the demographic makeup of ZIP 61820? ▼
The largest racial group in ZIP 61820 is White at 56.3%. Hispanic or Latino residents make up 10.5% of the population.
How many businesses are in ZIP code 61820? ▼
ZIP code 61820 has 1,135 business establishments employing approximately 19,035 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 61820? ▼
The top industries by establishment count in ZIP 61820 are: Accommodation and food services (223), Retail trade (169), Professional, scientific, and technical services (131). There are 16 industry sectors represented in total.
How have home values changed in ZIP code 61820? ▼
According to the FHFA House Price Index, home values in ZIP 61820 increased by 5.7% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 109%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 61820? ▼
In ZIP code 61820, 71.4% of residents aged 25+ have a high school diploma or higher, and 53.3% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 61820? ▼
The mean commute time for workers in ZIP code 61820 is 14.1 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend less time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 61820? ▼
In ZIP code 61820, approximately 19.6% of occupied housing units are owner-occupied and 80.4% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 61820? ▼
The poverty rate in ZIP code 61820 is 47.8% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

Read our methodology to see how this data is sourced, computed, and verified.