Champaign, IL · standard
ZIP Code 61820
Champaign County, Illinois - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.
- 36,964
- 2,186/sq mi High-density area
- $27,539
- Median income Below-median income area
- $184,500
- Median home value Near-median home value
- 53.3%
- Bachelor's or higher Above-average bachelor's attainment
National ZIP placement
Champaign pairs one of the lowest household incomes in the country with below-median home values, in a suburban-density, renter-heavy area.
- 1st pct
- household income, US ZIPs
- 39th pct
- home value, US ZIPs
- 2,186
- people per sq mi
- 20%
- owner-occupied homes
Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 61820 against every reporting US ZIP.
FHFA HPI release change
What changed in the latest House Price Index year
- FHFA House Price Index values in ZIP 61820 (Champaign, IL) rose +5.7% from 2023 to 2024. The all-transactions index moved from 198.0 in 2023 to 209.2 in 2024 (2000 = 100).
ZIP code 61820 is a densely settled ZIP (a standard USPS delivery area) in Champaign, Champaign County, Illinois, with 36,964 residents across 16.9 square miles, a density of 2,186 people per square mile, in the Chicago time zone.
ZIP 61820 sits on the lower end of the income spectrum: median household income is $27,539 (66% below the average Illinois ZIP), while per-capita income is $21,634. The poverty rate is 47.8%, so the area-level income figures should not be treated as typical household experience. Median home value is $184,500 (4% below the average Illinois ZIP) and median rent is $1,108; 19.6% of occupied homes are owner-occupied.
This is a highly-educated ZIP: 53.3% of adults hold a bachelor's degree or higher, the median age is 21.9, and the average commute is 14 minutes. The page also surfaces 9 ZIP codes within roughly 10 miles and 6 more in Champaign County, so 61820 can be compared with both its immediate and county-level context.
Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →
Top industries in ZIP 61820
Top 5 sectors by establishment count in Champaign, IL
Which industries have the most business establishments in ZIP 61820.
- Accommodation and food services
Accommodation and food services
223 establishments
- Retail trade
Retail trade
169 establishments
- Professional, scientific, and technical services
Professional, scientific, and technical services
131 establishments
- Other services (except public administration)
Other services (except public administration)
124 establishments
- Health care and social assistance
Health care and social assistance
120 establishments
What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.
Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 61820, Champaign, IL · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.
Quick Facts
36,964
Population
16.9
Area (sq mi)
2,186
People / sq mi
Chicago
Time Zone
standard
ZIP Type
Who lives in ZIP 61820?
21.9
Median Age
53.4%
Male
46.6%
Female
17.0%
Foreign-Born
Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How much do residents earn?
$27,539
Median Household Income
-66% vs state ZIP avg
$21,634
Per Capita Income
47.8%
Poverty Rate
5.1%
Unemployment Rate
14.1 min
Mean Commute Time
How ZIP 61820 ranks nationally
Champaign, IL household income vs. every US ZIP code
Median household income, the full national distribution, with this ZIP marked
$27,539 1st percentile higher than 1% of 30,318 US ZIPs
Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What is the education profile here?
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What does housing look like?
Housing stock: occupied vs vacant
19,136housing units
19,136
Total Housing Units
16,033
Occupied Units
3,103
Vacant Units
2.02
Avg Household Size
Occupancy Type
$184,500
Median Home Value
-4% vs state ZIP avg
$1,108
Median Rent
1987
Median Year Built
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How have home values changed over time?
FHFA House Price Index, annual appreciation data based on repeat sales and appraisals
+5.7%
YoY Change (2024)
209
HPI Index (2000 = 100)
+109%
Total Change Since 2000
Home values in ZIP 61820 have increased 5.7% over the past year (2024). Since 2000, this ZIP has seen +109% cumulative appreciation.
| Year | Annual Change | HPI Index |
|---|---|---|
| 2020 | -0.7% | 148 |
| 2021 | +6.9% | 158 |
| 2022 | +15.9% | 183 |
| 2023 | +8.1% | 198 |
| 2024 | +5.7% | 209 |
Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.
What businesses operate in this ZIP?
Census Bureau data shows 1,135 business establishments in ZIP 61820, employing approximately 19,035 people with a combined annual payroll of $940,186,000.
1,135
Businesses
19,035
Employees
$940.2M
Annual Payroll
16
Industry Sectors
| Industry | Establishments | % of Total |
|---|---|---|
| Accommodation and food services | 223 | 19.6% |
| Retail trade | 169 | 14.9% |
| Professional, scientific, and technical services | 131 | 11.5% |
| Other services (except public administration) | 124 | 10.9% |
| Health care and social assistance | 120 | 10.6% |
| Finance and insurance | 80 | 7.0% |
| Real estate and rental and leasing | 71 | 6.3% |
| Information | 48 | 4.2% |
| Construction | 40 | 3.5% |
| Administrative and support and waste management and remediation services | 29 | 2.6% |
| Wholesale trade | 26 | 2.3% |
| Manufacturing | 22 | 1.9% |
| Arts, entertainment, and recreation | 21 | 1.9% |
| Educational services | 11 | 1.0% |
| Management of companies and enterprises | 9 | 0.8% |
| Transportation and warehousing | 8 | 0.7% |
Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.
Nearby ZIP Codes
Want a side-by-side? Compare 61820 vs 61821 →
ZIP 61820 vs its nearest neighbors, by population
Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 61820
Champaign (61820)
36,964 residents
- 61801
Urbana (61801)
30,937 residents
- 61821
Champaign (61821)
30,174 residents
- 61822
Champaign (61822)
21,608 residents
- 61802
Urbana (61802)
19,052 residents
- 61874 7,114
Savoy (61874)
7,114 residents
- 61880 4,183
Tolono (61880)
4,183 residents
- 61864 1,715
Philo (61864)
1,715 residents
- 61878 1,433
Thomasboro (61878)
1,433 residents
What this shows Among its immediate neighbors, ZIP 61820 ranks the most populous - useful context the national average alone can't give.
ZIP 61820 vs its nearest neighbors, by median income
Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 61864
Philo (61864)
$110,139 median income
- 61822
Champaign (61822)
$99,006 median income
- 61874
Savoy (61874)
$91,667 median income
- 61880
Tolono (61880)
$85,536 median income
- 61815
Bondville (61815)
$72,031 median income
- 61821
Champaign (61821)
$70,715 median income
- 61878
Thomasboro (61878)
$66,250 median income
- 61802
Urbana (61802)
$61,620 median income
- 61801 $36,180
Urbana (61801)
$36,180 median income
What this shows By household income, ZIP 61820 ranks #null of 9 neighboring ZIPs, local affluence varies block to block, not just metro to metro.
| ZIP Code | City | Population | Distance |
|---|---|---|---|
| 61821 | Champaign, IL | 30,174 | 1.7 mi |
| 61801 | Urbana, IL | 30,937 | 1.7 mi |
| 61874 | Savoy, IL | 7,114 | 4.1 mi |
| 61822 | Champaign, IL | 21,608 | 3.8 mi |
| 61802 | Urbana, IL | 19,052 | 5.0 mi |
| 61815 | Bondville, IL | 228 | 7.0 mi |
| 61880 | Tolono, IL | 4,183 | 9.4 mi |
| 61878 | Thomasboro, IL | 1,433 | 10.3 mi |
| 61864 | Philo, IL | 1,715 | 10.3 mi |
Nationwide ZIPs with similar ACS profiles
Two Census-derived peer sets for ZIP 61820, both outside IL so the neighborhoods are not geographic containment (Nearby and same-county blocks stay local).
Similar population
Nearest cross-state ZIPs by resident population (36,964 here; floor ≥1,000).
Similar median household income
Nearest cross-state ZIPs by ACS median household income.
More ZIP Codes in Champaign County
Related Areas
Frequently Asked Questions
What county is ZIP code 61820 in?
ZIP code 61820 (Champaign) is located in Champaign County, Illinois. Champaign County contains multiple ZIP codes, see the full list at /counties/champaign-il.
What is the population of ZIP code 61820?
ZIP code 61820 in Champaign, IL has a population of 36,964 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 61820?
The median household income in ZIP 61820 is $27,539, which is 64% below the national average of $76,288.
What is the average home value in ZIP 61820?
The median home value in ZIP 61820 is $184,500, which is 34% below the national average of $278,155.
What is the demographic makeup of ZIP 61820?
The largest racial group in ZIP 61820 is White at 56.3%. Hispanic or Latino residents make up 10.5% of the population.
How many businesses are in ZIP code 61820?
ZIP code 61820 has 1,135 business establishments employing approximately 19,035 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 61820?
The top industries by establishment count in ZIP 61820 are: Accommodation and food services (223), Retail trade (169), Professional, scientific, and technical services (131). There are 16 industry sectors represented in total.
How have home values changed in ZIP code 61820?
According to the FHFA House Price Index, home values in ZIP 61820 increased by 5.7% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 109%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 61820?
In ZIP code 61820, 71.4% of residents aged 25+ have a high school diploma or higher, and 53.3% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 61820?
The mean commute time for workers in ZIP code 61820 is 14.1 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend less time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 61820?
In ZIP code 61820, approximately 19.6% of occupied housing units are owner-occupied and 80.4% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 61820?
The poverty rate in ZIP code 61820 is 47.8% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.
Related
Take this with you
What to do with ZIP 61820's numbers, next.
- See how ZIP 61820 compares to a neighboring ZIP code on the same Census fields Compare this ZIP
- Check where Champaign, IL ranks among every U.S. ZIP code on income, education, or homeownership View national rankings
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ZIP Code Tabulation Areas (ZCTAs) are Census Bureau approximations of USPS ZIP codes; figures describe the ZCTA area, not any single address within it.