County ZIP codes · Oklahoma · FIPS 40123
Pontotoc County, OK ZIP Codes
Pontotoc County, Oklahoma has 11 ZIP codes (Census 2020 ZCTA-county file; GeoNames postal codes, October 2026): 10 residential and 1 for PO boxes or a single organization. 7 of the residential ones lie mainly in Pontotoc County and 3 mainly in a neighboring county; 6 cross the county line. Median household income ranges from $56,321 in 74872 (Stratford) to $70,838 in 74871 (Stonewall) (Census Bureau, ACS 2020-2024).
- ACS2020-24
- Census2020
Where are the ZIP codes of Pontotoc County?
Source: U.S. Census Bureau, 2020 ZCTA cartographic boundaries; ACS 2020-2024 5-year estimates (B19013).
How different are its ZIP codes?
The middle half of its ranked ZIP codes (1,000+ people living in households) report median household incomes between $57,321 and $65,000.
They carry 10 postal town names.
Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B19013).
All 10 residential ZIP codes in Pontotoc County
7 ZIP codes lie mainly in Pontotoc County; 3 more reach into it from a neighboring county and follow the first table.
| In this county | ||||||
|---|---|---|---|---|---|---|
| 74820 | Ada | 31,943 | 112 | $62k | $181k | 100% |
| 74871 | Stonewall | 2,349 | 13 | $71k | $178k | 68% |
| 74865 | Roff | 1,894 | 12 | $65k | $133k | 88% |
| 74825 | Allen | 1,788 | 12 | $57k | $111k | 48% |
| 74844 | Francis | 332 | 368 | $54k | $97k | 100% |
| 74843 | Fitzhugh | 324 | 10 | $74k | $278k | 100% |
| 74842 | Fittstown | 187 | 14 | $98k | $117k | 100% |
Partly in Pontotoc County
Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates; county shares by land area (Census 2020 ZCTA-county relationship file).
Which ZIP codes cross the county line?
6 ZIP codes of Pontotoc County extend into another county. A ZIP code follows mail routes, not county borders.
| ZIP | In Pontotoc | Elsewhere |
|---|---|---|
| 74872 | 24% | Garvin County 73%; McClain County 3% |
| 74871 | 68% | Coal County 18%; Johnston County 15% |
| 74865 | 88% | Murray County 9%; Garvin County 3% |
| 74825 | 48% | Hughes County 33%; Coal County 19% |
| 74572 | 17% | Coal County 83% |
| 74831 | 7% | McClain County 87%; Garvin County 6% |
Source: U.S. Census Bureau, 2020 ZCTA-county relationship file (shares of land area).
PO Box and single-organization ZIP codes
| ZIP | Postal name |
|---|---|
| 74821 | Ada |
Source: GeoNames postal codes (CC BY 4.0).
Which first three digits do Pontotoc County's ZIP codes use?
The first three digits of a ZIP code name the sectional center, the mail processing plant that sorts it. Pontotoc County's ZIP codes use 2 prefixes: 745 and 748.
Source: U.S. Postal Service, labeling list L005 (3-digit ZIP Code prefix groups, SCF sortation), effective October 1, 2026.