ZIP Code 74865

ZIP code 74865 is classified by USPS as a standard delivery area and covers roughly 417.3 square miles in Roff, Pontotoc County, Oklahoma. The area is home to 1,711 residents, producing a population density of 4 people per square mile, and falls within the Chicago time zone. These USPS and Census boundary values drive every downstream statistic on this page, including the benchmarks that compare 74865 against Oklahoma and the nation.

On the economic side, the median household income for ZIP 74865 sits at $65,000 (4% above the Oklahoma average), while per-capita income is $28,831. The poverty rate stands at 19.3% and the unemployment rate at 2.9%. On housing, the median home value is $132,900 (15% below the state average) with median rent at $708 per month, and 81.5% of occupied units are owner-occupied, a direct signal of whether 74865 behaves more like a homeowner neighborhood or a renter-heavy ZIP.

Education and household profile round out the picture: 22.4% of adults hold a bachelor's degree or higher, the median age is 33.8, and the average commute is 27 minutes. We also surface 1 nearby ZIP codes within roughly 10 miles and 6 additional ZIPs sharing Pontotoc County, so you can benchmark 74865 against its immediate geography rather than a national average alone. Every figure is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates, HUD Fair Market Rents, and FHFA Home Price Index data, no estimates, no proprietary scoring. Verify with HUD →