PlainZIP

Ada, OK · standard

ZIP Code 74820

Pontotoc County, Oklahoma - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

30,802
39/sq mi
$62,357
Median income
$181,400
Median home value
31.2%
Bachelor's or higher

The verdict

Ada pairs a below-median household income with below-median home values, in a rural, homeowner-dominated area.

34th pct
household income, US ZIPs
38th pct
home value, US ZIPs
39
people per sq mi
63%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 74820 against every reporting US ZIP.

ZIP code 74820 is a densely settled ZIP (a standard USPS delivery area) in Ada, Pontotoc County, Oklahoma, with 30,802 residents across 795.9 square miles, a density of 39 people per square mile, in the Chicago time zone.

ZIP 74820 reports a modest median household income of $62,357 (0% below the Oklahoma average), while per-capita income is $32,719. 12.0% of residents live below the poverty line, and the unemployment rate reads 3.4%. On housing, the median home value is $181,400 (16% above the state average) with median rent at $891 per month, and 63.2% of occupied units are owner-occupied.

A solid share of residents have a four-year degree: 31.2% of adults hold a bachelor's degree or higher, the median age is 37, and the average commute is 17 minutes. To put 74820 in local context, 2 ZIP codes within roughly 10 miles appear further down this page alongside 6 additional ZIPs in Pontotoc County, for a geography-aware comparison.

Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →

Top industries in ZIP 74820

Top 5 sectors by establishment count in Ada, OK

Which industries have the most business establishments in ZIP 74820.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 74820, Ada, OK · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.

Quick Facts

30,802

Population

795.9

Area (sq mi)

39

People / sq mi

Chicago

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 74820?

37.0

Median Age

48.6%

Male

51.4%

Female

2.7%

Foreign-Born

White 62.4%
African American 3.0%
Asian 1.2%
American Indian or Alaska Native 18.6%
Native Hawaiian or Pacific Islander 0.1%
Two or More Ethnicities 13.9%
Hispanic or Latino 6.8%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$62,357

Median Household Income

-0% vs state

$32,719

Per Capita Income

12.0%

Poverty Rate

3.4%

Unemployment Rate

16.6 min

Mean Commute Time

How ZIP 74820 ranks nationally

Ada, OK household income vs. every US ZIP code

Median household income, the full national distribution, with this ZIP marked

$62,357 34th percentile higher than 34% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). Below this entry. $60,000–$80,000: 9,980 US ZIPs (33%). This entry sits in this band. $80,000–$100,000: 5,778 US ZIPs (19%). Above this entry. $100,000–$120,000: 2,855 US ZIPs (9%). Above this entry. $120,000–$140,000: 1,362 US ZIPs (4%). Above this entry. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 63.5%
Bachelor's Degree or Higher 31.2%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

14,552

Total Housing Units

12,636

Occupied Units

1,916

Vacant Units

2.44

Avg Household Size

Occupancy Type

Owner 63.2%
Renter 36.8%

$181,400

Median Home Value

+16% vs state

$891

Median Rent

1977

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How have home values changed over time?

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

+4.7%

YoY Change (2024)

233

HPI Index (2000 = 100)

+133%

Total Change Since 2000

Home values in ZIP 74820 have increased 4.7% over the past year (2024). Since 2000, this ZIP has seen +133% cumulative appreciation.

Year Annual Change HPI Index
2020 +4.9% 170
2021 +8.2% 184
2022 +16.3% 214
2023 +3.8% 222
2024 +4.7% 233

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 846 business establishments in ZIP 74820, employing approximately 12,351 people with a combined annual payroll of $616,073,000.

846

Businesses

12,351

Employees

$616.1M

Annual Payroll

18

Industry Sectors

Industry Establishments % of Total
Retail trade 137 16.2%
Health care and social assistance 119 14.1%
Other services (except public administration) 81 9.6%
Professional, scientific, and technical services 79 9.3%
Accommodation and food services 79 9.3%
Finance and insurance 63 7.5%
Construction 59 7.0%
Administrative and support and waste management and remediation services 41 4.8%
Real estate and rental and leasing 39 4.6%
Wholesale trade 33 3.9%
Mining, quarrying, and oil and gas extraction 28 3.3%
Manufacturing 27 3.2%
Transportation and warehousing 25 3.0%
Information 15 1.8%
Arts, entertainment, and recreation 8 0.9%
Management of companies and enterprises 6 0.7%
Educational services 4 0.5%
Utilities 3 0.3%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 74820 vs 74843 →

ZIP 74820 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 74820 ranks the most populous - useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 74820 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 74820 ranks #2 of 3 neighboring ZIPs, local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
74843 Fitzhugh, OK 340 9.2 mi
74844 Francis, OK 371 9.3 mi

More ZIP Codes in Pontotoc County

74871 standard
Stonewall, OK
Pop: 2,415
74825 standard
Allen, OK
Pop: 2,170
74865 standard
Roff, OK
Pop: 1,711
74844 standard
Francis, OK
Pop: 371
74843 standard
Fitzhugh, OK
Pop: 340
74842 standard
Fittstown, OK
Pop: 135

Related Areas

Pontotoc County Ada, OK Oklahoma

Frequently Asked Questions

What county is ZIP code 74820 in? ▼
ZIP code 74820 (Ada) is located in Pontotoc County, Oklahoma. Pontotoc County contains multiple ZIP codes, see the full list at /counties/pontotoc-ok.
What is the population of ZIP code 74820? ▼
ZIP code 74820 in Ada, OK has a population of 30,802 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 74820? ▼
The median household income in ZIP 74820 is $62,357, which is 18% below the national average of $76,288.
What is the average home value in ZIP 74820? ▼
The median home value in ZIP 74820 is $181,400, which is 35% below the national average of $278,155.
What is the demographic makeup of ZIP 74820? ▼
The largest racial group in ZIP 74820 is White at 62.4%. Hispanic or Latino residents make up 6.8% of the population.
How many businesses are in ZIP code 74820? ▼
ZIP code 74820 has 846 business establishments employing approximately 12,351 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 74820? ▼
The top industries by establishment count in ZIP 74820 are: Retail trade (137), Health care and social assistance (119), Other services (except public administration) (81). There are 18 industry sectors represented in total.
How have home values changed in ZIP code 74820? ▼
According to the FHFA House Price Index, home values in ZIP 74820 increased by 4.7% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 133%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 74820? ▼
In ZIP code 74820, 63.5% of residents aged 25+ have a high school diploma or higher, and 31.2% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 74820? ▼
The mean commute time for workers in ZIP code 74820 is 16.6 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend less time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 74820? ▼
In ZIP code 74820, approximately 63.2% of occupied housing units are owner-occupied and 36.8% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 74820? ▼
The poverty rate in ZIP code 74820 is 12.0% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

Read our methodology to see how this data is sourced, computed, and verified.