Residential delivery area · Massachusetts
ZIP Code 02540: Falmouth, MA
ZIP code 02540 uses the postal name Falmouth, Massachusetts and lies entirely in Barnstable County (Census 2020 ZIP-county file). About 8,100 people live there (Census Bureau, ACS 2020-2024). Median household income is $77,295 (Census Bureau, ACS 2020-2024). By Census place, its land lies in West Falmouth (27%) and Falmouth (19%), and 4% in smaller places; 50% is outside any Census place.
- ACS2020-24
- Census2020
- FHFA2025
- ZBP2023
- IRS2022
- Town
- Falmouth · its only residential ZIP
- County
- Barnstable County
- Census places
- West Falmouth (27%) census-designated place; Falmouth (19%) census-designated place
- Metro area
- Barnstable Town, MA
- House district
- MA-9 119th Congress
- State
- Massachusetts
- Time zone
- Eastern
- Land area
- 11.0 sq mi · 736 people per sq mi
- PO Box ZIPs
- 02541 also use the name Falmouth
Where is ZIP code 02540?
02540 centers on 41.569°, -70.627° and covers 11.0 square miles of land plus 1.9 of water. It borders 3 ZIP codes: 02536, 02556, 02543.
The map draws ZIP code areas only. For the streets inside 02540, open its center on OpenStreetMap.
Source: U.S. Census Bureau, 2020 ZCTA cartographic boundaries and the 2023 Gazetteer (2020 ZCTAs); ZIP-to-county shares, Census places and House districts (119th Congress) from the Census 2020 relationship files (shares of land); metro area from the OMB delineation (July 2023); town name and time zone from simplemaps US ZIP Codes (CC BY 4.0).
How does 02540 compare with the rest of Barnstable County?
| Measure | 02540 | In Barnstable County | In MA |
|---|---|---|---|
| People (ACS 2020-2024) | 8,104 | 11th of 48 | 285th of 539 |
| Median household income | $77k | 20th of 24 | 339th of 406 |
| Median home value | $845k | 6th of 33 | 77th of 449 |
Its median household income is higher than in 58% of U.S. residential ZIP codes, and it is denser than 75% of all U.S. residential ZIP codes. ZIP codes at the ACS caps ($250,000 or more for household income, $2,000,000 or more for home value) share the top rank.
Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01003, B19013, B25077); ranks by PlainZIP over residential ZIP codes (ZCTAs).
How many people live in 02540?
The 2020 Census counted 8,450 people in 02540; the ACS, which samples households over 2020-2024, estimates 8,104. Between the 2010 and 2020 censuses its population grew 2.8% (its boundary stayed at least 90% the same).
- People, ACS 2020-2024
- 8,104
- 2020 Census count
- 8,450+2.8% since 2010 (8,221)
- Households
- 4,161
- Median age
- 62.7
Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01003, B01002, B11001); 2020 Census (DHC P1); 2010 Census (SF1 P1).
Who lives in 02540?
Of the 8,104 people the ACS estimates in 02540, 11.5% are under 18 and 43.8% are 65 or older. The largest group by race and Hispanic origin is White (not Hispanic) (83.8%).
- Under 1811.5%
- 18 to 6444.7%
- 65 and older43.8%
- White, not Hispanic83.8%
- Hispanic or Latino6.4%
- Other or two or more6.4%
- Asian, not Hispanic2.2%
- Black, not Hispanic1.1%
Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01001 age by sex, B03002 Hispanic or Latino origin by race); shares of the estimated population, small ZIP codes carry wide margins.
What do households in 02540 earn?
Median household income is $77,295 (ACS 2020-2024), the 20th highest of the 24 ranked ZIP codes in Barnstable County. It is not measurably different from 2015-2019 ($96,445 in 2024 dollars): the change is within the surveys' margins of error.
- Median household income
- $77,295±$14,063
- Income per person
- $67,865
- Below the poverty line
- 18.1%
- Unemployed (of the labor force)
- 5.3%
- Adults 25+ with a bachelor's degree
- 61.2%
- Adjusted gross income per tax return, 2022
- $137,0334,430 returns; wages 45% of AGI (IRS)
Source: U.S. Census Bureau, ACS 2020-2024 and 2015-2019 5-year estimates (B19013, B19301, B17001, B23025, B15003; 2015-2019 dollars converted with the BLS CPI-U, 1.22699); IRS Statistics of Income, ZIP code data, tax year 2022 (adjusted gross income per return, filed under the address on the return).
What are homes worth in 02540?
FHFA's house price index for 02540, built from repeat sales and appraisals of the same homes, rose 87% from 2015 to 2025 and rose 51% from 2020 to 2025, and moved −7.1% in 2025.
- Median home value (owners' estimate)
- $844,500
- Median gross rent
- $1,390
- Homes owned by their occupants
- 65.1%
- Housing units
- 6,300
Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B25077, B25064, B25003, B25001); FHFA House Price Index, annual five-digit ZIP, updated 2026-03-31.
What businesses are in 02540?
455 business establishments had a location in this ZIP code in 2023, 38 fewer than in 2018; the most are in retail trade (ZIP Code Business Patterns).
- Retail trade81
- Accommodation and food services68
- Health care and social assistance62
- Professional, scientific, and technical services45
- Other services (except public administration)41
- Arts, entertainment, and recreation27
Source: U.S. Census Bureau, ZIP Code Business Patterns 2023 and 2018 (establishments with paid employees, by the business's ZIP code).
Which ZIP codes are next to 02540?
| ZIP | Town | People | Household income | Distance |
|---|---|---|---|---|
| 02536 | East Falmouth | 21,328 | $101k | 3.6 mi |
| 02556 | North Falmouth | 2,868 | $122k | 4.8 mi |
| 02543 | Woods Hole | 747 | $72k | 10.6 mi |
| 02534 | Cataumet | 1,369 | $137k | 6.9 mi (near) |
| 02649 | Mashpee | 15,384 | $95k | 7.7 mi (near) |
| 02568 | Vineyard Haven | 9,412 | $115k | 8.3 mi (near) |
| 02559 | Pocasset | 2,802 | $91k | 8.4 mi (near) |
| 02557 | Oak Bluffs | 1,250 | – | 9.2 mi (near) |
| 02644 | Forestdale | 3,700 | $108k | 9.9 mi (near) |
Source: PlainZIP from the Census 2020 ZCTA boundaries (shared edges) and internal points; figures ACS 2020-2024.
Which other ZIP codes use the name Falmouth?
1 more ZIP code carries the postal name Falmouth, MA without a residential delivery area: PO boxes at the post office, or a single organization with its own ZIP code. The Census Bureau publishes no figures for it.
| ZIP | County |
|---|---|
| 02541 | Barnstable County |
Source: GeoNames postal codes (CC BY 4.0), downloaded 2026-10-09; a ZIP code with no Census ZCTA has no residential delivery area.