Falmouth, MA
Source: · HUD FMR FY2024 · FBI UCR (latest county year) · DOL NDCP
Affordability Score: 40/100
Population: 8,221 · 1 ZIP codes
The D grade for Falmouth, MA is built from Census ACS 5-Year Estimates layered with county-level federal data. The headline inputs are median household income of $77,295, median home value of $844,500, median rent of $1,390 per month, and 61.2% of adults holding a bachelor's degree or higher. These four metrics alone explain most of the variance between city dashboards.
Cross-agency feeds widen the picture beyond Census demographics. HUD publishes a Fair Market Rent for a 2-bedroom in this county at $2,422 per month (studio $1,834, 1BR $1,846, 3BR $2,985, 4BR $3,428). Department of Labor data lists infant center-based childcare at $18,304 per year, consuming 24% of the local median household income.
Reading the overall grade requires reading all seven dimensions together. The score weights Income 20%, Safety 20%, Housing 15%, Rent 15%, Education 10%, Commute 10%, and Childcare 10%, with each sub-score benchmarked against national percentiles rather than state averages, so the grade is genuinely comparable across any city in the country. Strengths visible in the raw data for Falmouth, MA include education. Pressure points are housing, rent, childcare. Unemployment currently reads 5.3% and poverty 18.1% - numbers worth keeping alongside the headline grade.
Score Breakdown
Income & Employment
Housing
Fair Market Rents by Bedroom (county)
Safety
Education & Family
Childcare Costs (county)
What This Means
Falmouth, MA receives an overall affordability grade of D (40/100), aggregated from 1 ZIP codes with a total population of 8,221. This area performs well in education. Challenges include housing and rent and childcare. Data was unavailable for commute, safety – these dimensions were excluded from the overall score.
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Official Data Resources
Vintages stay separate: ACS demographics/housing 2019–2023; HUD FMR FY2024; FBI UCR and DOL NDCP use each feed's latest county year. Rent and childcare grades are exploratory joins against ACS median income, not one shared fiscal year across agencies. Source: U.S. Census Bureau ACS 5-Year Estimates. Source: HUD Fair Market Rents. Source: FBI Uniform Crime Report. Source: DOL National Database of Childcare Prices. Verify with HUD →
Read our methodology to see how this data is sourced, computed, and verified.