Oak Bluffs, MA · standard
ZIP Code 02557
Dukes County, Massachusetts - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.
- 4,491
- 241/sq mi
- $1,287,200
- Median home value
- 41.6%
- Bachelor's or higher
The verdict
Oak Bluffs pairs top-decile home values, in a low-density, homeowner-dominated area.
- Top 1%
- home value, US ZIPs
- 241
- people per sq mi
- 69%
- owner-occupied homes
Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 02557 against every reporting US ZIP.
ZIP code 02557 covers 18.6 square miles in Oak Bluffs, Dukes County, Massachusetts (a standard USPS delivery area), with a modest 4,491 residents on file, a density of 241 people per square mile, in the New York time zone.
Median household income is not on file for ZIP 02557, but per-capita income is $82,259. Poverty here runs at 4.8%, with unemployment measured at 22.9%. Housing costs here run $1,287,200 for a typical home value (115% above the state average), with rent averaging - a month; 68.9% of homes are owner-occupied.
A solid share of residents have a four-year degree: 41.6% of adults hold a bachelor's degree or higher, the median age is 62.9, and the average commute is -. We also surface 4 nearby ZIP codes within roughly 10 miles and 5 additional ZIPs sharing Dukes County, so you can benchmark 02557 against its immediate geography rather than a national average alone.
Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →
Top industries in ZIP 02557
Top 5 sectors by establishment count in Oak Bluffs, MA
Which industries have the most business establishments in ZIP 02557.
- Construction
Construction
61 establishments
- Accommodation and food services
Accommodation and food services
46 establishments
- Retail trade
Retail trade
36 establishments
- Administrative and support and waste management and remediation services 24
Administrative and support and waste management and remediation services
24 establishments
- Real estate and rental and leasing 23
Real estate and rental and leasing
23 establishments
What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.
Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 02557, Oak Bluffs, MA · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.
Quick Facts
4,491
Population
18.6
Area (sq mi)
241
People / sq mi
New York
Time Zone
standard
ZIP Type
Who lives in ZIP 02557?
62.9
Median Age
37.1%
Male
62.9%
Female
0.0%
Foreign-Born
Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How much do residents earn?
$82,259
Per Capita Income
4.8%
Poverty Rate
22.9%
Unemployment Rate
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What is the education profile here?
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What does housing look like?
2,834
Total Housing Units
769
Occupied Units
2,065
Vacant Units
1.50
Avg Household Size
Occupancy Type
$1,287,200
Median Home Value
+115% vs state
1952
Median Year Built
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How have home values changed over time?
FHFA House Price Index, annual appreciation data based on repeat sales and appraisals
+10.7%
YoY Change (2024)
409
HPI Index (2000 = 100)
+309%
Total Change Since 2000
Home values in ZIP 02557 have increased 10.7% over the past year (2024). Since 2000, this ZIP has seen +309% cumulative appreciation.
| Year | Annual Change | HPI Index |
|---|---|---|
| 2020 | +6.1% | 244 |
| 2021 | +10.8% | 271 |
| 2022 | +24.8% | 338 |
| 2023 | +9.3% | 369 |
| 2024 | +10.7% | 409 |
Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.
What businesses operate in this ZIP?
Census Bureau data shows 264 business establishments in ZIP 02557, employing approximately 1,444 people with a combined annual payroll of $139,907,000.
264
Businesses
1,444
Employees
$139.9M
Annual Payroll
13
Industry Sectors
| Industry | Establishments | % of Total |
|---|---|---|
| Construction | 61 | 23.1% |
| Accommodation and food services | 46 | 17.4% |
| Retail trade | 36 | 13.6% |
| Administrative and support and waste management and remediation services | 24 | 9.1% |
| Real estate and rental and leasing | 23 | 8.7% |
| Other services (except public administration) | 19 | 7.2% |
| Professional, scientific, and technical services | 15 | 5.7% |
| Transportation and warehousing | 8 | 3.0% |
| Health care and social assistance | 7 | 2.6% |
| Finance and insurance | 6 | 2.3% |
| Arts, entertainment, and recreation | 6 | 2.3% |
| Manufacturing | 3 | 1.1% |
| Wholesale trade | 3 | 1.1% |
Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.
Nearby ZIP Codes
Want a side-by-side? Compare 02557 vs 02568 →
ZIP 02557 vs its nearest neighbors, by population
Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 02540
Falmouth (02540)
8,221 residents
- 02557
Oak Bluffs (02557)
4,491 residents
- 02539
Edgartown (02539)
4,067 residents
- 02568
Vineyard Haven (02568)
4,000 residents
- 02575 2,725
West Tisbury (02575)
2,725 residents
What this shows Among its immediate neighbors, ZIP 02557 ranks #2 by population - useful context the national average alone can't give.
More ZIP Codes in Dukes County
Related Areas
Frequently Asked Questions
What county is ZIP code 02557 in? ▼
What is the population of ZIP code 02557? ▼
What is the average home value in ZIP 02557? ▼
What is the demographic makeup of ZIP 02557? ▼
How many businesses are in ZIP code 02557? ▼
What are the main industries in ZIP code 02557? ▼
How have home values changed in ZIP code 02557? ▼
What is the education level in ZIP code 02557? ▼
What percentage of residents own vs. rent in ZIP 02557? ▼
What is the poverty rate in ZIP code 02557? ▼
Read our methodology to see how this data is sourced, computed, and verified.