Oak Bluffs, MA · standard
ZIP Code 02557
Dukes County, Massachusetts - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.
- 4,491
- 241/sq mi High-density area
- $1,287,200
- Median home value Above-median home value
- 41.6%
- Bachelor's or higher Above-average bachelor's attainment
National ZIP placement
Oak Bluffs pairs top-decile home values, in a low-density, homeowner-dominated area.
- Top 1%
- home value, US ZIPs
- 241
- people per sq mi
- 69%
- owner-occupied homes
Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 02557 against every reporting US ZIP.
FHFA HPI release change
What changed in the latest House Price Index year
- FHFA House Price Index values in ZIP 02557 (Oak Bluffs, MA) rose +10.7% from 2023 to 2024. The all-transactions index moved from 369.4 in 2023 to 408.8 in 2024 (2000 = 100).
ZIP code 02557 covers 18.6 square miles in Oak Bluffs, Dukes County, Massachusetts (a standard USPS delivery area), with a modest 4,491 residents on file, a density of 241 people per square mile, in the New York time zone.
Median household income is not on file for ZIP 02557, but per-capita income is $82,259. Unemployment is 22.9%, an important qualifier alongside the household-income figure. Housing is both higher-cost and owner-heavy: median home value is $1,287,200 (115% above the average Massachusetts ZIP), while 68.9% of occupied homes are owner-occupied.
A solid share of residents have a four-year degree: 41.6% of adults hold a bachelor's degree or higher, the median age is 62.9, and the average commute is -. The page also surfaces 4 ZIP codes within roughly 10 miles and 5 more in Dukes County, so 02557 can be compared with both its immediate and county-level context.
Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →
Top industries in ZIP 02557
Top 5 sectors by establishment count in Oak Bluffs, MA
Which industries have the most business establishments in ZIP 02557.
- Construction
Construction
61 establishments
- Accommodation and food services
Accommodation and food services
46 establishments
- Retail trade
Retail trade
36 establishments
- Administrative and support and waste management and remediation services 24
Administrative and support and waste management and remediation services
24 establishments
- Real estate and rental and leasing 23
Real estate and rental and leasing
23 establishments
What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.
Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 02557, Oak Bluffs, MA · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.
Quick Facts
4,491
Population
18.6
Area (sq mi)
241
People / sq mi
New York
Time Zone
standard
ZIP Type
Who lives in ZIP 02557?
62.9
Median Age
37.1%
Male
62.9%
Female
0.0%
Foreign-Born
Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How much do residents earn?
$82,259
Per Capita Income
4.8%
Poverty Rate
22.9%
Unemployment Rate
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What is the education profile here?
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What does housing look like?
Housing stock: occupied vs vacant
2,834housing units
2,834
Total Housing Units
769
Occupied Units
2,065
Vacant Units
1.50
Avg Household Size
Occupancy Type
$1,287,200
Median Home Value
+115% vs state ZIP avg
1952
Median Year Built
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How have home values changed over time?
FHFA House Price Index, annual appreciation data based on repeat sales and appraisals
+10.7%
YoY Change (2024)
409
HPI Index (2000 = 100)
+309%
Total Change Since 2000
Home values in ZIP 02557 have increased 10.7% over the past year (2024). Since 2000, this ZIP has seen +309% cumulative appreciation.
| Year | Annual Change | HPI Index |
|---|---|---|
| 2020 | +6.1% | 244 |
| 2021 | +10.8% | 271 |
| 2022 | +24.8% | 338 |
| 2023 | +9.3% | 369 |
| 2024 | +10.7% | 409 |
Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.
What businesses operate in this ZIP?
Census Bureau data shows 264 business establishments in ZIP 02557, employing approximately 1,444 people with a combined annual payroll of $139,907,000.
264
Businesses
1,444
Employees
$139.9M
Annual Payroll
13
Industry Sectors
| Industry | Establishments | % of Total |
|---|---|---|
| Construction | 61 | 23.1% |
| Accommodation and food services | 46 | 17.4% |
| Retail trade | 36 | 13.6% |
| Administrative and support and waste management and remediation services | 24 | 9.1% |
| Real estate and rental and leasing | 23 | 8.7% |
| Other services (except public administration) | 19 | 7.2% |
| Professional, scientific, and technical services | 15 | 5.7% |
| Transportation and warehousing | 8 | 3.0% |
| Health care and social assistance | 7 | 2.6% |
| Finance and insurance | 6 | 2.3% |
| Arts, entertainment, and recreation | 6 | 2.3% |
| Manufacturing | 3 | 1.1% |
| Wholesale trade | 3 | 1.1% |
Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.
Nearby ZIP Codes
Want a side-by-side? Compare 02557 vs 02568 →
ZIP 02557 vs its nearest neighbors, by population
Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 02540
Falmouth (02540)
8,221 residents
- 02557
Oak Bluffs (02557)
4,491 residents
- 02539
Edgartown (02539)
4,067 residents
- 02568
Vineyard Haven (02568)
4,000 residents
- 02575 2,725
West Tisbury (02575)
2,725 residents
What this shows Among its immediate neighbors, ZIP 02557 ranks #2 by population - useful context the national average alone can't give.
Nationwide ZIPs with similar ACS profiles
Two Census-derived peer sets for ZIP 02557, both outside MA so the neighborhoods are not geographic containment (Nearby and same-county blocks stay local).
Similar population
Nearest cross-state ZIPs by resident population (4,491 here; floor ≥1,000).
More ZIP Codes in Dukes County
Related Areas
Frequently Asked Questions
What county is ZIP code 02557 in?
ZIP code 02557 (Oak Bluffs) is located in Dukes County, Massachusetts. Dukes County contains multiple ZIP codes, see the full list at /counties/dukes-ma.
What is the population of ZIP code 02557?
ZIP code 02557 in Oak Bluffs, MA has a population of 4,491 according to the Census Bureau ACS 2023 estimates.
What is the average home value in ZIP 02557?
The median home value in ZIP 02557 is $1,287,200, which is 363% above the national average of $278,155.
What is the demographic makeup of ZIP 02557?
The largest racial group in ZIP 02557 is White at 84.4%. Hispanic or Latino residents make up 1.4% of the population.
How many businesses are in ZIP code 02557?
ZIP code 02557 has 264 business establishments employing approximately 1,444 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 02557?
The top industries by establishment count in ZIP 02557 are: Construction (61), Accommodation and food services (46), Retail trade (36). There are 13 industry sectors represented in total.
How have home values changed in ZIP code 02557?
According to the FHFA House Price Index, home values in ZIP 02557 increased by 10.7% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 309%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 02557?
In ZIP code 02557, 53.0% of residents aged 25+ have a high school diploma or higher, and 41.6% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What percentage of residents own vs. rent in ZIP 02557?
In ZIP code 02557, approximately 68.9% of occupied housing units are owner-occupied and 31.1% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 02557?
The poverty rate in ZIP code 02557 is 4.8% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.
Related
Take this with you
What to do with ZIP 02557's numbers, next.
- See how ZIP 02557 compares to a neighboring ZIP code on the same Census fields Compare this ZIP
- Check where Oak Bluffs, MA ranks among every U.S. ZIP code on income, education, or homeownership View national rankings
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ZIP Code Tabulation Areas (ZCTAs) are Census Bureau approximations of USPS ZIP codes; figures describe the ZCTA area, not any single address within it.