ZIP Code 02557
standardSource:
Oak Bluffs · Dukes County · Massachusetts
- Population
- 4,491
- Median home value
- $1,287,200
- Bachelor's or higher
- 41.6%
- Land area
- 18.6 sq mi
241/sq mi
▲ 363% vs US
higher than 99% of US ZIPs
Median age 62.9
New York
ZIP code 02557 in Oak Bluffs, Massachusetts has a population of 4,491. Median home value is $1,287,200, 363% above the US average. 41.6% of residents hold a bachelor's degree or higher.
ZIP code 02557 is classified by USPS as a standard delivery area and covers roughly 18.6 square miles in Oak Bluffs, Dukes County, Massachusetts. The area is home to 4,491 residents, producing a population density of 241 people per square mile, and falls within the New York time zone. These USPS and Census boundary values drive every downstream statistic on this page, including the benchmarks that compare 02557 against Massachusetts and the nation.
On the economic side, the median household income for ZIP 02557 sits at —, while per-capita income is $82,259. The poverty rate stands at 4.8% and the unemployment rate at 22.9%. On housing, the median home value is $1,287,200 (115% above the state average) with median rent at — per month, and 68.9% of occupied units are owner-occupied, a direct signal of whether 02557 behaves more like a homeowner neighborhood or a renter-heavy ZIP.
Education and household profile round out the picture: 41.6% of adults hold a bachelor's degree or higher, the median age is 62.9, and the average commute is —. We also surface 4 nearby ZIP codes within roughly 10 miles and 5 additional ZIPs sharing Dukes County, so you can benchmark 02557 against its immediate geography rather than a national average alone. Every figure is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates, HUD Fair Market Rents, and FHFA Home Price Index data, no estimates, no proprietary scoring. Verify with HUD →
Top industries in ZIP 02557
Top 5 sectors by establishment count
Which industries have the most business establishments in ZIP 02557.
- Construction
Construction
61 establishments
- Accommodation and food services
Accommodation and food services
46 establishments
- Retail trade
Retail trade
36 establishments
- Administrative and support and waste management and remediation services 24
Administrative and support and waste management and remediation services
24 establishments
- Real estate and rental and leasing 23
Real estate and rental and leasing
23 establishments
What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.
Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + HUD FMR + FHFA HPI ACS demographics, ZBP business establishments, HUD Fair Market Rents, FHFA HPI for ZIP 02557, Oak Bluffs, MA · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; HUD FMR + FHFA HPI updated quarterly/annually.
Quick Facts
4,491
Population
18.6
Area (sq mi)
241
People / sq mi
New York
Time Zone
standard
ZIP Type
Who lives in ZIP 02557?
62.9
Median Age
37.1%
Male
62.9%
Female
0.0%
Foreign-Born
Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How much do residents earn?
$82,259
Per Capita Income
4.8%
Poverty Rate
22.9%
Unemployment Rate
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What is the education profile here?
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What does housing look like?
2,834
Total Housing Units
769
Occupied Units
2,065
Vacant Units
1.50
Avg Household Size
Occupancy Type
$1,287,200
Median Home Value
+115% vs state
1952
Median Year Built
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How have home values changed over time?
FHFA House Price Index, annual appreciation data based on repeat sales and appraisals
+10.7%
YoY Change (2024)
409
HPI Index (2000 = 100)
+309%
Total Change Since 2000
Home values in ZIP 02557 have increased 10.7% over the past year (2024). Since 2000, this ZIP has seen +309% cumulative appreciation.
| Year | Annual Change | HPI Index |
|---|---|---|
| 2020 | +6.1% | 244 |
| 2021 | +10.8% | 271 |
| 2022 | +24.8% | 338 |
| 2023 | +9.3% | 369 |
| 2024 | +10.7% | 409 |
Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.
What businesses operate in this ZIP?
Census Bureau data shows 264 business establishments in ZIP 02557, employing approximately 1,444 people with a combined annual payroll of $139,907,000.
264
Businesses
1,444
Employees
$139.9M
Annual Payroll
13
Industry Sectors
| Industry | Establishments | % of Total |
|---|---|---|
| Construction | 61 | 23.1% |
| Accommodation and food services | 46 | 17.4% |
| Retail trade | 36 | 13.6% |
| Administrative and support and waste management and remediation services | 24 | 9.1% |
| Real estate and rental and leasing | 23 | 8.7% |
| Other services (except public administration) | 19 | 7.2% |
| Professional, scientific, and technical services | 15 | 5.7% |
| Transportation and warehousing | 8 | 3.0% |
| Health care and social assistance | 7 | 2.6% |
| Finance and insurance | 6 | 2.3% |
| Arts, entertainment, and recreation | 6 | 2.3% |
| Manufacturing | 3 | 1.1% |
| Wholesale trade | 3 | 1.1% |
Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.
Nearby ZIP Codes
Want a side-by-side? Compare 02557 vs 02568 →
More ZIP Codes in Dukes County
Related Areas
Frequently Asked Questions
What county is ZIP code 02557 in? ▼
What is the population of ZIP code 02557? ▼
What is the average home value in ZIP 02557? ▼
What is the demographic makeup of ZIP 02557? ▼
How many businesses are in ZIP code 02557? ▼
What are the main industries in ZIP code 02557? ▼
How have home values changed in ZIP code 02557? ▼
What is the education level in ZIP code 02557? ▼
What percentage of residents own vs. rent in ZIP 02557? ▼
What is the poverty rate in ZIP code 02557? ▼
ZIP Code Research Guides
Official Data Resources for Oak Bluffs, MA
Verify and explore additional data for this area using these official government sources.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023). Business data: Source: Census ZIP Code Business Patterns (ZBP) 2023. Home value trends: Source: FHFA House Price Index (HPI), Five-Digit ZIP Codes.
PlainZIP is not affiliated with the U.S. Census Bureau or any government agency.
Read our methodology , how this data is sourced, computed, and verified.