PlainZIP

Falmouth, MA · standard

ZIP Code 02540

Barnstable County, Massachusetts - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

8,221
296/sq mi
$77,295
Median income
$844,500
Median home value
61.2%
Bachelor's or higher

The verdict

Falmouth pairs an above-median household income with top-decile home values, in a low-density, homeowner-dominated area.

Top 42%
household income, US ZIPs
Top 4%
home value, US ZIPs
296
people per sq mi
65%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 02540 against every reporting US ZIP.

ZIP code 02540 is a mid-sized community (a standard USPS delivery area) in Falmouth, Barnstable County, Massachusetts, home to 8,221 residents across 27.8 square miles, a density of 296 people per square mile, in the New York time zone.

ZIP 02540 lands in the middle-income range, with a median household income of $77,295 (33% below the Massachusetts average), while per-capita income is $67,865. Poverty here runs at 18.1%, with unemployment measured at 5.3%. On housing, the median home value is $844,500 (41% above the state average) with median rent at $1,390 per month, and 65.1% of occupied units are owner-occupied.

This is a highly-educated ZIP: 61.2% of adults hold a bachelor's degree or higher, the median age is 62.7, and the average commute is -. We also surface 10 nearby ZIP codes within roughly 10 miles and 6 additional ZIPs sharing Barnstable County, so you can benchmark 02540 against its immediate geography rather than a national average alone.

Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →

Top industries in ZIP 02540

Top 5 sectors by establishment count in Falmouth, MA

Which industries have the most business establishments in ZIP 02540.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 02540, Falmouth, MA · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.

Quick Facts

8,221

Population

27.8

Area (sq mi)

296

People / sq mi

New York

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 02540?

62.7

Median Age

48.2%

Male

51.8%

Female

13.5%

Foreign-Born

White 85.6%
African American 1.1%
Asian 2.2%
American Indian or Alaska Native 0.5%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 9.0%
Hispanic or Latino 6.4%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$77,295

Median Household Income

-33% vs state

$67,865

Per Capita Income

18.1%

Poverty Rate

5.3%

Unemployment Rate

How ZIP 02540 ranks nationally

Falmouth, MA household income vs. every US ZIP code

Median household income, the full national distribution, with this ZIP marked

$77,295 Top 42% higher than 58% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). Below this entry. $60,000–$80,000: 9,980 US ZIPs (33%). This entry sits in this band. $80,000–$100,000: 5,778 US ZIPs (19%). Above this entry. $100,000–$120,000: 2,855 US ZIPs (9%). Above this entry. $120,000–$140,000: 1,362 US ZIPs (4%). Above this entry. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 73.0%
Bachelor's Degree or Higher 61.2%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

6,300

Total Housing Units

4,161

Occupied Units

2,139

Vacant Units

1.88

Avg Household Size

Occupancy Type

Owner 65.1%
Renter 34.9%

$844,500

Median Home Value

+41% vs state

$1,390

Median Rent

1967

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How have home values changed over time?

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

+4.1%

YoY Change (2024)

348

HPI Index (2000 = 100)

+248%

Total Change Since 2000

Home values in ZIP 02540 have increased 4.1% over the past year (2024). Since 2000, this ZIP has seen +248% cumulative appreciation.

Year Annual Change HPI Index
2020 +3.4% 212
2021 +12.0% 237
2022 +30.6% 310
2023 +8.0% 334
2024 +4.1% 348

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 455 business establishments in ZIP 02540, employing approximately 5,346 people with a combined annual payroll of $326,531,000.

455

Businesses

5,346

Employees

$326.5M

Annual Payroll

16

Industry Sectors

Industry Establishments % of Total
Retail trade 81 17.8%
Accommodation and food services 68 14.9%
Health care and social assistance 62 13.6%
Professional, scientific, and technical services 45 9.9%
Other services (except public administration) 41 9.0%
Arts, entertainment, and recreation 27 5.9%
Finance and insurance 24 5.3%
Administrative and support and waste management and remediation services 24 5.3%
Construction 23 5.0%
Real estate and rental and leasing 21 4.6%
Manufacturing 11 2.4%
Educational services 9 2.0%
Information 7 1.5%
Transportation and warehousing 6 1.3%
Wholesale trade 3 0.7%
Management of companies and enterprises 3 0.7%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 02540 vs 02556 →

ZIP 02540 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 02540 ranks #3 by population - useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 02540 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 02540 ranks #7 of 9 neighboring ZIPs, local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
02556 North Falmouth, MA 3,115 4.7 mi
02536 East Falmouth, MA 19,583 3.6 mi
02534 Cataumet, MA 842 6.6 mi
02568 Vineyard Haven, MA 4,000 8.3 mi
02559 Pocasset, MA 3,376 8.3 mi
02553 Monument Beach, MA 226 9.8 mi
02543 Woods Hole, MA 635 7.6 mi
02649 Mashpee, MA 14,006 7.8 mi
02557 Oak Bluffs, MA 4,491 9.7 mi
02542 Buzzards Bay, MA 1,139 9.9 mi

More ZIP Codes in Barnstable County

02536 standard
East Falmouth, MA
Pop: 19,583
02601 standard
Hyannis, MA
Pop: 14,089
02649 standard
Mashpee, MA
Pop: 14,006
02532 standard
Buzzards Bay, MA
Pop: 12,690
02632 standard
Centerville, MA
Pop: 10,742
02563 standard
Sandwich, MA
Pop: 10,359

Related Areas

Barnstable County Falmouth, MA Massachusetts

Frequently Asked Questions

What county is ZIP code 02540 in? ▼
ZIP code 02540 (Falmouth) is located in Barnstable County, Massachusetts. Barnstable County contains multiple ZIP codes, see the full list at /counties/barnstable-ma.
What is the population of ZIP code 02540? ▼
ZIP code 02540 in Falmouth, MA has a population of 8,221 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 02540? ▼
The median household income in ZIP 02540 is $77,295, which is 1% above the national average of $76,288.
What is the average home value in ZIP 02540? ▼
The median home value in ZIP 02540 is $844,500, which is 204% above the national average of $278,155.
What is the demographic makeup of ZIP 02540? ▼
The largest racial group in ZIP 02540 is White at 85.6%. Hispanic or Latino residents make up 6.4% of the population.
How many businesses are in ZIP code 02540? ▼
ZIP code 02540 has 455 business establishments employing approximately 5,346 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 02540? ▼
The top industries by establishment count in ZIP 02540 are: Retail trade (81), Accommodation and food services (68), Health care and social assistance (62). There are 16 industry sectors represented in total.
How have home values changed in ZIP code 02540? ▼
According to the FHFA House Price Index, home values in ZIP 02540 increased by 4.1% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 248%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 02540? ▼
In ZIP code 02540, 73.0% of residents aged 25+ have a high school diploma or higher, and 61.2% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What percentage of residents own vs. rent in ZIP 02540? ▼
In ZIP code 02540, approximately 65.1% of occupied housing units are owner-occupied and 34.9% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 02540? ▼
The poverty rate in ZIP code 02540 is 18.1% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

Read our methodology to see how this data is sourced, computed, and verified.