Falmouth, MA · standard
ZIP Code 02540
Barnstable County, Massachusetts - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.
- 8,221
- 296/sq mi High-density area
- $77,295
- Median income Near-median income area
- $844,500
- Median home value Above-median home value
- 61.2%
- Bachelor's or higher Above-average bachelor's attainment
National ZIP placement
Falmouth pairs an above-median household income with top-decile home values, in a low-density, homeowner-dominated area.
- Top 42%
- household income, US ZIPs
- Top 4%
- home value, US ZIPs
- 296
- people per sq mi
- 65%
- owner-occupied homes
Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 02540 against every reporting US ZIP.
FHFA HPI release change
What changed in the latest House Price Index year
- FHFA House Price Index values in ZIP 02540 (Falmouth, MA) rose +4.1% from 2023 to 2024. The all-transactions index moved from 334.5 in 2023 to 348.3 in 2024 (2000 = 100).
ZIP code 02540 is a mid-sized community (a standard USPS delivery area) in Falmouth, Barnstable County, Massachusetts, home to 8,221 residents across 27.8 square miles, a density of 296 people per square mile, in the New York time zone.
ZIP 02540 lands in the middle-income range, with a median household income of $77,295 (33% below the average Massachusetts ZIP), while per-capita income is $67,865. The poverty rate is 18.1%, with unemployment at 5.3%; those measures add context to the income figure. Housing is both higher-cost and owner-heavy: median home value is $844,500 (41% above the average Massachusetts ZIP), while 65.1% of occupied homes are owner-occupied and median rent is $1,390.
This is a highly-educated ZIP: 61.2% of adults hold a bachelor's degree or higher, the median age is 62.7, and the average commute is -. The page also surfaces 10 ZIP codes within roughly 10 miles and 6 more in Barnstable County, so 02540 can be compared with both its immediate and county-level context.
Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →
Top industries in ZIP 02540
Top 5 sectors by establishment count in Falmouth, MA
Which industries have the most business establishments in ZIP 02540.
- Retail trade
Retail trade
81 establishments
- Accommodation and food services
Accommodation and food services
68 establishments
- Health care and social assistance
Health care and social assistance
62 establishments
- Professional, scientific, and technical services
Professional, scientific, and technical services
45 establishments
- Other services (except public administration)
Other services (except public administration)
41 establishments
What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.
Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 02540, Falmouth, MA · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.
Quick Facts
8,221
Population
27.8
Area (sq mi)
296
People / sq mi
New York
Time Zone
standard
ZIP Type
Who lives in ZIP 02540?
62.7
Median Age
48.2%
Male
51.8%
Female
13.5%
Foreign-Born
Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How much do residents earn?
$77,295
Median Household Income
-33% vs state ZIP avg
$67,865
Per Capita Income
18.1%
Poverty Rate
5.3%
Unemployment Rate
How ZIP 02540 ranks among Massachusetts ZIPs
Falmouth, MA household income vs. every Massachusetts ZIP code
Median household income among 505 reporting Massachusetts ZIPs (this ZIP's population is too small for a reliable national-corpus placement)
$77,295 17th percentile higher than 17% of 505 Massachusetts ZIPs
Each bar is a $20K-wide band; taller bars hold more Massachusetts ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What is the education profile here?
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What does housing look like?
Housing stock: occupied vs vacant
6,300housing units
6,300
Total Housing Units
4,161
Occupied Units
2,139
Vacant Units
1.88
Avg Household Size
Occupancy Type
$844,500
Median Home Value
+41% vs state ZIP avg
$1,390
Median Rent
1967
Median Year Built
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How have home values changed over time?
FHFA House Price Index, annual appreciation data based on repeat sales and appraisals
+4.1%
YoY Change (2024)
348
HPI Index (2000 = 100)
+248%
Total Change Since 2000
Home values in ZIP 02540 have increased 4.1% over the past year (2024). Since 2000, this ZIP has seen +248% cumulative appreciation.
| Year | Annual Change | HPI Index |
|---|---|---|
| 2020 | +3.4% | 212 |
| 2021 | +12.0% | 237 |
| 2022 | +30.6% | 310 |
| 2023 | +8.0% | 334 |
| 2024 | +4.1% | 348 |
Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.
What businesses operate in this ZIP?
Census Bureau data shows 455 business establishments in ZIP 02540, employing approximately 5,346 people with a combined annual payroll of $326,531,000.
455
Businesses
5,346
Employees
$326.5M
Annual Payroll
16
Industry Sectors
| Industry | Establishments | % of Total |
|---|---|---|
| Retail trade | 81 | 17.8% |
| Accommodation and food services | 68 | 14.9% |
| Health care and social assistance | 62 | 13.6% |
| Professional, scientific, and technical services | 45 | 9.9% |
| Other services (except public administration) | 41 | 9.0% |
| Arts, entertainment, and recreation | 27 | 5.9% |
| Finance and insurance | 24 | 5.3% |
| Administrative and support and waste management and remediation services | 24 | 5.3% |
| Construction | 23 | 5.0% |
| Real estate and rental and leasing | 21 | 4.6% |
| Manufacturing | 11 | 2.4% |
| Educational services | 9 | 2.0% |
| Information | 7 | 1.5% |
| Transportation and warehousing | 6 | 1.3% |
| Wholesale trade | 3 | 0.7% |
| Management of companies and enterprises | 3 | 0.7% |
Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.
Nearby ZIP Codes
Want a side-by-side? Compare 02540 vs 02556 →
ZIP 02540 vs its nearest neighbors, by population
Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 02536
East Falmouth (02536)
19,583 residents
- 02649
Mashpee (02649)
14,006 residents
- 02540
Falmouth (02540)
8,221 residents
- 02557 4,491
Oak Bluffs (02557)
4,491 residents
- 02568 4,000
Vineyard Haven (02568)
4,000 residents
- 02559 3,376
Pocasset (02559)
3,376 residents
- 02556 3,115
North Falmouth (02556)
3,115 residents
- 02542 1,139
Buzzards Bay (02542)
1,139 residents
- 02534 842
Cataumet (02534)
842 residents
What this shows Among its immediate neighbors, ZIP 02540 ranks #3 by population - useful context the national average alone can't give.
ZIP 02540 vs its nearest neighbors, by median income
Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 02534
Cataumet (02534)
$137,066 median income
- 02556
North Falmouth (02556)
$121,810 median income
- 02568
Vineyard Haven (02568)
$115,417 median income
- 02536
East Falmouth (02536)
$100,497 median income
- 02649
Mashpee (02649)
$95,299 median income
- 02559
Pocasset (02559)
$90,855 median income
- 02540
Falmouth (02540)
$77,295 median income
- 02543
Woods Hole (02543)
$72,349 median income
- 02542
Buzzards Bay (02542)
$62,083 median income
What this shows By household income, ZIP 02540 ranks #7 of 9 neighboring ZIPs, local affluence varies block to block, not just metro to metro.
| ZIP Code | City | Population | Distance |
|---|---|---|---|
| 02556 | North Falmouth, MA | 3,115 | 4.7 mi |
| 02536 | East Falmouth, MA | 19,583 | 3.6 mi |
| 02534 | Cataumet, MA | 842 | 6.6 mi |
| 02568 | Vineyard Haven, MA | 4,000 | 8.3 mi |
| 02559 | Pocasset, MA | 3,376 | 8.3 mi |
| 02553 | Monument Beach, MA | 226 | 9.8 mi |
| 02543 | Woods Hole, MA | 635 | 7.6 mi |
| 02649 | Mashpee, MA | 14,006 | 7.8 mi |
| 02557 | Oak Bluffs, MA | 4,491 | 9.7 mi |
| 02542 | Buzzards Bay, MA | 1,139 | 9.9 mi |
Nationwide ZIPs with similar ACS profiles
Two Census-derived peer sets for ZIP 02540, both outside MA so the neighborhoods are not geographic containment (Nearby and same-county blocks stay local).
Similar population
Nearest cross-state ZIPs by resident population (8,221 here; floor ≥1,000).
Similar median household income
Nearest cross-state ZIPs by ACS median household income.
More ZIP Codes in Barnstable County
Related Areas
Frequently Asked Questions
What county is ZIP code 02540 in?
ZIP code 02540 (Falmouth) is located in Barnstable County, Massachusetts. Barnstable County contains multiple ZIP codes, see the full list at /counties/barnstable-ma.
What is the population of ZIP code 02540?
ZIP code 02540 in Falmouth, MA has a population of 8,221 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 02540?
The median household income in ZIP 02540 is $77,295, which is 1% above the national average of $76,288.
What is the average home value in ZIP 02540?
The median home value in ZIP 02540 is $844,500, which is 204% above the national average of $278,155.
What is the demographic makeup of ZIP 02540?
The largest racial group in ZIP 02540 is White at 85.6%. Hispanic or Latino residents make up 6.4% of the population.
How many businesses are in ZIP code 02540?
ZIP code 02540 has 455 business establishments employing approximately 5,346 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 02540?
The top industries by establishment count in ZIP 02540 are: Retail trade (81), Accommodation and food services (68), Health care and social assistance (62). There are 16 industry sectors represented in total.
How have home values changed in ZIP code 02540?
According to the FHFA House Price Index, home values in ZIP 02540 increased by 4.1% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 248%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 02540?
In ZIP code 02540, 73.0% of residents aged 25+ have a high school diploma or higher, and 61.2% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What percentage of residents own vs. rent in ZIP 02540?
In ZIP code 02540, approximately 65.1% of occupied housing units are owner-occupied and 34.9% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 02540?
The poverty rate in ZIP code 02540 is 18.1% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.
Related
Take this with you
What to do with ZIP 02540's numbers, next.
- See how ZIP 02540 compares to a neighboring ZIP code on the same Census fields Compare this ZIP
- Check where Falmouth, MA ranks among every U.S. ZIP code on income, education, or homeownership View national rankings
- Save this ZIP to your shortlist to track alongside others you're considering View your shortlist
ZIP Code Tabulation Areas (ZCTAs) are Census Bureau approximations of USPS ZIP codes; figures describe the ZCTA area, not any single address within it.