ZIP Code 02540
standardSource:
Falmouth · Barnstable County · Massachusetts
- Population
- 8,221
- Median income
- $77,295
- Median home value
- $844,500
- Bachelor's or higher
- 61.2%
- Land area
- 27.8 sq mi
296/sq mi
▲ 1% vs US
higher than 58% of US ZIPs
▲ 204% vs US
higher than 96% of US ZIPs
Median age 62.7
New York
ZIP code 02540 in Falmouth, Massachusetts has a population of 8,221. The median household income is $77,295, which is 1% above the national average. Median home value is $844,500, 204% above the US average. 61.2% of residents hold a bachelor's degree or higher.
ZIP code 02540 is classified by USPS as a standard delivery area and covers roughly 27.8 square miles in Falmouth, Barnstable County, Massachusetts. The area is home to 8,221 residents, producing a population density of 296 people per square mile, and falls within the New York time zone. These USPS and Census boundary values drive every downstream statistic on this page, including the benchmarks that compare 02540 against Massachusetts and the nation.
On the economic side, the median household income for ZIP 02540 sits at $77,295 (33% below the Massachusetts average), while per-capita income is $67,865. The poverty rate stands at 18.1% and the unemployment rate at 5.3%. On housing, the median home value is $844,500 (41% above the state average) with median rent at $1,390 per month, and 65.1% of occupied units are owner-occupied, a direct signal of whether 02540 behaves more like a homeowner neighborhood or a renter-heavy ZIP.
Education and household profile round out the picture: 61.2% of adults hold a bachelor's degree or higher, the median age is 62.7, and the average commute is —. We also surface 10 nearby ZIP codes within roughly 10 miles and 6 additional ZIPs sharing Barnstable County, so you can benchmark 02540 against its immediate geography rather than a national average alone. Every figure is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates, HUD Fair Market Rents, and FHFA Home Price Index data, no estimates, no proprietary scoring. Verify with HUD →
Top industries in ZIP 02540
Top 5 sectors by establishment count
Which industries have the most business establishments in ZIP 02540.
- Retail trade
Retail trade
81 establishments
- Accommodation and food services
Accommodation and food services
68 establishments
- Health care and social assistance
Health care and social assistance
62 establishments
- Professional, scientific, and technical services
Professional, scientific, and technical services
45 establishments
- Other services (except public administration)
Other services (except public administration)
41 establishments
What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.
Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + HUD FMR + FHFA HPI ACS demographics, ZBP business establishments, HUD Fair Market Rents, FHFA HPI for ZIP 02540, Falmouth, MA · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; HUD FMR + FHFA HPI updated quarterly/annually.
Quick Facts
8,221
Population
27.8
Area (sq mi)
296
People / sq mi
New York
Time Zone
standard
ZIP Type
Who lives in ZIP 02540?
62.7
Median Age
48.2%
Male
51.8%
Female
13.5%
Foreign-Born
Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How much do residents earn?
$77,295
Median Household Income
-33% vs state
$67,865
Per Capita Income
18.1%
Poverty Rate
5.3%
Unemployment Rate
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What is the education profile here?
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What does housing look like?
6,300
Total Housing Units
4,161
Occupied Units
2,139
Vacant Units
1.88
Avg Household Size
Occupancy Type
$844,500
Median Home Value
+41% vs state
$1,390
Median Rent
1967
Median Year Built
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How have home values changed over time?
FHFA House Price Index, annual appreciation data based on repeat sales and appraisals
+4.1%
YoY Change (2024)
348
HPI Index (2000 = 100)
+248%
Total Change Since 2000
Home values in ZIP 02540 have increased 4.1% over the past year (2024). Since 2000, this ZIP has seen +248% cumulative appreciation.
| Year | Annual Change | HPI Index |
|---|---|---|
| 2020 | +3.4% | 212 |
| 2021 | +12.0% | 237 |
| 2022 | +30.6% | 310 |
| 2023 | +8.0% | 334 |
| 2024 | +4.1% | 348 |
Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.
What businesses operate in this ZIP?
Census Bureau data shows 455 business establishments in ZIP 02540, employing approximately 5,346 people with a combined annual payroll of $326,531,000.
455
Businesses
5,346
Employees
$326.5M
Annual Payroll
16
Industry Sectors
| Industry | Establishments | % of Total |
|---|---|---|
| Retail trade | 81 | 17.8% |
| Accommodation and food services | 68 | 14.9% |
| Health care and social assistance | 62 | 13.6% |
| Professional, scientific, and technical services | 45 | 9.9% |
| Other services (except public administration) | 41 | 9.0% |
| Arts, entertainment, and recreation | 27 | 5.9% |
| Finance and insurance | 24 | 5.3% |
| Administrative and support and waste management and remediation services | 24 | 5.3% |
| Construction | 23 | 5.0% |
| Real estate and rental and leasing | 21 | 4.6% |
| Manufacturing | 11 | 2.4% |
| Educational services | 9 | 2.0% |
| Information | 7 | 1.5% |
| Transportation and warehousing | 6 | 1.3% |
| Wholesale trade | 3 | 0.7% |
| Management of companies and enterprises | 3 | 0.7% |
Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.
Nearby ZIP Codes
Want a side-by-side? Compare 02540 vs 02556 →
| ZIP Code | City | Population | Distance |
|---|---|---|---|
| 02556 | North Falmouth, MA | 3,115 | 4.7 mi |
| 02536 | East Falmouth, MA | 19,583 | 3.6 mi |
| 02534 | Cataumet, MA | 842 | 6.6 mi |
| 02568 | Vineyard Haven, MA | 4,000 | 8.3 mi |
| 02559 | Pocasset, MA | 3,376 | 8.3 mi |
| 02553 | Monument Beach, MA | 226 | 9.8 mi |
| 02543 | Woods Hole, MA | 635 | 7.6 mi |
| 02649 | Mashpee, MA | 14,006 | 7.8 mi |
| 02557 | Oak Bluffs, MA | 4,491 | 9.7 mi |
| 02542 | Buzzards Bay, MA | 1,139 | 9.9 mi |
More ZIP Codes in Barnstable County
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Frequently Asked Questions
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How have home values changed in ZIP code 02540? ▼
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What percentage of residents own vs. rent in ZIP 02540? ▼
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ZIP Code Research Guides
Official Data Resources for Falmouth, MA
Verify and explore additional data for this area using these official government sources.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023). Business data: Source: Census ZIP Code Business Patterns (ZBP) 2023. Home value trends: Source: FHFA House Price Index (HPI), Five-Digit ZIP Codes.
PlainZIP is not affiliated with the U.S. Census Bureau or any government agency.
Read our methodology , how this data is sourced, computed, and verified.