Cummington, MA · standard

ZIP Code 01026

Hampshire County, Massachusetts - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

946
15/sq mi
$92,250
Median income
$311,100
Median home value
55.6%
Bachelor's or higher

The verdict

Cummington pairs an upper-quartile household income with above-median home values, in a rural, homeowner-dominated area.

Top 25%
household income, US ZIPs
Top 32%
home value, US ZIPs
15
people per sq mi
88%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 01026 against every reporting US ZIP.

ZIP code 01026 is a sparsely populated ZIP (a standard USPS delivery area) in Cummington, Hampshire County, Massachusetts, home to just 946 residents across 62.2 square miles, a density of 15 people per square mile, in the New York time zone.

ZIP 01026 lands in the middle-income range, with a median household income of $92,250 (20% below the Massachusetts average), while per-capita income is $48,252. The poverty rate stands at 3.9% and the unemployment rate at 0.8%. Housing costs here run $311,100 for a typical home value (48% below the state average), with rent averaging $825 a month; 87.6% of homes are owner-occupied.

This is a highly-educated ZIP: 55.6% of adults hold a bachelor's degree or higher, the median age is 55.4, and the average commute is 40 minutes. A geography-based comparison follows: 10 ZIP codes within about 10 miles of 01026, plus 6 more within Hampshire County, give a clearer read than the national average alone.

Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →

Top industries in ZIP 01026

Top 5 sectors by establishment count in Cummington, MA

Which industries have the most business establishments in ZIP 01026.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 01026, Cummington, MA · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.

Quick Facts

946

Population

62.2

Area (sq mi)

15

People / sq mi

New York

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 01026?

55.4

Median Age

55.6%

Male

44.4%

Female

5.3%

Foreign-Born

White 91.5%
African American 0.5%
Asian 0.0%
American Indian or Alaska Native 0.2%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 6.9%
Hispanic or Latino 2.5%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$92,250

Median Household Income

-20% vs state

$48,252

Per Capita Income

3.9%

Poverty Rate

0.8%

Unemployment Rate

39.5 min

Mean Commute Time

How ZIP 01026 ranks nationally

Cummington, MA household income vs. every US ZIP code

Median household income, the full national distribution, with this ZIP marked

$92,250 Top 25% higher than 75% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). Below this entry. $60,000–$80,000: 9,980 US ZIPs (33%). Below this entry. $80,000–$100,000: 5,778 US ZIPs (19%). This entry sits in this band. $100,000–$120,000: 2,855 US ZIPs (9%). Above this entry. $120,000–$140,000: 1,362 US ZIPs (4%). Above this entry. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 71.4%
Bachelor's Degree or Higher 55.6%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

585

Total Housing Units

461

Occupied Units

124

Vacant Units

2.20

Avg Household Size

Occupancy Type

Owner 87.6%
Renter 12.4%

$311,100

Median Home Value

-48% vs state

$825

Median Rent

1947

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What businesses operate in this ZIP?

Census Bureau data shows 22 business establishments in ZIP 01026, employing approximately 120 people with a combined annual payroll of $5,107,000.

22

Businesses

120

Employees

$5.1M

Annual Payroll

3

Industry Sectors

Industry Establishments % of Total
Administrative and support and waste management and remediation services 4 18.2%
Construction 3 13.6%
Retail trade 3 13.6%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 01026 vs 01070 →

ZIP 01026 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 01026 ranks #4 by population - useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 01026 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 01026 ranks #5 of 9 neighboring ZIPs, local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
01070 Plainfield, MA 629 3.8 mi
01098 Worthington, MA 1,101 4.9 mi
01084 West Chesterfield, MA 176 5.4 mi
01032 Goshen, MA 570 5.5 mi
01012 Chesterfield, MA 661 6.5 mi
01330 Ashfield, MA 1,506 6.4 mi
01270 Windsor, MA 778 7.1 mi
01339 Charlemont, MA 1,438 10.1 mi
01338 Buckland, MA 187 9.1 mi
01243 Middlefield, MA 334 9.3 mi

More ZIP Codes in Hampshire County

Frequently Asked Questions

What county is ZIP code 01026 in?
ZIP code 01026 (Cummington) is located in Hampshire County, Massachusetts. Hampshire County contains multiple ZIP codes, see the full list at /counties/hampshire-ma.
What is the population of ZIP code 01026?
ZIP code 01026 in Cummington, MA has a population of 946 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 01026?
The median household income in ZIP 01026 is $92,250, which is 21% above the national average of $76,288.
What is the average home value in ZIP 01026?
The median home value in ZIP 01026 is $311,100, which is 12% above the national average of $278,155.
What is the demographic makeup of ZIP 01026?
The largest racial group in ZIP 01026 is White at 91.5%. Hispanic or Latino residents make up 2.5% of the population.
How many businesses are in ZIP code 01026?
ZIP code 01026 has 22 business establishments employing approximately 120 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 01026?
The top industries by establishment count in ZIP 01026 are: Administrative and support and waste management and remediation services (4), Construction (3), Retail trade (3). There are 3 industry sectors represented in total.
What is the education level in ZIP code 01026?
In ZIP code 01026, 71.4% of residents aged 25+ have a high school diploma or higher, and 55.6% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 01026?
The mean commute time for workers in ZIP code 01026 is 39.5 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend more time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 01026?
In ZIP code 01026, approximately 87.6% of occupied housing units are owner-occupied and 12.4% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 01026?
The poverty rate in ZIP code 01026 is 3.9% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.