Worthington, MA · standard
ZIP Code 01098
Hampshire County, Massachusetts - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.
- 1,101
- 14/sq mi Moderate-density area
- $96,250
- Median income Above-median income area
- $385,000
- Median home value Above-median home value
- 47.8%
- Bachelor's or higher Above-average bachelor's attainment
National ZIP placement
Worthington pairs an upper-quartile household income with upper-quartile home values, in a rural, homeowner-dominated area.
- Top 22%
- household income, US ZIPs
- Top 22%
- home value, US ZIPs
- 14
- people per sq mi
- 94%
- owner-occupied homes
Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 01098 against every reporting US ZIP.
ZIP code 01098 is a sparsely populated ZIP (a standard USPS delivery area) in Worthington, Hampshire County, Massachusetts, home to just 1,101 residents across 81.0 square miles, a density of 14 people per square mile, in the New York time zone.
ZIP 01098 lands in the middle-income range, with a median household income of $96,250 (17% below the average Massachusetts ZIP), while per-capita income is $56,334. Both reported hardship measures are comparatively low in absolute terms: poverty is 4.7% and unemployment is 3.8%. Home values sit below the statewide ZIP benchmark: the median is $385,000 (36% below the average Massachusetts ZIP), and median rent is $633; owner occupancy is 93.5%.
A solid share of residents have a four-year degree: 47.8% of adults hold a bachelor's degree or higher, the median age is 61.3, and the average commute is 41 minutes. The page also surfaces 10 ZIP codes within roughly 10 miles and 6 more in Hampshire County, so 01098 can be compared with both its immediate and county-level context.
Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →
Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 01098, Worthington, MA · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.
Quick Facts
1,101
Population
81.0
Area (sq mi)
14
People / sq mi
New York
Time Zone
standard
ZIP Type
Who lives in ZIP 01098?
61.3
Median Age
47.2%
Male
52.8%
Female
5.6%
Foreign-Born
Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How much do residents earn?
$96,250
Median Household Income
-17% vs state ZIP avg
$56,334
Per Capita Income
4.7%
Poverty Rate
3.8%
Unemployment Rate
41.0 min
Mean Commute Time
How ZIP 01098 ranks among Massachusetts ZIPs
Worthington, MA household income vs. every Massachusetts ZIP code
Median household income among 505 reporting Massachusetts ZIPs (this ZIP's population is too small for a reliable national-corpus placement)
$96,250 35th percentile higher than 35% of 505 Massachusetts ZIPs
Each bar is a $20K-wide band; taller bars hold more Massachusetts ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What is the education profile here?
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What does housing look like?
Housing stock: occupied vs vacant
606housing units
606
Total Housing Units
475
Occupied Units
131
Vacant Units
2.06
Avg Household Size
Occupancy Type
$385,000
Median Home Value
-36% vs state ZIP avg
$633
Median Rent
1959
Median Year Built
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What businesses operate in this ZIP?
Census Bureau data shows 19 business establishments in ZIP 01098, employing approximately 128 people with a combined annual payroll of $6,506,000.
19
Businesses
128
Employees
$6.5M
Annual Payroll
2
Industry Sectors
| Industry | Establishments | % of Total |
|---|---|---|
| Construction | 3 | 15.8% |
| Professional, scientific, and technical services | 3 | 15.8% |
Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.
Nearby ZIP Codes
Want a side-by-side? Compare 01098 vs 01084 →
ZIP 01098 vs its nearest neighbors, by population
Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 01235
Hinsdale (01235)
2,766 residents
- 01050
Huntington (01050)
2,530 residents
- 01011
Chester (01011)
1,370 residents
- 01098 1,101
Worthington (01098)
1,101 residents
- 01026 946
Cummington (01026)
946 residents
- 01270 778
Windsor (01270)
778 residents
- 01012 661
Chesterfield (01012)
661 residents
- 01070 629
Plainfield (01070)
629 residents
- 01032 570
Goshen (01032)
570 residents
What this shows Among its immediate neighbors, ZIP 01098 ranks #4 by population - useful context the national average alone can't give.
ZIP 01098 vs its nearest neighbors, by median income
Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 01270
Windsor (01270)
$116,375 median income
- 01032
Goshen (01032)
$97,500 median income
- 01098
Worthington (01098)
$96,250 median income
- 01050
Huntington (01050)
$95,882 median income
- 01084
West Chesterfield (01084)
$93,125 median income
- 01026
Cummington (01026)
$92,250 median income
- 01243
Middlefield (01243)
$91,250 median income
- 01011
Chester (01011)
$89,299 median income
- 01012
Chesterfield (01012)
$83,333 median income
What this shows By household income, ZIP 01098 ranks #3 of 9 neighboring ZIPs, local affluence varies block to block, not just metro to metro.
| ZIP Code | City | Population | Distance |
|---|---|---|---|
| 01084 | West Chesterfield, MA | 176 | 3.2 mi |
| 01026 | Cummington, MA | 946 | 4.9 mi |
| 01012 | Chesterfield, MA | 661 | 4.9 mi |
| 01011 | Chester, MA | 1,370 | 6.8 mi |
| 01243 | Middlefield, MA | 334 | 5.1 mi |
| 01070 | Plainfield, MA | 629 | 8.6 mi |
| 01235 | Hinsdale, MA | 2,766 | 7.1 mi |
| 01050 | Huntington, MA | 2,530 | 8.3 mi |
| 01032 | Goshen, MA | 570 | 7.6 mi |
| 01270 | Windsor, MA | 778 | 9.7 mi |
Nationwide ZIPs with similar ACS profiles
Two Census-derived peer sets for ZIP 01098, both outside MA so the neighborhoods are not geographic containment (Nearby and same-county blocks stay local).
Similar population
Nearest cross-state ZIPs by resident population (1,101 here; floor ≥1,000).
Similar median household income
Nearest cross-state ZIPs by ACS median household income.
More ZIP Codes in Hampshire County
Related Areas
Frequently Asked Questions
What county is ZIP code 01098 in?
ZIP code 01098 (Worthington) is located in Hampshire County, Massachusetts. Hampshire County contains multiple ZIP codes, see the full list at /counties/hampshire-ma.
What is the population of ZIP code 01098?
ZIP code 01098 in Worthington, MA has a population of 1,101 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 01098?
The median household income in ZIP 01098 is $96,250, which is 26% above the national average of $76,288.
What is the average home value in ZIP 01098?
The median home value in ZIP 01098 is $385,000, which is 38% above the national average of $278,155.
What is the demographic makeup of ZIP 01098?
The largest racial group in ZIP 01098 is White at 89.2%. Hispanic or Latino residents make up 4.5% of the population.
How many businesses are in ZIP code 01098?
ZIP code 01098 has 19 business establishments employing approximately 128 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What is the education level in ZIP code 01098?
In ZIP code 01098, 74.7% of residents aged 25+ have a high school diploma or higher, and 47.8% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 01098?
The mean commute time for workers in ZIP code 01098 is 41.0 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend more time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 01098?
In ZIP code 01098, approximately 93.5% of occupied housing units are owner-occupied and 6.5% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 01098?
The poverty rate in ZIP code 01098 is 4.7% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.
Related
Take this with you
What to do with ZIP 01098's numbers, next.
- See how ZIP 01098 compares to a neighboring ZIP code on the same Census fields Compare this ZIP
- Check where Worthington, MA ranks among every U.S. ZIP code on income, education, or homeownership View national rankings
- Save this ZIP to your shortlist to track alongside others you're considering View your shortlist
ZIP Code Tabulation Areas (ZCTAs) are Census Bureau approximations of USPS ZIP codes; figures describe the ZCTA area, not any single address within it.