PlainZIP

Worthington, MA · standard

ZIP Code 01098

Hampshire County, Massachusetts - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

1,101
14/sq mi
$96,250
Median income
$385,000
Median home value
47.8%
Bachelor's or higher

The verdict

Worthington pairs an upper-quartile household income with upper-quartile home values, in a rural, homeowner-dominated area.

Top 22%
household income, US ZIPs
Top 22%
home value, US ZIPs
14
people per sq mi
94%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 01098 against every reporting US ZIP.

ZIP code 01098 is a sparsely populated ZIP (a standard USPS delivery area) in Worthington, Hampshire County, Massachusetts, home to just 1,101 residents across 81.0 square miles, a density of 14 people per square mile, in the New York time zone.

ZIP 01098 lands in the middle-income range, with a median household income of $96,250 (17% below the Massachusetts average), while per-capita income is $56,334. Poverty here runs at 4.7%, with unemployment measured at 3.8%. Median home value sits at $385,000 (36% below the state average), median rent at $633 a month, and owner-occupancy at 93.5%.

A solid share of residents have a four-year degree: 47.8% of adults hold a bachelor's degree or higher, the median age is 61.3, and the average commute is 41 minutes. To put 01098 in local context, 10 ZIP codes within roughly 10 miles appear further down this page alongside 6 additional ZIPs in Hampshire County, for a geography-aware comparison.

Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 01098, Worthington, MA · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.

Quick Facts

1,101

Population

81.0

Area (sq mi)

14

People / sq mi

New York

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 01098?

61.3

Median Age

47.2%

Male

52.8%

Female

5.6%

Foreign-Born

White 89.2%
African American 0.0%
Asian 2.1%
American Indian or Alaska Native 1.2%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 6.9%
Hispanic or Latino 4.5%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$96,250

Median Household Income

-17% vs state

$56,334

Per Capita Income

4.7%

Poverty Rate

3.8%

Unemployment Rate

41.0 min

Mean Commute Time

How ZIP 01098 ranks nationally

Worthington, MA household income vs. every US ZIP code

Median household income, the full national distribution, with this ZIP marked

$96,250 Top 22% higher than 78% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). Below this entry. $60,000–$80,000: 9,980 US ZIPs (33%). Below this entry. $80,000–$100,000: 5,778 US ZIPs (19%). This entry sits in this band. $100,000–$120,000: 2,855 US ZIPs (9%). Above this entry. $120,000–$140,000: 1,362 US ZIPs (4%). Above this entry. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 74.7%
Bachelor's Degree or Higher 47.8%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

606

Total Housing Units

475

Occupied Units

131

Vacant Units

2.06

Avg Household Size

Occupancy Type

Owner 93.5%
Renter 6.5%

$385,000

Median Home Value

-36% vs state

$633

Median Rent

1959

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What businesses operate in this ZIP?

Census Bureau data shows 19 business establishments in ZIP 01098, employing approximately 128 people with a combined annual payroll of $6,506,000.

19

Businesses

128

Employees

$6.5M

Annual Payroll

2

Industry Sectors

Industry Establishments % of Total
Construction 3 15.8%
Professional, scientific, and technical services 3 15.8%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 01098 vs 01084 →

ZIP 01098 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 01098 ranks #4 by population - useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 01098 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 01098 ranks #3 of 9 neighboring ZIPs, local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
01084 West Chesterfield, MA 176 3.2 mi
01026 Cummington, MA 946 4.9 mi
01012 Chesterfield, MA 661 4.9 mi
01011 Chester, MA 1,370 6.8 mi
01243 Middlefield, MA 334 5.1 mi
01070 Plainfield, MA 629 8.6 mi
01235 Hinsdale, MA 2,766 7.1 mi
01050 Huntington, MA 2,530 8.3 mi
01032 Goshen, MA 570 7.6 mi
01270 Windsor, MA 778 9.7 mi

More ZIP Codes in Hampshire County

01002 standard
Amherst, MA
Pop: 29,049
01027 standard
Easthampton, MA
Pop: 17,660
01075 standard
South Hadley, MA
Pop: 17,527
01060 standard
Northampton, MA
Pop: 15,284
01007 standard
Belchertown, MA
Pop: 14,649
01062 standard
Florence, MA
Pop: 11,150

Related Areas

Hampshire County Worthington, MA Massachusetts

Frequently Asked Questions

What county is ZIP code 01098 in? ▼
ZIP code 01098 (Worthington) is located in Hampshire County, Massachusetts. Hampshire County contains multiple ZIP codes, see the full list at /counties/hampshire-ma.
What is the population of ZIP code 01098? ▼
ZIP code 01098 in Worthington, MA has a population of 1,101 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 01098? ▼
The median household income in ZIP 01098 is $96,250, which is 26% above the national average of $76,288.
What is the average home value in ZIP 01098? ▼
The median home value in ZIP 01098 is $385,000, which is 38% above the national average of $278,155.
What is the demographic makeup of ZIP 01098? ▼
The largest racial group in ZIP 01098 is White at 89.2%. Hispanic or Latino residents make up 4.5% of the population.
How many businesses are in ZIP code 01098? ▼
ZIP code 01098 has 19 business establishments employing approximately 128 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What is the education level in ZIP code 01098? ▼
In ZIP code 01098, 74.7% of residents aged 25+ have a high school diploma or higher, and 47.8% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 01098? ▼
The mean commute time for workers in ZIP code 01098 is 41.0 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend more time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 01098? ▼
In ZIP code 01098, approximately 93.5% of occupied housing units are owner-occupied and 6.5% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 01098? ▼
The poverty rate in ZIP code 01098 is 4.7% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

Read our methodology to see how this data is sourced, computed, and verified.