ZIP Code 01098

standard

Source:

Worthington · Hampshire County · Massachusetts

Population
1,101

14/sq mi

Median income
$96,250

▲ 26% vs US

higher than 78% of US ZIPs

Median home value
$385,000

▲ 38% vs US

higher than 78% of US ZIPs

Bachelor's or higher
47.8%

Median age 61.3

Land area
81.0 sq mi

New York

ZIP code 01098 in Worthington, Massachusetts has a population of 1,101. The median household income is $96,250, which is 26% above the national average. Median home value is $385,000, 38% above the US average. 47.8% of residents hold a bachelor's degree or higher.

ZIP code 01098 is classified by USPS as a standard delivery area and covers roughly 81.0 square miles in Worthington, Hampshire County, Massachusetts. The area is home to 1,101 residents, producing a population density of 14 people per square mile, and falls within the New York time zone. These USPS and Census boundary values drive every downstream statistic on this page, including the benchmarks that compare 01098 against Massachusetts and the nation.

On the economic side, the median household income for ZIP 01098 sits at $96,250 (17% below the Massachusetts average), while per-capita income is $56,334. The poverty rate stands at 4.7% and the unemployment rate at 3.8%. On housing, the median home value is $385,000 (36% below the state average) with median rent at $633 per month, and 93.5% of occupied units are owner-occupied, a direct signal of whether 01098 behaves more like a homeowner neighborhood or a renter-heavy ZIP.

Education and household profile round out the picture: 47.8% of adults hold a bachelor's degree or higher, the median age is 61.3, and the average commute is 41 minutes. We also surface 10 nearby ZIP codes within roughly 10 miles and 6 additional ZIPs sharing Hampshire County, so you can benchmark 01098 against its immediate geography rather than a national average alone. Every figure is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates, HUD Fair Market Rents, and FHFA Home Price Index data, no estimates, no proprietary scoring. Verify with HUD →

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + HUD FMR + FHFA HPI ACS demographics, ZBP business establishments, HUD Fair Market Rents, FHFA HPI for ZIP 01098, Worthington, MA · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; HUD FMR + FHFA HPI updated quarterly/annually.

Quick Facts

1,101

Population

81.0

Area (sq mi)

14

People / sq mi

New York

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 01098?

61.3

Median Age

47.2%

Male

52.8%

Female

5.6%

Foreign-Born

White 89.2%
African American 0.0%
Asian 2.1%
American Indian or Alaska Native 1.2%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 6.9%
Hispanic or Latino 4.5%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$96,250

Median Household Income

-17% vs state

$56,334

Per Capita Income

4.7%

Poverty Rate

3.8%

Unemployment Rate

41.0 min

Mean Commute Time

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 74.7%
Bachelor's Degree or Higher 47.8%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

606

Total Housing Units

475

Occupied Units

131

Vacant Units

2.06

Avg Household Size

Occupancy Type

Owner 93.5%
Renter 6.5%

$385,000

Median Home Value

-36% vs state

$633

Median Rent

1959

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What businesses operate in this ZIP?

Census Bureau data shows 19 business establishments in ZIP 01098, employing approximately 128 people with a combined annual payroll of $6,506,000.

19

Businesses

128

Employees

$6.5M

Annual Payroll

2

Industry Sectors

Industry Establishments % of Total
Construction 3 15.8%
Professional, scientific, and technical services 3 15.8%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 01098 vs 01084 →

ZIP Code City Population Distance
01084 West Chesterfield, MA 176 3.2 mi
01026 Cummington, MA 946 4.9 mi
01012 Chesterfield, MA 661 4.9 mi
01011 Chester, MA 1,370 6.8 mi
01243 Middlefield, MA 334 5.1 mi
01070 Plainfield, MA 629 8.6 mi
01235 Hinsdale, MA 2,766 7.1 mi
01050 Huntington, MA 2,530 8.3 mi
01032 Goshen, MA 570 7.6 mi
01270 Windsor, MA 778 9.7 mi

More ZIP Codes in Hampshire County

Frequently Asked Questions

What county is ZIP code 01098 in?
ZIP code 01098 (Worthington) is located in Hampshire County, Massachusetts. Hampshire County contains multiple ZIP codes, see the full list at /counties/hampshire-ma.
What is the population of ZIP code 01098?
ZIP code 01098 in Worthington, MA has a population of 1,101 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 01098?
The median household income in ZIP 01098 is $96,250, which is 26% above the national average of $76,288.
What is the average home value in ZIP 01098?
The median home value in ZIP 01098 is $385,000, which is 38% above the national average of $278,155.
What is the demographic makeup of ZIP 01098?
The largest racial group in ZIP 01098 is White at 89.2%. Hispanic or Latino residents make up 4.5% of the population.
How many businesses are in ZIP code 01098?
ZIP code 01098 has 19 business establishments employing approximately 128 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What is the education level in ZIP code 01098?
In ZIP code 01098, 74.7% of residents aged 25+ have a high school diploma or higher, and 47.8% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 01098?
The mean commute time for workers in ZIP code 01098 is 41.0 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend more time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 01098?
In ZIP code 01098, approximately 93.5% of occupied housing units are owner-occupied and 6.5% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 01098?
The poverty rate in ZIP code 01098 is 4.7% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

ZIP Code Research Guides

Official Data Resources for Worthington, MA

Verify and explore additional data for this area using these official government sources.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023). Business data: Source: Census ZIP Code Business Patterns (ZBP) 2023. Home value trends: Source: FHFA House Price Index (HPI), Five-Digit ZIP Codes.

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