ZIP Code 01431
standardSource:
Ashby · Middlesex County · Massachusetts
- Population
- 3,074
- Median income
- $115,598
- Median home value
- $390,500
- Bachelor's or higher
- 43.7%
- Land area
- 61.2 sq mi
50/sq mi
▲ 52% vs US
higher than 89% of US ZIPs
▲ 40% vs US
higher than 78% of US ZIPs
Median age 50.5
New York
ZIP code 01431 in Ashby, Massachusetts has a population of 3,074. The median household income is $115,598, which is 52% above the national average. Median home value is $390,500, 40% above the US average. 43.7% of residents hold a bachelor's degree or higher.
ZIP code 01431 is classified by USPS as a standard delivery area and covers roughly 61.2 square miles in Ashby, Middlesex County, Massachusetts. The area is home to 3,074 residents, producing a population density of 50 people per square mile, and falls within the New York time zone. These USPS and Census boundary values drive every downstream statistic on this page, including the benchmarks that compare 01431 against Massachusetts and the nation.
On the economic side, the median household income for ZIP 01431 sits at $115,598 (0% below the Massachusetts average), while per-capita income is $57,840. The poverty rate stands at 2.6% and the unemployment rate at 4.5%. On housing, the median home value is $390,500 (35% below the state average) with median rent at $1,200 per month, and 95.5% of occupied units are owner-occupied, a direct signal of whether 01431 behaves more like a homeowner neighborhood or a renter-heavy ZIP.
Education and household profile round out the picture: 43.7% of adults hold a bachelor's degree or higher, the median age is 50.5, and the average commute is 33 minutes. We also surface 9 nearby ZIP codes within roughly 10 miles and 6 additional ZIPs sharing Middlesex County, so you can benchmark 01431 against its immediate geography rather than a national average alone. Every figure is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates, HUD Fair Market Rents, and FHFA Home Price Index data, no estimates, no proprietary scoring. Verify with HUD →
Top industries in ZIP 01431
Top 5 sectors by establishment count
Which industries have the most business establishments in ZIP 01431.
- Construction
Construction
19 establishments
- Administrative and support and waste management and remediation services 7
Administrative and support and waste management and remediation services
7 establishments
- Other services (except public administration) 7
Other services (except public administration)
7 establishments
- Manufacturing 5
Manufacturing
5 establishments
- Professional, scientific, and technical services 5
Professional, scientific, and technical services
5 establishments
What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.
Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + HUD FMR + FHFA HPI ACS demographics, ZBP business establishments, HUD Fair Market Rents, FHFA HPI for ZIP 01431, Ashby, MA · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; HUD FMR + FHFA HPI updated quarterly/annually.
Quick Facts
3,074
Population
61.2
Area (sq mi)
50
People / sq mi
New York
Time Zone
standard
ZIP Type
Who lives in ZIP 01431?
50.5
Median Age
49.1%
Male
50.9%
Female
3.9%
Foreign-Born
Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How much do residents earn?
$115,598
Median Household Income
-0% vs state
$57,840
Per Capita Income
2.6%
Poverty Rate
4.5%
Unemployment Rate
32.9 min
Mean Commute Time
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What is the education profile here?
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What does housing look like?
1,321
Total Housing Units
1,261
Occupied Units
60
Vacant Units
2.54
Avg Household Size
Occupancy Type
$390,500
Median Home Value
-35% vs state
$1,200
Median Rent
1970
Median Year Built
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How have home values changed over time?
FHFA House Price Index, annual appreciation data based on repeat sales and appraisals
+0.1%
YoY Change (2024)
215
HPI Index (2000 = 100)
+115%
Total Change Since 2000
Home values in ZIP 01431 have increased 0.1% over the past year (2024). Since 2000, this ZIP has seen +115% cumulative appreciation.
| Year | Annual Change | HPI Index |
|---|---|---|
| 2020 | +6.5% | 158 |
| 2021 | +11.7% | 177 |
| 2022 | +16.9% | 207 |
| 2023 | +4.0% | 215 |
| 2024 | +0.1% | 215 |
Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.
What businesses operate in this ZIP?
Census Bureau data shows 60 business establishments in ZIP 01431, employing approximately 224 people with a combined annual payroll of $14,189,000.
60
Businesses
224
Employees
$14.2M
Annual Payroll
7
Industry Sectors
| Industry | Establishments | % of Total |
|---|---|---|
| Construction | 19 | 31.7% |
| Administrative and support and waste management and remediation services | 7 | 11.7% |
| Other services (except public administration) | 7 | 11.7% |
| Manufacturing | 5 | 8.3% |
| Professional, scientific, and technical services | 5 | 8.3% |
| Retail trade | 4 | 6.7% |
| Accommodation and food services | 3 | 5.0% |
Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.
Nearby ZIP Codes
Want a side-by-side? Compare 01431 vs 01474 →
| ZIP Code | City | Population | Distance |
|---|---|---|---|
| 01474 | West Townsend, MA | 2,125 | 3.7 mi |
| 01420 | Fitchburg, MA | 40,337 | 6.3 mi |
| 01430 | Ashburnham, MA | 6,089 | 5.2 mi |
| 03071 | New Ipswich, NH | 5,109 | 5.6 mi |
| 03048 | Greenville, NH | 3,426 | 5.9 mi |
| 01469 | Townsend, MA | 6,801 | 6.6 mi |
| 01462 | Lunenburg, MA | 10,086 | 8.0 mi |
| 01473 | Westminster, MA | 7,277 | 9.6 mi |
| 03055 | Milford, NH | 15,086 | 12.4 mi |
More ZIP Codes in Middlesex County
Related Areas
Frequently Asked Questions
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What is the population of ZIP code 01431? ▼
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What is the demographic makeup of ZIP 01431? ▼
How many businesses are in ZIP code 01431? ▼
What are the main industries in ZIP code 01431? ▼
How have home values changed in ZIP code 01431? ▼
What is the education level in ZIP code 01431? ▼
What is the average commute time in ZIP 01431? ▼
What percentage of residents own vs. rent in ZIP 01431? ▼
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ZIP Code Research Guides
Official Data Resources for Ashby, MA
Verify and explore additional data for this area using these official government sources.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023). Business data: Source: Census ZIP Code Business Patterns (ZBP) 2023. Home value trends: Source: FHFA House Price Index (HPI), Five-Digit ZIP Codes.
PlainZIP is not affiliated with the U.S. Census Bureau or any government agency.
Read our methodology , how this data is sourced, computed, and verified.