ZIP Code 01431

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Source:

Ashby · Middlesex County · Massachusetts

Population
3,074

50/sq mi

Median income
$115,598

▲ 52% vs US

higher than 89% of US ZIPs

Median home value
$390,500

▲ 40% vs US

higher than 78% of US ZIPs

Bachelor's or higher
43.7%

Median age 50.5

Land area
61.2 sq mi

New York

ZIP code 01431 in Ashby, Massachusetts has a population of 3,074. The median household income is $115,598, which is 52% above the national average. Median home value is $390,500, 40% above the US average. 43.7% of residents hold a bachelor's degree or higher.

ZIP code 01431 is classified by USPS as a standard delivery area and covers roughly 61.2 square miles in Ashby, Middlesex County, Massachusetts. The area is home to 3,074 residents, producing a population density of 50 people per square mile, and falls within the New York time zone. These USPS and Census boundary values drive every downstream statistic on this page, including the benchmarks that compare 01431 against Massachusetts and the nation.

On the economic side, the median household income for ZIP 01431 sits at $115,598 (0% below the Massachusetts average), while per-capita income is $57,840. The poverty rate stands at 2.6% and the unemployment rate at 4.5%. On housing, the median home value is $390,500 (35% below the state average) with median rent at $1,200 per month, and 95.5% of occupied units are owner-occupied, a direct signal of whether 01431 behaves more like a homeowner neighborhood or a renter-heavy ZIP.

Education and household profile round out the picture: 43.7% of adults hold a bachelor's degree or higher, the median age is 50.5, and the average commute is 33 minutes. We also surface 9 nearby ZIP codes within roughly 10 miles and 6 additional ZIPs sharing Middlesex County, so you can benchmark 01431 against its immediate geography rather than a national average alone. Every figure is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates, HUD Fair Market Rents, and FHFA Home Price Index data, no estimates, no proprietary scoring. Verify with HUD →

Top industries in ZIP 01431

Top 5 sectors by establishment count

Which industries have the most business establishments in ZIP 01431.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + HUD FMR + FHFA HPI ACS demographics, ZBP business establishments, HUD Fair Market Rents, FHFA HPI for ZIP 01431, Ashby, MA · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; HUD FMR + FHFA HPI updated quarterly/annually.

Quick Facts

3,074

Population

61.2

Area (sq mi)

50

People / sq mi

New York

Time Zone

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ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 01431?

50.5

Median Age

49.1%

Male

50.9%

Female

3.9%

Foreign-Born

White 93.2%
African American 0.2%
Asian 0.2%
American Indian or Alaska Native 0.0%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 5.3%
Hispanic or Latino 4.7%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$115,598

Median Household Income

-0% vs state

$57,840

Per Capita Income

2.6%

Poverty Rate

4.5%

Unemployment Rate

32.9 min

Mean Commute Time

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 67.2%
Bachelor's Degree or Higher 43.7%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

1,321

Total Housing Units

1,261

Occupied Units

60

Vacant Units

2.54

Avg Household Size

Occupancy Type

Owner 95.5%
Renter 4.5%

$390,500

Median Home Value

-35% vs state

$1,200

Median Rent

1970

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

+0.1%

YoY Change (2024)

215

HPI Index (2000 = 100)

+115%

Total Change Since 2000

Home values in ZIP 01431 have increased 0.1% over the past year (2024). Since 2000, this ZIP has seen +115% cumulative appreciation.

Year Annual Change HPI Index
2020 +6.5% 158
2021 +11.7% 177
2022 +16.9% 207
2023 +4.0% 215
2024 +0.1% 215

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 60 business establishments in ZIP 01431, employing approximately 224 people with a combined annual payroll of $14,189,000.

60

Businesses

224

Employees

$14.2M

Annual Payroll

7

Industry Sectors

Industry Establishments % of Total
Construction 19 31.7%
Administrative and support and waste management and remediation services 7 11.7%
Other services (except public administration) 7 11.7%
Manufacturing 5 8.3%
Professional, scientific, and technical services 5 8.3%
Retail trade 4 6.7%
Accommodation and food services 3 5.0%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 01431 vs 01474 →

ZIP Code City Population Distance
01474 West Townsend, MA 2,125 3.7 mi
01420 Fitchburg, MA 40,337 6.3 mi
01430 Ashburnham, MA 6,089 5.2 mi
03071 New Ipswich, NH 5,109 5.6 mi
03048 Greenville, NH 3,426 5.9 mi
01469 Townsend, MA 6,801 6.6 mi
01462 Lunenburg, MA 10,086 8.0 mi
01473 Westminster, MA 7,277 9.6 mi
03055 Milford, NH 15,086 12.4 mi

More ZIP Codes in Middlesex County

Frequently Asked Questions

What county is ZIP code 01431 in?
ZIP code 01431 (Ashby) is located in Middlesex County, Massachusetts. Middlesex County contains multiple ZIP codes, see the full list at /counties/middlesex-ma.
What is the population of ZIP code 01431?
ZIP code 01431 in Ashby, MA has a population of 3,074 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 01431?
The median household income in ZIP 01431 is $115,598, which is 52% above the national average of $76,288.
What is the average home value in ZIP 01431?
The median home value in ZIP 01431 is $390,500, which is 40% above the national average of $278,155.
What is the demographic makeup of ZIP 01431?
The largest racial group in ZIP 01431 is White at 93.2%. Hispanic or Latino residents make up 4.7% of the population.
How many businesses are in ZIP code 01431?
ZIP code 01431 has 60 business establishments employing approximately 224 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 01431?
The top industries by establishment count in ZIP 01431 are: Construction (19), Administrative and support and waste management and remediation services (7), Other services (except public administration) (7). There are 7 industry sectors represented in total.
How have home values changed in ZIP code 01431?
According to the FHFA House Price Index, home values in ZIP 01431 increased by 0.1% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 115%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 01431?
In ZIP code 01431, 67.2% of residents aged 25+ have a high school diploma or higher, and 43.7% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 01431?
The mean commute time for workers in ZIP code 01431 is 32.9 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend more time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 01431?
In ZIP code 01431, approximately 95.5% of occupied housing units are owner-occupied and 4.5% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 01431?
The poverty rate in ZIP code 01431 is 2.6% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

ZIP Code Research Guides

Official Data Resources for Ashby, MA

Verify and explore additional data for this area using these official government sources.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023). Business data: Source: Census ZIP Code Business Patterns (ZBP) 2023. Home value trends: Source: FHFA House Price Index (HPI), Five-Digit ZIP Codes.

PlainZIP is not affiliated with the U.S. Census Bureau or any government agency.