ZIP Code 01540

standard

Source:

Oxford · Worcester County · Massachusetts

Population
11,291

225/sq mi

Median income
$110,579

▲ 45% vs US

higher than 87% of US ZIPs

Median home value
$376,100

▲ 35% vs US

higher than 77% of US ZIPs

Bachelor's or higher
29.8%

Median age 44.2

Land area
50.1 sq mi

New York

ZIP code 01540 in Oxford, Massachusetts has a population of 11,291. The median household income is $110,579, which is 45% above the national average. Median home value is $376,100, 35% above the US average. 29.8% of residents hold a bachelor's degree or higher.

ZIP code 01540 is classified by USPS as a standard delivery area and covers roughly 50.1 square miles in Oxford, Worcester County, Massachusetts. The area is home to 11,291 residents, producing a population density of 225 people per square mile, and falls within the New York time zone. These USPS and Census boundary values drive every downstream statistic on this page, including the benchmarks that compare 01540 against Massachusetts and the nation.

On the economic side, the median household income for ZIP 01540 sits at $110,579 (4% below the Massachusetts average), while per-capita income is $45,501. The poverty rate stands at 7.7% and the unemployment rate at 5.4%. On housing, the median home value is $376,100 (37% below the state average) with median rent at $1,173 per month, and 83.9% of occupied units are owner-occupied, a direct signal of whether 01540 behaves more like a homeowner neighborhood or a renter-heavy ZIP.

Education and household profile round out the picture: 29.8% of adults hold a bachelor's degree or higher, the median age is 44.2, and the average commute is 29 minutes. We also surface 10 nearby ZIP codes within roughly 10 miles and 6 additional ZIPs sharing Worcester County, so you can benchmark 01540 against its immediate geography rather than a national average alone. Every figure is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates, HUD Fair Market Rents, and FHFA Home Price Index data, no estimates, no proprietary scoring. Verify with HUD →

Top industries in ZIP 01540

Top 5 sectors by establishment count

Which industries have the most business establishments in ZIP 01540.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + HUD FMR + FHFA HPI ACS demographics, ZBP business establishments, HUD Fair Market Rents, FHFA HPI for ZIP 01540, Oxford, MA · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; HUD FMR + FHFA HPI updated quarterly/annually.

Quick Facts

11,291

Population

50.1

Area (sq mi)

225

People / sq mi

New York

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 01540?

44.2

Median Age

47.7%

Male

52.3%

Female

6.2%

Foreign-Born

White 88.6%
African American 0.5%
Asian 2.6%
American Indian or Alaska Native 0.0%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 7.0%
Hispanic or Latino 6.1%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$110,579

Median Household Income

-4% vs state

$45,501

Per Capita Income

7.7%

Poverty Rate

5.4%

Unemployment Rate

29.2 min

Mean Commute Time

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 64.9%
Bachelor's Degree or Higher 29.8%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

4,186

Total Housing Units

4,039

Occupied Units

147

Vacant Units

2.71

Avg Household Size

Occupancy Type

Owner 83.9%
Renter 16.1%

$376,100

Median Home Value

-37% vs state

$1,173

Median Rent

1968

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

+4.9%

YoY Change (2024)

260

HPI Index (2000 = 100)

+160%

Total Change Since 2000

Home values in ZIP 01540 have increased 4.9% over the past year (2024). Since 2000, this ZIP has seen +160% cumulative appreciation.

Year Annual Change HPI Index
2020 +5.8% 176
2021 +14.7% 201
2022 +11.7% 225
2023 +10.3% 248
2024 +4.9% 260

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 235 business establishments in ZIP 01540, employing approximately 4,573 people with a combined annual payroll of $320,483,000.

235

Businesses

4,573

Employees

$320.5M

Annual Payroll

13

Industry Sectors

Industry Establishments % of Total
Construction 49 20.9%
Other services (except public administration) 33 14.0%
Retail trade 26 11.1%
Accommodation and food services 21 8.9%
Manufacturing 17 7.2%
Health care and social assistance 17 7.2%
Professional, scientific, and technical services 14 6.0%
Wholesale trade 13 5.5%
Administrative and support and waste management and remediation services 13 5.5%
Finance and insurance 8 3.4%
Real estate and rental and leasing 7 3.0%
Transportation and warehousing 6 2.5%
Arts, entertainment, and recreation 3 1.3%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 01540 vs 01570 →

ZIP Code City Population Distance
01570 Webster, MA 16,767 4.5 mi
01537 North Oxford, MA 2,248 3.6 mi
01501 Auburn, MA 16,075 5.6 mi
01590 Sutton, MA 8,875 5.6 mi
01507 Charlton, MA 12,981 5.8 mi
01542 Rochdale, MA 2,202 6.5 mi
01571 Dudley, MA 11,390 5.8 mi
01603 Worcester, MA 19,916 8.8 mi
01611 Cherry Valley, MA 2,242 8.5 mi
01527 Millbury, MA 13,246 6.8 mi

More ZIP Codes in Worcester County

Frequently Asked Questions

What county is ZIP code 01540 in?
ZIP code 01540 (Oxford) is located in Worcester County, Massachusetts. Worcester County contains multiple ZIP codes, see the full list at /counties/worcester-ma.
What is the population of ZIP code 01540?
ZIP code 01540 in Oxford, MA has a population of 11,291 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 01540?
The median household income in ZIP 01540 is $110,579, which is 45% above the national average of $76,288.
What is the average home value in ZIP 01540?
The median home value in ZIP 01540 is $376,100, which is 35% above the national average of $278,155.
What is the demographic makeup of ZIP 01540?
The largest racial group in ZIP 01540 is White at 88.6%. Hispanic or Latino residents make up 6.1% of the population.
How many businesses are in ZIP code 01540?
ZIP code 01540 has 235 business establishments employing approximately 4,573 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 01540?
The top industries by establishment count in ZIP 01540 are: Construction (49), Other services (except public administration) (33), Retail trade (26). There are 13 industry sectors represented in total.
How have home values changed in ZIP code 01540?
According to the FHFA House Price Index, home values in ZIP 01540 increased by 4.9% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 160%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 01540?
In ZIP code 01540, 64.9% of residents aged 25+ have a high school diploma or higher, and 29.8% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 01540?
The mean commute time for workers in ZIP code 01540 is 29.2 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend more time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 01540?
In ZIP code 01540, approximately 83.9% of occupied housing units are owner-occupied and 16.1% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 01540?
The poverty rate in ZIP code 01540 is 7.7% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

ZIP Code Research Guides

Official Data Resources for Oxford, MA

Verify and explore additional data for this area using these official government sources.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023). Business data: Source: Census ZIP Code Business Patterns (ZBP) 2023. Home value trends: Source: FHFA House Price Index (HPI), Five-Digit ZIP Codes.

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