PlainZIP

Sterling, MA · standard

ZIP Code 01564

Worcester County, Massachusetts - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

7,808
99/sq mi
$129,063
Median income
$498,800
Median home value
48.3%
Bachelor's or higher

The verdict

Sterling pairs a top-decile household income with upper-quartile home values, in a rural, homeowner-dominated area.

Top 7%
household income, US ZIPs
Top 13%
home value, US ZIPs
99
people per sq mi
86%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 01564 against every reporting US ZIP.

ZIP code 01564 is a mid-sized community (a standard USPS delivery area) in Sterling, Worcester County, Massachusetts, home to 7,808 residents across 79.3 square miles, a density of 99 people per square mile, in the New York time zone.

ZIP 01564 skews affluent, with a median household income of $129,063 (12% above the Massachusetts average), while per-capita income is $67,107. Poverty here runs at 6.0%, with unemployment measured at 4.0%. Median home value sits at $498,800 (17% below the state average), median rent at $1,699 a month, and owner-occupancy at 86.3%.

A solid share of residents have a four-year degree: 48.3% of adults hold a bachelor's degree or higher, the median age is 51.5, and the average commute is 34 minutes. Beyond these figures, 10 nearby ZIP codes within about 10 miles are surfaced below, along with 6 more sharing Worcester County, letting you compare 01564 to its immediate surroundings rather than a national baseline alone.

Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →

Top industries in ZIP 01564

Top 5 sectors by establishment count in Sterling, MA

Which industries have the most business establishments in ZIP 01564.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 01564, Sterling, MA · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.

Quick Facts

7,808

Population

79.3

Area (sq mi)

99

People / sq mi

New York

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 01564?

51.5

Median Age

49.5%

Male

50.5%

Female

6.7%

Foreign-Born

White 86.5%
African American 0.0%
Asian 0.0%
American Indian or Alaska Native 0.4%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 7.7%
Hispanic or Latino 9.1%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$129,063

Median Household Income

+12% vs state

$67,107

Per Capita Income

6.0%

Poverty Rate

4.0%

Unemployment Rate

34.3 min

Mean Commute Time

How ZIP 01564 ranks nationally

Sterling, MA household income vs. every US ZIP code

Median household income, the full national distribution, with this ZIP marked

$129,063 Top 7% higher than 93% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). Below this entry. $60,000–$80,000: 9,980 US ZIPs (33%). Below this entry. $80,000–$100,000: 5,778 US ZIPs (19%). Below this entry. $100,000–$120,000: 2,855 US ZIPs (9%). Below this entry. $120,000–$140,000: 1,362 US ZIPs (4%). This entry sits in this band. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 67.7%
Bachelor's Degree or Higher 48.3%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

3,309

Total Housing Units

3,282

Occupied Units

27

Vacant Units

2.45

Avg Household Size

Occupancy Type

Owner 86.3%
Renter 13.7%

$498,800

Median Home Value

-17% vs state

$1,699

Median Rent

1980

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How have home values changed over time?

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

+7.0%

YoY Change (2024)

238

HPI Index (2000 = 100)

+138%

Total Change Since 2000

Home values in ZIP 01564 have increased 7.0% over the past year (2024). Since 2000, this ZIP has seen +138% cumulative appreciation.

Year Annual Change HPI Index
2020 +4.4% 156
2021 +9.2% 170
2022 +25.8% 214
2023 +4.0% 223
2024 +7.0% 238

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 210 business establishments in ZIP 01564, employing approximately 2,364 people with a combined annual payroll of $138,866,000.

210

Businesses

2,364

Employees

$138.9M

Annual Payroll

13

Industry Sectors

Industry Establishments % of Total
Construction 44 20.9%
Professional, scientific, and technical services 24 11.4%
Administrative and support and waste management and remediation services 24 11.4%
Health care and social assistance 20 9.5%
Other services (except public administration) 18 8.6%
Manufacturing 17 8.1%
Retail trade 16 7.6%
Wholesale trade 12 5.7%
Accommodation and food services 12 5.7%
Real estate and rental and leasing 7 3.3%
Finance and insurance 4 1.9%
Transportation and warehousing 3 1.4%
Arts, entertainment, and recreation 3 1.4%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 01564 vs 01583 →

ZIP 01564 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 01564 ranks #5 by population - useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 01564 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 01564 ranks #5 of 9 neighboring ZIPs, local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
01583 West Boylston, MA 7,591 4.9 mi
01453 Leominster, MA 40,883 5.4 mi
01561 South Lancaster, MA 330 4.5 mi
01510 Clinton, MA 13,606 4.7 mi
01541 Princeton, MA 3,413 5.6 mi
01523 Lancaster, MA 7,582 5.5 mi
01505 Boylston, MA 4,355 6.4 mi
01606 Worcester, MA 19,077 8.8 mi
01522 Jefferson, MA 3,310 6.4 mi
01520 Holden, MA 13,997 8.4 mi

More ZIP Codes in Worcester County

01453 standard
Leominster, MA
Pop: 40,883
01420 standard
Fitchburg, MA
Pop: 40,337
01545 standard
Shrewsbury, MA
Pop: 35,299
01604 standard
Worcester, MA
Pop: 34,677
01757 standard
Milford, MA
Pop: 28,061
01605 standard
Worcester, MA
Pop: 26,221

Related Areas

Worcester County Sterling, MA Massachusetts

Frequently Asked Questions

What county is ZIP code 01564 in? ▼
ZIP code 01564 (Sterling) is located in Worcester County, Massachusetts. Worcester County contains multiple ZIP codes, see the full list at /counties/worcester-ma.
What is the population of ZIP code 01564? ▼
ZIP code 01564 in Sterling, MA has a population of 7,808 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 01564? ▼
The median household income in ZIP 01564 is $129,063, which is 69% above the national average of $76,288.
What is the average home value in ZIP 01564? ▼
The median home value in ZIP 01564 is $498,800, which is 79% above the national average of $278,155.
What is the demographic makeup of ZIP 01564? ▼
The largest racial group in ZIP 01564 is White at 86.5%. Hispanic or Latino residents make up 9.1% of the population.
How many businesses are in ZIP code 01564? ▼
ZIP code 01564 has 210 business establishments employing approximately 2,364 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 01564? ▼
The top industries by establishment count in ZIP 01564 are: Construction (44), Professional, scientific, and technical services (24), Administrative and support and waste management and remediation services (24). There are 13 industry sectors represented in total.
How have home values changed in ZIP code 01564? ▼
According to the FHFA House Price Index, home values in ZIP 01564 increased by 7.0% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 138%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 01564? ▼
In ZIP code 01564, 67.7% of residents aged 25+ have a high school diploma or higher, and 48.3% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 01564? ▼
The mean commute time for workers in ZIP code 01564 is 34.3 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend more time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 01564? ▼
In ZIP code 01564, approximately 86.3% of occupied housing units are owner-occupied and 13.7% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 01564? ▼
The poverty rate in ZIP code 01564 is 6.0% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

Read our methodology to see how this data is sourced, computed, and verified.