Sterling, MA · standard
ZIP Code 01564
Worcester County, Massachusetts - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.
- 7,808
- 99/sq mi Moderate-density area
- $129,063
- Median income Above-median income area
- $498,800
- Median home value Above-median home value
- 48.3%
- Bachelor's or higher Above-average bachelor's attainment
National ZIP placement
Sterling pairs a top-decile household income with upper-quartile home values, in a rural, homeowner-dominated area.
- Top 7%
- household income, US ZIPs
- Top 13%
- home value, US ZIPs
- 99
- people per sq mi
- 86%
- owner-occupied homes
Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 01564 against every reporting US ZIP.
FHFA HPI release change
What changed in the latest House Price Index year
- FHFA House Price Index values in ZIP 01564 (Sterling, MA) rose +7.0% from 2023 to 2024. The all-transactions index moved from 222.7 in 2023 to 238.2 in 2024 (2000 = 100).
ZIP code 01564 is a mid-sized community (a standard USPS delivery area) in Sterling, Worcester County, Massachusetts, home to 7,808 residents across 79.3 square miles, a density of 99 people per square mile, in the New York time zone.
ZIP 01564 skews affluent, with a median household income of $129,063 (12% above the average Massachusetts ZIP), while per-capita income is $67,107. The poverty rate is 6.0%, with unemployment at 4.0%; those measures add context to the income figure. Home values sit below the statewide ZIP benchmark: the median is $498,800 (17% below the average Massachusetts ZIP), and median rent is $1,699; owner occupancy is 86.3%.
A solid share of residents have a four-year degree: 48.3% of adults hold a bachelor's degree or higher, the median age is 51.5, and the average commute is 34 minutes. The page also surfaces 10 ZIP codes within roughly 10 miles and 6 more in Worcester County, so 01564 can be compared with both its immediate and county-level context.
Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →
Top industries in ZIP 01564
Top 5 sectors by establishment count in Sterling, MA
Which industries have the most business establishments in ZIP 01564.
- Construction
Construction
44 establishments
- Professional, scientific, and technical services
Professional, scientific, and technical services
24 establishments
- Administrative and support and waste management and remediation services
Administrative and support and waste management and remediation services
24 establishments
- Health care and social assistance
Health care and social assistance
20 establishments
- Other services (except public administration)
Other services (except public administration)
18 establishments
What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.
Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 01564, Sterling, MA · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.
Quick Facts
7,808
Population
79.3
Area (sq mi)
99
People / sq mi
New York
Time Zone
standard
ZIP Type
Who lives in ZIP 01564?
51.5
Median Age
49.5%
Male
50.5%
Female
6.7%
Foreign-Born
Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How much do residents earn?
$129,063
Median Household Income
+12% vs state ZIP avg
$67,107
Per Capita Income
6.0%
Poverty Rate
4.0%
Unemployment Rate
34.3 min
Mean Commute Time
How ZIP 01564 ranks among Massachusetts ZIPs
Sterling, MA household income vs. every Massachusetts ZIP code
Median household income among 505 reporting Massachusetts ZIPs (this ZIP's population is too small for a reliable national-corpus placement)
$129,063 Top 31% higher than 69% of 505 Massachusetts ZIPs
Each bar is a $20K-wide band; taller bars hold more Massachusetts ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What is the education profile here?
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What does housing look like?
Housing stock: occupied vs vacant
3,309housing units
3,309
Total Housing Units
3,282
Occupied Units
27
Vacant Units
2.45
Avg Household Size
Occupancy Type
$498,800
Median Home Value
-17% vs state ZIP avg
$1,699
Median Rent
1980
Median Year Built
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How have home values changed over time?
FHFA House Price Index, annual appreciation data based on repeat sales and appraisals
+7.0%
YoY Change (2024)
238
HPI Index (2000 = 100)
+138%
Total Change Since 2000
Home values in ZIP 01564 have increased 7.0% over the past year (2024). Since 2000, this ZIP has seen +138% cumulative appreciation.
| Year | Annual Change | HPI Index |
|---|---|---|
| 2020 | +4.4% | 156 |
| 2021 | +9.2% | 170 |
| 2022 | +25.8% | 214 |
| 2023 | +4.0% | 223 |
| 2024 | +7.0% | 238 |
Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.
What businesses operate in this ZIP?
Census Bureau data shows 210 business establishments in ZIP 01564, employing approximately 2,364 people with a combined annual payroll of $138,866,000.
210
Businesses
2,364
Employees
$138.9M
Annual Payroll
13
Industry Sectors
| Industry | Establishments | % of Total |
|---|---|---|
| Construction | 44 | 20.9% |
| Professional, scientific, and technical services | 24 | 11.4% |
| Administrative and support and waste management and remediation services | 24 | 11.4% |
| Health care and social assistance | 20 | 9.5% |
| Other services (except public administration) | 18 | 8.6% |
| Manufacturing | 17 | 8.1% |
| Retail trade | 16 | 7.6% |
| Wholesale trade | 12 | 5.7% |
| Accommodation and food services | 12 | 5.7% |
| Real estate and rental and leasing | 7 | 3.3% |
| Finance and insurance | 4 | 1.9% |
| Transportation and warehousing | 3 | 1.4% |
| Arts, entertainment, and recreation | 3 | 1.4% |
Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.
Nearby ZIP Codes
Want a side-by-side? Compare 01564 vs 01583 →
ZIP 01564 vs its nearest neighbors, by population
Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 01453
Leominster (01453)
40,883 residents
- 01606
Worcester (01606)
19,077 residents
- 01520 13,997
Holden (01520)
13,997 residents
- 01510 13,606
Clinton (01510)
13,606 residents
- 01564 7,808
Sterling (01564)
7,808 residents
- 01583 7,591
West Boylston (01583)
7,591 residents
- 01523 7,582
Lancaster (01523)
7,582 residents
- 01505 4,355
Boylston (01505)
4,355 residents
- 01541 3,413
Princeton (01541)
3,413 residents
What this shows Among its immediate neighbors, ZIP 01564 ranks #5 by population - useful context the national average alone can't give.
ZIP 01564 vs its nearest neighbors, by median income
Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 01541
Princeton (01541)
$158,750 median income
- 01520
Holden (01520)
$148,125 median income
- 01505
Boylston (01505)
$140,962 median income
- 01523
Lancaster (01523)
$134,833 median income
- 01564
Sterling (01564)
$129,063 median income
- 01583
West Boylston (01583)
$106,094 median income
- 01522
Jefferson (01522)
$100,625 median income
- 01606
Worcester (01606)
$92,105 median income
- 01510
Clinton (01510)
$89,781 median income
What this shows By household income, ZIP 01564 ranks #5 of 9 neighboring ZIPs, local affluence varies block to block, not just metro to metro.
| ZIP Code | City | Population | Distance |
|---|---|---|---|
| 01583 | West Boylston, MA | 7,591 | 4.9 mi |
| 01453 | Leominster, MA | 40,883 | 5.4 mi |
| 01561 | South Lancaster, MA | 330 | 4.5 mi |
| 01510 | Clinton, MA | 13,606 | 4.7 mi |
| 01541 | Princeton, MA | 3,413 | 5.6 mi |
| 01523 | Lancaster, MA | 7,582 | 5.5 mi |
| 01505 | Boylston, MA | 4,355 | 6.4 mi |
| 01606 | Worcester, MA | 19,077 | 8.8 mi |
| 01522 | Jefferson, MA | 3,310 | 6.4 mi |
| 01520 | Holden, MA | 13,997 | 8.4 mi |
Nationwide ZIPs with similar ACS profiles
Two Census-derived peer sets for ZIP 01564, both outside MA so the neighborhoods are not geographic containment (Nearby and same-county blocks stay local).
Similar population
Nearest cross-state ZIPs by resident population (7,808 here; floor ≥1,000).
Similar median household income
Nearest cross-state ZIPs by ACS median household income.
More ZIP Codes in Worcester County
Related Areas
Frequently Asked Questions
What county is ZIP code 01564 in?
ZIP code 01564 (Sterling) is located in Worcester County, Massachusetts. Worcester County contains multiple ZIP codes, see the full list at /counties/worcester-ma.
What is the population of ZIP code 01564?
ZIP code 01564 in Sterling, MA has a population of 7,808 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 01564?
The median household income in ZIP 01564 is $129,063, which is 69% above the national average of $76,288.
What is the average home value in ZIP 01564?
The median home value in ZIP 01564 is $498,800, which is 79% above the national average of $278,155.
What is the demographic makeup of ZIP 01564?
The largest racial group in ZIP 01564 is White at 86.5%. Hispanic or Latino residents make up 9.1% of the population.
How many businesses are in ZIP code 01564?
ZIP code 01564 has 210 business establishments employing approximately 2,364 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 01564?
The top industries by establishment count in ZIP 01564 are: Construction (44), Professional, scientific, and technical services (24), Administrative and support and waste management and remediation services (24). There are 13 industry sectors represented in total.
How have home values changed in ZIP code 01564?
According to the FHFA House Price Index, home values in ZIP 01564 increased by 7.0% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 138%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 01564?
In ZIP code 01564, 67.7% of residents aged 25+ have a high school diploma or higher, and 48.3% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 01564?
The mean commute time for workers in ZIP code 01564 is 34.3 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend more time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 01564?
In ZIP code 01564, approximately 86.3% of occupied housing units are owner-occupied and 13.7% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 01564?
The poverty rate in ZIP code 01564 is 6.0% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.
Related
Take this with you
What to do with ZIP 01564's numbers, next.
- See how ZIP 01564 compares to a neighboring ZIP code on the same Census fields Compare this ZIP
- Check where Sterling, MA ranks among every U.S. ZIP code on income, education, or homeownership View national rankings
- Save this ZIP to your shortlist to track alongside others you're considering View your shortlist
ZIP Code Tabulation Areas (ZCTAs) are Census Bureau approximations of USPS ZIP codes; figures describe the ZCTA area, not any single address within it.