PlainZIP

Swampscott, MA · standard

ZIP Code 01907

Essex County, Massachusetts - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

14,027
1,785/sq mi
$134,386
Median income
$771,100
Median home value
62.2%
Bachelor's or higher

The verdict

Swampscott pairs a top-decile household income with top-decile home values, in a low-density, homeowner-dominated area.

Top 6%
household income, US ZIPs
Top 5%
home value, US ZIPs
1,785
people per sq mi
76%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 01907 against every reporting US ZIP.

ZIP code 01907 is a mid-sized community (a standard USPS delivery area) in Swampscott, Essex County, Massachusetts, home to 14,027 residents across 7.9 square miles, a density of 1,785 people per square mile, in the New York time zone.

ZIP 01907 skews affluent, with a median household income of $134,386 (16% above the Massachusetts average), while per-capita income is $78,590. 7.1% of residents live below the poverty line, and the unemployment rate reads 6.1%. Housing costs here run $771,100 for a typical home value (29% above the state average), with rent averaging $2,303 a month; 75.9% of homes are owner-occupied.

This is a highly-educated ZIP: 62.2% of adults hold a bachelor's degree or higher, the median age is 44.5, and the average commute is 34 minutes. We also surface 10 nearby ZIP codes within roughly 10 miles and 6 additional ZIPs sharing Essex County, so you can benchmark 01907 against its immediate geography rather than a national average alone.

Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →

Top industries in ZIP 01907

Top 5 sectors by establishment count in Swampscott, MA

Which industries have the most business establishments in ZIP 01907.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 01907, Swampscott, MA · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.

Quick Facts

14,027

Population

7.9

Area (sq mi)

1,785

People / sq mi

New York

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 01907?

44.5

Median Age

46.4%

Male

53.6%

Female

20.5%

Foreign-Born

White 89.0%
African American 3.3%
Asian 1.1%
American Indian or Alaska Native 0.3%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 5.4%
Hispanic or Latino 8.9%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$134,386

Median Household Income

+16% vs state

$78,590

Per Capita Income

7.1%

Poverty Rate

6.1%

Unemployment Rate

34.3 min

Mean Commute Time

How ZIP 01907 ranks nationally

Swampscott, MA household income vs. every US ZIP code

Median household income, the full national distribution, with this ZIP marked

$134,386 Top 6% higher than 94% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). Below this entry. $60,000–$80,000: 9,980 US ZIPs (33%). Below this entry. $80,000–$100,000: 5,778 US ZIPs (19%). Below this entry. $100,000–$120,000: 2,855 US ZIPs (9%). Below this entry. $120,000–$140,000: 1,362 US ZIPs (4%). This entry sits in this band. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 76.4%
Bachelor's Degree or Higher 62.2%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

6,593

Total Housing Units

6,155

Occupied Units

438

Vacant Units

2.46

Avg Household Size

Occupancy Type

Owner 75.9%
Renter 24.1%

$771,100

Median Home Value

+29% vs state

$2,303

Median Rent

1955

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How have home values changed over time?

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

+3.4%

YoY Change (2024)

235

HPI Index (2000 = 100)

+135%

Total Change Since 2000

Home values in ZIP 01907 have increased 3.4% over the past year (2024). Since 2000, this ZIP has seen +135% cumulative appreciation.

Year Annual Change HPI Index
2020 +2.0% 172
2021 +9.8% 189
2022 +11.2% 210
2023 +8.2% 227
2024 +3.4% 235

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 331 business establishments in ZIP 01907, employing approximately 2,837 people with a combined annual payroll of $125,011,000.

331

Businesses

2,837

Employees

$125.0M

Annual Payroll

15

Industry Sectors

Industry Establishments % of Total
Health care and social assistance 47 14.2%
Construction 42 12.7%
Professional, scientific, and technical services 42 12.7%
Other services (except public administration) 39 11.8%
Accommodation and food services 36 10.9%
Retail trade 35 10.6%
Real estate and rental and leasing 20 6.0%
Administrative and support and waste management and remediation services 20 6.0%
Finance and insurance 14 4.2%
Wholesale trade 8 2.4%
Arts, entertainment, and recreation 8 2.4%
Transportation and warehousing 7 2.1%
Educational services 5 1.5%
Manufacturing 3 0.9%
Information 3 0.9%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 01907 vs 01902 →

ZIP 01907 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 01907 ranks #9 by population - useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 01907 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 01907 ranks #2 of 9 neighboring ZIPs, local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
01902 Lynn, MA 45,139 1.7 mi
01970 Salem, MA 41,109 2.5 mi
01901 Lynn, MA 1,689 2.3 mi
01945 Marblehead, MA 19,808 2.7 mi
01908 Nahant, MA 3,410 3.3 mi
01905 Lynn, MA 25,251 3.6 mi
01904 Lynn, MA 18,203 3.5 mi
01906 Saugus, MA 26,660 5.5 mi
01960 Peabody, MA 50,944 5.2 mi
01915 Beverly, MA 39,502 6.8 mi

More ZIP Codes in Essex County

01960 standard
Peabody, MA
Pop: 50,944
01844 standard
Methuen, MA
Pop: 47,249
01841 standard
Lawrence, MA
Pop: 47,225
01902 standard
Lynn, MA
Pop: 45,139
01970 standard
Salem, MA
Pop: 41,109
01915 standard
Beverly, MA
Pop: 39,502

Related Areas

Essex County Swampscott, MA Massachusetts

Frequently Asked Questions

What county is ZIP code 01907 in? ▼
ZIP code 01907 (Swampscott) is located in Essex County, Massachusetts. Essex County contains multiple ZIP codes, see the full list at /counties/essex-ma.
What is the population of ZIP code 01907? ▼
ZIP code 01907 in Swampscott, MA has a population of 14,027 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 01907? ▼
The median household income in ZIP 01907 is $134,386, which is 76% above the national average of $76,288.
What is the average home value in ZIP 01907? ▼
The median home value in ZIP 01907 is $771,100, which is 177% above the national average of $278,155.
What is the demographic makeup of ZIP 01907? ▼
The largest racial group in ZIP 01907 is White at 89.0%. Hispanic or Latino residents make up 8.9% of the population.
How many businesses are in ZIP code 01907? ▼
ZIP code 01907 has 331 business establishments employing approximately 2,837 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 01907? ▼
The top industries by establishment count in ZIP 01907 are: Health care and social assistance (47), Construction (42), Professional, scientific, and technical services (42). There are 15 industry sectors represented in total.
How have home values changed in ZIP code 01907? ▼
According to the FHFA House Price Index, home values in ZIP 01907 increased by 3.4% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 135%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 01907? ▼
In ZIP code 01907, 76.4% of residents aged 25+ have a high school diploma or higher, and 62.2% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 01907? ▼
The mean commute time for workers in ZIP code 01907 is 34.3 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend more time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 01907? ▼
In ZIP code 01907, approximately 75.9% of occupied housing units are owner-occupied and 24.1% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 01907? ▼
The poverty rate in ZIP code 01907 is 7.1% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

Read our methodology to see how this data is sourced, computed, and verified.