Marblehead, MA · standard

ZIP Code 01945

Essex County, Massachusetts - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

19,808
1,744/sq mi High-density area
$179,583
Median income Above-median income area
$942,200
Median home value Above-median home value
78.1%
Bachelor's or higher Above-average bachelor's attainment

National ZIP placement

Marblehead pairs a top-decile household income with top-decile home values, in a low-density, homeowner-dominated area.

Top 2%
household income, US ZIPs
Top 3%
home value, US ZIPs
1,744
people per sq mi
85%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 01945 against every reporting US ZIP.

FHFA HPI release change

What changed in the latest House Price Index year

2023 -> 2024
  • FHFA House Price Index values in ZIP 01945 (Marblehead, MA) rose +1.5% from 2023 to 2024. The all-transactions index moved from 233.2 in 2023 to 236.6 in 2024 (2000 = 100).

Arithmetic difference between stored FHFA all-transactions ZIP House Price Index annual values - a developmental index from repeat sales and appraisals, not a transaction median, appraisal opinion, or forecast. Thin markets can move sharply.

National HPI changes Year-pair CSV

ZIP code 01945 is a mid-sized community (a standard USPS delivery area) in Marblehead, Essex County, Massachusetts, home to 19,808 residents across 11.4 square miles, a density of 1,744 people per square mile, in the New York time zone.

ZIP 01945 skews affluent, with a median household income of $179,583 (55% above the average Massachusetts ZIP), while per-capita income is $103,886. Both reported hardship measures are comparatively low in absolute terms: poverty is 4.4% and unemployment is 2.6%. Housing is both higher-cost and owner-heavy: median home value is $942,200 (57% above the average Massachusetts ZIP), while 85.3% of occupied homes are owner-occupied and median rent is $1,764.

This is a highly-educated ZIP: 78.1% of adults hold a bachelor's degree or higher, the median age is 49.2, and the average commute is 33 minutes. The page also surfaces 10 ZIP codes within roughly 10 miles and 6 more in Essex County, so 01945 can be compared with both its immediate and county-level context.

Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →

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Top industries in ZIP 01945

Top 5 sectors by establishment count in Marblehead, MA

Which industries have the most business establishments in ZIP 01945.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 01945, Marblehead, MA · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.

Quick Facts

19,808

Population

11.4

Area (sq mi)

1,744

People / sq mi

New York

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 01945?

49.2

Median Age

47.0%

Male

53.0%

Female

6.6%

Foreign-Born

White 93.3%
African American 0.6%
Asian 1.4%
American Indian or Alaska Native 0.4%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 3.5%
Hispanic or Latino 2.0%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$179,583

Median Household Income

+55% vs state ZIP avg

$103,886

Per Capita Income

4.4%

Poverty Rate

2.6%

Unemployment Rate

32.9 min

Mean Commute Time

How ZIP 01945 ranks among Massachusetts ZIPs

Marblehead, MA household income vs. every Massachusetts ZIP code

Median household income among 505 reporting Massachusetts ZIPs (this ZIP's population is too small for a reliable national-corpus placement)

$179,583 Top 9% higher than 91% of 505 Massachusetts ZIPs

This ZIP $0 $200K+ every Massachusetts ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more Massachusetts ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 85.5%
Bachelor's Degree or Higher 78.1%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

9,140

Total Housing Units

8,334

Occupied Units

806

Vacant Units

2.44

Avg Household Size

Occupancy Type

Owner 85.3%
Renter 14.7%

$942,200

Median Home Value

+57% vs state ZIP avg

$1,764

Median Rent

1945

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

+1.5%

YoY Change (2024)

237

HPI Index (2000 = 100)

+137%

Total Change Since 2000

Home values in ZIP 01945 have increased 1.5% over the past year (2024). Since 2000, this ZIP has seen +137% cumulative appreciation.

Year Annual Change HPI Index
2020 +0.8% 180
2021 +8.9% 197
2022 +7.9% 212
2023 +9.9% 233
2024 +1.5% 237

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 572 business establishments in ZIP 01945, employing approximately 3,948 people with a combined annual payroll of $194,344,000.

572

Businesses

3,948

Employees

$194.3M

Annual Payroll

15

Industry Sectors

Industry Establishments % of Total
Professional, scientific, and technical services 81 14.2%
Retail trade 74 12.9%
Other services (except public administration) 70 12.2%
Construction 65 11.4%
Health care and social assistance 53 9.3%
Accommodation and food services 46 8.0%
Finance and insurance 34 5.9%
Administrative and support and waste management and remediation services 34 5.9%
Real estate and rental and leasing 25 4.4%
Arts, entertainment, and recreation 25 4.4%
Wholesale trade 15 2.6%
Manufacturing 14 2.5%
Educational services 13 2.3%
Transportation and warehousing 11 1.9%
Information 8 1.4%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 01945 vs 01970 →

ZIP 01945 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 01945 ranks #5 by population - useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 01945 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 01945 ranks #2 of 9 neighboring ZIPs, local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
01970 Salem, MA 41,109 2.2 mi
01907 Swampscott, MA 14,027 2.7 mi
01915 Beverly, MA 39,502 4.8 mi
01902 Lynn, MA 45,139 4.3 mi
01904 Lynn, MA 18,203 5.6 mi
01984 Wenham, MA 4,875 7.1 mi
01901 Lynn, MA 1,689 5.0 mi
01908 Nahant, MA 3,410 5.8 mi
01982 South Hamilton, MA 7,764 8.8 mi
01960 Peabody, MA 50,944 6.0 mi

Nationwide ZIPs with similar ACS profiles

Two Census-derived peer sets for ZIP 01945, both outside MA so the neighborhoods are not geographic containment (Nearby and same-county blocks stay local).

Similar population

Nearest cross-state ZIPs by resident population (19,808 here; floor ≥1,000).

Similar median household income

Nearest cross-state ZIPs by ACS median household income.

More ZIP Codes in Essex County

Frequently Asked Questions

What county is ZIP code 01945 in?

ZIP code 01945 (Marblehead) is located in Essex County, Massachusetts. Essex County contains multiple ZIP codes, see the full list at /counties/essex-ma.

What is the population of ZIP code 01945?

ZIP code 01945 in Marblehead, MA has a population of 19,808 according to the Census Bureau ACS 2023 estimates.

What is the median household income in ZIP 01945?

The median household income in ZIP 01945 is $179,583, which is 135% above the national average of $76,288.

What is the average home value in ZIP 01945?

The median home value in ZIP 01945 is $942,200, which is 239% above the national average of $278,155.

What is the demographic makeup of ZIP 01945?

The largest racial group in ZIP 01945 is White at 93.3%. Hispanic or Latino residents make up 2.0% of the population.

How many businesses are in ZIP code 01945?

ZIP code 01945 has 572 business establishments employing approximately 3,948 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.

What are the main industries in ZIP code 01945?

The top industries by establishment count in ZIP 01945 are: Professional, scientific, and technical services (81), Retail trade (74), Other services (except public administration) (70). There are 15 industry sectors represented in total.

How have home values changed in ZIP code 01945?

According to the FHFA House Price Index, home values in ZIP 01945 increased by 1.5% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 137%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.

What is the education level in ZIP code 01945?

In ZIP code 01945, 85.5% of residents aged 25+ have a high school diploma or higher, and 78.1% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).

What is the average commute time in ZIP 01945?

The mean commute time for workers in ZIP code 01945 is 32.9 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend more time traveling to work than typical.

What percentage of residents own vs. rent in ZIP 01945?

In ZIP code 01945, approximately 85.3% of occupied housing units are owner-occupied and 14.7% are renter-occupied, based on Census ACS 2023 data.

What is the poverty rate in ZIP code 01945?

The poverty rate in ZIP code 01945 is 4.4% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

ZIP 01945's figures come from ACS 5-Year Estimates, Census ZIP Code Business Patterns, and the FHFA House Price Index. See our methodology for details.

Related

Compare this ZIP with another

Read our methodology : how this data is sourced, computed, and verified.

Take this with you

What to do with ZIP 01945's numbers, next.

ZIP Code Tabulation Areas (ZCTAs) are Census Bureau approximations of USPS ZIP codes; figures describe the ZCTA area, not any single address within it.