Cotuit, MA · standard
ZIP Code 02635
Barnstable County, Massachusetts - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.
- 3,296
- 230/sq mi High-density area
- $110,197
- Median income Above-median income area
- $683,600
- Median home value Above-median home value
- 50.3%
- Bachelor's or higher Above-average bachelor's attainment
National ZIP placement
Cotuit pairs an upper-quartile household income with top-decile home values, in a low-density, homeowner-dominated area.
- Top 13%
- household income, US ZIPs
- Top 7%
- home value, US ZIPs
- 230
- people per sq mi
- 88%
- owner-occupied homes
Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 02635 against every reporting US ZIP.
FHFA HPI release change
What changed in the latest House Price Index year
- FHFA House Price Index values in ZIP 02635 (Cotuit, MA) fell -11.0% from 2023 to 2024. The all-transactions index moved from 293.8 in 2023 to 261.4 in 2024 (2000 = 100).
ZIP code 02635 covers 14.3 square miles in Cotuit, Barnstable County, Massachusetts (a standard USPS delivery area), with a modest 3,296 residents on file, a density of 230 people per square mile, in the New York time zone.
ZIP 02635 skews affluent, with a median household income of $110,197 (5% below the average Massachusetts ZIP), while per-capita income is $82,162. Both reported hardship measures are comparatively low in absolute terms: poverty is 4.3% and unemployment is 3.3%. Median home value is $683,600 (14% above the average Massachusetts ZIP) and median rent is $2,282; 88.3% of occupied homes are owner-occupied.
This is a highly-educated ZIP: 50.3% of adults hold a bachelor's degree or higher, the median age is 56.4, and the average commute is -. The page also surfaces 10 ZIP codes within roughly 10 miles and 6 more in Barnstable County, so 02635 can be compared with both its immediate and county-level context.
Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →
Top industries in ZIP 02635
Top 5 sectors by establishment count in Cotuit, MA
Which industries have the most business establishments in ZIP 02635.
- Construction
Construction
26 establishments
- Professional, scientific, and technical services
Professional, scientific, and technical services
13 establishments
- Administrative and support and waste management and remediation services 8
Administrative and support and waste management and remediation services
8 establishments
- Health care and social assistance 8
Health care and social assistance
8 establishments
- Real estate and rental and leasing 7
Real estate and rental and leasing
7 establishments
What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.
Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 02635, Cotuit, MA · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.
Quick Facts
3,296
Population
14.3
Area (sq mi)
230
People / sq mi
New York
Time Zone
standard
ZIP Type
Who lives in ZIP 02635?
56.4
Median Age
46.0%
Male
54.0%
Female
13.2%
Foreign-Born
Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How much do residents earn?
$110,197
Median Household Income
-5% vs state ZIP avg
$82,162
Per Capita Income
4.3%
Poverty Rate
3.3%
Unemployment Rate
How ZIP 02635 ranks among Massachusetts ZIPs
Cotuit, MA household income vs. every Massachusetts ZIP code
Median household income among 505 reporting Massachusetts ZIPs (this ZIP's population is too small for a reliable national-corpus placement)
$110,197 Top 50% higher than 50% of 505 Massachusetts ZIPs
Each bar is a $20K-wide band; taller bars hold more Massachusetts ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What is the education profile here?
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What does housing look like?
Housing stock: occupied vs vacant
2,124housing units
2,124
Total Housing Units
1,707
Occupied Units
417
Vacant Units
2.08
Avg Household Size
Occupancy Type
$683,600
Median Home Value
+14% vs state ZIP avg
$2,282
Median Rent
1983
Median Year Built
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How have home values changed over time?
FHFA House Price Index, annual appreciation data based on repeat sales and appraisals
-11.0%
YoY Change (2024)
261
HPI Index (2000 = 100)
+161%
Total Change Since 2000
Home values in ZIP 02635 have decreased 11.0% over the past year (2024). Since 2000, this ZIP has seen +161% cumulative appreciation.
| Year | Annual Change | HPI Index |
|---|---|---|
| 2020 | +7.1% | 193 |
| 2021 | +10.8% | 214 |
| 2022 | +16.2% | 249 |
| 2023 | +18.1% | 294 |
| 2024 | -11.0% | 261 |
Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.
What businesses operate in this ZIP?
Census Bureau data shows 95 business establishments in ZIP 02635, employing approximately 391 people with a combined annual payroll of $23,243,000.
95
Businesses
391
Employees
$23.2M
Annual Payroll
9
Industry Sectors
| Industry | Establishments | % of Total |
|---|---|---|
| Construction | 26 | 27.4% |
| Professional, scientific, and technical services | 13 | 13.7% |
| Administrative and support and waste management and remediation services | 8 | 8.4% |
| Health care and social assistance | 8 | 8.4% |
| Real estate and rental and leasing | 7 | 7.4% |
| Other services (except public administration) | 6 | 6.3% |
| Retail trade | 5 | 5.3% |
| Arts, entertainment, and recreation | 5 | 5.3% |
| Manufacturing | 4 | 4.2% |
Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.
Nearby ZIP Codes
Want a side-by-side? Compare 02635 vs 02655 →
ZIP 02635 vs its nearest neighbors, by population
Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 02536
East Falmouth (02536)
19,583 residents
- 02649
Mashpee (02649)
14,006 residents
- 02632
Centerville (02632)
10,742 residents
- 02563
Sandwich (02563)
10,359 residents
- 02648 7,301
Marstons Mills (02648)
7,301 residents
- 02537 6,293
East Sandwich (02537)
6,293 residents
- 02644 3,955
Forestdale (02644)
3,955 residents
- 02655 3,518
Osterville (02655)
3,518 residents
- 02635 3,296
Cotuit (02635)
3,296 residents
What this shows Among its immediate neighbors, ZIP 02635 ranks #9 by population - useful context the national average alone can't give.
ZIP 02635 vs its nearest neighbors, by median income
Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 02537
East Sandwich (02537)
$136,506 median income
- 02648
Marstons Mills (02648)
$129,681 median income
- 02563
Sandwich (02563)
$121,455 median income
- 02632
Centerville (02632)
$121,317 median income
- 02655
Osterville (02655)
$118,750 median income
- 02635
Cotuit (02635)
$110,197 median income
- 02644
Forestdale (02644)
$108,158 median income
- 02536
East Falmouth (02536)
$100,497 median income
- 02649
Mashpee (02649)
$95,299 median income
What this shows By household income, ZIP 02635 ranks #6 of 9 neighboring ZIPs, local affluence varies block to block, not just metro to metro.
| ZIP Code | City | Population | Distance |
|---|---|---|---|
| 02655 | Osterville, MA | 3,518 | 2.5 mi |
| 02649 | Mashpee, MA | 14,006 | 2.6 mi |
| 02648 | Marstons Mills, MA | 7,301 | 3.5 mi |
| 02537 | East Sandwich, MA | 6,293 | 7.3 mi |
| 02632 | Centerville, MA | 10,742 | 5.4 mi |
| 02644 | Forestdale, MA | 3,955 | 5.5 mi |
| 02563 | Sandwich, MA | 10,359 | 6.9 mi |
| 02672 | West Hyannisport, MA | 180 | 6.4 mi |
| 02647 | Hyannis Port, MA | 129 | 6.9 mi |
| 02536 | East Falmouth, MA | 19,583 | 6.8 mi |
Nationwide ZIPs with similar ACS profiles
Two Census-derived peer sets for ZIP 02635, both outside MA so the neighborhoods are not geographic containment (Nearby and same-county blocks stay local).
Similar population
Nearest cross-state ZIPs by resident population (3,296 here; floor ≥1,000).
Similar median household income
Nearest cross-state ZIPs by ACS median household income.
More ZIP Codes in Barnstable County
Related Areas
Frequently Asked Questions
What county is ZIP code 02635 in?
ZIP code 02635 (Cotuit) is located in Barnstable County, Massachusetts. Barnstable County contains multiple ZIP codes, see the full list at /counties/barnstable-ma.
What is the population of ZIP code 02635?
ZIP code 02635 in Cotuit, MA has a population of 3,296 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 02635?
The median household income in ZIP 02635 is $110,197, which is 44% above the national average of $76,288.
What is the average home value in ZIP 02635?
The median home value in ZIP 02635 is $683,600, which is 146% above the national average of $278,155.
What is the demographic makeup of ZIP 02635?
The largest racial group in ZIP 02635 is White at 91.1%.
How many businesses are in ZIP code 02635?
ZIP code 02635 has 95 business establishments employing approximately 391 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 02635?
The top industries by establishment count in ZIP 02635 are: Construction (26), Professional, scientific, and technical services (13), Administrative and support and waste management and remediation services (8). There are 9 industry sectors represented in total.
How have home values changed in ZIP code 02635?
According to the FHFA House Price Index, home values in ZIP 02635 decreased by 11.0% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 161%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 02635?
In ZIP code 02635, 65.3% of residents aged 25+ have a high school diploma or higher, and 50.3% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What percentage of residents own vs. rent in ZIP 02635?
In ZIP code 02635, approximately 88.3% of occupied housing units are owner-occupied and 11.7% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 02635?
The poverty rate in ZIP code 02635 is 4.3% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.
Related
Take this with you
What to do with ZIP 02635's numbers, next.
- See how ZIP 02635 compares to a neighboring ZIP code on the same Census fields Compare this ZIP
- Check where Cotuit, MA ranks among every U.S. ZIP code on income, education, or homeownership View national rankings
- Save this ZIP to your shortlist to track alongside others you're considering View your shortlist
ZIP Code Tabulation Areas (ZCTAs) are Census Bureau approximations of USPS ZIP codes; figures describe the ZCTA area, not any single address within it.