PlainZIP

Cotuit, MA · standard

ZIP Code 02635

Barnstable County, Massachusetts - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

3,296
230/sq mi
$110,197
Median income
$683,600
Median home value
50.3%
Bachelor's or higher

The verdict

Cotuit pairs an upper-quartile household income with top-decile home values, in a low-density, homeowner-dominated area.

Top 13%
household income, US ZIPs
Top 7%
home value, US ZIPs
230
people per sq mi
88%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 02635 against every reporting US ZIP.

ZIP code 02635 covers 14.3 square miles in Cotuit, Barnstable County, Massachusetts (a standard USPS delivery area), with a modest 3,296 residents on file, a density of 230 people per square mile, in the New York time zone.

ZIP 02635 skews affluent, with a median household income of $110,197 (5% below the Massachusetts average), while per-capita income is $82,162. Local economic indicators show a 4.3% poverty rate alongside 3.3% unemployment. The typical home here is valued at $683,600 (14% above the state average); renters pay a median of $2,282 monthly, and 88.3% of units are owner-occupied.

This is a highly-educated ZIP: 50.3% of adults hold a bachelor's degree or higher, the median age is 56.4, and the average commute is -. A geography-based comparison follows: 10 ZIP codes within about 10 miles of 02635, plus 6 more within Barnstable County, give a clearer read than the national average alone.

Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →

Top industries in ZIP 02635

Top 5 sectors by establishment count in Cotuit, MA

Which industries have the most business establishments in ZIP 02635.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 02635, Cotuit, MA · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.

Quick Facts

3,296

Population

14.3

Area (sq mi)

230

People / sq mi

New York

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 02635?

56.4

Median Age

46.0%

Male

54.0%

Female

13.2%

Foreign-Born

White 91.1%
African American 3.9%
Asian 1.5%
American Indian or Alaska Native 0.0%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 3.5%
Hispanic or Latino 0.0%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$110,197

Median Household Income

-5% vs state

$82,162

Per Capita Income

4.3%

Poverty Rate

3.3%

Unemployment Rate

How ZIP 02635 ranks nationally

Cotuit, MA household income vs. every US ZIP code

Median household income, the full national distribution, with this ZIP marked

$110,197 Top 13% higher than 87% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). Below this entry. $60,000–$80,000: 9,980 US ZIPs (33%). Below this entry. $80,000–$100,000: 5,778 US ZIPs (19%). Below this entry. $100,000–$120,000: 2,855 US ZIPs (9%). This entry sits in this band. $120,000–$140,000: 1,362 US ZIPs (4%). Above this entry. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 65.3%
Bachelor's Degree or Higher 50.3%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

2,124

Total Housing Units

1,707

Occupied Units

417

Vacant Units

2.08

Avg Household Size

Occupancy Type

Owner 88.3%
Renter 11.7%

$683,600

Median Home Value

+14% vs state

$2,282

Median Rent

1983

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How have home values changed over time?

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

-11.0%

YoY Change (2024)

261

HPI Index (2000 = 100)

+161%

Total Change Since 2000

Home values in ZIP 02635 have decreased 11.0% over the past year (2024). Since 2000, this ZIP has seen +161% cumulative appreciation.

Year Annual Change HPI Index
2020 +7.1% 193
2021 +10.8% 214
2022 +16.2% 249
2023 +18.1% 294
2024 -11.0% 261

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 95 business establishments in ZIP 02635, employing approximately 391 people with a combined annual payroll of $23,243,000.

95

Businesses

391

Employees

$23.2M

Annual Payroll

9

Industry Sectors

Industry Establishments % of Total
Construction 26 27.4%
Professional, scientific, and technical services 13 13.7%
Administrative and support and waste management and remediation services 8 8.4%
Health care and social assistance 8 8.4%
Real estate and rental and leasing 7 7.4%
Other services (except public administration) 6 6.3%
Retail trade 5 5.3%
Arts, entertainment, and recreation 5 5.3%
Manufacturing 4 4.2%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 02635 vs 02655 →

ZIP 02635 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 02635 ranks #9 by population - useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 02635 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 02635 ranks #6 of 9 neighboring ZIPs, local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
02655 Osterville, MA 3,518 2.5 mi
02649 Mashpee, MA 14,006 2.6 mi
02648 Marstons Mills, MA 7,301 3.5 mi
02537 East Sandwich, MA 6,293 7.3 mi
02632 Centerville, MA 10,742 5.4 mi
02644 Forestdale, MA 3,955 5.5 mi
02563 Sandwich, MA 10,359 6.9 mi
02672 West Hyannisport, MA 180 6.4 mi
02647 Hyannis Port, MA 129 6.9 mi
02536 East Falmouth, MA 19,583 6.8 mi

More ZIP Codes in Barnstable County

02536 standard
East Falmouth, MA
Pop: 19,583
02601 standard
Hyannis, MA
Pop: 14,089
02649 standard
Mashpee, MA
Pop: 14,006
02532 standard
Buzzards Bay, MA
Pop: 12,690
02632 standard
Centerville, MA
Pop: 10,742
02563 standard
Sandwich, MA
Pop: 10,359

Related Areas

Barnstable County Cotuit, MA Massachusetts

Frequently Asked Questions

What county is ZIP code 02635 in? ▼
ZIP code 02635 (Cotuit) is located in Barnstable County, Massachusetts. Barnstable County contains multiple ZIP codes, see the full list at /counties/barnstable-ma.
What is the population of ZIP code 02635? ▼
ZIP code 02635 in Cotuit, MA has a population of 3,296 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 02635? ▼
The median household income in ZIP 02635 is $110,197, which is 44% above the national average of $76,288.
What is the average home value in ZIP 02635? ▼
The median home value in ZIP 02635 is $683,600, which is 146% above the national average of $278,155.
What is the demographic makeup of ZIP 02635? ▼
The largest racial group in ZIP 02635 is White at 91.1%.
How many businesses are in ZIP code 02635? ▼
ZIP code 02635 has 95 business establishments employing approximately 391 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 02635? ▼
The top industries by establishment count in ZIP 02635 are: Construction (26), Professional, scientific, and technical services (13), Administrative and support and waste management and remediation services (8). There are 9 industry sectors represented in total.
How have home values changed in ZIP code 02635? ▼
According to the FHFA House Price Index, home values in ZIP 02635 decreased by 11.0% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 161%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 02635? ▼
In ZIP code 02635, 65.3% of residents aged 25+ have a high school diploma or higher, and 50.3% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What percentage of residents own vs. rent in ZIP 02635? ▼
In ZIP code 02635, approximately 88.3% of occupied housing units are owner-occupied and 11.7% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 02635? ▼
The poverty rate in ZIP code 02635 is 4.3% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

Read our methodology to see how this data is sourced, computed, and verified.