PlainZIP

Osterville, MA · standard

ZIP Code 02655

Barnstable County, Massachusetts - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

3,518
208/sq mi
$118,750
Median income
$806,300
Median home value
60.7%
Bachelor's or higher

The verdict

Osterville pairs a top-decile household income with top-decile home values, in a low-density, homeowner-dominated area.

Top 10%
household income, US ZIPs
Top 4%
home value, US ZIPs
208
people per sq mi
93%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 02655 against every reporting US ZIP.

ZIP code 02655 covers 16.9 square miles in Osterville, Barnstable County, Massachusetts (a standard USPS delivery area), with a modest 3,518 residents on file, a density of 208 people per square mile, in the New York time zone.

ZIP 02655 skews affluent, with a median household income of $118,750 (3% above the Massachusetts average), while per-capita income is $101,734. The poverty rate stands at 5.1% and the unemployment rate at 1.6%. The typical home here is valued at $806,300 (35% above the state average); renters pay a median of $1,869 monthly, and 92.8% of units are owner-occupied.

This is a highly-educated ZIP: 60.7% of adults hold a bachelor's degree or higher, the median age is 57.1, and the average commute is 20 minutes. Beyond these figures, 10 nearby ZIP codes within about 10 miles are surfaced below, along with 6 more sharing Barnstable County, letting you compare 02655 to its immediate surroundings rather than a national baseline alone.

Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →

Top industries in ZIP 02655

Top 5 sectors by establishment count in Osterville, MA

Which industries have the most business establishments in ZIP 02655.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 02655, Osterville, MA · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.

Quick Facts

3,518

Population

16.9

Area (sq mi)

208

People / sq mi

New York

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 02655?

57.1

Median Age

45.4%

Male

54.6%

Female

11.6%

Foreign-Born

White 81.9%
African American 7.4%
Asian 0.0%
American Indian or Alaska Native 0.1%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 8.3%
Hispanic or Latino 2.8%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$118,750

Median Household Income

+3% vs state

$101,734

Per Capita Income

5.1%

Poverty Rate

1.6%

Unemployment Rate

20.3 min

Mean Commute Time

How ZIP 02655 ranks nationally

Osterville, MA household income vs. every US ZIP code

Median household income, the full national distribution, with this ZIP marked

$118,750 Top 10% higher than 90% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). Below this entry. $60,000–$80,000: 9,980 US ZIPs (33%). Below this entry. $80,000–$100,000: 5,778 US ZIPs (19%). Below this entry. $100,000–$120,000: 2,855 US ZIPs (9%). This entry sits in this band. $120,000–$140,000: 1,362 US ZIPs (4%). Above this entry. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 71.7%
Bachelor's Degree or Higher 60.7%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

3,046

Total Housing Units

1,788

Occupied Units

1,258

Vacant Units

2.21

Avg Household Size

Occupancy Type

Owner 92.8%
Renter 7.2%

$806,300

Median Home Value

+35% vs state

$1,869

Median Rent

1979

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How have home values changed over time?

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

+15.7%

YoY Change (2024)

373

HPI Index (2000 = 100)

+273%

Total Change Since 2000

Home values in ZIP 02655 have increased 15.7% over the past year (2024). Since 2000, this ZIP has seen +273% cumulative appreciation.

Year Annual Change HPI Index
2020 +6.5% 208
2021 +16.0% 241
2022 +10.7% 267
2023 +20.6% 322
2024 +15.7% 373

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 222 business establishments in ZIP 02655, employing approximately 1,679 people with a combined annual payroll of $116,383,000.

222

Businesses

1,679

Employees

$116.4M

Annual Payroll

14

Industry Sectors

Industry Establishments % of Total
Construction 50 22.5%
Retail trade 33 14.9%
Professional, scientific, and technical services 24 10.8%
Finance and insurance 20 9.0%
Health care and social assistance 19 8.6%
Other services (except public administration) 16 7.2%
Administrative and support and waste management and remediation services 15 6.8%
Real estate and rental and leasing 10 4.5%
Accommodation and food services 9 4.0%
Arts, entertainment, and recreation 8 3.6%
Wholesale trade 7 3.1%
Transportation and warehousing 3 1.4%
Information 3 1.4%
Educational services 3 1.4%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 02655 vs 02635 →

ZIP 02655 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 02655 ranks #6 by population - useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 02655 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 02655 ranks #4 of 9 neighboring ZIPs, local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
02635 Cotuit, MA 3,296 2.5 mi
02648 Marstons Mills, MA 7,301 3.1 mi
02632 Centerville, MA 10,742 3.1 mi
02672 West Hyannisport, MA 180 3.9 mi
02647 Hyannis Port, MA 129 4.4 mi
02649 Mashpee, MA 14,006 5.1 mi
02668 West Barnstable, MA 3,278 5.9 mi
02601 Hyannis, MA 14,089 5.4 mi
02537 East Sandwich, MA 6,293 7.3 mi
02630 Barnstable, MA 1,850 6.9 mi

More ZIP Codes in Barnstable County

02536 standard
East Falmouth, MA
Pop: 19,583
02601 standard
Hyannis, MA
Pop: 14,089
02649 standard
Mashpee, MA
Pop: 14,006
02532 standard
Buzzards Bay, MA
Pop: 12,690
02632 standard
Centerville, MA
Pop: 10,742
02563 standard
Sandwich, MA
Pop: 10,359

Related Areas

Barnstable County Osterville, MA Massachusetts

Frequently Asked Questions

What county is ZIP code 02655 in? ▼
ZIP code 02655 (Osterville) is located in Barnstable County, Massachusetts. Barnstable County contains multiple ZIP codes, see the full list at /counties/barnstable-ma.
What is the population of ZIP code 02655? ▼
ZIP code 02655 in Osterville, MA has a population of 3,518 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 02655? ▼
The median household income in ZIP 02655 is $118,750, which is 56% above the national average of $76,288.
What is the average home value in ZIP 02655? ▼
The median home value in ZIP 02655 is $806,300, which is 190% above the national average of $278,155.
What is the demographic makeup of ZIP 02655? ▼
The largest racial group in ZIP 02655 is White at 81.9%. Hispanic or Latino residents make up 2.8% of the population.
How many businesses are in ZIP code 02655? ▼
ZIP code 02655 has 222 business establishments employing approximately 1,679 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 02655? ▼
The top industries by establishment count in ZIP 02655 are: Construction (50), Retail trade (33), Professional, scientific, and technical services (24). There are 14 industry sectors represented in total.
How have home values changed in ZIP code 02655? ▼
According to the FHFA House Price Index, home values in ZIP 02655 increased by 15.7% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 273%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 02655? ▼
In ZIP code 02655, 71.7% of residents aged 25+ have a high school diploma or higher, and 60.7% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 02655? ▼
The mean commute time for workers in ZIP code 02655 is 20.3 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend less time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 02655? ▼
In ZIP code 02655, approximately 92.8% of occupied housing units are owner-occupied and 7.2% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 02655? ▼
The poverty rate in ZIP code 02655 is 5.1% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

Read our methodology to see how this data is sourced, computed, and verified.