ZIP Code 02655
standardSource:
Osterville · Barnstable County · Massachusetts
- Population
- 3,518
- Median income
- $118,750
- Median home value
- $806,300
- Bachelor's or higher
- 60.7%
- Land area
- 16.9 sq mi
208/sq mi
▲ 56% vs US
higher than 90% of US ZIPs
▲ 190% vs US
higher than 96% of US ZIPs
Median age 57.1
New York
ZIP code 02655 in Osterville, Massachusetts has a population of 3,518. The median household income is $118,750, which is 56% above the national average. Median home value is $806,300, 190% above the US average. 60.7% of residents hold a bachelor's degree or higher.
ZIP code 02655 is classified by USPS as a standard delivery area and covers roughly 16.9 square miles in Osterville, Barnstable County, Massachusetts. The area is home to 3,518 residents, producing a population density of 208 people per square mile, and falls within the New York time zone. These USPS and Census boundary values drive every downstream statistic on this page, including the benchmarks that compare 02655 against Massachusetts and the nation.
On the economic side, the median household income for ZIP 02655 sits at $118,750 (3% above the Massachusetts average), while per-capita income is $101,734. The poverty rate stands at 5.1% and the unemployment rate at 1.6%. On housing, the median home value is $806,300 (35% above the state average) with median rent at $1,869 per month, and 92.8% of occupied units are owner-occupied, a direct signal of whether 02655 behaves more like a homeowner neighborhood or a renter-heavy ZIP.
Education and household profile round out the picture: 60.7% of adults hold a bachelor's degree or higher, the median age is 57.1, and the average commute is 20 minutes. We also surface 10 nearby ZIP codes within roughly 10 miles and 6 additional ZIPs sharing Barnstable County, so you can benchmark 02655 against its immediate geography rather than a national average alone. Every figure is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates, HUD Fair Market Rents, and FHFA Home Price Index data, no estimates, no proprietary scoring. Verify with HUD →
Top industries in ZIP 02655
Top 5 sectors by establishment count
Which industries have the most business establishments in ZIP 02655.
- Construction
Construction
50 establishments
- Retail trade
Retail trade
33 establishments
- Professional, scientific, and technical services
Professional, scientific, and technical services
24 establishments
- Finance and insurance
Finance and insurance
20 establishments
- Health care and social assistance 19
Health care and social assistance
19 establishments
What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.
Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + HUD FMR + FHFA HPI ACS demographics, ZBP business establishments, HUD Fair Market Rents, FHFA HPI for ZIP 02655, Osterville, MA · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; HUD FMR + FHFA HPI updated quarterly/annually.
Quick Facts
3,518
Population
16.9
Area (sq mi)
208
People / sq mi
New York
Time Zone
standard
ZIP Type
Who lives in ZIP 02655?
57.1
Median Age
45.4%
Male
54.6%
Female
11.6%
Foreign-Born
Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How much do residents earn?
$118,750
Median Household Income
+3% vs state
$101,734
Per Capita Income
5.1%
Poverty Rate
1.6%
Unemployment Rate
20.3 min
Mean Commute Time
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What is the education profile here?
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What does housing look like?
3,046
Total Housing Units
1,788
Occupied Units
1,258
Vacant Units
2.21
Avg Household Size
Occupancy Type
$806,300
Median Home Value
+35% vs state
$1,869
Median Rent
1979
Median Year Built
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How have home values changed over time?
FHFA House Price Index, annual appreciation data based on repeat sales and appraisals
+15.7%
YoY Change (2024)
373
HPI Index (2000 = 100)
+273%
Total Change Since 2000
Home values in ZIP 02655 have increased 15.7% over the past year (2024). Since 2000, this ZIP has seen +273% cumulative appreciation.
| Year | Annual Change | HPI Index |
|---|---|---|
| 2020 | +6.5% | 208 |
| 2021 | +16.0% | 241 |
| 2022 | +10.7% | 267 |
| 2023 | +20.6% | 322 |
| 2024 | +15.7% | 373 |
Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.
What businesses operate in this ZIP?
Census Bureau data shows 222 business establishments in ZIP 02655, employing approximately 1,679 people with a combined annual payroll of $116,383,000.
222
Businesses
1,679
Employees
$116.4M
Annual Payroll
14
Industry Sectors
| Industry | Establishments | % of Total |
|---|---|---|
| Construction | 50 | 22.5% |
| Retail trade | 33 | 14.9% |
| Professional, scientific, and technical services | 24 | 10.8% |
| Finance and insurance | 20 | 9.0% |
| Health care and social assistance | 19 | 8.6% |
| Other services (except public administration) | 16 | 7.2% |
| Administrative and support and waste management and remediation services | 15 | 6.8% |
| Real estate and rental and leasing | 10 | 4.5% |
| Accommodation and food services | 9 | 4.0% |
| Arts, entertainment, and recreation | 8 | 3.6% |
| Wholesale trade | 7 | 3.1% |
| Transportation and warehousing | 3 | 1.4% |
| Information | 3 | 1.4% |
| Educational services | 3 | 1.4% |
Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.
Nearby ZIP Codes
Want a side-by-side? Compare 02655 vs 02635 →
| ZIP Code | City | Population | Distance |
|---|---|---|---|
| 02635 | Cotuit, MA | 3,296 | 2.5 mi |
| 02648 | Marstons Mills, MA | 7,301 | 3.1 mi |
| 02632 | Centerville, MA | 10,742 | 3.1 mi |
| 02672 | West Hyannisport, MA | 180 | 3.9 mi |
| 02647 | Hyannis Port, MA | 129 | 4.4 mi |
| 02649 | Mashpee, MA | 14,006 | 5.1 mi |
| 02668 | West Barnstable, MA | 3,278 | 5.9 mi |
| 02601 | Hyannis, MA | 14,089 | 5.4 mi |
| 02537 | East Sandwich, MA | 6,293 | 7.3 mi |
| 02630 | Barnstable, MA | 1,850 | 6.9 mi |
More ZIP Codes in Barnstable County
Related Areas
Frequently Asked Questions
What county is ZIP code 02655 in? ▼
What is the population of ZIP code 02655? ▼
What is the median household income in ZIP 02655? ▼
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What is the demographic makeup of ZIP 02655? ▼
How many businesses are in ZIP code 02655? ▼
What are the main industries in ZIP code 02655? ▼
How have home values changed in ZIP code 02655? ▼
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What is the average commute time in ZIP 02655? ▼
What percentage of residents own vs. rent in ZIP 02655? ▼
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ZIP Code Research Guides
Official Data Resources for Osterville, MA
Verify and explore additional data for this area using these official government sources.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023). Business data: Source: Census ZIP Code Business Patterns (ZBP) 2023. Home value trends: Source: FHFA House Price Index (HPI), Five-Digit ZIP Codes.
PlainZIP is not affiliated with the U.S. Census Bureau or any government agency.
Read our methodology , how this data is sourced, computed, and verified.