PlainZIP

Rutherford, NJ · standard

ZIP Code 07070

Bergen County, New Jersey - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

18,061
2,480/sq mi
$143,153
Median income
$603,600
Median home value
60.5%
Bachelor's or higher

The verdict

Rutherford pairs a top-decile household income with top-decile home values, in a suburban-density, homeowner-dominated area.

Top 5%
household income, US ZIPs
Top 9%
home value, US ZIPs
2,480
people per sq mi
64%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 07070 against every reporting US ZIP.

ZIP code 07070 is a mid-sized community (a standard USPS delivery area) in Rutherford, Bergen County, New Jersey, home to 18,061 residents across 7.3 square miles, a density of 2,480 people per square mile, in the New York time zone.

ZIP 07070 skews affluent, with a median household income of $143,153 (17% above the New Jersey average), while per-capita income is $62,187. 5.5% of residents live below the poverty line, and the unemployment rate reads 4.2%. Median home value sits at $603,600 (17% above the state average), median rent at $1,966 a month, and owner-occupancy at 64.3%.

This is a highly-educated ZIP: 60.5% of adults hold a bachelor's degree or higher, the median age is 40, and the average commute is 34 minutes. A geography-based comparison follows: 10 ZIP codes within about 10 miles of 07070, plus 6 more within Bergen County, give a clearer read than the national average alone.

Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →

Top industries in ZIP 07070

Top 5 sectors by establishment count in Rutherford, NJ

Which industries have the most business establishments in ZIP 07070.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 07070, Rutherford, NJ · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.

Quick Facts

18,061

Population

7.3

Area (sq mi)

2,480

People / sq mi

New York

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 07070?

40.0

Median Age

51.9%

Male

48.1%

Female

21.3%

Foreign-Born

White 64.1%
African American 4.1%
Asian 12.4%
American Indian or Alaska Native 0.4%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 15.0%
Hispanic or Latino 20.8%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$143,153

Median Household Income

+17% vs state

$62,187

Per Capita Income

5.5%

Poverty Rate

4.2%

Unemployment Rate

33.8 min

Mean Commute Time

How ZIP 07070 ranks nationally

Rutherford, NJ household income vs. every US ZIP code

Median household income, the full national distribution, with this ZIP marked

$143,153 Top 5% higher than 95% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). Below this entry. $60,000–$80,000: 9,980 US ZIPs (33%). Below this entry. $80,000–$100,000: 5,778 US ZIPs (19%). Below this entry. $100,000–$120,000: 2,855 US ZIPs (9%). Below this entry. $120,000–$140,000: 1,362 US ZIPs (4%). Below this entry. $140,000–$160,000: 686 US ZIPs (2%). This entry sits in this band. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 77.9%
Bachelor's Degree or Higher 60.5%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

7,129

Total Housing Units

6,875

Occupied Units

254

Vacant Units

2.68

Avg Household Size

Occupancy Type

Owner 64.3%
Renter 35.7%

$603,600

Median Home Value

+17% vs state

$1,966

Median Rent

1945

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How have home values changed over time?

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

+9.9%

YoY Change (2024)

284

HPI Index (2000 = 100)

+184%

Total Change Since 2000

Home values in ZIP 07070 have increased 9.9% over the past year (2024). Since 2000, this ZIP has seen +184% cumulative appreciation.

Year Annual Change HPI Index
2020 +2.6% 203
2021 +7.4% 218
2022 +7.8% 235
2023 +10.2% 259
2024 +9.9% 284

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 582 business establishments in ZIP 07070, employing approximately 9,372 people with a combined annual payroll of $679,016,000.

582

Businesses

9,372

Employees

$679.0M

Annual Payroll

16

Industry Sectors

Industry Establishments % of Total
Professional, scientific, and technical services 86 14.8%
Health care and social assistance 81 13.9%
Other services (except public administration) 61 10.5%
Accommodation and food services 52 8.9%
Construction 47 8.1%
Retail trade 44 7.6%
Administrative and support and waste management and remediation services 44 7.6%
Real estate and rental and leasing 36 6.2%
Finance and insurance 34 5.8%
Transportation and warehousing 25 4.3%
Wholesale trade 23 4.0%
Arts, entertainment, and recreation 16 2.8%
Educational services 11 1.9%
Manufacturing 10 1.7%
Information 8 1.4%
Management of companies and enterprises 3 0.5%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 07070 vs 07073 →

ZIP 07070 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 07070 ranks #5 by population - useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 07070 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 07070 ranks the highest of 9 neighboring ZIPs, local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
07073 East Rutherford, NJ 8,913 1.1 mi
07071 Lyndhurst, NJ 20,554 1.7 mi
07057 Wallington, NJ 11,335 2.3 mi
07014 Clifton, NJ 5,184 1.7 mi
07075 Wood Ridge, NJ 7,626 2.3 mi
07072 Carlstadt, NJ 6,127 2.3 mi
07110 Nutley, NJ 28,351 2.7 mi
07031 North Arlington, NJ 15,392 2.5 mi
07055 Passaic, NJ 69,816 2.8 mi
07026 Garfield, NJ 30,555 4.0 mi

More ZIP Codes in Bergen County

07601 standard
Hackensack, NJ
Pop: 43,010
07666 standard
Teaneck, NJ
Pop: 39,776
07024 standard
Fort Lee, NJ
Pop: 35,353
07410 standard
Fair Lawn, NJ
Pop: 32,457
07026 standard
Garfield, NJ
Pop: 30,555
07631 standard
Englewood, NJ
Pop: 27,119

Related Areas

Bergen County Rutherford, NJ New Jersey

Frequently Asked Questions

What county is ZIP code 07070 in? ▼
ZIP code 07070 (Rutherford) is located in Bergen County, New Jersey. Bergen County contains multiple ZIP codes, see the full list at /counties/bergen-nj.
What is the population of ZIP code 07070? ▼
ZIP code 07070 in Rutherford, NJ has a population of 18,061 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 07070? ▼
The median household income in ZIP 07070 is $143,153, which is 88% above the national average of $76,288.
What is the average home value in ZIP 07070? ▼
The median home value in ZIP 07070 is $603,600, which is 117% above the national average of $278,155.
What is the demographic makeup of ZIP 07070? ▼
The largest racial group in ZIP 07070 is White at 64.1%. Hispanic or Latino residents make up 20.8% of the population.
How many businesses are in ZIP code 07070? ▼
ZIP code 07070 has 582 business establishments employing approximately 9,372 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 07070? ▼
The top industries by establishment count in ZIP 07070 are: Professional, scientific, and technical services (86), Health care and social assistance (81), Other services (except public administration) (61). There are 16 industry sectors represented in total.
How have home values changed in ZIP code 07070? ▼
According to the FHFA House Price Index, home values in ZIP 07070 increased by 9.9% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 184%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 07070? ▼
In ZIP code 07070, 77.9% of residents aged 25+ have a high school diploma or higher, and 60.5% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 07070? ▼
The mean commute time for workers in ZIP code 07070 is 33.8 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend more time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 07070? ▼
In ZIP code 07070, approximately 64.3% of occupied housing units are owner-occupied and 35.7% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 07070? ▼
The poverty rate in ZIP code 07070 is 5.5% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

Read our methodology to see how this data is sourced, computed, and verified.