Rutherford, NJ · standard
ZIP Code 07070
Bergen County, New Jersey - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.
- 18,061
- 2,480/sq mi High-density area
- $143,153
- Median income Above-median income area
- $603,600
- Median home value Above-median home value
- 60.5%
- Bachelor's or higher Above-average bachelor's attainment
National ZIP placement
Rutherford pairs a top-decile household income with top-decile home values, in a suburban-density, homeowner-dominated area.
- Top 5%
- household income, US ZIPs
- Top 9%
- home value, US ZIPs
- 2,480
- people per sq mi
- 64%
- owner-occupied homes
Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 07070 against every reporting US ZIP.
FHFA HPI release change
What changed in the latest House Price Index year
- FHFA House Price Index values in ZIP 07070 (Rutherford, NJ) rose +9.9% from 2023 to 2024. The all-transactions index moved from 258.8 in 2023 to 284.4 in 2024 (2000 = 100).
ZIP code 07070 is a mid-sized community (a standard USPS delivery area) in Rutherford, Bergen County, New Jersey, home to 18,061 residents across 7.3 square miles, a density of 2,480 people per square mile, in the New York time zone.
ZIP 07070 skews affluent, with a median household income of $143,153 (17% above the average New Jersey ZIP), while per-capita income is $62,187. The poverty rate is 5.5%, with unemployment at 4.2%; those measures add context to the income figure. Housing is both higher-cost and owner-heavy: median home value is $603,600 (17% above the average New Jersey ZIP), while 64.3% of occupied homes are owner-occupied and median rent is $1,966.
This is a highly-educated ZIP: 60.5% of adults hold a bachelor's degree or higher, the median age is 40, and the average commute is 34 minutes. The page also surfaces 10 ZIP codes within roughly 10 miles and 6 more in Bergen County, so 07070 can be compared with both its immediate and county-level context.
Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →
Top industries in ZIP 07070
Top 5 sectors by establishment count in Rutherford, NJ
Which industries have the most business establishments in ZIP 07070.
- Professional, scientific, and technical services
Professional, scientific, and technical services
86 establishments
- Health care and social assistance
Health care and social assistance
81 establishments
- Other services (except public administration)
Other services (except public administration)
61 establishments
- Accommodation and food services
Accommodation and food services
52 establishments
- Construction
Construction
47 establishments
What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.
Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 07070, Rutherford, NJ · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.
Quick Facts
18,061
Population
7.3
Area (sq mi)
2,480
People / sq mi
New York
Time Zone
standard
ZIP Type
Who lives in ZIP 07070?
40.0
Median Age
51.9%
Male
48.1%
Female
21.3%
Foreign-Born
Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How much do residents earn?
$143,153
Median Household Income
+17% vs state ZIP avg
$62,187
Per Capita Income
5.5%
Poverty Rate
4.2%
Unemployment Rate
33.8 min
Mean Commute Time
How ZIP 07070 ranks among New Jersey ZIPs
Rutherford, NJ household income vs. every New Jersey ZIP code
Median household income among 565 reporting New Jersey ZIPs (this ZIP's population is too small for a reliable national-corpus placement)
$143,153 Top 27% higher than 73% of 565 New Jersey ZIPs
Each bar is a $20K-wide band; taller bars hold more New Jersey ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What is the education profile here?
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What does housing look like?
Housing stock: occupied vs vacant
7,129housing units
7,129
Total Housing Units
6,875
Occupied Units
254
Vacant Units
2.68
Avg Household Size
Occupancy Type
$603,600
Median Home Value
+17% vs state ZIP avg
$1,966
Median Rent
1945
Median Year Built
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How have home values changed over time?
FHFA House Price Index, annual appreciation data based on repeat sales and appraisals
+9.9%
YoY Change (2024)
284
HPI Index (2000 = 100)
+184%
Total Change Since 2000
Home values in ZIP 07070 have increased 9.9% over the past year (2024). Since 2000, this ZIP has seen +184% cumulative appreciation.
| Year | Annual Change | HPI Index |
|---|---|---|
| 2020 | +2.6% | 203 |
| 2021 | +7.4% | 218 |
| 2022 | +7.8% | 235 |
| 2023 | +10.2% | 259 |
| 2024 | +9.9% | 284 |
Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.
What businesses operate in this ZIP?
Census Bureau data shows 582 business establishments in ZIP 07070, employing approximately 9,372 people with a combined annual payroll of $679,016,000.
582
Businesses
9,372
Employees
$679.0M
Annual Payroll
16
Industry Sectors
| Industry | Establishments | % of Total |
|---|---|---|
| Professional, scientific, and technical services | 86 | 14.8% |
| Health care and social assistance | 81 | 13.9% |
| Other services (except public administration) | 61 | 10.5% |
| Accommodation and food services | 52 | 8.9% |
| Construction | 47 | 8.1% |
| Retail trade | 44 | 7.6% |
| Administrative and support and waste management and remediation services | 44 | 7.6% |
| Real estate and rental and leasing | 36 | 6.2% |
| Finance and insurance | 34 | 5.8% |
| Transportation and warehousing | 25 | 4.3% |
| Wholesale trade | 23 | 4.0% |
| Arts, entertainment, and recreation | 16 | 2.8% |
| Educational services | 11 | 1.9% |
| Manufacturing | 10 | 1.7% |
| Information | 8 | 1.4% |
| Management of companies and enterprises | 3 | 0.5% |
Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.
Nearby ZIP Codes
Want a side-by-side? Compare 07070 vs 07073 →
ZIP 07070 vs its nearest neighbors, by population
Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 07055
Passaic (07055)
69,816 residents
- 07026
Garfield (07026)
30,555 residents
- 07110
Nutley (07110)
28,351 residents
- 07071 20,554
Lyndhurst (07071)
20,554 residents
- 07070 18,061
Rutherford (07070)
18,061 residents
- 07031 15,392
North Arlington (07031)
15,392 residents
- 07057 11,335
Wallington (07057)
11,335 residents
- 07073 8,913
East Rutherford (07073)
8,913 residents
- 07075 7,626
Wood Ridge (07075)
7,626 residents
What this shows Among its immediate neighbors, ZIP 07070 ranks #5 by population - useful context the national average alone can't give.
ZIP 07070 vs its nearest neighbors, by median income
Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 07070
Rutherford (07070)
$143,153 median income
- 07075
Wood Ridge (07075)
$136,108 median income
- 07110
Nutley (07110)
$119,646 median income
- 07014
Clifton (07014)
$119,545 median income
- 07072
Carlstadt (07072)
$115,444 median income
- 07071
Lyndhurst (07071)
$111,711 median income
- 07073
East Rutherford (07073)
$97,993 median income
- 07031
North Arlington (07031)
$94,201 median income
- 07057
Wallington (07057)
$85,862 median income
What this shows By household income, ZIP 07070 ranks the highest of 9 neighboring ZIPs, local affluence varies block to block, not just metro to metro.
| ZIP Code | City | Population | Distance |
|---|---|---|---|
| 07073 | East Rutherford, NJ | 8,913 | 1.1 mi |
| 07071 | Lyndhurst, NJ | 20,554 | 1.7 mi |
| 07057 | Wallington, NJ | 11,335 | 2.3 mi |
| 07014 | Clifton, NJ | 5,184 | 1.7 mi |
| 07075 | Wood Ridge, NJ | 7,626 | 2.3 mi |
| 07072 | Carlstadt, NJ | 6,127 | 2.3 mi |
| 07110 | Nutley, NJ | 28,351 | 2.7 mi |
| 07031 | North Arlington, NJ | 15,392 | 2.5 mi |
| 07055 | Passaic, NJ | 69,816 | 2.8 mi |
| 07026 | Garfield, NJ | 30,555 | 4.0 mi |
Nationwide ZIPs with similar ACS profiles
Two Census-derived peer sets for ZIP 07070, both outside NJ so the neighborhoods are not geographic containment (Nearby and same-county blocks stay local).
Similar population
Nearest cross-state ZIPs by resident population (18,061 here; floor ≥1,000).
Similar median household income
Nearest cross-state ZIPs by ACS median household income.
More ZIP Codes in Bergen County
Related Areas
Frequently Asked Questions
What county is ZIP code 07070 in?
ZIP code 07070 (Rutherford) is located in Bergen County, New Jersey. Bergen County contains multiple ZIP codes, see the full list at /counties/bergen-nj.
What is the population of ZIP code 07070?
ZIP code 07070 in Rutherford, NJ has a population of 18,061 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 07070?
The median household income in ZIP 07070 is $143,153, which is 88% above the national average of $76,288.
What is the average home value in ZIP 07070?
The median home value in ZIP 07070 is $603,600, which is 117% above the national average of $278,155.
What is the demographic makeup of ZIP 07070?
The largest racial group in ZIP 07070 is White at 64.1%. Hispanic or Latino residents make up 20.8% of the population.
How many businesses are in ZIP code 07070?
ZIP code 07070 has 582 business establishments employing approximately 9,372 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 07070?
The top industries by establishment count in ZIP 07070 are: Professional, scientific, and technical services (86), Health care and social assistance (81), Other services (except public administration) (61). There are 16 industry sectors represented in total.
How have home values changed in ZIP code 07070?
According to the FHFA House Price Index, home values in ZIP 07070 increased by 9.9% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 184%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 07070?
In ZIP code 07070, 77.9% of residents aged 25+ have a high school diploma or higher, and 60.5% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 07070?
The mean commute time for workers in ZIP code 07070 is 33.8 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend more time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 07070?
In ZIP code 07070, approximately 64.3% of occupied housing units are owner-occupied and 35.7% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 07070?
The poverty rate in ZIP code 07070 is 5.5% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.
Related
Take this with you
What to do with ZIP 07070's numbers, next.
- See how ZIP 07070 compares to a neighboring ZIP code on the same Census fields Compare this ZIP
- Check where Rutherford, NJ ranks among every U.S. ZIP code on income, education, or homeownership View national rankings
- Save this ZIP to your shortlist to track alongside others you're considering View your shortlist
ZIP Code Tabulation Areas (ZCTAs) are Census Bureau approximations of USPS ZIP codes; figures describe the ZCTA area, not any single address within it.