PlainZIP

Lodi, NJ · standard

ZIP Code 07644

Bergen County, New Jersey - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

24,136
4,070/sq mi
$89,305
Median income
$475,000
Median home value
29.6%
Bachelor's or higher

The verdict

Lodi pairs an above-median household income with upper-quartile home values, in a suburban-density, mixed-tenure area.

Top 27%
household income, US ZIPs
Top 14%
home value, US ZIPs
4,070
people per sq mi
42%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 07644 against every reporting US ZIP.

ZIP code 07644 is a densely settled ZIP (a standard USPS delivery area) in Lodi, Bergen County, New Jersey, with 24,136 residents across 5.9 square miles, a density of 4,070 people per square mile, in the New York time zone.

ZIP 07644 lands in the middle-income range, with a median household income of $89,305 (27% below the New Jersey average), while per-capita income is $46,990. Poverty here runs at 15.4%, with unemployment measured at 7.0%. Median home value sits at $475,000 (8% below the state average), median rent at $1,714 a month, and owner-occupancy at 42.4%.

Educational attainment sits below the national norm: 29.6% of adults hold a bachelor's degree or higher, the median age is 41.1, and the average commute is 26 minutes. We also surface 10 nearby ZIP codes within roughly 10 miles and 6 additional ZIPs sharing Bergen County, so you can benchmark 07644 against its immediate geography rather than a national average alone.

Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →

Top industries in ZIP 07644

Top 5 sectors by establishment count in Lodi, NJ

Which industries have the most business establishments in ZIP 07644.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 07644, Lodi, NJ · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.

Quick Facts

24,136

Population

5.9

Area (sq mi)

4,070

People / sq mi

New York

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 07644?

41.1

Median Age

47.0%

Male

53.0%

Female

39.5%

Foreign-Born

White 48.9%
African American 8.4%
Asian 6.7%
American Indian or Alaska Native 0.2%
Native Hawaiian or Pacific Islander 0.2%
Two or More Ethnicities 20.5%
Hispanic or Latino 39.0%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$89,305

Median Household Income

-27% vs state

$46,990

Per Capita Income

15.4%

Poverty Rate

7.0%

Unemployment Rate

25.7 min

Mean Commute Time

How ZIP 07644 ranks nationally

Lodi, NJ household income vs. every US ZIP code

Median household income, the full national distribution, with this ZIP marked

$89,305 Top 27% higher than 73% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). Below this entry. $60,000–$80,000: 9,980 US ZIPs (33%). Below this entry. $80,000–$100,000: 5,778 US ZIPs (19%). This entry sits in this band. $100,000–$120,000: 2,855 US ZIPs (9%). Above this entry. $120,000–$140,000: 1,362 US ZIPs (4%). Above this entry. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 59.5%
Bachelor's Degree or Higher 29.6%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

10,108

Total Housing Units

9,687

Occupied Units

421

Vacant Units

2.68

Avg Household Size

Occupancy Type

Owner 42.4%
Renter 57.6%

$475,000

Median Home Value

-8% vs state

$1,714

Median Rent

1958

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How have home values changed over time?

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

+13.6%

YoY Change (2024)

292

HPI Index (2000 = 100)

+192%

Total Change Since 2000

Home values in ZIP 07644 have increased 13.6% over the past year (2024). Since 2000, this ZIP has seen +192% cumulative appreciation.

Year Annual Change HPI Index
2020 +6.5% 196
2021 +10.7% 217
2022 +7.4% 233
2023 +10.1% 257
2024 +13.6% 292

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 529 business establishments in ZIP 07644, employing approximately 6,204 people with a combined annual payroll of $311,961,000.

529

Businesses

6,204

Employees

$312.0M

Annual Payroll

15

Industry Sectors

Industry Establishments % of Total
Retail trade 82 15.5%
Construction 69 13.0%
Other services (except public administration) 65 12.3%
Accommodation and food services 56 10.6%
Wholesale trade 46 8.7%
Transportation and warehousing 36 6.8%
Health care and social assistance 33 6.2%
Administrative and support and waste management and remediation services 29 5.5%
Real estate and rental and leasing 28 5.3%
Manufacturing 25 4.7%
Professional, scientific, and technical services 23 4.3%
Finance and insurance 19 3.6%
Educational services 7 1.3%
Information 5 0.9%
Arts, entertainment, and recreation 5 0.9%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 07644 vs 07604 →

ZIP 07644 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 07644 ranks #3 by population - useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 07644 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 07644 ranks #7 of 9 neighboring ZIPs, local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
07604 Hasbrouck Heights, NJ 11,842 1.2 mi
07026 Garfield, NJ 30,555 1.4 mi
07662 Rochelle Park, NJ 5,530 2.0 mi
07075 Wood Ridge, NJ 7,626 1.9 mi
07663 Saddle Brook, NJ 13,659 1.9 mi
07607 Maywood, NJ 9,555 1.9 mi
07608 Teterboro, NJ 67 2.0 mi
07601 Hackensack, NJ 43,010 2.0 mi
07057 Wallington, NJ 11,335 2.2 mi
07603 Bogota, NJ 8,187 2.7 mi

More ZIP Codes in Bergen County

07601 standard
Hackensack, NJ
Pop: 43,010
07666 standard
Teaneck, NJ
Pop: 39,776
07024 standard
Fort Lee, NJ
Pop: 35,353
07410 standard
Fair Lawn, NJ
Pop: 32,457
07026 standard
Garfield, NJ
Pop: 30,555
07631 standard
Englewood, NJ
Pop: 27,119

Related Areas

Bergen County Lodi, NJ New Jersey

Frequently Asked Questions

What county is ZIP code 07644 in? ▼
ZIP code 07644 (Lodi) is located in Bergen County, New Jersey. Bergen County contains multiple ZIP codes, see the full list at /counties/bergen-nj.
What is the population of ZIP code 07644? ▼
ZIP code 07644 in Lodi, NJ has a population of 24,136 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 07644? ▼
The median household income in ZIP 07644 is $89,305, which is 17% above the national average of $76,288.
What is the average home value in ZIP 07644? ▼
The median home value in ZIP 07644 is $475,000, which is 71% above the national average of $278,155.
What is the demographic makeup of ZIP 07644? ▼
The largest racial group in ZIP 07644 is White at 48.9%. Hispanic or Latino residents make up 39.0% of the population.
How many businesses are in ZIP code 07644? ▼
ZIP code 07644 has 529 business establishments employing approximately 6,204 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 07644? ▼
The top industries by establishment count in ZIP 07644 are: Retail trade (82), Construction (69), Other services (except public administration) (65). There are 15 industry sectors represented in total.
How have home values changed in ZIP code 07644? ▼
According to the FHFA House Price Index, home values in ZIP 07644 increased by 13.6% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 192%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 07644? ▼
In ZIP code 07644, 59.5% of residents aged 25+ have a high school diploma or higher, and 29.6% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 07644? ▼
The mean commute time for workers in ZIP code 07644 is 25.7 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend less time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 07644? ▼
In ZIP code 07644, approximately 42.4% of occupied housing units are owner-occupied and 57.6% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 07644? ▼
The poverty rate in ZIP code 07644 is 15.4% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

Read our methodology to see how this data is sourced, computed, and verified.