Lodi, NJ · standard
ZIP Code 07644
Bergen County, New Jersey - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.
- 24,136
- 4,070/sq mi High-density area
- $89,305
- Median income Above-median income area
- $475,000
- Median home value Above-median home value
- 29.6%
- Bachelor's or higher Near-average bachelor's attainment
National ZIP placement
Lodi pairs an above-median household income with upper-quartile home values, in a suburban-density, mixed-tenure area.
- Top 27%
- household income, US ZIPs
- Top 14%
- home value, US ZIPs
- 4,070
- people per sq mi
- 42%
- owner-occupied homes
Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 07644 against every reporting US ZIP.
FHFA HPI release change
What changed in the latest House Price Index year
- FHFA House Price Index values in ZIP 07644 (Lodi, NJ) rose +13.6% from 2023 to 2024. The all-transactions index moved from 256.7 in 2023 to 291.7 in 2024 (2000 = 100).
ZIP code 07644 is a densely settled ZIP (a standard USPS delivery area) in Lodi, Bergen County, New Jersey, with 24,136 residents across 5.9 square miles, a density of 4,070 people per square mile, in the New York time zone.
ZIP 07644 lands in the middle-income range, with a median household income of $89,305 (27% below the average New Jersey ZIP), while per-capita income is $46,990. The poverty rate is 15.4%, with unemployment at 7.0%; those measures add context to the income figure. Median home value is $475,000 (8% below the average New Jersey ZIP) and median rent is $1,714; 42.4% of occupied homes are owner-occupied.
Educational attainment sits below the national norm: 29.6% of adults hold a bachelor's degree or higher, the median age is 41.1, and the average commute is 26 minutes. The page also surfaces 10 ZIP codes within roughly 10 miles and 6 more in Bergen County, so 07644 can be compared with both its immediate and county-level context.
Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →
Top industries in ZIP 07644
Top 5 sectors by establishment count in Lodi, NJ
Which industries have the most business establishments in ZIP 07644.
- Retail trade
Retail trade
82 establishments
- Construction
Construction
69 establishments
- Other services (except public administration)
Other services (except public administration)
65 establishments
- Accommodation and food services
Accommodation and food services
56 establishments
- Wholesale trade
Wholesale trade
46 establishments
What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.
Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 07644, Lodi, NJ · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.
Quick Facts
24,136
Population
5.9
Area (sq mi)
4,070
People / sq mi
New York
Time Zone
standard
ZIP Type
Who lives in ZIP 07644?
41.1
Median Age
47.0%
Male
53.0%
Female
39.5%
Foreign-Born
Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How much do residents earn?
$89,305
Median Household Income
-27% vs state ZIP avg
$46,990
Per Capita Income
15.4%
Poverty Rate
7.0%
Unemployment Rate
25.7 min
Mean Commute Time
How ZIP 07644 ranks among New Jersey ZIPs
Lodi, NJ household income vs. every New Jersey ZIP code
Median household income among 565 reporting New Jersey ZIPs (this ZIP's population is too small for a reliable national-corpus placement)
$89,305 24th percentile higher than 24% of 565 New Jersey ZIPs
Each bar is a $20K-wide band; taller bars hold more New Jersey ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What is the education profile here?
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What does housing look like?
Housing stock: occupied vs vacant
10,108housing units
10,108
Total Housing Units
9,687
Occupied Units
421
Vacant Units
2.68
Avg Household Size
Occupancy Type
$475,000
Median Home Value
-8% vs state ZIP avg
$1,714
Median Rent
1958
Median Year Built
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How have home values changed over time?
FHFA House Price Index, annual appreciation data based on repeat sales and appraisals
+13.6%
YoY Change (2024)
292
HPI Index (2000 = 100)
+192%
Total Change Since 2000
Home values in ZIP 07644 have increased 13.6% over the past year (2024). Since 2000, this ZIP has seen +192% cumulative appreciation.
| Year | Annual Change | HPI Index |
|---|---|---|
| 2020 | +6.5% | 196 |
| 2021 | +10.7% | 217 |
| 2022 | +7.4% | 233 |
| 2023 | +10.1% | 257 |
| 2024 | +13.6% | 292 |
Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.
What businesses operate in this ZIP?
Census Bureau data shows 529 business establishments in ZIP 07644, employing approximately 6,204 people with a combined annual payroll of $311,961,000.
529
Businesses
6,204
Employees
$312.0M
Annual Payroll
15
Industry Sectors
| Industry | Establishments | % of Total |
|---|---|---|
| Retail trade | 82 | 15.5% |
| Construction | 69 | 13.0% |
| Other services (except public administration) | 65 | 12.3% |
| Accommodation and food services | 56 | 10.6% |
| Wholesale trade | 46 | 8.7% |
| Transportation and warehousing | 36 | 6.8% |
| Health care and social assistance | 33 | 6.2% |
| Administrative and support and waste management and remediation services | 29 | 5.5% |
| Real estate and rental and leasing | 28 | 5.3% |
| Manufacturing | 25 | 4.7% |
| Professional, scientific, and technical services | 23 | 4.3% |
| Finance and insurance | 19 | 3.6% |
| Educational services | 7 | 1.3% |
| Information | 5 | 0.9% |
| Arts, entertainment, and recreation | 5 | 0.9% |
Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.
Nearby ZIP Codes
Want a side-by-side? Compare 07644 vs 07604 →
ZIP 07644 vs its nearest neighbors, by population
Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 07601
Hackensack (07601)
43,010 residents
- 07026
Garfield (07026)
30,555 residents
- 07644
Lodi (07644)
24,136 residents
- 07663 13,659
Saddle Brook (07663)
13,659 residents
- 07604 11,842
Hasbrouck Heights (07604)
11,842 residents
- 07057 11,335
Wallington (07057)
11,335 residents
- 07607 9,555
Maywood (07607)
9,555 residents
- 07603 8,187
Bogota (07603)
8,187 residents
- 07075 7,626
Wood Ridge (07075)
7,626 residents
What this shows Among its immediate neighbors, ZIP 07644 ranks #3 by population - useful context the national average alone can't give.
ZIP 07644 vs its nearest neighbors, by median income
Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 07075
Wood Ridge (07075)
$136,108 median income
- 07663
Saddle Brook (07663)
$129,073 median income
- 07604
Hasbrouck Heights (07604)
$123,734 median income
- 07607
Maywood (07607)
$117,912 median income
- 07662
Rochelle Park (07662)
$110,380 median income
- 07603
Bogota (07603)
$103,299 median income
- 07644
Lodi (07644)
$89,305 median income
- 07057
Wallington (07057)
$85,862 median income
- 07601
Hackensack (07601)
$84,277 median income
What this shows By household income, ZIP 07644 ranks #7 of 9 neighboring ZIPs, local affluence varies block to block, not just metro to metro.
| ZIP Code | City | Population | Distance |
|---|---|---|---|
| 07604 | Hasbrouck Heights, NJ | 11,842 | 1.2 mi |
| 07026 | Garfield, NJ | 30,555 | 1.4 mi |
| 07662 | Rochelle Park, NJ | 5,530 | 2.0 mi |
| 07075 | Wood Ridge, NJ | 7,626 | 1.9 mi |
| 07663 | Saddle Brook, NJ | 13,659 | 1.9 mi |
| 07607 | Maywood, NJ | 9,555 | 1.9 mi |
| 07608 | Teterboro, NJ | 67 | 2.0 mi |
| 07601 | Hackensack, NJ | 43,010 | 2.0 mi |
| 07057 | Wallington, NJ | 11,335 | 2.2 mi |
| 07603 | Bogota, NJ | 8,187 | 2.7 mi |
Nationwide ZIPs with similar ACS profiles
Two Census-derived peer sets for ZIP 07644, both outside NJ so the neighborhoods are not geographic containment (Nearby and same-county blocks stay local).
Similar population
Nearest cross-state ZIPs by resident population (24,136 here; floor ≥1,000).
Similar median household income
Nearest cross-state ZIPs by ACS median household income.
More ZIP Codes in Bergen County
Related Areas
Frequently Asked Questions
What county is ZIP code 07644 in?
ZIP code 07644 (Lodi) is located in Bergen County, New Jersey. Bergen County contains multiple ZIP codes, see the full list at /counties/bergen-nj.
What is the population of ZIP code 07644?
ZIP code 07644 in Lodi, NJ has a population of 24,136 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 07644?
The median household income in ZIP 07644 is $89,305, which is 17% above the national average of $76,288.
What is the average home value in ZIP 07644?
The median home value in ZIP 07644 is $475,000, which is 71% above the national average of $278,155.
What is the demographic makeup of ZIP 07644?
The largest racial group in ZIP 07644 is White at 48.9%. Hispanic or Latino residents make up 39.0% of the population.
How many businesses are in ZIP code 07644?
ZIP code 07644 has 529 business establishments employing approximately 6,204 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 07644?
The top industries by establishment count in ZIP 07644 are: Retail trade (82), Construction (69), Other services (except public administration) (65). There are 15 industry sectors represented in total.
How have home values changed in ZIP code 07644?
According to the FHFA House Price Index, home values in ZIP 07644 increased by 13.6% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 192%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 07644?
In ZIP code 07644, 59.5% of residents aged 25+ have a high school diploma or higher, and 29.6% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 07644?
The mean commute time for workers in ZIP code 07644 is 25.7 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend less time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 07644?
In ZIP code 07644, approximately 42.4% of occupied housing units are owner-occupied and 57.6% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 07644?
The poverty rate in ZIP code 07644 is 15.4% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.
Related
Take this with you
What to do with ZIP 07644's numbers, next.
- See how ZIP 07644 compares to a neighboring ZIP code on the same Census fields Compare this ZIP
- Check where Lodi, NJ ranks among every U.S. ZIP code on income, education, or homeownership View national rankings
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ZIP Code Tabulation Areas (ZCTAs) are Census Bureau approximations of USPS ZIP codes; figures describe the ZCTA area, not any single address within it.