Garfield, NJ · standard

ZIP Code 07026

Bergen County, New Jersey - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

30,555
5,392/sq mi
$79,700
Median income
$475,500
Median home value
25.8%
Bachelor's or higher

The verdict

Garfield pairs an above-median household income with upper-quartile home values, in a suburban-density, mixed-tenure area.

Top 38%
household income, US ZIPs
Top 14%
home value, US ZIPs
5,392
people per sq mi
45%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 07026 against every reporting US ZIP.

ZIP code 07026 is a densely settled ZIP (a standard USPS delivery area) in Garfield, Bergen County, New Jersey, with 30,555 residents across 5.7 square miles, a density of 5,392 people per square mile, in the New York time zone.

ZIP 07026 lands in the middle-income range, with a median household income of $79,700 (35% below the New Jersey average), while per-capita income is $35,515. Poverty here runs at 13.4%, with unemployment measured at 6.7%. Housing costs here run $475,500 for a typical home value (8% below the state average), with rent averaging $1,688 a month; 44.7% of homes are owner-occupied.

Educational attainment sits below the national norm: 25.8% of adults hold a bachelor's degree or higher, the median age is 38.8, and the average commute is 28 minutes. We also surface 10 nearby ZIP codes within roughly 10 miles and 6 additional ZIPs sharing Bergen County, so you can benchmark 07026 against its immediate geography rather than a national average alone.

Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →

Top industries in ZIP 07026

Top 5 sectors by establishment count in Garfield, NJ

Which industries have the most business establishments in ZIP 07026.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 07026, Garfield, NJ · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.

Quick Facts

30,555

Population

5.7

Area (sq mi)

5,392

People / sq mi

New York

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 07026?

38.8

Median Age

49.3%

Male

50.7%

Female

47.9%

Foreign-Born

White 50.4%
African American 6.2%
Asian 3.8%
American Indian or Alaska Native 0.2%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 21.9%
Hispanic or Latino 47.3%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$79,700

Median Household Income

-35% vs state

$35,515

Per Capita Income

13.4%

Poverty Rate

6.7%

Unemployment Rate

28.0 min

Mean Commute Time

How ZIP 07026 ranks nationally

Garfield, NJ household income vs. every US ZIP code

Median household income, the full national distribution, with this ZIP marked

$79,700 Top 38% higher than 62% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). Below this entry. $60,000–$80,000: 9,980 US ZIPs (33%). This entry sits in this band. $80,000–$100,000: 5,778 US ZIPs (19%). Above this entry. $100,000–$120,000: 2,855 US ZIPs (9%). Above this entry. $120,000–$140,000: 1,362 US ZIPs (4%). Above this entry. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 63.4%
Bachelor's Degree or Higher 25.8%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

11,846

Total Housing Units

11,191

Occupied Units

655

Vacant Units

2.93

Avg Household Size

Occupancy Type

Owner 44.7%
Renter 55.3%

$475,500

Median Home Value

-8% vs state

$1,688

Median Rent

1954

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

+7.3%

YoY Change (2024)

301

HPI Index (2000 = 100)

+201%

Total Change Since 2000

Home values in ZIP 07026 have increased 7.3% over the past year (2024). Since 2000, this ZIP has seen +201% cumulative appreciation.

Year Annual Change HPI Index
2020 +8.0% 194
2021 +13.8% 221
2022 +6.6% 236
2023 +19.1% 281
2024 +7.3% 301

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 644 business establishments in ZIP 07026, employing approximately 5,296 people with a combined annual payroll of $262,024,000.

644

Businesses

5,296

Employees

$262.0M

Annual Payroll

15

Industry Sectors

Industry Establishments % of Total
Construction 135 21.0%
Other services (except public administration) 76 11.8%
Retail trade 74 11.5%
Accommodation and food services 56 8.7%
Wholesale trade 55 8.5%
Transportation and warehousing 47 7.3%
Manufacturing 43 6.7%
Health care and social assistance 40 6.2%
Professional, scientific, and technical services 38 5.9%
Administrative and support and waste management and remediation services 28 4.3%
Finance and insurance 21 3.3%
Real estate and rental and leasing 17 2.6%
Educational services 5 0.8%
Information 4 0.6%
Arts, entertainment, and recreation 3 0.5%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 07026 vs 07057 →

ZIP 07026 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 07026 ranks #3 by population - useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 07026 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 07026 ranks #9 of 9 neighboring ZIPs, local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
07057 Wallington, NJ 11,335 1.7 mi
07644 Lodi, NJ 24,136 1.4 mi
07011 Clifton, NJ 39,710 1.9 mi
07663 Saddle Brook, NJ 13,659 1.8 mi
07407 Elmwood Park, NJ 19,403 1.9 mi
07055 Passaic, NJ 69,816 1.8 mi
07075 Wood Ridge, NJ 7,626 2.2 mi
07604 Hasbrouck Heights, NJ 11,842 2.1 mi
07662 Rochelle Park, NJ 5,530 2.5 mi
07070 Rutherford, NJ 18,061 4.0 mi

More ZIP Codes in Bergen County

Frequently Asked Questions

What county is ZIP code 07026 in?
ZIP code 07026 (Garfield) is located in Bergen County, New Jersey. Bergen County contains multiple ZIP codes, see the full list at /counties/bergen-nj.
What is the population of ZIP code 07026?
ZIP code 07026 in Garfield, NJ has a population of 30,555 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 07026?
The median household income in ZIP 07026 is $79,700, which is 4% above the national average of $76,288.
What is the average home value in ZIP 07026?
The median home value in ZIP 07026 is $475,500, which is 71% above the national average of $278,155.
What is the demographic makeup of ZIP 07026?
The largest racial group in ZIP 07026 is White at 50.4%. Hispanic or Latino residents make up 47.3% of the population.
How many businesses are in ZIP code 07026?
ZIP code 07026 has 644 business establishments employing approximately 5,296 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 07026?
The top industries by establishment count in ZIP 07026 are: Construction (135), Other services (except public administration) (76), Retail trade (74). There are 15 industry sectors represented in total.
How have home values changed in ZIP code 07026?
According to the FHFA House Price Index, home values in ZIP 07026 increased by 7.3% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 201%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 07026?
In ZIP code 07026, 63.4% of residents aged 25+ have a high school diploma or higher, and 25.8% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 07026?
The mean commute time for workers in ZIP code 07026 is 28.0 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend more time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 07026?
In ZIP code 07026, approximately 44.7% of occupied housing units are owner-occupied and 55.3% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 07026?
The poverty rate in ZIP code 07026 is 13.4% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.