ZIP Code 07645
standardSource:
Montvale · Bergen County · New Jersey
- Population
- 7,832
- Median income
- $178,269
- Median home value
- $709,700
- Bachelor's or higher
- 55.0%
- Land area
- 10.4 sq mi
754/sq mi
▲ 134% vs US
higher than 98% of US ZIPs
▲ 155% vs US
higher than 94% of US ZIPs
Median age 40.1
New York
ZIP code 07645 in Montvale, New Jersey has a population of 7,832. The median household income is $178,269, which is 134% above the national average. Median home value is $709,700, 155% above the US average. 55.0% of residents hold a bachelor's degree or higher.
ZIP code 07645 is classified by USPS as a standard delivery area and covers roughly 10.4 square miles in Montvale, Bergen County, New Jersey. The area is home to 7,832 residents, producing a population density of 754 people per square mile, and falls within the New York time zone. These USPS and Census boundary values drive every downstream statistic on this page, including the benchmarks that compare 07645 against New Jersey and the nation.
On the economic side, the median household income for ZIP 07645 sits at $178,269 (46% above the New Jersey average), while per-capita income is $71,759. The poverty rate stands at 4.0% and the unemployment rate at 5.9%. On housing, the median home value is $709,700 (37% above the state average) with median rent at $2,053 per month, and 80.0% of occupied units are owner-occupied, a direct signal of whether 07645 behaves more like a homeowner neighborhood or a renter-heavy ZIP.
Education and household profile round out the picture: 55.0% of adults hold a bachelor's degree or higher, the median age is 40.1, and the average commute is 32 minutes. We also surface 10 nearby ZIP codes within roughly 10 miles and 6 additional ZIPs sharing Bergen County, so you can benchmark 07645 against its immediate geography rather than a national average alone. Every figure is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates, HUD Fair Market Rents, and FHFA Home Price Index data, no estimates, no proprietary scoring. Verify with HUD →
Top industries in ZIP 07645
Top 5 sectors by establishment count
Which industries have the most business establishments in ZIP 07645.
- Professional, scientific, and technical services
Professional, scientific, and technical services
81 establishments
- Administrative and support and waste management and remediation services
Administrative and support and waste management and remediation services
81 establishments
- Health care and social assistance
Health care and social assistance
54 establishments
- Finance and insurance
Finance and insurance
39 establishments
- Wholesale trade 31
Wholesale trade
31 establishments
What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.
Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + HUD FMR + FHFA HPI ACS demographics, ZBP business establishments, HUD Fair Market Rents, FHFA HPI for ZIP 07645, Montvale, NJ · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; HUD FMR + FHFA HPI updated quarterly/annually.
Quick Facts
7,832
Population
10.4
Area (sq mi)
754
People / sq mi
New York
Time Zone
standard
ZIP Type
Who lives in ZIP 07645?
40.1
Median Age
48.6%
Male
51.4%
Female
20.6%
Foreign-Born
Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How much do residents earn?
$178,269
Median Household Income
+46% vs state
$71,759
Per Capita Income
4.0%
Poverty Rate
5.9%
Unemployment Rate
32.2 min
Mean Commute Time
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What is the education profile here?
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What does housing look like?
3,290
Total Housing Units
3,126
Occupied Units
164
Vacant Units
2.84
Avg Household Size
Occupancy Type
$709,700
Median Home Value
+37% vs state
$2,053
Median Rent
1968
Median Year Built
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How have home values changed over time?
FHFA House Price Index, annual appreciation data based on repeat sales and appraisals
+7.0%
YoY Change (2024)
236
HPI Index (2000 = 100)
+136%
Total Change Since 2000
Home values in ZIP 07645 have increased 7.0% over the past year (2024). Since 2000, this ZIP has seen +136% cumulative appreciation.
| Year | Annual Change | HPI Index |
|---|---|---|
| 2020 | +2.0% | 168 |
| 2021 | +6.8% | 179 |
| 2022 | +8.9% | 195 |
| 2023 | +12.8% | 221 |
| 2024 | +7.0% | 236 |
Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.
What businesses operate in this ZIP?
Census Bureau data shows 494 business establishments in ZIP 07645, employing approximately 11,077 people with a combined annual payroll of $1,108,085,000.
494
Businesses
11,077
Employees
$1.1B
Annual Payroll
16
Industry Sectors
| Industry | Establishments | % of Total |
|---|---|---|
| Professional, scientific, and technical services | 81 | 16.4% |
| Administrative and support and waste management and remediation services | 81 | 16.4% |
| Health care and social assistance | 54 | 10.9% |
| Finance and insurance | 39 | 7.9% |
| Wholesale trade | 31 | 6.3% |
| Real estate and rental and leasing | 31 | 6.3% |
| Accommodation and food services | 31 | 6.3% |
| Other services (except public administration) | 30 | 6.1% |
| Construction | 29 | 5.9% |
| Retail trade | 29 | 5.9% |
| Management of companies and enterprises | 23 | 4.7% |
| Information | 10 | 2.0% |
| Arts, entertainment, and recreation | 8 | 1.6% |
| Educational services | 7 | 1.4% |
| Transportation and warehousing | 6 | 1.2% |
| Manufacturing | 4 | 0.8% |
Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.
Nearby ZIP Codes
Want a side-by-side? Compare 07645 vs 07656 →
| ZIP Code | City | Population | Distance |
|---|---|---|---|
| 07656 | Park Ridge, NJ | 8,669 | 1.3 mi |
| 07677 | Woodcliff Lake, NJ | 5,730 | 2.0 mi |
| 10965 | Pearl River, NY | 14,791 | 2.0 mi |
| 07642 | Hillsdale, NJ | 10,207 | 3.2 mi |
| 07458 | Saddle River, NJ | 11,360 | 2.5 mi |
| 10977 | Spring Valley, NY | 59,048 | 4.5 mi |
| 07676 | Township Of Washington, NJ | 9,075 | 4.5 mi |
| 10954 | Nanuet, NY | 23,045 | 3.8 mi |
| 07675 | Westwood, NJ | 26,339 | 3.8 mi |
| 10952 | Monsey, NY | 38,917 | 4.5 mi |
More ZIP Codes in Bergen County
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Frequently Asked Questions
What county is ZIP code 07645 in? ▼
What is the population of ZIP code 07645? ▼
What is the median household income in ZIP 07645? ▼
What is the average home value in ZIP 07645? ▼
What is the demographic makeup of ZIP 07645? ▼
How many businesses are in ZIP code 07645? ▼
What are the main industries in ZIP code 07645? ▼
How have home values changed in ZIP code 07645? ▼
What is the education level in ZIP code 07645? ▼
What is the average commute time in ZIP 07645? ▼
What percentage of residents own vs. rent in ZIP 07645? ▼
What is the poverty rate in ZIP code 07645? ▼
ZIP Code Research Guides
Official Data Resources for Montvale, NJ
Verify and explore additional data for this area using these official government sources.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023). Business data: Source: Census ZIP Code Business Patterns (ZBP) 2023. Home value trends: Source: FHFA House Price Index (HPI), Five-Digit ZIP Codes.
PlainZIP is not affiliated with the U.S. Census Bureau or any government agency.
Read our methodology , how this data is sourced, computed, and verified.