PlainZIP

Marlboro, NJ · standard

ZIP Code 07746

Monmouth County, New Jersey - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

18,666
553/sq mi
$207,689
Median income
$701,800
Median home value
69.0%
Bachelor's or higher

The verdict

Marlboro pairs a top-decile household income with top-decile home values, in a low-density, homeowner-dominated area.

Top 1%
household income, US ZIPs
Top 6%
home value, US ZIPs
553
people per sq mi
96%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 07746 against every reporting US ZIP.

ZIP code 07746 is a mid-sized community (a standard USPS delivery area) in Marlboro, Monmouth County, New Jersey, home to 18,666 residents across 33.7 square miles, a density of 553 people per square mile, in the New York time zone.

ZIP 07746 skews affluent, with a median household income of $207,689 (70% above the New Jersey average), while per-capita income is $87,673. The poverty rate stands at 3.2% and the unemployment rate at 5.1%. On housing, the median home value is $701,800 (36% above the state average) with median rent at $2,671 per month, and 96.2% of occupied units are owner-occupied.

This is a highly-educated ZIP: 69.0% of adults hold a bachelor's degree or higher, the median age is 46.2, and the average commute is 43 minutes. To put 07746 in local context, 10 ZIP codes within roughly 10 miles appear further down this page alongside 6 additional ZIPs in Monmouth County, for a geography-aware comparison.

Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →

Top industries in ZIP 07746

Top 5 sectors by establishment count in Marlboro, NJ

Which industries have the most business establishments in ZIP 07746.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 07746, Marlboro, NJ · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.

Quick Facts

18,666

Population

33.7

Area (sq mi)

553

People / sq mi

New York

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 07746?

46.2

Median Age

47.1%

Male

52.9%

Female

22.6%

Foreign-Born

White 73.4%
African American 1.8%
Asian 19.7%
American Indian or Alaska Native 0.0%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 4.2%
Hispanic or Latino 4.0%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$207,689

Median Household Income

+70% vs state

$87,673

Per Capita Income

3.2%

Poverty Rate

5.1%

Unemployment Rate

42.6 min

Mean Commute Time

How ZIP 07746 ranks nationally

Marlboro, NJ household income vs. every US ZIP code

Median household income, the full national distribution, with this ZIP marked

$207,689 Top 1% higher than 99% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). Below this entry. $60,000–$80,000: 9,980 US ZIPs (33%). Below this entry. $80,000–$100,000: 5,778 US ZIPs (19%). Below this entry. $100,000–$120,000: 2,855 US ZIPs (9%). Below this entry. $120,000–$140,000: 1,362 US ZIPs (4%). Below this entry. $140,000–$160,000: 686 US ZIPs (2%). Below this entry. $160,000–$180,000: 364 US ZIPs (1%). Below this entry. $180,000–$200,000: 186 US ZIPs (1%). Below this entry. $200,000–$220,000: 324 US ZIPs (1%). This entry sits in this band. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 81.5%
Bachelor's Degree or Higher 69.0%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

6,256

Total Housing Units

6,149

Occupied Units

107

Vacant Units

2.99

Avg Household Size

Occupancy Type

Owner 96.2%
Renter 3.8%

$701,800

Median Home Value

+36% vs state

$2,671

Median Rent

1986

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How have home values changed over time?

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

+13.7%

YoY Change (2024)

269

HPI Index (2000 = 100)

+169%

Total Change Since 2000

Home values in ZIP 07746 have increased 13.7% over the past year (2024). Since 2000, this ZIP has seen +169% cumulative appreciation.

Year Annual Change HPI Index
2020 +1.6% 173
2021 +10.4% 191
2022 +13.1% 216
2023 +9.5% 236
2024 +13.7% 269

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 533 business establishments in ZIP 07746, employing approximately 4,671 people with a combined annual payroll of $224,664,000.

533

Businesses

4,671

Employees

$224.7M

Annual Payroll

17

Industry Sectors

Industry Establishments % of Total
Professional, scientific, and technical services 96 18.0%
Health care and social assistance 82 15.4%
Retail trade 52 9.8%
Other services (except public administration) 50 9.4%
Wholesale trade 43 8.1%
Construction 41 7.7%
Accommodation and food services 41 7.7%
Administrative and support and waste management and remediation services 32 6.0%
Finance and insurance 23 4.3%
Educational services 16 3.0%
Real estate and rental and leasing 14 2.6%
Transportation and warehousing 13 2.4%
Manufacturing 11 2.1%
Arts, entertainment, and recreation 9 1.7%
Information 4 0.8%
Utilities 3 0.6%
Industries not classified 3 0.6%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 07746 vs 07751 →

ZIP 07746 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 07746 ranks #7 by population - useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 07746 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 07746 ranks the highest of 9 neighboring ZIPs, local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
07751 Morganville, NJ 19,736 3.1 mi
07747 Matawan, NJ 30,770 6.6 mi
07722 Colts Neck, NJ 10,209 4.8 mi
07726 Englishtown, NJ 42,508 5.5 mi
07728 Freehold, NJ 56,257 6.7 mi
07721 Cliffwood, NJ 2,974 8.2 mi
07733 Holmdel, NJ 16,849 5.7 mi
07738 Lincroft, NJ 6,095 6.6 mi
08857 Old Bridge, NJ 39,898 6.6 mi
07735 Keyport, NJ 19,569 8.9 mi

More ZIP Codes in Monmouth County

07728 standard
Freehold, NJ
Pop: 56,257
07726 standard
Englishtown, NJ
Pop: 42,508
07712 standard
Asbury Park, NJ
Pop: 39,158
07731 standard
Howell, NJ
Pop: 38,304
07753 standard
Neptune, NJ
Pop: 37,554
07740 standard
Long Branch, NJ
Pop: 31,038

Related Areas

Monmouth County Marlboro, NJ New Jersey

Frequently Asked Questions

What county is ZIP code 07746 in? ▼
ZIP code 07746 (Marlboro) is located in Monmouth County, New Jersey. Monmouth County contains multiple ZIP codes, see the full list at /counties/monmouth-nj.
What is the population of ZIP code 07746? ▼
ZIP code 07746 in Marlboro, NJ has a population of 18,666 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 07746? ▼
The median household income in ZIP 07746 is $207,689, which is 172% above the national average of $76,288.
What is the average home value in ZIP 07746? ▼
The median home value in ZIP 07746 is $701,800, which is 152% above the national average of $278,155.
What is the demographic makeup of ZIP 07746? ▼
The largest racial group in ZIP 07746 is White at 73.4%. Hispanic or Latino residents make up 4.0% of the population.
How many businesses are in ZIP code 07746? ▼
ZIP code 07746 has 533 business establishments employing approximately 4,671 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 07746? ▼
The top industries by establishment count in ZIP 07746 are: Professional, scientific, and technical services (96), Health care and social assistance (82), Retail trade (52). There are 17 industry sectors represented in total.
How have home values changed in ZIP code 07746? ▼
According to the FHFA House Price Index, home values in ZIP 07746 increased by 13.7% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 169%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 07746? ▼
In ZIP code 07746, 81.5% of residents aged 25+ have a high school diploma or higher, and 69.0% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 07746? ▼
The mean commute time for workers in ZIP code 07746 is 42.6 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend more time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 07746? ▼
In ZIP code 07746, approximately 96.2% of occupied housing units are owner-occupied and 3.8% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 07746? ▼
The poverty rate in ZIP code 07746 is 3.2% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

Read our methodology to see how this data is sourced, computed, and verified.