Marlboro, NJ · standard
ZIP Code 07746
Monmouth County, New Jersey - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.
- 18,666
- 553/sq mi High-density area
- $207,689
- Median income Above-median income area
- $701,800
- Median home value Above-median home value
- 69.0%
- Bachelor's or higher Above-average bachelor's attainment
National ZIP placement
Marlboro pairs a top-decile household income with top-decile home values, in a low-density, homeowner-dominated area.
- Top 1%
- household income, US ZIPs
- Top 6%
- home value, US ZIPs
- 553
- people per sq mi
- 96%
- owner-occupied homes
Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 07746 against every reporting US ZIP.
FHFA HPI release change
What changed in the latest House Price Index year
- FHFA House Price Index values in ZIP 07746 (Marlboro, NJ) rose +13.7% from 2023 to 2024. The all-transactions index moved from 236.5 in 2023 to 268.9 in 2024 (2000 = 100).
ZIP code 07746 is a mid-sized community (a standard USPS delivery area) in Marlboro, Monmouth County, New Jersey, home to 18,666 residents across 33.7 square miles, a density of 553 people per square mile, in the New York time zone.
ZIP 07746 skews affluent, with a median household income of $207,689 (70% above the average New Jersey ZIP), while per-capita income is $87,673. The poverty rate is 3.2%, with unemployment at 5.1%; those measures add context to the income figure. Housing is both higher-cost and owner-heavy: median home value is $701,800 (36% above the average New Jersey ZIP), while 96.2% of occupied homes are owner-occupied and median rent is $2,671.
This is a highly-educated ZIP: 69.0% of adults hold a bachelor's degree or higher, the median age is 46.2, and the average commute is 43 minutes. The page also surfaces 10 ZIP codes within roughly 10 miles and 6 more in Monmouth County, so 07746 can be compared with both its immediate and county-level context.
Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →
Top industries in ZIP 07746
Top 5 sectors by establishment count in Marlboro, NJ
Which industries have the most business establishments in ZIP 07746.
- Professional, scientific, and technical services
Professional, scientific, and technical services
96 establishments
- Health care and social assistance
Health care and social assistance
82 establishments
- Retail trade
Retail trade
52 establishments
- Other services (except public administration)
Other services (except public administration)
50 establishments
- Wholesale trade
Wholesale trade
43 establishments
What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.
Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 07746, Marlboro, NJ · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.
Quick Facts
18,666
Population
33.7
Area (sq mi)
553
People / sq mi
New York
Time Zone
standard
ZIP Type
Who lives in ZIP 07746?
46.2
Median Age
47.1%
Male
52.9%
Female
22.6%
Foreign-Born
Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How much do residents earn?
$207,689
Median Household Income
+70% vs state ZIP avg
$87,673
Per Capita Income
3.2%
Poverty Rate
5.1%
Unemployment Rate
42.6 min
Mean Commute Time
How ZIP 07746 ranks among New Jersey ZIPs
Marlboro, NJ household income vs. every New Jersey ZIP code
Median household income among 565 reporting New Jersey ZIPs (this ZIP's population is too small for a reliable national-corpus placement)
$207,689 Top 8% higher than 92% of 565 New Jersey ZIPs
Each bar is a $20K-wide band; taller bars hold more New Jersey ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What is the education profile here?
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What does housing look like?
Housing stock: occupied vs vacant
6,256housing units
6,256
Total Housing Units
6,149
Occupied Units
107
Vacant Units
2.99
Avg Household Size
Occupancy Type
$701,800
Median Home Value
+36% vs state ZIP avg
$2,671
Median Rent
1986
Median Year Built
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How have home values changed over time?
FHFA House Price Index, annual appreciation data based on repeat sales and appraisals
+13.7%
YoY Change (2024)
269
HPI Index (2000 = 100)
+169%
Total Change Since 2000
Home values in ZIP 07746 have increased 13.7% over the past year (2024). Since 2000, this ZIP has seen +169% cumulative appreciation.
| Year | Annual Change | HPI Index |
|---|---|---|
| 2020 | +1.6% | 173 |
| 2021 | +10.4% | 191 |
| 2022 | +13.1% | 216 |
| 2023 | +9.5% | 236 |
| 2024 | +13.7% | 269 |
Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.
What businesses operate in this ZIP?
Census Bureau data shows 533 business establishments in ZIP 07746, employing approximately 4,671 people with a combined annual payroll of $224,664,000.
533
Businesses
4,671
Employees
$224.7M
Annual Payroll
17
Industry Sectors
| Industry | Establishments | % of Total |
|---|---|---|
| Professional, scientific, and technical services | 96 | 18.0% |
| Health care and social assistance | 82 | 15.4% |
| Retail trade | 52 | 9.8% |
| Other services (except public administration) | 50 | 9.4% |
| Wholesale trade | 43 | 8.1% |
| Construction | 41 | 7.7% |
| Accommodation and food services | 41 | 7.7% |
| Administrative and support and waste management and remediation services | 32 | 6.0% |
| Finance and insurance | 23 | 4.3% |
| Educational services | 16 | 3.0% |
| Real estate and rental and leasing | 14 | 2.6% |
| Transportation and warehousing | 13 | 2.4% |
| Manufacturing | 11 | 2.1% |
| Arts, entertainment, and recreation | 9 | 1.7% |
| Information | 4 | 0.8% |
| Utilities | 3 | 0.6% |
| Industries not classified | 3 | 0.6% |
Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.
Nearby ZIP Codes
Want a side-by-side? Compare 07746 vs 07751 →
ZIP 07746 vs its nearest neighbors, by population
Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 07728
Freehold (07728)
56,257 residents
- 07726
Englishtown (07726)
42,508 residents
- 08857
Old Bridge (08857)
39,898 residents
- 07747
Matawan (07747)
30,770 residents
- 07751 19,736
Morganville (07751)
19,736 residents
- 07735 19,569
Keyport (07735)
19,569 residents
- 07746 18,666
Marlboro (07746)
18,666 residents
- 07733 16,849
Holmdel (07733)
16,849 residents
- 07722 10,209
Colts Neck (07722)
10,209 residents
What this shows Among its immediate neighbors, ZIP 07746 ranks #7 by population - useful context the national average alone can't give.
ZIP 07746 vs its nearest neighbors, by median income
Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 07746
Marlboro (07746)
$207,689 median income
- 07722
Colts Neck (07722)
$198,994 median income
- 07738
Lincroft (07738)
$189,000 median income
- 07751
Morganville (07751)
$181,205 median income
- 07733
Holmdel (07733)
$166,849 median income
- 07726
Englishtown (07726)
$149,197 median income
- 07747
Matawan (07747)
$124,383 median income
- 07721
Cliffwood (07721)
$123,060 median income
- 07728
Freehold (07728)
$114,072 median income
What this shows By household income, ZIP 07746 ranks the highest of 9 neighboring ZIPs, local affluence varies block to block, not just metro to metro.
| ZIP Code | City | Population | Distance |
|---|---|---|---|
| 07751 | Morganville, NJ | 19,736 | 3.1 mi |
| 07747 | Matawan, NJ | 30,770 | 6.6 mi |
| 07722 | Colts Neck, NJ | 10,209 | 4.8 mi |
| 07726 | Englishtown, NJ | 42,508 | 5.5 mi |
| 07728 | Freehold, NJ | 56,257 | 6.7 mi |
| 07721 | Cliffwood, NJ | 2,974 | 8.2 mi |
| 07733 | Holmdel, NJ | 16,849 | 5.7 mi |
| 07738 | Lincroft, NJ | 6,095 | 6.6 mi |
| 08857 | Old Bridge, NJ | 39,898 | 6.6 mi |
| 07735 | Keyport, NJ | 19,569 | 8.9 mi |
Nationwide ZIPs with similar ACS profiles
Two Census-derived peer sets for ZIP 07746, both outside NJ so the neighborhoods are not geographic containment (Nearby and same-county blocks stay local).
Similar population
Nearest cross-state ZIPs by resident population (18,666 here; floor ≥1,000).
Similar median household income
Nearest cross-state ZIPs by ACS median household income.
More ZIP Codes in Monmouth County
Related Areas
Frequently Asked Questions
What county is ZIP code 07746 in?
ZIP code 07746 (Marlboro) is located in Monmouth County, New Jersey. Monmouth County contains multiple ZIP codes, see the full list at /counties/monmouth-nj.
What is the population of ZIP code 07746?
ZIP code 07746 in Marlboro, NJ has a population of 18,666 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 07746?
The median household income in ZIP 07746 is $207,689, which is 172% above the national average of $76,288.
What is the average home value in ZIP 07746?
The median home value in ZIP 07746 is $701,800, which is 152% above the national average of $278,155.
What is the demographic makeup of ZIP 07746?
The largest racial group in ZIP 07746 is White at 73.4%. Hispanic or Latino residents make up 4.0% of the population.
How many businesses are in ZIP code 07746?
ZIP code 07746 has 533 business establishments employing approximately 4,671 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 07746?
The top industries by establishment count in ZIP 07746 are: Professional, scientific, and technical services (96), Health care and social assistance (82), Retail trade (52). There are 17 industry sectors represented in total.
How have home values changed in ZIP code 07746?
According to the FHFA House Price Index, home values in ZIP 07746 increased by 13.7% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 169%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 07746?
In ZIP code 07746, 81.5% of residents aged 25+ have a high school diploma or higher, and 69.0% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 07746?
The mean commute time for workers in ZIP code 07746 is 42.6 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend more time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 07746?
In ZIP code 07746, approximately 96.2% of occupied housing units are owner-occupied and 3.8% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 07746?
The poverty rate in ZIP code 07746 is 3.2% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.
Related
Take this with you
What to do with ZIP 07746's numbers, next.
- See how ZIP 07746 compares to a neighboring ZIP code on the same Census fields Compare this ZIP
- Check where Marlboro, NJ ranks among every U.S. ZIP code on income, education, or homeownership View national rankings
- Save this ZIP to your shortlist to track alongside others you're considering View your shortlist
ZIP Code Tabulation Areas (ZCTAs) are Census Bureau approximations of USPS ZIP codes; figures describe the ZCTA area, not any single address within it.