PlainZIP

Colts Neck, NJ · standard

ZIP Code 07722

Monmouth County, New Jersey - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

10,209
107/sq mi
$198,994
Median income
$917,200
Median home value
67.4%
Bachelor's or higher

The verdict

Colts Neck pairs a top-decile household income with top-decile home values, in a rural, homeowner-dominated area.

Top 1%
household income, US ZIPs
Top 3%
home value, US ZIPs
107
people per sq mi
94%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 07722 against every reporting US ZIP.

ZIP code 07722 is a mid-sized community (a standard USPS delivery area) in Colts Neck, Monmouth County, New Jersey, home to 10,209 residents across 95.1 square miles, a density of 107 people per square mile, in the New York time zone.

ZIP 07722 skews affluent, with a median household income of $198,994 (63% above the New Jersey average), while per-capita income is $110,694. 3.4% of residents live below the poverty line, and the unemployment rate reads 4.5%. Median home value sits at $917,200 (78% above the state average), median rent at $2,862 a month, and owner-occupancy at 93.8%.

This is a highly-educated ZIP: 67.4% of adults hold a bachelor's degree or higher, the median age is 47.5, and the average commute is 33 minutes. A geography-based comparison follows: 10 ZIP codes within about 10 miles of 07722, plus 6 more within Monmouth County, give a clearer read than the national average alone.

Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →

Top industries in ZIP 07722

Top 5 sectors by establishment count in Colts Neck, NJ

Which industries have the most business establishments in ZIP 07722.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 07722, Colts Neck, NJ · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.

Quick Facts

10,209

Population

95.1

Area (sq mi)

107

People / sq mi

New York

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 07722?

47.5

Median Age

46.0%

Male

54.0%

Female

10.7%

Foreign-Born

White 87.0%
African American 0.5%
Asian 3.2%
American Indian or Alaska Native 0.0%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 8.3%
Hispanic or Latino 6.8%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$198,994

Median Household Income

+63% vs state

$110,694

Per Capita Income

3.4%

Poverty Rate

4.5%

Unemployment Rate

33.1 min

Mean Commute Time

How ZIP 07722 ranks nationally

Colts Neck, NJ household income vs. every US ZIP code

Median household income, the full national distribution, with this ZIP marked

$198,994 Top 1% higher than 99% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). Below this entry. $60,000–$80,000: 9,980 US ZIPs (33%). Below this entry. $80,000–$100,000: 5,778 US ZIPs (19%). Below this entry. $100,000–$120,000: 2,855 US ZIPs (9%). Below this entry. $120,000–$140,000: 1,362 US ZIPs (4%). Below this entry. $140,000–$160,000: 686 US ZIPs (2%). Below this entry. $160,000–$180,000: 364 US ZIPs (1%). Below this entry. $180,000–$200,000: 186 US ZIPs (1%). This entry sits in this band. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 79.7%
Bachelor's Degree or Higher 67.4%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

3,741

Total Housing Units

3,629

Occupied Units

112

Vacant Units

2.74

Avg Household Size

Occupancy Type

Owner 93.8%
Renter 6.2%

$917,200

Median Home Value

+78% vs state

$2,862

Median Rent

1982

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How have home values changed over time?

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

+10.4%

YoY Change (2024)

244

HPI Index (2000 = 100)

+144%

Total Change Since 2000

Home values in ZIP 07722 have increased 10.4% over the past year (2024). Since 2000, this ZIP has seen +144% cumulative appreciation.

Year Annual Change HPI Index
2020 +1.4% 158
2021 +9.9% 174
2022 +13.4% 197
2023 +11.9% 221
2024 +10.4% 244

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 343 business establishments in ZIP 07722, employing approximately 2,455 people with a combined annual payroll of $132,202,000.

343

Businesses

2,455

Employees

$132.2M

Annual Payroll

16

Industry Sectors

Industry Establishments % of Total
Professional, scientific, and technical services 52 15.2%
Health care and social assistance 45 13.1%
Administrative and support and waste management and remediation services 36 10.5%
Construction 31 9.0%
Finance and insurance 28 8.2%
Retail trade 25 7.3%
Accommodation and food services 24 7.0%
Other services (except public administration) 23 6.7%
Real estate and rental and leasing 22 6.4%
Educational services 14 4.1%
Wholesale trade 11 3.2%
Arts, entertainment, and recreation 9 2.6%
Manufacturing 8 2.3%
Information 6 1.8%
Transportation and warehousing 4 1.2%
Agriculture, forestry, fishing and hunting 3 0.9%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 07722 vs 07738 →

ZIP 07722 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 07722 ranks #7 by population - useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 07722 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 07722 ranks #2 of 9 neighboring ZIPs, local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
07738 Lincroft, NJ 6,095 4.3 mi
07733 Holmdel, NJ 16,849 6.3 mi
07727 Farmingdale, NJ 7,050 6.0 mi
07724 Eatontown, NJ 21,710 5.1 mi
07746 Marlboro, NJ 18,666 4.8 mi
07730 Hazlet, NJ 17,396 9.7 mi
07702 Shrewsbury, NJ 3,809 6.4 mi
07712 Asbury Park, NJ 39,158 6.6 mi
07703 Fort Monmouth, NJ 690 7.0 mi
07753 Neptune, NJ 37,554 6.8 mi

More ZIP Codes in Monmouth County

07728 standard
Freehold, NJ
Pop: 56,257
07726 standard
Englishtown, NJ
Pop: 42,508
07712 standard
Asbury Park, NJ
Pop: 39,158
07731 standard
Howell, NJ
Pop: 38,304
07753 standard
Neptune, NJ
Pop: 37,554
07740 standard
Long Branch, NJ
Pop: 31,038

Related Areas

Monmouth County Colts Neck, NJ New Jersey

Frequently Asked Questions

What county is ZIP code 07722 in? ▼
ZIP code 07722 (Colts Neck) is located in Monmouth County, New Jersey. Monmouth County contains multiple ZIP codes, see the full list at /counties/monmouth-nj.
What is the population of ZIP code 07722? ▼
ZIP code 07722 in Colts Neck, NJ has a population of 10,209 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 07722? ▼
The median household income in ZIP 07722 is $198,994, which is 161% above the national average of $76,288.
What is the average home value in ZIP 07722? ▼
The median home value in ZIP 07722 is $917,200, which is 230% above the national average of $278,155.
What is the demographic makeup of ZIP 07722? ▼
The largest racial group in ZIP 07722 is White at 87.0%. Hispanic or Latino residents make up 6.8% of the population.
How many businesses are in ZIP code 07722? ▼
ZIP code 07722 has 343 business establishments employing approximately 2,455 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 07722? ▼
The top industries by establishment count in ZIP 07722 are: Professional, scientific, and technical services (52), Health care and social assistance (45), Administrative and support and waste management and remediation services (36). There are 16 industry sectors represented in total.
How have home values changed in ZIP code 07722? ▼
According to the FHFA House Price Index, home values in ZIP 07722 increased by 10.4% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 144%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 07722? ▼
In ZIP code 07722, 79.7% of residents aged 25+ have a high school diploma or higher, and 67.4% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 07722? ▼
The mean commute time for workers in ZIP code 07722 is 33.1 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend more time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 07722? ▼
In ZIP code 07722, approximately 93.8% of occupied housing units are owner-occupied and 6.2% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 07722? ▼
The poverty rate in ZIP code 07722 is 3.4% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

Read our methodology to see how this data is sourced, computed, and verified.