PlainZIP

Farmingdale, NJ · standard

ZIP Code 07727

Monmouth County, New Jersey - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

7,050
124/sq mi
$129,931
Median income
$652,400
Median home value
51.3%
Bachelor's or higher

The verdict

Farmingdale pairs a top-decile household income with top-decile home values, in a rural, homeowner-dominated area.

Top 7%
household income, US ZIPs
Top 8%
home value, US ZIPs
124
people per sq mi
82%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 07727 against every reporting US ZIP.

ZIP code 07727 is a mid-sized community (a standard USPS delivery area) in Farmingdale, Monmouth County, New Jersey, home to 7,050 residents across 57.0 square miles, a density of 124 people per square mile, in the New York time zone.

ZIP 07727 skews affluent, with a median household income of $129,931 (7% above the New Jersey average), while per-capita income is $61,481. The poverty rate stands at 4.1% and the unemployment rate at 7.7%. Median home value sits at $652,400 (26% above the state average), median rent at $1,931 a month, and owner-occupancy at 82.4%.

This is a highly-educated ZIP: 51.3% of adults hold a bachelor's degree or higher, the median age is 45.8, and the average commute is 29 minutes. We also surface 10 nearby ZIP codes within roughly 10 miles and 6 additional ZIPs sharing Monmouth County, so you can benchmark 07727 against its immediate geography rather than a national average alone.

Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →

Top industries in ZIP 07727

Top 5 sectors by establishment count in Farmingdale, NJ

Which industries have the most business establishments in ZIP 07727.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 07727, Farmingdale, NJ · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.

Quick Facts

7,050

Population

57.0

Area (sq mi)

124

People / sq mi

New York

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 07727?

45.8

Median Age

47.2%

Male

52.8%

Female

9.7%

Foreign-Born

White 81.7%
African American 8.7%
Asian 4.0%
American Indian or Alaska Native 0.0%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 4.7%
Hispanic or Latino 9.1%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$129,931

Median Household Income

+7% vs state

$61,481

Per Capita Income

4.1%

Poverty Rate

7.7%

Unemployment Rate

29.3 min

Mean Commute Time

How ZIP 07727 ranks nationally

Farmingdale, NJ household income vs. every US ZIP code

Median household income, the full national distribution, with this ZIP marked

$129,931 Top 7% higher than 93% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). Below this entry. $60,000–$80,000: 9,980 US ZIPs (33%). Below this entry. $80,000–$100,000: 5,778 US ZIPs (19%). Below this entry. $100,000–$120,000: 2,855 US ZIPs (9%). Below this entry. $120,000–$140,000: 1,362 US ZIPs (4%). This entry sits in this band. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 76.0%
Bachelor's Degree or Higher 51.3%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

3,118

Total Housing Units

3,040

Occupied Units

78

Vacant Units

2.54

Avg Household Size

Occupancy Type

Owner 82.4%
Renter 17.6%

$652,400

Median Home Value

+26% vs state

$1,931

Median Rent

1990

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How have home values changed over time?

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

+9.8%

YoY Change (2024)

267

HPI Index (2000 = 100)

+167%

Total Change Since 2000

Home values in ZIP 07727 have increased 9.8% over the past year (2024). Since 2000, this ZIP has seen +167% cumulative appreciation.

Year Annual Change HPI Index
2020 +5.2% 179
2021 +11.1% 198
2022 +13.4% 225
2023 +8.3% 244
2024 +9.8% 267

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 435 business establishments in ZIP 07727, employing approximately 7,417 people with a combined annual payroll of $553,630,000.

435

Businesses

7,417

Employees

$553.6M

Annual Payroll

16

Industry Sectors

Industry Establishments % of Total
Construction 81 18.6%
Professional, scientific, and technical services 51 11.7%
Wholesale trade 46 10.6%
Retail trade 42 9.7%
Administrative and support and waste management and remediation services 35 8.1%
Other services (except public administration) 33 7.6%
Manufacturing 31 7.1%
Health care and social assistance 21 4.8%
Real estate and rental and leasing 20 4.6%
Finance and insurance 18 4.1%
Accommodation and food services 18 4.1%
Transportation and warehousing 13 3.0%
Arts, entertainment, and recreation 8 1.8%
Utilities 7 1.6%
Information 3 0.7%
Educational services 3 0.7%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 07727 vs 07731 →

ZIP 07727 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 07727 ranks #8 by population - useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 07727 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 07727 ranks #4 of 9 neighboring ZIPs, local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
07731 Howell, NJ 38,304 4.0 mi
07722 Colts Neck, NJ 10,209 6.0 mi
07753 Neptune, NJ 37,554 4.4 mi
07719 Belmar, NJ 21,538 5.0 mi
08720 Allenwood, NJ 843 5.2 mi
07717 Avon By The Sea, NJ 1,901 7.6 mi
07720 Bradley Beach, NJ 4,298 7.8 mi
07728 Freehold, NJ 56,257 6.9 mi
08724 Brick, NJ 42,352 7.9 mi
07712 Asbury Park, NJ 39,158 6.5 mi

More ZIP Codes in Monmouth County

07728 standard
Freehold, NJ
Pop: 56,257
07726 standard
Englishtown, NJ
Pop: 42,508
07712 standard
Asbury Park, NJ
Pop: 39,158
07731 standard
Howell, NJ
Pop: 38,304
07753 standard
Neptune, NJ
Pop: 37,554
07740 standard
Long Branch, NJ
Pop: 31,038

Related Areas

Monmouth County Farmingdale, NJ New Jersey

Frequently Asked Questions

What county is ZIP code 07727 in? ▼
ZIP code 07727 (Farmingdale) is located in Monmouth County, New Jersey. Monmouth County contains multiple ZIP codes, see the full list at /counties/monmouth-nj.
What is the population of ZIP code 07727? ▼
ZIP code 07727 in Farmingdale, NJ has a population of 7,050 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 07727? ▼
The median household income in ZIP 07727 is $129,931, which is 70% above the national average of $76,288.
What is the average home value in ZIP 07727? ▼
The median home value in ZIP 07727 is $652,400, which is 135% above the national average of $278,155.
What is the demographic makeup of ZIP 07727? ▼
The largest racial group in ZIP 07727 is White at 81.7%. Hispanic or Latino residents make up 9.1% of the population.
How many businesses are in ZIP code 07727? ▼
ZIP code 07727 has 435 business establishments employing approximately 7,417 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 07727? ▼
The top industries by establishment count in ZIP 07727 are: Construction (81), Professional, scientific, and technical services (51), Wholesale trade (46). There are 16 industry sectors represented in total.
How have home values changed in ZIP code 07727? ▼
According to the FHFA House Price Index, home values in ZIP 07727 increased by 9.8% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 167%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 07727? ▼
In ZIP code 07727, 76.0% of residents aged 25+ have a high school diploma or higher, and 51.3% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 07727? ▼
The mean commute time for workers in ZIP code 07727 is 29.3 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend more time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 07727? ▼
In ZIP code 07727, approximately 82.4% of occupied housing units are owner-occupied and 17.6% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 07727? ▼
The poverty rate in ZIP code 07727 is 4.1% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

Read our methodology to see how this data is sourced, computed, and verified.