Residential delivery area · New Jersey
ZIP Code 07728: Freehold, NJ
ZIP code 07728 uses the postal name Freehold, New Jersey and lies entirely in Monmouth County (Census 2020 ZIP-county file). About 56,000 people live there (Census Bureau, ACS 2020-2024). Median household income is $114,072 (Census Bureau, ACS 2020-2024). By Census place, its land lies in West Freehold (12%), East Freehold (6%) and Freehold (4%); 78% is outside any Census place.
- ACS2020-24
- Census2020
- FHFA2025
- ZBP2023
- IRS2022
- Town
- Freehold · its only residential ZIP
- County
- Monmouth County
- Census places
- West Freehold (12%) census-designated place; East Freehold (6%) census-designated place; Freehold (4%)
- Metro area
- New York-Newark-Jersey City, NY-NJ
- House districts
- NJ-4 (52%), NJ-3 (48%) 119th Congress, by share of land
- State
- New Jersey
- Time zone
- Eastern
- Land area
- 49.6 sq mi · 1,128 people per sq mi
Where is ZIP code 07728?
07728 centers on 40.226°, -74.286° and covers 49.6 square miles of land plus 0.3 of water. It borders 7 ZIP codes: 07726, 07731, 07727, 07746, 07722, 08510, 08527.
The map draws ZIP code areas only. For the streets inside 07728, open its center on OpenStreetMap.
Source: U.S. Census Bureau, 2020 ZCTA cartographic boundaries and the 2023 Gazetteer (2020 ZCTAs); ZIP-to-county shares, Census places and House districts (119th Congress) from the Census 2020 relationship files (shares of land); metro area from the OMB delineation (July 2023); town name and time zone from simplemaps US ZIP Codes (CC BY 4.0).
How does 07728 compare with the rest of Monmouth County?
| Measure | 07728 | In Monmouth County | In NJ |
|---|---|---|---|
| People (ACS 2020-2024) | 55,984 | 1st of 52 | 19th of 598 |
| Median household income | $114k | 31st of 40 | 234th of 476 |
| Median home value | $505k | 38th of 48 | 204th of 515 |
Its median household income is higher than in 88% of U.S. residential ZIP codes, and it is denser than 79% of all U.S. residential ZIP codes. ZIP codes at the ACS caps ($250,000 or more for household income, $2,000,000 or more for home value) share the top rank.
Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01003, B19013, B25077); ranks by PlainZIP over residential ZIP codes (ZCTAs).
How many people live in 07728?
The 2020 Census counted 56,444 people in 07728; the ACS, which samples households over 2020-2024, estimates 55,984. Between the 2010 and 2020 censuses its population grew 0.3% (its boundary stayed at least 90% the same).
- People, ACS 2020-2024
- 55,984
- 2020 Census count
- 56,444+0.3% since 2010 (56,257)
- Households
- 20,519
- Median age
- 41.7
Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01003, B01002, B11001); 2020 Census (DHC P1); 2010 Census (SF1 P1).
Who lives in 07728?
Of the 55,984 people the ACS estimates in 07728, 23.8% are under 18 and 18.1% are 65 or older. The largest group by race and Hispanic origin is White (not Hispanic) (67.9%), then Hispanic or Latino (19.3%).
- Under 1823.8%
- 18 to 6458.1%
- 65 and older18.1%
- White, not Hispanic67.9%
- Hispanic or Latino19.3%
- Asian, not Hispanic5.6%
- Black, not Hispanic4.2%
- Other or two or more3.0%
Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01001 age by sex, B03002 Hispanic or Latino origin by race); shares of the estimated population, small ZIP codes carry wide margins.
What do households in 07728 earn?
Median household income is $114,072 (ACS 2020-2024), the 31st highest of the 40 ranked ZIP codes in Monmouth County. It is not measurably different from 2015-2019 ($112,705 in 2024 dollars): the change is within the surveys' margins of error.
- Median household income
- $114,072
- Income per person
- $55,568
- Below the poverty line
- 7.2%
- Unemployed (of the labor force)
- 4.4%
- Adults 25+ with a bachelor's degree
- 46.0%
- Adjusted gross income per tax return, 2022
- $114,34327,990 returns; wages 68% of AGI (IRS)
Source: U.S. Census Bureau, ACS 2020-2024 and 2015-2019 5-year estimates (B19013, B19301, B17001, B23025, B15003; 2015-2019 dollars converted with the BLS CPI-U, 1.22699); IRS Statistics of Income, ZIP code data, tax year 2022 (adjusted gross income per return, filed under the address on the return).
What are homes worth in 07728?
FHFA's house price index for 07728, built from repeat sales and appraisals of the same homes, rose 87% from 2015 to 2025 and rose 63% from 2020 to 2025, and moved +6.3% in 2025.
- Median home value (owners' estimate)
- $505,400
- Median gross rent
- $1,955
- Homes owned by their occupants
- 78.6%
- Housing units
- 21,162
Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B25077, B25064, B25003, B25001); FHFA House Price Index, annual five-digit ZIP, updated 2026-03-31.
What businesses are in 07728?
1,841 business establishments had a location in this ZIP code in 2023, 11 more than in 2018; the most are in retail trade (ZIP Code Business Patterns).
- Retail trade287
- Health care and social assistance276
- Professional, scientific, and technical services235
- Construction185
- Other services (except public administration)166
- Accommodation and food services156
Source: U.S. Census Bureau, ZIP Code Business Patterns 2023 and 2018 (establishments with paid employees, by the business's ZIP code).
Which ZIP codes are next to 07728?
| ZIP | Town | People | Household income | Distance |
|---|---|---|---|---|
| 07726 | Englishtown | 44,764 | $149k | 5.2 mi |
| 07731 | Howell | 40,322 | $134k | 6.8 mi |
| 07727 | Farmingdale | 7,787 | $130k | 6.9 mi |
| 07746 | Marlboro | 18,476 | $208k | 6.9 mi |
| 07722 | Colts Neck | 9,990 | $199k | 7.6 mi |
| 08510 | Millstone Township | 5,386 | $226k | 7.8 mi |
| 08527 | Jackson | 58,991 | $116k | 9.0 mi |
| 08535 | Millstone Township | 4,999 | $210k | 7.7 mi (near) |
Source: PlainZIP from the Census 2020 ZCTA boundaries (shared edges) and internal points; figures ACS 2020-2024.