PlainZIP

Millstone Township, NJ · standard

ZIP Code 08535

Monmouth County, New Jersey - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

5,385
116/sq mi
$209,732
Median income
$734,100
Median home value
49.8%
Bachelor's or higher

The verdict

Millstone Township pairs a top-decile household income with top-decile home values, in a rural, homeowner-dominated area.

Top 1%
household income, US ZIPs
Top 6%
home value, US ZIPs
116
people per sq mi
97%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 08535 against every reporting US ZIP.

ZIP code 08535 is a mid-sized community (a standard USPS delivery area) in Millstone Township, Monmouth County, New Jersey, home to 5,385 residents across 46.3 square miles, a density of 116 people per square mile, in the New York time zone.

ZIP 08535 skews affluent, with a median household income of $209,732 (72% above the New Jersey average), while per-capita income is $83,979. 2.3% of residents live below the poverty line, and the unemployment rate reads 1.2%. Median home value sits at $734,100 (42% above the state average), median rent at - a month, and owner-occupancy at 97.3%.

A solid share of residents have a four-year degree: 49.8% of adults hold a bachelor's degree or higher, the median age is 44.3, and the average commute is 34 minutes. Beyond these figures, 10 nearby ZIP codes within about 10 miles are surfaced below, along with 6 more sharing Monmouth County, letting you compare 08535 to its immediate surroundings rather than a national baseline alone.

Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →

Top industries in ZIP 08535

Top 5 sectors by establishment count in Millstone Township, NJ

Which industries have the most business establishments in ZIP 08535.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 08535, Millstone Township, NJ · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.

Quick Facts

5,385

Population

46.3

Area (sq mi)

116

People / sq mi

New York

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 08535?

44.3

Median Age

49.8%

Male

50.2%

Female

9.5%

Foreign-Born

White 82.9%
African American 1.6%
Asian 5.1%
American Indian or Alaska Native 0.0%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 4.8%
Hispanic or Latino 6.7%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$209,732

Median Household Income

+72% vs state

$83,979

Per Capita Income

2.3%

Poverty Rate

1.2%

Unemployment Rate

33.7 min

Mean Commute Time

How ZIP 08535 ranks nationally

Millstone Township, NJ household income vs. every US ZIP code

Median household income, the full national distribution, with this ZIP marked

$209,732 Top 1% higher than 99% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). Below this entry. $60,000–$80,000: 9,980 US ZIPs (33%). Below this entry. $80,000–$100,000: 5,778 US ZIPs (19%). Below this entry. $100,000–$120,000: 2,855 US ZIPs (9%). Below this entry. $120,000–$140,000: 1,362 US ZIPs (4%). Below this entry. $140,000–$160,000: 686 US ZIPs (2%). Below this entry. $160,000–$180,000: 364 US ZIPs (1%). Below this entry. $180,000–$200,000: 186 US ZIPs (1%). Below this entry. $200,000–$220,000: 324 US ZIPs (1%). This entry sits in this band. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 72.1%
Bachelor's Degree or Higher 49.8%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

1,587

Total Housing Units

1,519

Occupied Units

68

Vacant Units

3.27

Avg Household Size

Occupancy Type

Owner 97.3%
Renter 2.7%

$734,100

Median Home Value

+42% vs state

1991

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How have home values changed over time?

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

+2.7%

YoY Change (2024)

248

HPI Index (2000 = 100)

+148%

Total Change Since 2000

Home values in ZIP 08535 have increased 2.7% over the past year (2024). Since 2000, this ZIP has seen +148% cumulative appreciation.

Year Annual Change HPI Index
2020 +1.1% 168
2021 +10.4% 186
2022 +15.8% 215
2023 +12.4% 242
2024 +2.7% 248

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 147 business establishments in ZIP 08535, employing approximately 1,434 people with a combined annual payroll of $114,232,000.

147

Businesses

1,434

Employees

$114.2M

Annual Payroll

12

Industry Sectors

Industry Establishments % of Total
Construction 33 22.4%
Professional, scientific, and technical services 22 15.0%
Administrative and support and waste management and remediation services 20 13.6%
Retail trade 12 8.2%
Wholesale trade 10 6.8%
Other services (except public administration) 9 6.1%
Real estate and rental and leasing 7 4.8%
Health care and social assistance 7 4.8%
Finance and insurance 6 4.1%
Manufacturing 5 3.4%
Arts, entertainment, and recreation 4 2.7%
Accommodation and food services 4 2.7%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 08535 vs 08555 →

ZIP 08535 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 08535 ranks #6 by population - useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 08535 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 08535 ranks #2 of 9 neighboring ZIPs, local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
08555 Roosevelt, NJ 877 2.0 mi
08510 Millstone Township, NJ 5,231 3.3 mi
08831 Monroe Township, NJ 45,620 6.3 mi
08520 Hightstown, NJ 27,869 5.1 mi
07726 Englishtown, NJ 42,508 6.0 mi
08561 Windsor, NJ 226 7.5 mi
08828 Helmetta, NJ 2,178 9.8 mi
08514 Cream Ridge, NJ 4,477 7.7 mi
08512 Cranbury, NJ 10,105 7.4 mi
08810 Dayton, NJ 8,401 9.9 mi

More ZIP Codes in Monmouth County

07728 standard
Freehold, NJ
Pop: 56,257
07726 standard
Englishtown, NJ
Pop: 42,508
07712 standard
Asbury Park, NJ
Pop: 39,158
07731 standard
Howell, NJ
Pop: 38,304
07753 standard
Neptune, NJ
Pop: 37,554
07740 standard
Long Branch, NJ
Pop: 31,038

Related Areas

Monmouth County Millstone Township, NJ New Jersey

Frequently Asked Questions

What county is ZIP code 08535 in? ▼
ZIP code 08535 (Millstone Township) is located in Monmouth County, New Jersey. Monmouth County contains multiple ZIP codes, see the full list at /counties/monmouth-nj.
What is the population of ZIP code 08535? ▼
ZIP code 08535 in Millstone Township, NJ has a population of 5,385 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 08535? ▼
The median household income in ZIP 08535 is $209,732, which is 175% above the national average of $76,288.
What is the average home value in ZIP 08535? ▼
The median home value in ZIP 08535 is $734,100, which is 164% above the national average of $278,155.
What is the demographic makeup of ZIP 08535? ▼
The largest racial group in ZIP 08535 is White at 82.9%. Hispanic or Latino residents make up 6.7% of the population.
How many businesses are in ZIP code 08535? ▼
ZIP code 08535 has 147 business establishments employing approximately 1,434 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 08535? ▼
The top industries by establishment count in ZIP 08535 are: Construction (33), Professional, scientific, and technical services (22), Administrative and support and waste management and remediation services (20). There are 12 industry sectors represented in total.
How have home values changed in ZIP code 08535? ▼
According to the FHFA House Price Index, home values in ZIP 08535 increased by 2.7% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 148%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 08535? ▼
In ZIP code 08535, 72.1% of residents aged 25+ have a high school diploma or higher, and 49.8% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 08535? ▼
The mean commute time for workers in ZIP code 08535 is 33.7 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend more time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 08535? ▼
In ZIP code 08535, approximately 97.3% of occupied housing units are owner-occupied and 2.7% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 08535? ▼
The poverty rate in ZIP code 08535 is 2.3% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

Read our methodology to see how this data is sourced, computed, and verified.