Millstone Township, NJ · standard
ZIP Code 08535
Monmouth County, New Jersey - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.
- 5,385
- 116/sq mi High-density area
- $209,732
- Median income Above-median income area
- $734,100
- Median home value Above-median home value
- 49.8%
- Bachelor's or higher Above-average bachelor's attainment
National ZIP placement
Millstone Township pairs a top-decile household income with top-decile home values, in a rural, homeowner-dominated area.
- Top 1%
- household income, US ZIPs
- Top 6%
- home value, US ZIPs
- 116
- people per sq mi
- 97%
- owner-occupied homes
Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 08535 against every reporting US ZIP.
FHFA HPI release change
What changed in the latest House Price Index year
- FHFA House Price Index values in ZIP 08535 (Millstone Township, NJ) rose +2.7% from 2023 to 2024. The all-transactions index moved from 241.7 in 2023 to 248.2 in 2024 (2000 = 100).
ZIP code 08535 is a mid-sized community (a standard USPS delivery area) in Millstone Township, Monmouth County, New Jersey, home to 5,385 residents across 46.3 square miles, a density of 116 people per square mile, in the New York time zone.
ZIP 08535 skews affluent, with a median household income of $209,732 (72% above the average New Jersey ZIP), while per-capita income is $83,979. Both reported hardship measures are comparatively low in absolute terms: poverty is 2.3% and unemployment is 1.2%. Housing is both higher-cost and owner-heavy: median home value is $734,100 (42% above the average New Jersey ZIP), while 97.3% of occupied homes are owner-occupied.
A solid share of residents have a four-year degree: 49.8% of adults hold a bachelor's degree or higher, the median age is 44.3, and the average commute is 34 minutes. The page also surfaces 10 ZIP codes within roughly 10 miles and 6 more in Monmouth County, so 08535 can be compared with both its immediate and county-level context.
Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →
Top industries in ZIP 08535
Top 5 sectors by establishment count in Millstone Township, NJ
Which industries have the most business establishments in ZIP 08535.
- Construction
Construction
33 establishments
- Professional, scientific, and technical services
Professional, scientific, and technical services
22 establishments
- Administrative and support and waste management and remediation services
Administrative and support and waste management and remediation services
20 establishments
- Retail trade 12
Retail trade
12 establishments
- Wholesale trade 10
Wholesale trade
10 establishments
What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.
Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 08535, Millstone Township, NJ · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.
Quick Facts
5,385
Population
46.3
Area (sq mi)
116
People / sq mi
New York
Time Zone
standard
ZIP Type
Who lives in ZIP 08535?
44.3
Median Age
49.8%
Male
50.2%
Female
9.5%
Foreign-Born
Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How much do residents earn?
$209,732
Median Household Income
+72% vs state ZIP avg
$83,979
Per Capita Income
2.3%
Poverty Rate
1.2%
Unemployment Rate
33.7 min
Mean Commute Time
How ZIP 08535 ranks among New Jersey ZIPs
Millstone Township, NJ household income vs. every New Jersey ZIP code
Median household income among 565 reporting New Jersey ZIPs (this ZIP's population is too small for a reliable national-corpus placement)
$209,732 Top 7% higher than 93% of 565 New Jersey ZIPs
Each bar is a $20K-wide band; taller bars hold more New Jersey ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What is the education profile here?
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What does housing look like?
Housing stock: occupied vs vacant
1,587housing units
1,587
Total Housing Units
1,519
Occupied Units
68
Vacant Units
3.27
Avg Household Size
Occupancy Type
$734,100
Median Home Value
+42% vs state ZIP avg
1991
Median Year Built
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How have home values changed over time?
FHFA House Price Index, annual appreciation data based on repeat sales and appraisals
+2.7%
YoY Change (2024)
248
HPI Index (2000 = 100)
+148%
Total Change Since 2000
Home values in ZIP 08535 have increased 2.7% over the past year (2024). Since 2000, this ZIP has seen +148% cumulative appreciation.
| Year | Annual Change | HPI Index |
|---|---|---|
| 2020 | +1.1% | 168 |
| 2021 | +10.4% | 186 |
| 2022 | +15.8% | 215 |
| 2023 | +12.4% | 242 |
| 2024 | +2.7% | 248 |
Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.
What businesses operate in this ZIP?
Census Bureau data shows 147 business establishments in ZIP 08535, employing approximately 1,434 people with a combined annual payroll of $114,232,000.
147
Businesses
1,434
Employees
$114.2M
Annual Payroll
12
Industry Sectors
| Industry | Establishments | % of Total |
|---|---|---|
| Construction | 33 | 22.4% |
| Professional, scientific, and technical services | 22 | 15.0% |
| Administrative and support and waste management and remediation services | 20 | 13.6% |
| Retail trade | 12 | 8.2% |
| Wholesale trade | 10 | 6.8% |
| Other services (except public administration) | 9 | 6.1% |
| Real estate and rental and leasing | 7 | 4.8% |
| Health care and social assistance | 7 | 4.8% |
| Finance and insurance | 6 | 4.1% |
| Manufacturing | 5 | 3.4% |
| Arts, entertainment, and recreation | 4 | 2.7% |
| Accommodation and food services | 4 | 2.7% |
Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.
Nearby ZIP Codes
Want a side-by-side? Compare 08535 vs 08555 →
ZIP 08535 vs its nearest neighbors, by population
Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 08831
Monroe Township (08831)
45,620 residents
- 07726
Englishtown (07726)
42,508 residents
- 08520
Hightstown (08520)
27,869 residents
- 08512 10,105
Cranbury (08512)
10,105 residents
- 08810 8,401
Dayton (08810)
8,401 residents
- 08535 5,385
Millstone Township (08535)
5,385 residents
- 08510 5,231
Millstone Township (08510)
5,231 residents
- 08514 4,477
Cream Ridge (08514)
4,477 residents
- 08828 2,178
Helmetta (08828)
2,178 residents
What this shows Among its immediate neighbors, ZIP 08535 ranks #6 by population - useful context the national average alone can't give.
ZIP 08535 vs its nearest neighbors, by median income
Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 08510
Millstone Township (08510)
$225,966 median income
- 08535
Millstone Township (08535)
$209,732 median income
- 08810
Dayton (08810)
$151,902 median income
- 07726
Englishtown (07726)
$149,197 median income
- 08514
Cream Ridge (08514)
$134,038 median income
- 08512
Cranbury (08512)
$118,587 median income
- 08520
Hightstown (08520)
$118,010 median income
- 08555
Roosevelt (08555)
$110,000 median income
- 08831
Monroe Township (08831)
$109,042 median income
What this shows By household income, ZIP 08535 ranks #2 of 9 neighboring ZIPs, local affluence varies block to block, not just metro to metro.
| ZIP Code | City | Population | Distance |
|---|---|---|---|
| 08555 | Roosevelt, NJ | 877 | 2.0 mi |
| 08510 | Millstone Township, NJ | 5,231 | 3.3 mi |
| 08831 | Monroe Township, NJ | 45,620 | 6.3 mi |
| 08520 | Hightstown, NJ | 27,869 | 5.1 mi |
| 07726 | Englishtown, NJ | 42,508 | 6.0 mi |
| 08561 | Windsor, NJ | 226 | 7.5 mi |
| 08828 | Helmetta, NJ | 2,178 | 9.8 mi |
| 08514 | Cream Ridge, NJ | 4,477 | 7.7 mi |
| 08512 | Cranbury, NJ | 10,105 | 7.4 mi |
| 08810 | Dayton, NJ | 8,401 | 9.9 mi |
Nationwide ZIPs with similar ACS profiles
Two Census-derived peer sets for ZIP 08535, both outside NJ so the neighborhoods are not geographic containment (Nearby and same-county blocks stay local).
Similar population
Nearest cross-state ZIPs by resident population (5,385 here; floor ≥1,000).
Similar median household income
Nearest cross-state ZIPs by ACS median household income.
More ZIP Codes in Monmouth County
Related Areas
Frequently Asked Questions
What county is ZIP code 08535 in?
ZIP code 08535 (Millstone Township) is located in Monmouth County, New Jersey. Monmouth County contains multiple ZIP codes, see the full list at /counties/monmouth-nj.
What is the population of ZIP code 08535?
ZIP code 08535 in Millstone Township, NJ has a population of 5,385 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 08535?
The median household income in ZIP 08535 is $209,732, which is 175% above the national average of $76,288.
What is the average home value in ZIP 08535?
The median home value in ZIP 08535 is $734,100, which is 164% above the national average of $278,155.
What is the demographic makeup of ZIP 08535?
The largest racial group in ZIP 08535 is White at 82.9%. Hispanic or Latino residents make up 6.7% of the population.
How many businesses are in ZIP code 08535?
ZIP code 08535 has 147 business establishments employing approximately 1,434 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 08535?
The top industries by establishment count in ZIP 08535 are: Construction (33), Professional, scientific, and technical services (22), Administrative and support and waste management and remediation services (20). There are 12 industry sectors represented in total.
How have home values changed in ZIP code 08535?
According to the FHFA House Price Index, home values in ZIP 08535 increased by 2.7% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 148%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 08535?
In ZIP code 08535, 72.1% of residents aged 25+ have a high school diploma or higher, and 49.8% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 08535?
The mean commute time for workers in ZIP code 08535 is 33.7 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend more time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 08535?
In ZIP code 08535, approximately 97.3% of occupied housing units are owner-occupied and 2.7% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 08535?
The poverty rate in ZIP code 08535 is 2.3% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.
Related
Take this with you
What to do with ZIP 08535's numbers, next.
- See how ZIP 08535 compares to a neighboring ZIP code on the same Census fields Compare this ZIP
- Check where Millstone Township, NJ ranks among every U.S. ZIP code on income, education, or homeownership View national rankings
- Save this ZIP to your shortlist to track alongside others you're considering View your shortlist
ZIP Code Tabulation Areas (ZCTAs) are Census Bureau approximations of USPS ZIP codes; figures describe the ZCTA area, not any single address within it.