PlainZIP

Millstone Township, NJ · standard

ZIP Code 08510

Monmouth County, New Jersey - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

5,231
105/sq mi
$225,966
Median income
$740,700
Median home value
57.5%
Bachelor's or higher

The verdict

Millstone Township pairs a top-decile household income with top-decile home values, in a rural, homeowner-dominated area.

Top 1%
household income, US ZIPs
Top 6%
home value, US ZIPs
105
people per sq mi
99%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 08510 against every reporting US ZIP.

ZIP code 08510 is a mid-sized community (a standard USPS delivery area) in Millstone Township, Monmouth County, New Jersey, home to 5,231 residents across 49.6 square miles, a density of 105 people per square mile, in the New York time zone.

ZIP 08510 skews affluent, with a median household income of $225,966 (85% above the New Jersey average), while per-capita income is $80,915. The poverty rate stands at 5.7% and the unemployment rate at 3.3%. Housing costs here run $740,700 for a typical home value (43% above the state average), with rent averaging - a month; 98.7% of homes are owner-occupied.

This is a highly-educated ZIP: 57.5% of adults hold a bachelor's degree or higher, the median age is 47.1, and the average commute is 38 minutes. To put 08510 in local context, 10 ZIP codes within roughly 10 miles appear further down this page alongside 6 additional ZIPs in Monmouth County, for a geography-aware comparison.

Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →

Top industries in ZIP 08510

Top 5 sectors by establishment count in Millstone Township, NJ

Which industries have the most business establishments in ZIP 08510.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 08510, Millstone Township, NJ · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.

Quick Facts

5,231

Population

49.6

Area (sq mi)

105

People / sq mi

New York

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 08510?

47.1

Median Age

57.1%

Male

42.9%

Female

15.2%

Foreign-Born

White 61.7%
African American 3.1%
Asian 10.7%
American Indian or Alaska Native 0.0%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 17.8%
Hispanic or Latino 17.2%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$225,966

Median Household Income

+85% vs state

$80,915

Per Capita Income

5.7%

Poverty Rate

3.3%

Unemployment Rate

37.6 min

Mean Commute Time

How ZIP 08510 ranks nationally

Millstone Township, NJ household income vs. every US ZIP code

Median household income, the full national distribution, with this ZIP marked

$225,966 Top 1% higher than 99% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). Below this entry. $60,000–$80,000: 9,980 US ZIPs (33%). Below this entry. $80,000–$100,000: 5,778 US ZIPs (19%). Below this entry. $100,000–$120,000: 2,855 US ZIPs (9%). Below this entry. $120,000–$140,000: 1,362 US ZIPs (4%). Below this entry. $140,000–$160,000: 686 US ZIPs (2%). Below this entry. $160,000–$180,000: 364 US ZIPs (1%). Below this entry. $180,000–$200,000: 186 US ZIPs (1%). Below this entry. $200,000–$220,000: 324 US ZIPs (1%). This entry sits in this band. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 79.5%
Bachelor's Degree or Higher 57.5%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

1,921

Total Housing Units

1,833

Occupied Units

88

Vacant Units

2.93

Avg Household Size

Occupancy Type

Owner 98.7%
Renter 1.3%

$740,700

Median Home Value

+43% vs state

1992

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How have home values changed over time?

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

+15.8%

YoY Change (2024)

244

HPI Index (2000 = 100)

+144%

Total Change Since 2000

Home values in ZIP 08510 have increased 15.8% over the past year (2024). Since 2000, this ZIP has seen +144% cumulative appreciation.

Year Annual Change HPI Index
2020 +3.0% 158
2021 +13.2% 179
2022 +9.5% 196
2023 +8.0% 211
2024 +15.8% 244

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 144 business establishments in ZIP 08510, employing approximately 1,368 people with a combined annual payroll of $88,786,000.

144

Businesses

1,368

Employees

$88.8M

Annual Payroll

12

Industry Sectors

Industry Establishments % of Total
Construction 34 23.6%
Professional, scientific, and technical services 24 16.7%
Other services (except public administration) 15 10.4%
Wholesale trade 11 7.6%
Administrative and support and waste management and remediation services 11 7.6%
Accommodation and food services 10 6.9%
Health care and social assistance 8 5.6%
Retail trade 7 4.9%
Transportation and warehousing 6 4.2%
Real estate and rental and leasing 4 2.8%
Arts, entertainment, and recreation 4 2.8%
Manufacturing 3 2.1%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 08510 vs 08535 →

ZIP 08510 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 08510 ranks #9 by population - useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 08510 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 08510 ranks the highest of 9 neighboring ZIPs, local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
08535 Millstone Township, NJ 5,385 3.3 mi
08555 Roosevelt, NJ 877 3.3 mi
08514 Cream Ridge, NJ 4,477 5.6 mi
08831 Monroe Township, NJ 45,620 9.4 mi
08527 Jackson, NJ 54,392 7.0 mi
08501 Allentown, NJ 6,582 7.4 mi
07728 Freehold, NJ 56,257 7.6 mi
07726 Englishtown, NJ 42,508 7.6 mi
08520 Hightstown, NJ 27,869 7.3 mi
08533 New Egypt, NJ 6,945 9.1 mi

More ZIP Codes in Monmouth County

07728 standard
Freehold, NJ
Pop: 56,257
07726 standard
Englishtown, NJ
Pop: 42,508
07712 standard
Asbury Park, NJ
Pop: 39,158
07731 standard
Howell, NJ
Pop: 38,304
07753 standard
Neptune, NJ
Pop: 37,554
07740 standard
Long Branch, NJ
Pop: 31,038

Related Areas

Monmouth County Millstone Township, NJ New Jersey

Frequently Asked Questions

What county is ZIP code 08510 in? ▼
ZIP code 08510 (Millstone Township) is located in Monmouth County, New Jersey. Monmouth County contains multiple ZIP codes, see the full list at /counties/monmouth-nj.
What is the population of ZIP code 08510? ▼
ZIP code 08510 in Millstone Township, NJ has a population of 5,231 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 08510? ▼
The median household income in ZIP 08510 is $225,966, which is 196% above the national average of $76,288.
What is the average home value in ZIP 08510? ▼
The median home value in ZIP 08510 is $740,700, which is 166% above the national average of $278,155.
What is the demographic makeup of ZIP 08510? ▼
The largest racial group in ZIP 08510 is White at 61.7%. Hispanic or Latino residents make up 17.2% of the population.
How many businesses are in ZIP code 08510? ▼
ZIP code 08510 has 144 business establishments employing approximately 1,368 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 08510? ▼
The top industries by establishment count in ZIP 08510 are: Construction (34), Professional, scientific, and technical services (24), Other services (except public administration) (15). There are 12 industry sectors represented in total.
How have home values changed in ZIP code 08510? ▼
According to the FHFA House Price Index, home values in ZIP 08510 increased by 15.8% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 144%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 08510? ▼
In ZIP code 08510, 79.5% of residents aged 25+ have a high school diploma or higher, and 57.5% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 08510? ▼
The mean commute time for workers in ZIP code 08510 is 37.6 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend more time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 08510? ▼
In ZIP code 08510, approximately 98.7% of occupied housing units are owner-occupied and 1.3% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 08510? ▼
The poverty rate in ZIP code 08510 is 5.7% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

Read our methodology to see how this data is sourced, computed, and verified.