Jackson, NJ · standard
ZIP Code 08527
Ocean County, New Jersey - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.
- 54,392
- 247/sq mi High-density area
- $115,487
- Median income Above-median income area
- $485,800
- Median home value Above-median home value
- 38.7%
- Bachelor's or higher Above-average bachelor's attainment
National ZIP placement
Jackson pairs an upper-quartile household income with upper-quartile home values, in a low-density, homeowner-dominated and unusually populous area.
- Top 11%
- household income, US ZIPs
- Top 14%
- home value, US ZIPs
- 247
- people per sq mi
- 87%
- owner-occupied homes
Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 08527 against every reporting US ZIP.
FHFA HPI release change
What changed in the latest House Price Index year
- FHFA House Price Index values in ZIP 08527 (Jackson, NJ) rose +5.6% from 2023 to 2024. The all-transactions index moved from 309.8 in 2023 to 327.1 in 2024 (2000 = 100).
ZIP code 08527 is a densely settled ZIP (a standard USPS delivery area) in Jackson, Ocean County, New Jersey, with 54,392 residents across 220.6 square miles, a density of 247 people per square mile, in the New York time zone.
ZIP 08527 skews affluent, with a median household income of $115,487 (5% below the average New Jersey ZIP), while per-capita income is $48,185. The poverty rate is 8.0%, with unemployment at 4.6%; those measures add context to the income figure. Median home value is $485,800 (6% below the average New Jersey ZIP) and median rent is $1,890; 87.1% of occupied homes are owner-occupied.
A solid share of residents have a four-year degree: 38.7% of adults hold a bachelor's degree or higher, the median age is 37.3, and the average commute is 33 minutes. The page also surfaces 10 ZIP codes within roughly 10 miles and 6 more in Ocean County, so 08527 can be compared with both its immediate and county-level context.
Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →
Top industries in ZIP 08527
Top 5 sectors by establishment count in Jackson, NJ
Which industries have the most business establishments in ZIP 08527.
- Construction
Construction
189 establishments
- Retail trade
Retail trade
167 establishments
- Health care and social assistance
Health care and social assistance
126 establishments
- Professional, scientific, and technical services
Professional, scientific, and technical services
124 establishments
- Administrative and support and waste management and remediation services
Administrative and support and waste management and remediation services
117 establishments
What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.
Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 08527, Jackson, NJ · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.
Quick Facts
54,392
Population
220.6
Area (sq mi)
247
People / sq mi
New York
Time Zone
standard
ZIP Type
Who lives in ZIP 08527?
37.3
Median Age
50.2%
Male
49.8%
Female
8.9%
Foreign-Born
Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How much do residents earn?
$115,487
Median Household Income
-5% vs state ZIP avg
$48,185
Per Capita Income
8.0%
Poverty Rate
4.6%
Unemployment Rate
32.6 min
Mean Commute Time
How ZIP 08527 ranks nationally
Jackson, NJ household income vs. every US ZIP code
Median household income, the full national distribution, with this ZIP marked
$115,487 Top 11% higher than 89% of 30,318 US ZIPs
Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What is the education profile here?
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What does housing look like?
Housing stock: occupied vs vacant
21,634housing units
21,634
Total Housing Units
20,324
Occupied Units
1,310
Vacant Units
2.88
Avg Household Size
Occupancy Type
$485,800
Median Home Value
-6% vs state ZIP avg
$1,890
Median Rent
1989
Median Year Built
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How have home values changed over time?
FHFA House Price Index, annual appreciation data based on repeat sales and appraisals
+5.6%
YoY Change (2024)
327
HPI Index (2000 = 100)
+227%
Total Change Since 2000
Home values in ZIP 08527 have increased 5.6% over the past year (2024). Since 2000, this ZIP has seen +227% cumulative appreciation.
| Year | Annual Change | HPI Index |
|---|---|---|
| 2020 | +4.3% | 197 |
| 2021 | +14.5% | 225 |
| 2022 | +25.2% | 282 |
| 2023 | +9.9% | 310 |
| 2024 | +5.6% | 327 |
Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.
What businesses operate in this ZIP?
Census Bureau data shows 1,129 business establishments in ZIP 08527, employing approximately 9,255 people with a combined annual payroll of $479,691,000.
1,129
Businesses
9,255
Employees
$479.7M
Annual Payroll
15
Industry Sectors
| Industry | Establishments | % of Total |
|---|---|---|
| Construction | 189 | 16.7% |
| Retail trade | 167 | 14.8% |
| Health care and social assistance | 126 | 11.2% |
| Professional, scientific, and technical services | 124 | 11.0% |
| Administrative and support and waste management and remediation services | 117 | 10.4% |
| Other services (except public administration) | 99 | 8.8% |
| Real estate and rental and leasing | 67 | 5.9% |
| Accommodation and food services | 64 | 5.7% |
| Transportation and warehousing | 44 | 3.9% |
| Wholesale trade | 39 | 3.5% |
| Finance and insurance | 29 | 2.6% |
| Manufacturing | 22 | 1.9% |
| Arts, entertainment, and recreation | 16 | 1.4% |
| Information | 11 | 1.0% |
| Educational services | 11 | 1.0% |
Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.
Nearby ZIP Codes
Want a side-by-side? Compare 08527 vs 08733 →
ZIP 08527 vs its nearest neighbors, by population
Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 08701
Lakewood (08701)
92,843 residents
- 07728
Freehold (07728)
56,257 residents
- 08527
Jackson (08527)
54,392 residents
- 07731
Howell (07731)
38,304 residents
- 08759 33,263
Manchester Township (08759)
33,263 residents
- 08755 25,302
Toms River (08755)
25,302 residents
- 08533 6,945
New Egypt (08533)
6,945 residents
- 08535 5,385
Millstone Township (08535)
5,385 residents
- 08510 5,231
Millstone Township (08510)
5,231 residents
What this shows Among its immediate neighbors, ZIP 08527 ranks #3 by population - useful context the national average alone can't give.
ZIP 08527 vs its nearest neighbors, by median income
Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 08510
Millstone Township (08510)
$225,966 median income
- 08535
Millstone Township (08535)
$209,732 median income
- 07731
Howell (07731)
$134,056 median income
- 08514
Cream Ridge (08514)
$134,038 median income
- 08527
Jackson (08527)
$115,487 median income
- 07728
Freehold (07728)
$114,072 median income
- 08533
New Egypt (08533)
$113,583 median income
- 08755 $87,575
Toms River (08755)
$87,575 median income
- 08733 $85,750
Lakehurst (08733)
$85,750 median income
What this shows By household income, ZIP 08527 ranks #5 of 9 neighboring ZIPs, local affluence varies block to block, not just metro to metro.
| ZIP Code | City | Population | Distance |
|---|---|---|---|
| 08733 | Lakehurst, NJ | 2,752 | 5.6 mi |
| 08759 | Manchester Township, NJ | 33,263 | 8.7 mi |
| 08510 | Millstone Township, NJ | 5,231 | 7.0 mi |
| 08514 | Cream Ridge, NJ | 4,477 | 8.0 mi |
| 08701 | Lakewood, NJ | 92,843 | 8.0 mi |
| 08533 | New Egypt, NJ | 6,945 | 7.9 mi |
| 07728 | Freehold, NJ | 56,257 | 9.0 mi |
| 07731 | Howell, NJ | 38,304 | 8.5 mi |
| 08535 | Millstone Township, NJ | 5,385 | 10.2 mi |
| 08755 | Toms River, NJ | 25,302 | 9.3 mi |
Nationwide ZIPs with similar ACS profiles
Two Census-derived peer sets for ZIP 08527, both outside NJ so the neighborhoods are not geographic containment (Nearby and same-county blocks stay local).
Similar population
Nearest cross-state ZIPs by resident population (54,392 here; floor ≥1,000).
Similar median household income
Nearest cross-state ZIPs by ACS median household income.
More ZIP Codes in Ocean County
Related Areas
Frequently Asked Questions
What county is ZIP code 08527 in?
ZIP code 08527 (Jackson) is located in Ocean County, New Jersey. Ocean County contains multiple ZIP codes, see the full list at /counties/ocean-nj.
What is the population of ZIP code 08527?
ZIP code 08527 in Jackson, NJ has a population of 54,392 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 08527?
The median household income in ZIP 08527 is $115,487, which is 51% above the national average of $76,288.
What is the average home value in ZIP 08527?
The median home value in ZIP 08527 is $485,800, which is 75% above the national average of $278,155.
What is the demographic makeup of ZIP 08527?
The largest racial group in ZIP 08527 is White at 78.2%. Hispanic or Latino residents make up 13.7% of the population.
How many businesses are in ZIP code 08527?
ZIP code 08527 has 1,129 business establishments employing approximately 9,255 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 08527?
The top industries by establishment count in ZIP 08527 are: Construction (189), Retail trade (167), Health care and social assistance (126). There are 15 industry sectors represented in total.
How have home values changed in ZIP code 08527?
According to the FHFA House Price Index, home values in ZIP 08527 increased by 5.6% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 227%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 08527?
In ZIP code 08527, 70.1% of residents aged 25+ have a high school diploma or higher, and 38.7% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 08527?
The mean commute time for workers in ZIP code 08527 is 32.6 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend more time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 08527?
In ZIP code 08527, approximately 87.1% of occupied housing units are owner-occupied and 12.9% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 08527?
The poverty rate in ZIP code 08527 is 8.0% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.
Related
Take this with you
What to do with ZIP 08527's numbers, next.
- See how ZIP 08527 compares to a neighboring ZIP code on the same Census fields Compare this ZIP
- Check where Jackson, NJ ranks among every U.S. ZIP code on income, education, or homeownership View national rankings
- Save this ZIP to your shortlist to track alongside others you're considering View your shortlist
ZIP Code Tabulation Areas (ZCTAs) are Census Bureau approximations of USPS ZIP codes; figures describe the ZCTA area, not any single address within it.