PlainZIP

Jackson, NJ · standard

ZIP Code 08527

Ocean County, New Jersey - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

54,392
247/sq mi
$115,487
Median income
$485,800
Median home value
38.7%
Bachelor's or higher

The verdict

Jackson pairs an upper-quartile household income with upper-quartile home values, in a low-density, homeowner-dominated and unusually populous area.

Top 11%
household income, US ZIPs
Top 14%
home value, US ZIPs
247
people per sq mi
87%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 08527 against every reporting US ZIP.

ZIP code 08527 is a densely settled ZIP (a standard USPS delivery area) in Jackson, Ocean County, New Jersey, with 54,392 residents across 220.6 square miles, a density of 247 people per square mile, in the New York time zone.

ZIP 08527 skews affluent, with a median household income of $115,487 (5% below the New Jersey average), while per-capita income is $48,185. Poverty here runs at 8.0%, with unemployment measured at 4.6%. Housing costs here run $485,800 for a typical home value (6% below the state average), with rent averaging $1,890 a month; 87.1% of homes are owner-occupied.

A solid share of residents have a four-year degree: 38.7% of adults hold a bachelor's degree or higher, the median age is 37.3, and the average commute is 33 minutes. A geography-based comparison follows: 10 ZIP codes within about 10 miles of 08527, plus 6 more within Ocean County, give a clearer read than the national average alone.

Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →

Top industries in ZIP 08527

Top 5 sectors by establishment count in Jackson, NJ

Which industries have the most business establishments in ZIP 08527.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 08527, Jackson, NJ · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.

Quick Facts

54,392

Population

220.6

Area (sq mi)

247

People / sq mi

New York

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 08527?

37.3

Median Age

50.2%

Male

49.8%

Female

8.9%

Foreign-Born

White 78.2%
African American 4.9%
Asian 2.9%
American Indian or Alaska Native 0.0%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 9.1%
Hispanic or Latino 13.7%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$115,487

Median Household Income

-5% vs state

$48,185

Per Capita Income

8.0%

Poverty Rate

4.6%

Unemployment Rate

32.6 min

Mean Commute Time

How ZIP 08527 ranks nationally

Jackson, NJ household income vs. every US ZIP code

Median household income, the full national distribution, with this ZIP marked

$115,487 Top 11% higher than 89% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). Below this entry. $60,000–$80,000: 9,980 US ZIPs (33%). Below this entry. $80,000–$100,000: 5,778 US ZIPs (19%). Below this entry. $100,000–$120,000: 2,855 US ZIPs (9%). This entry sits in this band. $120,000–$140,000: 1,362 US ZIPs (4%). Above this entry. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 70.1%
Bachelor's Degree or Higher 38.7%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

21,634

Total Housing Units

20,324

Occupied Units

1,310

Vacant Units

2.88

Avg Household Size

Occupancy Type

Owner 87.1%
Renter 12.9%

$485,800

Median Home Value

-6% vs state

$1,890

Median Rent

1989

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How have home values changed over time?

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

+5.6%

YoY Change (2024)

327

HPI Index (2000 = 100)

+227%

Total Change Since 2000

Home values in ZIP 08527 have increased 5.6% over the past year (2024). Since 2000, this ZIP has seen +227% cumulative appreciation.

Year Annual Change HPI Index
2020 +4.3% 197
2021 +14.5% 225
2022 +25.2% 282
2023 +9.9% 310
2024 +5.6% 327

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 1,129 business establishments in ZIP 08527, employing approximately 9,255 people with a combined annual payroll of $479,691,000.

1,129

Businesses

9,255

Employees

$479.7M

Annual Payroll

15

Industry Sectors

Industry Establishments % of Total
Construction 189 16.7%
Retail trade 167 14.8%
Health care and social assistance 126 11.2%
Professional, scientific, and technical services 124 11.0%
Administrative and support and waste management and remediation services 117 10.4%
Other services (except public administration) 99 8.8%
Real estate and rental and leasing 67 5.9%
Accommodation and food services 64 5.7%
Transportation and warehousing 44 3.9%
Wholesale trade 39 3.5%
Finance and insurance 29 2.6%
Manufacturing 22 1.9%
Arts, entertainment, and recreation 16 1.4%
Information 11 1.0%
Educational services 11 1.0%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 08527 vs 08733 →

ZIP 08527 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 08527 ranks #3 by population - useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 08527 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 08527 ranks #5 of 9 neighboring ZIPs, local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
08733 Lakehurst, NJ 2,752 5.6 mi
08759 Manchester Township, NJ 33,263 8.7 mi
08510 Millstone Township, NJ 5,231 7.0 mi
08514 Cream Ridge, NJ 4,477 8.0 mi
08701 Lakewood, NJ 92,843 8.0 mi
08533 New Egypt, NJ 6,945 7.9 mi
07728 Freehold, NJ 56,257 9.0 mi
07731 Howell, NJ 38,304 8.5 mi
08535 Millstone Township, NJ 5,385 10.2 mi
08755 Toms River, NJ 25,302 9.3 mi

More ZIP Codes in Ocean County

08701 standard
Lakewood, NJ
Pop: 92,843
08753 standard
Toms River, NJ
Pop: 63,678
08724 standard
Brick, NJ
Pop: 42,352
08759 standard
Manchester Township, NJ
Pop: 33,263
08757 standard
Toms River, NJ
Pop: 33,217
08723 standard
Brick, NJ
Pop: 31,641

Related Areas

Ocean County Jackson, NJ New Jersey

Frequently Asked Questions

What county is ZIP code 08527 in? ▼
ZIP code 08527 (Jackson) is located in Ocean County, New Jersey. Ocean County contains multiple ZIP codes, see the full list at /counties/ocean-nj.
What is the population of ZIP code 08527? ▼
ZIP code 08527 in Jackson, NJ has a population of 54,392 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 08527? ▼
The median household income in ZIP 08527 is $115,487, which is 51% above the national average of $76,288.
What is the average home value in ZIP 08527? ▼
The median home value in ZIP 08527 is $485,800, which is 75% above the national average of $278,155.
What is the demographic makeup of ZIP 08527? ▼
The largest racial group in ZIP 08527 is White at 78.2%. Hispanic or Latino residents make up 13.7% of the population.
How many businesses are in ZIP code 08527? ▼
ZIP code 08527 has 1,129 business establishments employing approximately 9,255 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 08527? ▼
The top industries by establishment count in ZIP 08527 are: Construction (189), Retail trade (167), Health care and social assistance (126). There are 15 industry sectors represented in total.
How have home values changed in ZIP code 08527? ▼
According to the FHFA House Price Index, home values in ZIP 08527 increased by 5.6% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 227%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 08527? ▼
In ZIP code 08527, 70.1% of residents aged 25+ have a high school diploma or higher, and 38.7% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 08527? ▼
The mean commute time for workers in ZIP code 08527 is 32.6 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend more time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 08527? ▼
In ZIP code 08527, approximately 87.1% of occupied housing units are owner-occupied and 12.9% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 08527? ▼
The poverty rate in ZIP code 08527 is 8.0% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

Read our methodology to see how this data is sourced, computed, and verified.