PlainZIP

Montague, NJ · standard

ZIP Code 07827

Sussex County, New Jersey - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

4,244
33/sq mi
$101,444
Median income
$346,200
Median home value
29.1%
Bachelor's or higher

The verdict

Montague pairs an upper-quartile household income with above-median home values, in a rural, homeowner-dominated area.

Top 18%
household income, US ZIPs
Top 27%
home value, US ZIPs
33
people per sq mi
83%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 07827 against every reporting US ZIP.

ZIP code 07827 covers 128.2 square miles in Montague, Sussex County, New Jersey (a standard USPS delivery area), with a modest 4,244 residents on file, a density of 33 people per square mile, in the New York time zone.

ZIP 07827 lands in the middle-income range, with a median household income of $101,444 (17% below the New Jersey average), while per-capita income is $50,140. 8.6% of residents live below the poverty line, and the unemployment rate reads 5.8%. Housing costs here run $346,200 for a typical home value (33% below the state average), with rent averaging $1,260 a month; 82.8% of homes are owner-occupied.

Educational attainment sits below the national norm: 29.1% of adults hold a bachelor's degree or higher, the median age is 46.5, and the average commute is 42 minutes. To put 07827 in local context, 8 ZIP codes within roughly 10 miles appear further down this page alongside 6 additional ZIPs in Sussex County, for a geography-aware comparison.

Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →

Top industries in ZIP 07827

Top 5 sectors by establishment count in Montague, NJ

Which industries have the most business establishments in ZIP 07827.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 07827, Montague, NJ · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.

Quick Facts

4,244

Population

128.2

Area (sq mi)

33

People / sq mi

New York

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 07827?

46.5

Median Age

52.0%

Male

48.0%

Female

8.1%

Foreign-Born

White 86.5%
African American 1.2%
Asian 5.3%
American Indian or Alaska Native 0.0%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 5.7%
Hispanic or Latino 7.1%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$101,444

Median Household Income

-17% vs state

$50,140

Per Capita Income

8.6%

Poverty Rate

5.8%

Unemployment Rate

41.6 min

Mean Commute Time

How ZIP 07827 ranks nationally

Montague, NJ household income vs. every US ZIP code

Median household income, the full national distribution, with this ZIP marked

$101,444 Top 18% higher than 82% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). Below this entry. $60,000–$80,000: 9,980 US ZIPs (33%). Below this entry. $80,000–$100,000: 5,778 US ZIPs (19%). Below this entry. $100,000–$120,000: 2,855 US ZIPs (9%). This entry sits in this band. $120,000–$140,000: 1,362 US ZIPs (4%). Above this entry. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 63.1%
Bachelor's Degree or Higher 29.1%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

1,795

Total Housing Units

1,654

Occupied Units

141

Vacant Units

2.47

Avg Household Size

Occupancy Type

Owner 82.8%
Renter 17.2%

$346,200

Median Home Value

-33% vs state

$1,260

Median Rent

1980

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How have home values changed over time?

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

+30.8%

YoY Change (2024)

280

HPI Index (2000 = 100)

+180%

Total Change Since 2000

Home values in ZIP 07827 have increased 30.8% over the past year (2024). Since 2000, this ZIP has seen +180% cumulative appreciation.

Year Annual Change HPI Index
2020 +4.6% 160
2021 +15.7% 185
2022 +14.7% 212
2023 +1.2% 214
2024 +30.8% 280

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 53 business establishments in ZIP 07827, employing approximately 297 people with a combined annual payroll of $10,451,000.

53

Businesses

297

Employees

$10.5M

Annual Payroll

7

Industry Sectors

Industry Establishments % of Total
Retail trade 10 18.9%
Other services (except public administration) 9 17.0%
Construction 8 15.1%
Manufacturing 6 11.3%
Health care and social assistance 5 9.4%
Accommodation and food services 5 9.4%
Professional, scientific, and technical services 4 7.5%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 07827 vs 18336 →

ZIP 07827 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 07827 ranks #5 by population - useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 07827 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 07827 ranks #4 of 8 neighboring ZIPs, local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
18336 Matamoras, PA 4,082 5.8 mi
07826 Branchville, NJ 6,180 7.0 mi
18340 Millrift, PA 174 8.9 mi
07851 Layton, NJ 119 7.1 mi
18337 Milford, PA 14,572 7.6 mi
07461 Sussex, NJ 19,563 7.8 mi
12771 Port Jervis, NY 14,511 8.2 mi
12746 Huguenot, NY 937 11.0 mi

More ZIP Codes in Sussex County

07860 standard
Newton, NJ
Pop: 26,288
07871 standard
Sparta, NJ
Pop: 21,165
07461 standard
Sussex, NJ
Pop: 19,563
07843 standard
Hopatcong, NJ
Pop: 12,241
07821 standard
Andover, NJ
Pop: 9,193
07419 standard
Hamburg, NJ
Pop: 9,160

Related Areas

Sussex County Montague, NJ New Jersey

Frequently Asked Questions

What county is ZIP code 07827 in? ▼
ZIP code 07827 (Montague) is located in Sussex County, New Jersey. Sussex County contains multiple ZIP codes, see the full list at /counties/sussex-nj.
What is the population of ZIP code 07827? ▼
ZIP code 07827 in Montague, NJ has a population of 4,244 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 07827? ▼
The median household income in ZIP 07827 is $101,444, which is 33% above the national average of $76,288.
What is the average home value in ZIP 07827? ▼
The median home value in ZIP 07827 is $346,200, which is 24% above the national average of $278,155.
What is the demographic makeup of ZIP 07827? ▼
The largest racial group in ZIP 07827 is White at 86.5%. Hispanic or Latino residents make up 7.1% of the population.
How many businesses are in ZIP code 07827? ▼
ZIP code 07827 has 53 business establishments employing approximately 297 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 07827? ▼
The top industries by establishment count in ZIP 07827 are: Retail trade (10), Other services (except public administration) (9), Construction (8). There are 7 industry sectors represented in total.
How have home values changed in ZIP code 07827? ▼
According to the FHFA House Price Index, home values in ZIP 07827 increased by 30.8% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 180%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 07827? ▼
In ZIP code 07827, 63.1% of residents aged 25+ have a high school diploma or higher, and 29.1% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 07827? ▼
The mean commute time for workers in ZIP code 07827 is 41.6 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend more time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 07827? ▼
In ZIP code 07827, approximately 82.8% of occupied housing units are owner-occupied and 17.2% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 07827? ▼
The poverty rate in ZIP code 07827 is 8.6% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

Read our methodology to see how this data is sourced, computed, and verified.