Montague, NJ · standard
ZIP Code 07827
Sussex County, New Jersey - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.
- 4,244
- 33/sq mi Moderate-density area
- $101,444
- Median income Above-median income area
- $346,200
- Median home value Above-median home value
- 29.1%
- Bachelor's or higher Near-average bachelor's attainment
National ZIP placement
Montague pairs an upper-quartile household income with above-median home values, in a rural, homeowner-dominated area.
- Top 18%
- household income, US ZIPs
- Top 27%
- home value, US ZIPs
- 33
- people per sq mi
- 83%
- owner-occupied homes
Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 07827 against every reporting US ZIP.
FHFA HPI release change
What changed in the latest House Price Index year
- FHFA House Price Index values in ZIP 07827 (Montague, NJ) rose +30.8% from 2023 to 2024. The all-transactions index moved from 214.3 in 2023 to 280.3 in 2024 (2000 = 100).
ZIP code 07827 covers 128.2 square miles in Montague, Sussex County, New Jersey (a standard USPS delivery area), with a modest 4,244 residents on file, a density of 33 people per square mile, in the New York time zone.
ZIP 07827 lands in the middle-income range, with a median household income of $101,444 (17% below the average New Jersey ZIP), while per-capita income is $50,140. The poverty rate is 8.6%, with unemployment at 5.8%; those measures add context to the income figure. Home values sit below the statewide ZIP benchmark: the median is $346,200 (33% below the average New Jersey ZIP), and median rent is $1,260; owner occupancy is 82.8%.
Educational attainment sits below the national norm: 29.1% of adults hold a bachelor's degree or higher, the median age is 46.5, and the average commute is 42 minutes. The page also surfaces 8 ZIP codes within roughly 10 miles and 6 more in Sussex County, so 07827 can be compared with both its immediate and county-level context.
Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →
Top industries in ZIP 07827
Top 5 sectors by establishment count in Montague, NJ
Which industries have the most business establishments in ZIP 07827.
- Retail trade
Retail trade
10 establishments
- Other services (except public administration)
Other services (except public administration)
9 establishments
- Construction
Construction
8 establishments
- Manufacturing
Manufacturing
6 establishments
- Health care and social assistance
Health care and social assistance
5 establishments
What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.
Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 07827, Montague, NJ · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.
Quick Facts
4,244
Population
128.2
Area (sq mi)
33
People / sq mi
New York
Time Zone
standard
ZIP Type
Who lives in ZIP 07827?
46.5
Median Age
52.0%
Male
48.0%
Female
8.1%
Foreign-Born
Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How much do residents earn?
$101,444
Median Household Income
-17% vs state ZIP avg
$50,140
Per Capita Income
8.6%
Poverty Rate
5.8%
Unemployment Rate
41.6 min
Mean Commute Time
How ZIP 07827 ranks among New Jersey ZIPs
Montague, NJ household income vs. every New Jersey ZIP code
Median household income among 565 reporting New Jersey ZIPs (this ZIP's population is too small for a reliable national-corpus placement)
$101,444 37th percentile higher than 37% of 565 New Jersey ZIPs
Each bar is a $20K-wide band; taller bars hold more New Jersey ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What is the education profile here?
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What does housing look like?
Housing stock: occupied vs vacant
1,795housing units
1,795
Total Housing Units
1,654
Occupied Units
141
Vacant Units
2.47
Avg Household Size
Occupancy Type
$346,200
Median Home Value
-33% vs state ZIP avg
$1,260
Median Rent
1980
Median Year Built
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How have home values changed over time?
FHFA House Price Index, annual appreciation data based on repeat sales and appraisals
+30.8%
YoY Change (2024)
280
HPI Index (2000 = 100)
+180%
Total Change Since 2000
Home values in ZIP 07827 have increased 30.8% over the past year (2024). Since 2000, this ZIP has seen +180% cumulative appreciation.
| Year | Annual Change | HPI Index |
|---|---|---|
| 2020 | +4.6% | 160 |
| 2021 | +15.7% | 185 |
| 2022 | +14.7% | 212 |
| 2023 | +1.2% | 214 |
| 2024 | +30.8% | 280 |
Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.
What businesses operate in this ZIP?
Census Bureau data shows 53 business establishments in ZIP 07827, employing approximately 297 people with a combined annual payroll of $10,451,000.
53
Businesses
297
Employees
$10.5M
Annual Payroll
7
Industry Sectors
| Industry | Establishments | % of Total |
|---|---|---|
| Retail trade | 10 | 18.9% |
| Other services (except public administration) | 9 | 17.0% |
| Construction | 8 | 15.1% |
| Manufacturing | 6 | 11.3% |
| Health care and social assistance | 5 | 9.4% |
| Accommodation and food services | 5 | 9.4% |
| Professional, scientific, and technical services | 4 | 7.5% |
Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.
Nearby ZIP Codes
Want a side-by-side? Compare 07827 vs 18336 →
ZIP 07827 vs its nearest neighbors, by population
Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 07461
Sussex (07461)
19,563 residents
- 18337
Milford (18337)
14,572 residents
- 12771
Port Jervis (12771)
14,511 residents
- 07826 6,180
Branchville (07826)
6,180 residents
- 07827 4,244
Montague (07827)
4,244 residents
- 18336 4,082
Matamoras (18336)
4,082 residents
- 12746 937
Huguenot (12746)
937 residents
- 18340 174
Millrift (18340)
174 residents
- 07851 119
Layton (07851)
119 residents
What this shows Among its immediate neighbors, ZIP 07827 ranks #5 by population - useful context the national average alone can't give.
ZIP 07827 vs its nearest neighbors, by median income
Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 07826
Branchville (07826)
$116,598 median income
- 07851
Layton (07851)
$108,419 median income
- 07461
Sussex (07461)
$106,981 median income
- 07827
Montague (07827)
$101,444 median income
- 18337
Milford (18337)
$93,149 median income
- 18336
Matamoras (18336)
$71,295 median income
- 12746
Huguenot (12746)
$69,906 median income
- 12771
Port Jervis (12771)
$68,136 median income
What this shows By household income, ZIP 07827 ranks #4 of 8 neighboring ZIPs, local affluence varies block to block, not just metro to metro.
Nationwide ZIPs with similar ACS profiles
Two Census-derived peer sets for ZIP 07827, both outside NJ so the neighborhoods are not geographic containment (Nearby and same-county blocks stay local).
Similar population
Nearest cross-state ZIPs by resident population (4,244 here; floor ≥1,000).
Similar median household income
Nearest cross-state ZIPs by ACS median household income.
More ZIP Codes in Sussex County
Related Areas
Frequently Asked Questions
What county is ZIP code 07827 in?
ZIP code 07827 (Montague) is located in Sussex County, New Jersey. Sussex County contains multiple ZIP codes, see the full list at /counties/sussex-nj.
What is the population of ZIP code 07827?
ZIP code 07827 in Montague, NJ has a population of 4,244 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 07827?
The median household income in ZIP 07827 is $101,444, which is 33% above the national average of $76,288.
What is the average home value in ZIP 07827?
The median home value in ZIP 07827 is $346,200, which is 24% above the national average of $278,155.
What is the demographic makeup of ZIP 07827?
The largest racial group in ZIP 07827 is White at 86.5%. Hispanic or Latino residents make up 7.1% of the population.
How many businesses are in ZIP code 07827?
ZIP code 07827 has 53 business establishments employing approximately 297 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 07827?
The top industries by establishment count in ZIP 07827 are: Retail trade (10), Other services (except public administration) (9), Construction (8). There are 7 industry sectors represented in total.
How have home values changed in ZIP code 07827?
According to the FHFA House Price Index, home values in ZIP 07827 increased by 30.8% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 180%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 07827?
In ZIP code 07827, 63.1% of residents aged 25+ have a high school diploma or higher, and 29.1% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 07827?
The mean commute time for workers in ZIP code 07827 is 41.6 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend more time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 07827?
In ZIP code 07827, approximately 82.8% of occupied housing units are owner-occupied and 17.2% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 07827?
The poverty rate in ZIP code 07827 is 8.6% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.
Related
Take this with you
What to do with ZIP 07827's numbers, next.
- See how ZIP 07827 compares to a neighboring ZIP code on the same Census fields Compare this ZIP
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ZIP Code Tabulation Areas (ZCTAs) are Census Bureau approximations of USPS ZIP codes; figures describe the ZCTA area, not any single address within it.