Lafayette, NJ · standard
ZIP Code 07848
Sussex County, New Jersey - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.
- 5,026
- 82/sq mi Moderate-density area
- $128,317
- Median income Above-median income area
- $436,800
- Median home value Above-median home value
- 41.1%
- Bachelor's or higher Above-average bachelor's attainment
National ZIP placement
Lafayette pairs a top-decile household income with upper-quartile home values, in a rural, homeowner-dominated area.
- Top 7%
- household income, US ZIPs
- Top 17%
- home value, US ZIPs
- 82
- people per sq mi
- 87%
- owner-occupied homes
Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 07848 against every reporting US ZIP.
FHFA HPI release change
What changed in the latest House Price Index year
- FHFA House Price Index values in ZIP 07848 (Lafayette, NJ) fell -2.7% from 2023 to 2024. The all-transactions index moved from 214.8 in 2023 to 209.0 in 2024 (2000 = 100).
ZIP code 07848 is a mid-sized community (a standard USPS delivery area) in Lafayette, Sussex County, New Jersey, home to 5,026 residents across 61.6 square miles, a density of 82 people per square mile, in the New York time zone.
ZIP 07848 skews affluent, with a median household income of $128,317 (5% above the average New Jersey ZIP), while per-capita income is $59,495. Both reported hardship measures are comparatively low in absolute terms: poverty is 5.5% and unemployment is 3.2%. Home values sit below the statewide ZIP benchmark: the median is $436,800 (15% below the average New Jersey ZIP), and median rent is $1,528; owner occupancy is 87.0%.
A solid share of residents have a four-year degree: 41.1% of adults hold a bachelor's degree or higher, the median age is 52.4, and the average commute is 33 minutes. The page also surfaces 10 ZIP codes within roughly 10 miles and 6 more in Sussex County, so 07848 can be compared with both its immediate and county-level context.
Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →
Top industries in ZIP 07848
Top 5 sectors by establishment count in Lafayette, NJ
Which industries have the most business establishments in ZIP 07848.
- Construction
Construction
21 establishments
- Other services (except public administration)
Other services (except public administration)
17 establishments
- Health care and social assistance
Health care and social assistance
12 establishments
- Wholesale trade
Wholesale trade
11 establishments
- Retail trade
Retail trade
11 establishments
What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.
Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 07848, Lafayette, NJ · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.
Quick Facts
5,026
Population
61.6
Area (sq mi)
82
People / sq mi
New York
Time Zone
standard
ZIP Type
Who lives in ZIP 07848?
52.4
Median Age
50.2%
Male
49.8%
Female
7.2%
Foreign-Born
Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How much do residents earn?
$128,317
Median Household Income
+5% vs state ZIP avg
$59,495
Per Capita Income
5.5%
Poverty Rate
3.2%
Unemployment Rate
32.8 min
Mean Commute Time
How ZIP 07848 ranks among New Jersey ZIPs
Lafayette, NJ household income vs. every New Jersey ZIP code
Median household income among 565 reporting New Jersey ZIPs (this ZIP's population is too small for a reliable national-corpus placement)
$128,317 Top 35% higher than 65% of 565 New Jersey ZIPs
Each bar is a $20K-wide band; taller bars hold more New Jersey ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What is the education profile here?
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What does housing look like?
Housing stock: occupied vs vacant
1,653housing units
1,653
Total Housing Units
1,573
Occupied Units
80
Vacant Units
2.41
Avg Household Size
Occupancy Type
$436,800
Median Home Value
-15% vs state ZIP avg
$1,528
Median Rent
1983
Median Year Built
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How have home values changed over time?
FHFA House Price Index, annual appreciation data based on repeat sales and appraisals
-2.7%
YoY Change (2024)
209
HPI Index (2000 = 100)
+109%
Total Change Since 2000
Home values in ZIP 07848 have decreased 2.7% over the past year (2024). Since 2000, this ZIP has seen +109% cumulative appreciation.
| Year | Annual Change | HPI Index |
|---|---|---|
| 2020 | +1.2% | 139 |
| 2021 | +16.5% | 161 |
| 2022 | +10.0% | 177 |
| 2023 | +21.1% | 215 |
| 2024 | -2.7% | 209 |
Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.
What businesses operate in this ZIP?
Census Bureau data shows 126 business establishments in ZIP 07848, employing approximately 1,328 people with a combined annual payroll of $75,000,000.
126
Businesses
1,328
Employees
$75.0M
Annual Payroll
12
Industry Sectors
| Industry | Establishments | % of Total |
|---|---|---|
| Construction | 21 | 16.7% |
| Other services (except public administration) | 17 | 13.5% |
| Health care and social assistance | 12 | 9.5% |
| Wholesale trade | 11 | 8.7% |
| Retail trade | 11 | 8.7% |
| Professional, scientific, and technical services | 11 | 8.7% |
| Accommodation and food services | 10 | 7.9% |
| Transportation and warehousing | 7 | 5.6% |
| Administrative and support and waste management and remediation services | 7 | 5.6% |
| Manufacturing | 4 | 3.2% |
| Finance and insurance | 4 | 3.2% |
| Arts, entertainment, and recreation | 3 | 2.4% |
Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.
Nearby ZIP Codes
Want a side-by-side? Compare 07848 vs 07822 →
ZIP 07848 vs its nearest neighbors, by population
Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 07860
Newton (07860)
26,288 residents
- 07871
Sparta (07871)
21,165 residents
- 07461
Sussex (07461)
19,563 residents
- 07821 9,193
Andover (07821)
9,193 residents
- 07419 9,160
Hamburg (07419)
9,160 residents
- 07849 9,054
Lake Hopatcong (07849)
9,054 residents
- 07826 6,180
Branchville (07826)
6,180 residents
- 07416 5,781
Franklin (07416)
5,781 residents
- 07848 5,026
Lafayette (07848)
5,026 residents
What this shows Among its immediate neighbors, ZIP 07848 ranks #9 by population - useful context the national average alone can't give.
ZIP 07848 vs its nearest neighbors, by median income
Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 07871
Sparta (07871)
$167,654 median income
- 07821
Andover (07821)
$141,860 median income
- 07848
Lafayette (07848)
$128,317 median income
- 07849
Lake Hopatcong (07849)
$117,298 median income
- 07826
Branchville (07826)
$116,598 median income
- 07822
Augusta (07822)
$114,545 median income
- 07860
Newton (07860)
$110,045 median income
- 07461
Sussex (07461)
$106,981 median income
- 07439
Ogdensburg (07439)
$105,551 median income
What this shows By household income, ZIP 07848 ranks #3 of 9 neighboring ZIPs, local affluence varies block to block, not just metro to metro.
| ZIP Code | City | Population | Distance |
|---|---|---|---|
| 07822 | Augusta, NJ | 887 | 2.8 mi |
| 07416 | Franklin, NJ | 5,781 | 4.6 mi |
| 07871 | Sparta, NJ | 21,165 | 4.9 mi |
| 07439 | Ogdensburg, NJ | 2,456 | 4.9 mi |
| 07419 | Hamburg, NJ | 9,160 | 6.9 mi |
| 07860 | Newton, NJ | 26,288 | 7.4 mi |
| 07826 | Branchville, NJ | 6,180 | 7.6 mi |
| 07821 | Andover, NJ | 9,193 | 10.2 mi |
| 07849 | Lake Hopatcong, NJ | 9,054 | 10.2 mi |
| 07461 | Sussex, NJ | 19,563 | 10.3 mi |
Nationwide ZIPs with similar ACS profiles
Two Census-derived peer sets for ZIP 07848, both outside NJ so the neighborhoods are not geographic containment (Nearby and same-county blocks stay local).
Similar population
Nearest cross-state ZIPs by resident population (5,026 here; floor ≥1,000).
Similar median household income
Nearest cross-state ZIPs by ACS median household income.
More ZIP Codes in Sussex County
Related Areas
Frequently Asked Questions
What county is ZIP code 07848 in?
ZIP code 07848 (Lafayette) is located in Sussex County, New Jersey. Sussex County contains multiple ZIP codes, see the full list at /counties/sussex-nj.
What is the population of ZIP code 07848?
ZIP code 07848 in Lafayette, NJ has a population of 5,026 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 07848?
The median household income in ZIP 07848 is $128,317, which is 68% above the national average of $76,288.
What is the average home value in ZIP 07848?
The median home value in ZIP 07848 is $436,800, which is 57% above the national average of $278,155.
What is the demographic makeup of ZIP 07848?
The largest racial group in ZIP 07848 is White at 85.5%. Hispanic or Latino residents make up 8.6% of the population.
How many businesses are in ZIP code 07848?
ZIP code 07848 has 126 business establishments employing approximately 1,328 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 07848?
The top industries by establishment count in ZIP 07848 are: Construction (21), Other services (except public administration) (17), Health care and social assistance (12). There are 12 industry sectors represented in total.
How have home values changed in ZIP code 07848?
According to the FHFA House Price Index, home values in ZIP 07848 decreased by 2.7% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 109%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 07848?
In ZIP code 07848, 70.1% of residents aged 25+ have a high school diploma or higher, and 41.1% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 07848?
The mean commute time for workers in ZIP code 07848 is 32.8 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend more time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 07848?
In ZIP code 07848, approximately 87.0% of occupied housing units are owner-occupied and 13.0% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 07848?
The poverty rate in ZIP code 07848 is 5.5% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.
Related
Take this with you
What to do with ZIP 07848's numbers, next.
- See how ZIP 07848 compares to a neighboring ZIP code on the same Census fields Compare this ZIP
- Check where Lafayette, NJ ranks among every U.S. ZIP code on income, education, or homeownership View national rankings
- Save this ZIP to your shortlist to track alongside others you're considering View your shortlist
ZIP Code Tabulation Areas (ZCTAs) are Census Bureau approximations of USPS ZIP codes; figures describe the ZCTA area, not any single address within it.