PlainZIP

Lake Hopatcong, NJ · standard

ZIP Code 07849

Morris County, New Jersey - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

9,054
475/sq mi
$117,298
Median income
$438,600
Median home value
48.0%
Bachelor's or higher

The verdict

Lake Hopatcong pairs an upper-quartile household income with upper-quartile home values, in a low-density, homeowner-dominated area.

Top 11%
household income, US ZIPs
Top 17%
home value, US ZIPs
475
people per sq mi
91%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 07849 against every reporting US ZIP.

ZIP code 07849 is a mid-sized community (a standard USPS delivery area) in Lake Hopatcong, Morris County, New Jersey, home to 9,054 residents across 19.1 square miles, a density of 475 people per square mile, in the New York time zone.

ZIP 07849 skews affluent, with a median household income of $117,298 (4% below the New Jersey average), while per-capita income is $58,771. Poverty here runs at 3.0%, with unemployment measured at 1.1%. Housing costs here run $438,600 for a typical home value (15% below the state average), with rent averaging $1,734 a month; 91.2% of homes are owner-occupied.

A solid share of residents have a four-year degree: 48.0% of adults hold a bachelor's degree or higher, the median age is 44.7, and the average commute is 32 minutes. Beyond these figures, 10 nearby ZIP codes within about 10 miles are surfaced below, along with 6 more sharing Morris County, letting you compare 07849 to its immediate surroundings rather than a national baseline alone.

Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →

Top industries in ZIP 07849

Top 5 sectors by establishment count in Lake Hopatcong, NJ

Which industries have the most business establishments in ZIP 07849.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 07849, Lake Hopatcong, NJ · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.

Quick Facts

9,054

Population

19.1

Area (sq mi)

475

People / sq mi

New York

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 07849?

44.7

Median Age

51.1%

Male

48.9%

Female

9.9%

Foreign-Born

White 77.7%
African American 1.7%
Asian 7.1%
American Indian or Alaska Native 0.1%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 10.2%
Hispanic or Latino 14.0%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$117,298

Median Household Income

-4% vs state

$58,771

Per Capita Income

3.0%

Poverty Rate

1.1%

Unemployment Rate

32.3 min

Mean Commute Time

How ZIP 07849 ranks nationally

Lake Hopatcong, NJ household income vs. every US ZIP code

Median household income, the full national distribution, with this ZIP marked

$117,298 Top 11% higher than 89% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). Below this entry. $60,000–$80,000: 9,980 US ZIPs (33%). Below this entry. $80,000–$100,000: 5,778 US ZIPs (19%). Below this entry. $100,000–$120,000: 2,855 US ZIPs (9%). This entry sits in this band. $120,000–$140,000: 1,362 US ZIPs (4%). Above this entry. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 71.7%
Bachelor's Degree or Higher 48.0%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

3,722

Total Housing Units

3,427

Occupied Units

295

Vacant Units

2.44

Avg Household Size

Occupancy Type

Owner 91.2%
Renter 8.8%

$438,600

Median Home Value

-15% vs state

$1,734

Median Rent

1964

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How have home values changed over time?

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

+11.6%

YoY Change (2024)

265

HPI Index (2000 = 100)

+165%

Total Change Since 2000

Home values in ZIP 07849 have increased 11.6% over the past year (2024). Since 2000, this ZIP has seen +165% cumulative appreciation.

Year Annual Change HPI Index
2020 +4.8% 177
2021 +12.4% 199
2022 +19.9% 239
2023 -0.6% 237
2024 +11.6% 265

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 231 business establishments in ZIP 07849, employing approximately 1,996 people with a combined annual payroll of $102,218,000.

231

Businesses

1,996

Employees

$102.2M

Annual Payroll

13

Industry Sectors

Industry Establishments % of Total
Professional, scientific, and technical services 31 13.4%
Other services (except public administration) 29 12.6%
Retail trade 27 11.7%
Construction 24 10.4%
Health care and social assistance 24 10.4%
Accommodation and food services 24 10.4%
Administrative and support and waste management and remediation services 21 9.1%
Arts, entertainment, and recreation 12 5.2%
Finance and insurance 9 3.9%
Wholesale trade 8 3.5%
Transportation and warehousing 8 3.5%
Manufacturing 6 2.6%
Educational services 6 2.6%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 07849 vs 07885 →

ZIP 07849 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 07849 ranks #5 by population - useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 07849 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 07849 ranks #3 of 9 neighboring ZIPs, local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
07885 Wharton, NJ 10,078 2.7 mi
07856 Mount Arlington, NJ 3,944 3.5 mi
07843 Hopatcong, NJ 12,241 3.2 mi
07847 Kenvil, NJ 1,670 5.7 mi
07803 Mine Hill, NJ 3,651 6.1 mi
07871 Sparta, NJ 21,165 5.7 mi
07801 Dover, NJ 25,386 4.4 mi
07850 Landing, NJ 6,436 5.0 mi
07439 Ogdensburg, NJ 2,456 7.6 mi
07842 Hibernia, NJ 130 5.5 mi

More ZIP Codes in Morris County

07960 standard
Morristown, NJ
Pop: 43,747
07054 standard
Parsippany, NJ
Pop: 29,305
07801 standard
Dover, NJ
Pop: 25,386
07869 standard
Randolph, NJ
Pop: 25,291
07866 standard
Rockaway, NJ
Pop: 22,098
07950 standard
Morris Plains, NJ
Pop: 19,564

Related Areas

Morris County Lake Hopatcong, NJ New Jersey

Frequently Asked Questions

What county is ZIP code 07849 in? ▼
ZIP code 07849 (Lake Hopatcong) is located in Morris County, New Jersey. Morris County contains multiple ZIP codes, see the full list at /counties/morris-nj.
What is the population of ZIP code 07849? ▼
ZIP code 07849 in Lake Hopatcong, NJ has a population of 9,054 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 07849? ▼
The median household income in ZIP 07849 is $117,298, which is 54% above the national average of $76,288.
What is the average home value in ZIP 07849? ▼
The median home value in ZIP 07849 is $438,600, which is 58% above the national average of $278,155.
What is the demographic makeup of ZIP 07849? ▼
The largest racial group in ZIP 07849 is White at 77.7%. Hispanic or Latino residents make up 14.0% of the population.
How many businesses are in ZIP code 07849? ▼
ZIP code 07849 has 231 business establishments employing approximately 1,996 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 07849? ▼
The top industries by establishment count in ZIP 07849 are: Professional, scientific, and technical services (31), Other services (except public administration) (29), Retail trade (27). There are 13 industry sectors represented in total.
How have home values changed in ZIP code 07849? ▼
According to the FHFA House Price Index, home values in ZIP 07849 increased by 11.6% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 165%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 07849? ▼
In ZIP code 07849, 71.7% of residents aged 25+ have a high school diploma or higher, and 48.0% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 07849? ▼
The mean commute time for workers in ZIP code 07849 is 32.3 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend more time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 07849? ▼
In ZIP code 07849, approximately 91.2% of occupied housing units are owner-occupied and 8.8% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 07849? ▼
The poverty rate in ZIP code 07849 is 3.0% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

Read our methodology to see how this data is sourced, computed, and verified.